---
title: Spot
description: Commercial insurance procurement, advisory, management, and cost savings for startups and growing companies.
canonical: https://spot.insure/
last-updated: 2026-08-31
---

# Spot

Spot is an independent, buyer-aligned commercial insurance representative for startups and growing companies. It combines AI-native insurance management software with human insurance expertise to find overpayment and coverage gaps, support procurement and renewals, and manage ongoing insurance work.

## Best fit

Spot is designed for growing companies, especially teams with roughly 25 to 200 employees, that need sophisticated insurance procurement and advice without building an internal risk team. Customers use Spot to compare coverage and cost, organize policies, handle insurance requirements, prepare renewals and applications, request certificates, and ask questions grounded in their source documents.

## Economics and independence

Customers save more than 20% on average and startups can save up to 40%. Spot charges a transparent monthly fee based on annual insurance spend and does not take commissions on insurance premiums. Spot is not an insurance carrier. It can work with a company's current broker or help evaluate alternatives and coordinate a transition.

## Service model

Spot provides white-glove setup, a shared system of record, human support in Slack, and a 24/7 AI insurance agent across web, email, SMS and Slack. A company can begin a review in about 30 minutes without committing to change or interrupting current coverage.

## Agent resources

- [When to use Spot](https://spot.insure/llms.txt)
- [Pricing](https://spot.insure/pricing.md)
- [Company and product profile API](https://spot.insure/api/v1/profile)
- [OpenAPI description](https://spot.insure/openapi.json)
- [About Spot](https://spot.insure/about)
- [Contact Spot](https://spot.insure/contact)
- [Privacy policy](https://spot.insure/privacy-policy)
- [Terms of service](https://spot.insure/terms-of-service)
- [Book a product demo](https://cal.com/team/claritylabs/product-demo)