--- title: "Find Business Insurance" description: "Find business insurance by situation: a lease, a customer contract, a first hire, a new trucking authority or a renewal, and what each one calls for." canonical: "https://spot.insure/find-insurance" page-type: "product" entities: ["Spot"] entity: "Spot" page-role: "product" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/find-insurance) ## Agent Guide **What this page is:** Find business insurance by situation: a lease, a customer contract, a first hire, a new trucking authority or a renewal, and what each one calls for. **Limits (do not over-claim):** - Describes Spot's own service; it does not establish coverage terms or outcomes for any company. **Related pages:** - [Spot home](https://spot.insure/) — product overview - [Sitemap](https://spot.insure/sitemap) — inventory of all public pages # Find the business insurance your situation calls for Tell us what just happened, from a new lease to a new hire, and your Spot team works out what your business needs and gets it quoted. What insurance your business needs usually comes down to what just changed: a lease to sign, a contract to meet, an employee to hire, a product to ship or a renewal that came back higher. Pick the situation closest to yours to see the coverage it tends to call for, the documents to have ready and how Spot helps you buy it. - [Insurance After Raising Venture Funding](https://spot.insure/find-insurance/after-fundraising): Find insurance after raising venture funding: Spot prepares your D&O, EPLI, cyber and E&O submissions and compares broker proposals before you bind. - [Insurance Required by a Commercial Lease](https://spot.insure/find-insurance/commercial-lease): Find the insurance your commercial lease requires: Spot reads the insurance clause, gets quotes that meet it and prepares the certificate your landlord asks for. - [Insurance Required by a Customer Contract](https://spot.insure/find-insurance/customer-contract): Find the insurance a customer contract requires: Spot reads the insurance clause, checks it against your policies and gets quotes for whatever is missing. - [Insurance for an Enterprise Customer’s Security Review](https://spot.insure/find-insurance/enterprise-security-review): Find insurance for an enterprise customer’s security review: Spot matches your cyber and tech E&O to their questionnaire and gets quotes for what you lack. - [Your First Business Insurance](https://spot.insure/find-insurance/first-business-insurance): Find your first business insurance with Spot: we work out which coverage you need now, prepare one submission for brokers and help you buy what fits. - [Insurance When You Hire Your First Employee](https://spot.insure/find-insurance/first-employee): Find insurance when you hire your first employee: Spot checks your state’s workers’ comp rules, quotes EPLI and benefits, and helps you buy before day one. - [Insurance for a Government Contract](https://spot.insure/find-insurance/government-contract): Find insurance for a government contract: Spot reads the solicitation’s insurance and bonding terms, gets quotes and helps you line up the bonds the agency requires. - [Insurance When You Expand to a New State](https://spot.insure/find-insurance/new-state): Find insurance when you expand to a new state: Spot checks that state’s workers’ comp rules, adds new locations and vehicles, and quotes coverage that doesn’t carry over. - [Insurance for a New Trucking Authority](https://spot.insure/find-insurance/new-trucking-authority): Find insurance for a new trucking authority: Spot quotes liability, physical damage and cargo, follows the filings your authority needs and sends proof to brokers. - [Insurance After a Non-Renewal or Cancellation](https://spot.insure/find-insurance/non-renewal): Find insurance after a non-renewal or cancellation: Spot reads the notice, prepares a new submission and works with brokers to replace coverage before it ends. - [Insurance When You Launch a Physical Product](https://spot.insure/find-insurance/product-launch): Find insurance for a physical product launch: Spot quotes product liability and recall, checks retailer requirements and protects your stock in transit. - [Insurance After a Renewal Price Increase](https://spot.insure/find-insurance/renewal-increase): Find insurance after a renewal price increase: Spot compares the renewal with your expiring terms and works with brokers to take your business to other insurers. ## Insurance for your industry - [Agriculture](https://spot.insure/insurance-for/agriculture) - [Analytics](https://spot.insure/insurance-for/analytics) - [Apparel and Cosmetics](https://spot.insure/insurance-for/apparel-and-cosmetics) - [Asset Management](https://spot.insure/insurance-for/asset-management) - [Automotive](https://spot.insure/insurance-for/automotive) - [Aviation and Space](https://spot.insure/insurance-for/aviation-and-space) - [B2B](https://spot.insure/insurance-for/b2b) - [Banking