--- title: "Intellectual Property Insurance in Indiana" description: "Learn how Indiana law treats trade secrets and related intellectual-property claims, and what to ask before choosing coverage." canonical: "https://spot.insure/coverage/intellectual-property/indiana" page-type: "coverage-state-guide" updated-at: "2026-09-29" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/coverage/intellectual-property/indiana) # Intellectual Property Insurance in Indiana Indiana’s trade-secret act allows a court to enjoin actual or threatened misappropriation. Ask whether the policy will fund an early response when a competitor or former worker threatens to use information, rather than waiting for a damages claim.[^2] **Coverage:** [Intellectual property](/coverage/intellectual-property) · [Indiana](/coverage/states/indiana) ## What Is Intellectual Property? Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. [Read the national Intellectual property guide](/coverage/intellectual-property). ## What to Watch for in Indiana ### Match the State Rule to Your Coverage Indiana’s trade-secret act allows a court to enjoin actual or threatened misappropriation. Ask whether the policy will fund an early response when a competitor or former worker threatens to use information, rather than waiting for a damages claim.[^2] ### Plan for the State Remedy Indiana permits damages measured by actual loss and unjust enrichment, with a reasonable royalty available when neither measure is adequate. Review whether the policy covers defense of each remedy theory and whether legal costs reduce the limit.[^2] ### Check the Policy Against the Claim Indiana’s statute requires a trade-secret suit within three years after discovery or when reasonable diligence should have found the misuse. Make incident escalation fast enough to preserve both the legal record and policy notice.[^2] ## Who Regulates Insurance in Indiana **Indiana Department of Insurance.** The Indiana Department of Insurance licenses and regulates insurance companies and producers, reviews rates and policies, and investigates consumer complaints. Its Consumer Services Division accepts complaints and the Department provides company and license searches.[^3][^4][^5] - [Regulator website](https://www.in.gov/idoi/) - [License lookup](https://www.in.gov/idoi/companyentity-financial-compliance/) - [File a complaint](https://www.in.gov/idoi/consumer-services/complaints/submit-a-complaint-online/) - Phone: (800) 622-4461 ### Surplus-Lines Tax and Stamping Office **Reported tax rate:** 2.5% of gross premium when Indiana is the home state Indiana’s surplus-lines premium tax is 2.5% when Indiana is the insured’s home state. Surplus-lines policies are outside Indiana guaranty-fund protection; before you buy, confirm the insurer’s identity and financial strength with your broker.[^6][^7][^8][^9] ## Providers With Documented State Licenses These providers publish a national listing for Intellectual property; the state records document licenses for the entities and roles shown below. Some records rely on company-reported information rather than independent regulator verification. A national listing does not confirm that the product is available in Indiana; [check the regulator’s license lookup](https://www.in.gov/idoi/companyentity-financial-compliance/) and confirm state availability for your business when requesting a quote. - [Risklytics](/insurance-providers/risklytics) — **Entity:** Risklytics, Inc.; **role:** Insurance producer; **checked:** 2026-09-28. **Scope:** Risklytics’ licensing page lists its Massachusetts resident agency license plus state license records in Arizona, Colorado, Illinois, Indiana, New Jersey, Ohio, Texas and Washington; it identifies the NPN record date as September 10, 2026. This list is company-published and not a product availability map.[^15] ## Questions to Ask Before You Buy in Indiana 1. Will this policy cover a threatened trade-secret claim under Indiana law before a lawsuit is filed? 2. Do defense costs reduce the limit available for a royalty settlement or damages? 3. What records should we preserve to establish when a suspected Indiana misappropriation was discovered? ## Intellectual Property in Indiana: FAQ ### What is the key Indiana rule for a trade-secret claim? Indiana’s trade-secret act allows a court to enjoin actual or threatened misappropriation. Ask whether the policy will fund an early response when a competitor or former worker threatens to use information, rather than waiting for a damages claim.