--- title: "Risklytics vs Zurich U.S.: Tech E&O Insurance" description: "Risklytics cites a typical $1 million to $5 million Tech E&O request and reviews AI exclusions, while Zurich describes coverage without publishing limits." canonical: "https://spot.insure/compare/risklytics-vs-zurich/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "risklytics-vs-zurich" provider-a: "risklytics" provider-b: "zurich" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/risklytics-vs-zurich/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Risklytics and Zurich U.S. for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Risklytics versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Risklytics vs Zurich U.S. for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Risklytics or Zurich U.S.? - What does Risklytics or Zurich U.S. publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Tech E&O Insurance from Risklytics or Zurich U.S.? **Key facts:** - Line: Tech E&O Insurance. Providers: Risklytics and Zurich U.S.. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Risklytics vs Zurich U.S.](https://spot.insure/compare/risklytics-vs-zurich) — parent: all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — coverage explainer for this line - [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile (evidence) - [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence) - [Risklytics vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/risklytics-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/risklytics-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. D&O Insurance](https://spot.insure/compare/risklytics-vs-zurich/directors-officers) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/risklytics-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/risklytics-vs-zurich/inland-marine) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/risklytics-vs-zurich/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Risklytics vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/risklytics-vs-zurich/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Risklytics Tech E&O Insurance](https://spot.insure/compare/aig-vs-risklytics/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/aig-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Risklytics Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Risklytics Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) # Risklytics vs Zurich U.S.: How Do They Compare for Tech E&O Insurance? Risklytics cites a typical $1 million to $5 million Tech E&O request and reviews AI exclusions, while Zurich describes coverage without publishing limits. ## How to Use the Risklytics vs Zurich U.S. Tech E&O Insurance Comparison Use this comparison to evaluate Risklytics and Zurich U.S. for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Risklytics vs Zurich U.S. Tech E&O Insurance Summary Risklytics lists $1 million to $5 million per claim as a typical Tech E&O request and says it reviews policy forms for AI exclusions. Zurich identifies technology target classes and describes possible E&O defense costs, settlements, and court fees. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") ## What Is Risklytics Insurance? Risklytics suits robotics, autonomy and AI businesses that want help preparing an application and checking Tech E&O wording for AI exclusions; standard small businesses should compare generalist agencies. California eligibility is not established in its public materials. [1](https://www.risklytics.ai/about/ "About Risklytics: who we are") [2](https://www.risklytics.ai/ "Insurance for Frontier Tech") [3](https://www.risklytics.ai/terms/ "Terms of Service") [Risklytics profile](https://spot.insure/insurance-providers/risklytics) ## Zurich U.S. Business Insurance: Products, Access, and Claims Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [6](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [7](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.") [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) ## What Is Technology Errors and Omissions (E&O) Insurance? Technology errors and omissions coverage can help pay when a customer claims your software, hosting, installation or technology advice caused financial loss. If you provide tech products or services, check each activity; cyber incidents and unrelated professional work need separate review. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [10](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [11](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf "Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)") [12](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [13](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management") [14](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf "Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application") [15](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Risk for Technology Companies") ## What Are the Key Differences Between Risklytics and Zurich U.S. Tech E&O Insurance? ### Product-Failure Claims Risklytics describes Tech E&O as responding when a product or service costs a customer money, with examples such as a model mislabeling shipments or an integration corrupting order data. Zurich says its E&O may cover defense costs, settlements, and court fees; crisis management requires an enhanced endorsement and customer qualification. Ask each provider to address your specific software-output or integration-loss scenario in the proposed form. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") ### Pre-Bind Form Review Risklytics says it reads policy forms for AI exclusions before binding. Zurich describes professional-liability underwriters and dedicated E&O claims specialists. Ask Risklytics to identify the exact AI wording in the proposed carrier form and ask Zurich whether its underwriter will review your AI-related services; the records describe different points in policy selection and servicing. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") ## What Should You Confirm in Risklytics and Zurich U.S. Tech E&O Insurance Quotes? - Ask Risklytics for the insurer, per-claim and aggregate limits, and exact AI exclusion language. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") - Ask Zurich for limits, retention, covered technology services, and any AI-specific restrictions. [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") ## Risklytics vs Zurich U.S. Tech E&O Insurance Compared | Criteria | Risklytics Professional Liability (Tech E&O) Insurance | Zurich Pro Plus E&O for Technology Companies | | --- | --- | --- | | Role in This Line | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. [1](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) | Confirm in your quote. | | Issuing Insurer | Risklytics does not name the carrier that underwrites Risklytics Professional Liability (Tech E&O) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [1](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) | Confirm in your quote. | | Who It’s For | Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) | Zurich identifies technology practitioners, including hardware/software product makers and technology service providers, as targeted E&O classes. [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; technology errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) | | Coverage Features | Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) | Zurich says its E&O may cover defense costs, settlements and court fees; crisis-management coverage is described as an enhanced endorsement for qualified customers, not an unconditional standard feature. [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; technology errors and omissions; United States. Crisis-management coverage is conditional on the enhanced endorsement and qualification; actual covered terms, limits, issuer and state availability depend on issued policy..) | | Limits and Retentions | Risklytics lists a typical ask of $1 million to $5 million per claim for this line. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) | Confirm in your quote. | | Risk Services | Risklytics calls Tech E&O the hardest line to get right because some insurers are quietly excluding AI-related losses, and says it reads every policy form for AI exclusions before it binds. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) | Zurich describes dedicated E&O claims specialists and underwriters with professional-liability experience. [8](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; technology errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) | | How to Apply | You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [1](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) | Confirm in your quote. | ## Related Pages for Risklytics vs Zurich U.S. Tech E&O Insurance - [Risklytics vs Zurich U.S.](https://spot.insure/compare/risklytics-vs-zurich): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Risklytics vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/risklytics-vs-zurich/commercial-property) - [Risklytics vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/risklytics-vs-zurich/cyber) - [Risklytics vs Zurich U.S. D&O Insurance](https://spot.insure/compare/risklytics-vs-zurich/directors-officers) - [Risklytics vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/risklytics-vs-zurich/general-liability) - [Risklytics vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/risklytics-vs-zurich/inland-marine) - [Risklytics vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/risklytics-vs-zurich/umbrella-excess) - [Risklytics vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/risklytics-vs-zurich/workers-compensation) - [AIG vs Risklytics Tech E&O Insurance](https://spot.insure/compare/aig-vs-risklytics/technology-errors-omissions) - [AIG vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/aig-vs-zurich/technology-errors-omissions) - [Alliance Risk vs Risklytics Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/technology-errors-omissions) - [Alliance Risk vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/technology-errors-omissions) - [Amelia Risk vs Risklytics Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics/technology-errors-omissions) - [Amelia Risk vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-zurich/technology-errors-omissions) ## Sources for Risklytics vs Zurich U.S. Tech E&O Insurance ### Sources About Risklytics 1. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23. 2. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16. 3. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16. 4. [Professional Liability (Tech E&O) Insurance](https://www.risklytics.ai/lines/professional/). Risklytics; Coverage line: Professional Liability (Tech E&O); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23. 5. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23. ### Sources About Zurich U.S. 6. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28. 7. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28. 8. [Errors and Omissions Insurance – E&O | Zurich Insurance](https://www.zurichna.com/insurance/errors-and-omissions). Zurich U.S.; Pro Plus coverage, targeted classes, policy structure, claims and underwriting. Accessed 2026-09-28. ### Sources for the Tech E&O Insurance Guide 9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Professional Errors and Omissions Liability; Errors and Omissions Liability | Professional Liability other than Medical. Accessed 2026-09-16. 10. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16. 11. [Appendix J – Contractor’s Insurance Requirements, Information Technology Umbrella Contract – Manufacturer Based (Statewide)](https://online.ogs.ny.gov/purchase/snt/awardnotes/7360022802AppendixJ_PRB01.pdf). New York State Office of General Services; §4 Technology Errors and Omissions, printed p.6 / PDF p.6; claims-made tail note. Accessed 2026-09-16. 12. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16. 13. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16. 14. [Chubb DigiTech Enterprise Risk Management Policy — Technology E&O, Cyber and Privacy Short Form Application](https://www.chubb.com/us/asset/smallbusiness/digitech-erm--new-business-application-small-business-pf-48204.pdf). ACE American Insurance Company / Chubb; Claims-made notice p.1; §2 Nature of Operations product/service schedule pp.2–3; §7 Technology E&O pp.4–5; §9–10 current and desired coverage pp.5–6. Accessed 2026-09-16. 15. [Cyber Risk for Technology Companies](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; CyberRisk Tech coverage includes… technology errors and omissions; businesses can choose cyber protection, E&O protection or both; E&O coverage helps address… errors, omissions or negligent acts in the performance of its services. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Risklytics Review Scores for 2026 Review Score: not enough ratings. Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/risklytics/reviews). ## Zurich U.S. Review Scores for 2026 Review Score: not enough ratings. The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim. - NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance) - Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com) - ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html) - BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/risklytics-vs-zurich/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)