and Exchange](https://spot.insure/insurance-for/banking-and-exchange) - [Climate](https://spot.insure/insurance-for/climate) - [Construction](https://spot.insure/insurance-for/construction) - [Consumer Electronics](https://spot.insure/insurance-for/consumer-electronics) - [Consumer Finance](https://spot.insure/insurance-for/consumer-finance) - [Consumer Health and Wellness](https://spot.insure/insurance-for/consumer-health-wellness) - [Consumer Brands](https://spot.insure/insurance-for/consumer) - [Media and Content](https://spot.insure/insurance-for/content) - [Credit and Lending](https://spot.insure/insurance-for/credit-and-lending) - [Defense](https://spot.insure/insurance-for/defense) - [Diagnostics](https://spot.insure/insurance-for/diagnostics) - [Drones](https://spot.insure/insurance-for/drones) - [Drug Discovery and Delivery](https://spot.insure/insurance-for/drug-discovery-delivery) - [Education](https://spot.insure/insurance-for/education) - [Energy](https://spot.insure/insurance-for/energy) - [Engineering, Product and Design](https://spot.insure/insurance-for/engineering-product-design) - [Finance and Accounting](https://spot.insure/insurance-for/finance-and-accounting) - [Fintech](https://spot.insure/insurance-for/fintech) - [Food and Beverage](https://spot.insure/insurance-for/food-and-beverage) - [Game Studios](https://spot.insure/insurance-for/gaming) - [Government Contractors](https://spot.insure/insurance-for/government) - [Healthcare IT](https://spot.insure/insurance-for/healthcare-it) - [Healthcare Providers](https://spot.insure/insurance-for/healthcare-services) - [Healthcare](https://spot.insure/insurance-for/healthcare) - [Home and Personal Products](https://spot.insure/insurance-for/home-and-personal) - [Housing and Real Estate](https://spot.insure/insurance-for/housing-and-real-estate) - [Human Resources](https://spot.insure/insurance-for/human-resources) - [Industrial Biotech](https://spot.insure/insurance-for/industrial-bio) - [Industrials](https://spot.insure/insurance-for/industrials) - [Infrastructure](https://spot.insure/insurance-for/infrastructure) - [Insurtechs and Insurance Agencies](https://spot.insure/insurance-for/insurance) - [Job and Career Services](https://spot.insure/insurance-for/job-and-career-services) - [Law Firms and Legal Tech](https://spot.insure/insurance-for/legal) - [Manufacturing and Robotics](https://spot.insure/insurance-for/manufacturing-and-robotics) - [Marketing](https://spot.insure/insurance-for/marketing) - [Medical Devices](https://spot.insure/insurance-for/medical-devices) - [Office Management](https://spot.insure/insurance-for/office-management) - [Operations Teams](https://spot.insure/insurance-for/operations) - [Payments](https://spot.insure/insurance-for/payments) - [Productivity Software](https://spot.insure/insurance-for/productivity) - [Real Estate and Construction](https://spot.insure/insurance-for/real-estate-and-construction) - [Staffing and Recruiting](https://spot.insure/insurance-for/recruiting-and-talent) - [Retail](https://spot.insure/insurance-for/retail) - [Sales Teams and Agencies](https://spot.insure/insurance-for/sales) - [Security Companies](https://spot.insure/insurance-for/security) - [Social Platforms](https://spot.insure/insurance-for/social) - [Startups](https://spot.insure/insurance-for/startup) - [Supply Chain and Logistics](https://spot.insure/insurance-for/supply-chain-and-logistics) - [Therapeutics](https://spot.insure/insurance-for/therapeutics) - [Transportation Services](https://spot.insure/insurance-for/transportation-services) - [Travel, Leisure and Tourism](https://spot.insure/insurance-for/travel-leisure-and-tourism) - [Virtual and Augmented Reality](https://spot.insure/insurance-for/virtual-and-augmented-reality) ## What insurance does my business need? It depends on what you do and who you deal with. Leases and customer contracts often set the first requirements, employees bring state workers’ comp rules, and vehicles, products and data each add their own. Tell your Spot team your situation and we’ll set out what applies. ## How do I find business insurance with Spot? Tell us about your business and what’s prompting the search. Your Spot team prepares one submission, works with brokers to take it to market and helps you compare and buy. ## Is Spot an insurance company? No. Spot doesn’t issue policies or set prices. We work alongside brokers, take no commissions on premiums and help you buy, manage and renew your insurance. ## Why is this organized by situation rather than industry? The same business needs different things when it signs a lease, hires or raises money. For coverage by industry, see Spot’s industry pages. [Get Started](https://app.spot.insure/signup?intent=requirements) ## Agent and Developer Resources - [Markdown page](https://spot.insure/find-insurance.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)