[^2] ### How should I handle a suspected intellectual-property claim in Indiana? Notify the insurer promptly and preserve the first demand, access logs, agreements, and discovery date. Indiana’s statute requires a trade-secret suit within three years after discovery or when reasonable diligence should have found the misuse. Make incident escalation fast enough to preserve both the legal record and policy notice. The federal Defend Trade Secrets Act is a separate claim with its own filing period.[^2][^1] ## Intellectual Property in Other States - [Alabama](/coverage/intellectual-property/alabama) - [Alaska](/coverage/intellectual-property/alaska) - [Arizona](/coverage/intellectual-property/arizona) - [Arkansas](/coverage/intellectual-property/arkansas) - [California](/coverage/intellectual-property/california) - [Colorado](/coverage/intellectual-property/colorado) - [Connecticut](/coverage/intellectual-property/connecticut) - [Delaware](/coverage/intellectual-property/delaware) - [District of Columbia](/coverage/intellectual-property/district-of-columbia) - [Florida](/coverage/intellectual-property/florida) - [Georgia](/coverage/intellectual-property/georgia) - [Hawaii](/coverage/intellectual-property/hawaii) - [Idaho](/coverage/intellectual-property/idaho) - [Illinois](/coverage/intellectual-property/illinois) - [Iowa](/coverage/intellectual-property/iowa) - [Kansas](/coverage/intellectual-property/kansas) - [Kentucky](/coverage/intellectual-property/kentucky) - [Louisiana](/coverage/intellectual-property/louisiana) - [Maine](/coverage/intellectual-property/maine) - [Maryland](/coverage/intellectual-property/maryland) - [Massachusetts](/coverage/intellectual-property/massachusetts) - [Michigan](/coverage/intellectual-property/michigan) - [Minnesota](/coverage/intellectual-property/minnesota) - [Mississippi](/coverage/intellectual-property/mississippi) - [Missouri](/coverage/intellectual-property/missouri) - [Montana](/coverage/intellectual-property/montana) - [Nebraska](/coverage/intellectual-property/nebraska) - [Nevada](/coverage/intellectual-property/nevada) - [New Hampshire](/coverage/intellectual-property/new-hampshire) - [New Jersey](/coverage/intellectual-property/new-jersey) - [New Mexico](/coverage/intellectual-property/new-mexico) - [New York](/coverage/intellectual-property/new-york) - [North Carolina](/coverage/intellectual-property/north-carolina) - [North Dakota](/coverage/intellectual-property/north-dakota) - [Ohio](/coverage/intellectual-property/ohio) - [Oklahoma](/coverage/intellectual-property/oklahoma) - [Oregon](/coverage/intellectual-property/oregon) - [Pennsylvania](/coverage/intellectual-property/pennsylvania) - [Rhode Island](/coverage/intellectual-property/rhode-island) - [South Carolina](/coverage/intellectual-property/south-carolina) - [South Dakota](/coverage/intellectual-property/south-dakota) - [Tennessee](/coverage/intellectual-property/tennessee) - [Texas](/coverage/intellectual-property/texas) - [Utah](/coverage/intellectual-property/utah) - [Vermont](/coverage/intellectual-property/vermont) - [Virginia](/coverage/intellectual-property/virginia) - [Washington](/coverage/intellectual-property/washington) - [West Virginia](/coverage/intellectual-property/west-virginia) - [Wisconsin](/coverage/intellectual-property/wisconsin) - [Wyoming](/coverage/intellectual-property/wyoming) [Other Coverage in Indiana](/coverage/states/indiana) ## Sources [^1]: [18 U.S.C. § 1836, Civil Proceedings](https://uscode.house.gov/view.xhtml?req=%28title%3A18+section%3A1836+edition%3Aprelim%29) — Office of the Law Revision Counsel, U.S. House of Representatives; § 1836(b)(1), (3): federal civil action, injunction, and damages for qualifying trade secret misappropriation. Accessed 2026-09-29. [^2]: [Indiana Uniform Trade Secrets Act](https://iga.in.gov/laws/2025/ic/titles/24) — Indiana Legislature; §§ 24-2-3-2, 24-2-3-6–8. Accessed 2026-09-29. [^3]: [Indiana Department of Insurance](https://www.in.gov/idoi/) — Indiana Department of Insurance; Official regulator homepage and insurance oversight. Accessed 2026-09-28. [^4]: [Company/Entity Financial Compliance](https://www.in.gov/idoi/companyentity-financial-compliance/) — Indiana Department of Insurance; Official Company Lookup queries live department data on licensed entities; producer resources linked separately. Accessed 2026-09-28. [^5]: [Submit a Complaint Online](https://www.in.gov/idoi/consumer-services/complaints/submit-a-complaint-online/) — Indiana Department of Insurance; Online complaint portal and published consumer phone. Accessed 2026-09-28. [^6]: [Indiana Code § 27-1-15.8-4: Tax on surplus lines insurance](https://iga.in.gov/laws/2025/ic/titles/27#27-1-15.8-4) — Indiana General Assembly; 2.5% tax and insured home-state application. Accessed 2026-09-28. [^7]: [Surplus Lines Agent Licensing](https://www.in.gov/idoi/licensing/resident-licensing/surplus-lines-agent-licensing/) — Indiana Department of Insurance; Official IDOI surplus-lines agent and company guidance; identifies surplus-lines insurers as companies not licensed to transact admitted insurance in Indiana and statutory eligibility conditions. Accessed 2026-09-28. [^8]: [Guaranty Associations & Funds](https://content.naic.org/cipr-topics/guaranty-associationsfunds) — National Association of Insurance Commissioners; Overview of state guaranty-association scope and nonadmitted insurers. Accessed 2026-09-28. [^9]: [Guaranty Funds](https://www.in.gov/idoi/consumer-services/types-of-insurance/guaranty-funds/) — Indiana Department of Insurance; Department description of Indiana P&C and life/health guaranty funds and their limits; together with the Department's surplus-lines company page distinguishing these nonauthorized companies from licensed insurers. Accessed 2026-09-28. [^10]: [Licenses](https://www.at-bay.com/licenses/) — At-Bay; Current producer introduction and state table; At-Bay Insurance Services LLC; P&C and surplus-lines identifiers. Accessed 2026-09-21. [^11]: [Licenses and Carriers](https://www.coalitioninc.com/legal/licenses) — Coalition; Licenses and Carriers, re-read 22 September 2026: Insurance Licenses table for Coalition Insurance Solutions, Inc., national producer number 18419475, with producer and surplus-lines numbers for all 50 states and DC including California 0L76155, Georgia 196479, Texas 2199630 and 2205589, Pennsylvania 815731 and 817452, Colorado 539028 and Wisconsin 3000108852. Insurance Carriers table naming, with NAIC numbers, Allianz Underwriters Insurance Company 36420, Arch Specialty Insurance Company 21199, Ascot Specialty Insurance Company 45055, Ascot Insurance Company 23752, Aspen Specialty Insurance Company 10717, Chaucer Insurance Company DAC, Coalition Insurance Company 29530, Fireman's Fund Indemnity Corporation 11380, Fortegra Specialty Insurance Company 16823, Lloyd's of London, MSIG Specialty Insurance USA Inc. 34886, MS Transverse Specialty Insurance Company 41807, Steadfast Insurance Company 26387, Vantage Risk Specialty Insurance Company 16275 and Zurich American Insurance Company 16535.. Accessed 2026-09-22. [^12]: [Insurance Producer Licenses](https://www.corgi.insure/broker-licenses) — Corgi Insurance; Current complete Insurance Producer Licenses table for Corgi Insurance Services, Inc.; 50 rows covering 49 states and DC (DC 3003091619); no New Mexico row; no NPN or as-of date shown.. Accessed 2026-09-28. [^13]: [About Hiscox US Insurance](https://www.hiscox.com/about-hiscox-insurance) — Hiscox; Hiscox Insurance Company Inc. NAIC 10200 as Chicago, IL domiciled insurer admitted or licensed in all 50 states and D.C.; Hiscox Inc. as general agent and Lloyd’s coverholder for Syndicates 33 and 3624; surplus-lines placements through licensed surplus-lines brokers; A.M. Best rating statement. Accessed 2026-09-16. [^14]: [Licenses](https://www.nextinsurance.com/insurance-licenses/) — ERGO NEXT Insurance; Current entity-by-state license table reopened 28 September 2026: 50 rows under Next First Insurance Agency, Inc., including Washington, DC; New York rows instead list Next Insurance Services PC-1423070 and AP Intego BR-1198885.. Accessed 2026-09-28. [^15]: [About Risklytics](https://www.risklytics.ai/about/) — Risklytics; What we do; Who we insure; Licensing; Agency licenses table dated 2026-09-10. Accessed 2026-09-16. [^16]: [Insurance Licenses by State](https://www.techinsurance.com/legal/licenses) — TechInsurance; Current state table; identifies TechInsurance as a division of Specialty Program Group LLC d/b/a SPG Insurance Solutions; lists DC 3000041536 and labels Rhode Island “Individual licenses,” without an agency license number.. Accessed 2026-09-28. [^17]: [Licenses](https://www.vouch.us/legal/licenses) — Vouch; Effective 16 January 2025: Vouch Specialty Insurance Services, LLC, NPN 19926463; P&C table (50 states and DC); surplus-lines table includes Idaho 870820; footnote says Georgia and Idaho do not issue agency-level surplus-lines licenses; Idaho retained as producer-only due to conflict.. Accessed 2026-09-15. Updated 2026-09-29. This guide is informational and does not determine whether a policy is available or meets your needs. [Editorial policy](/editorial-policy). To suggest a correction, [contact Spot](/contact) with a supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/coverage/intellectual-property/indiana.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)