---
title: "Risklytics vs USI"
description: "When a robotics or autonomy specialist broker is a better fit than USI’s general technology practice—and what remains unverified."
canonical: "https://spot.insure/compare/risklytics-vs-usi"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Risklytics", "USI Insurance Services"]
---

[Human-readable page](https://spot.insure/compare/risklytics-vs-usi)

# Risklytics vs USI

When a robotics or autonomy specialist broker is a better fit than USI’s general technology practice—and what remains unverified.

## Research Scope and Use

Use this comparison to evaluate Risklytics and USI Insurance Services against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.

This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.

For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.

## Highlights

Risklytics is a brokerage focused on robotics, autonomy, hardware, and AI, with intellectual-property and space-related placement themes and California licensing that is not independently verified on the materials used here. USI’s Technology practice covers software and hardware from seed through IPO as a general national brokerage, also with an unresolved California product route. [1](https://www.risklytics.ai/ "Insurance for Frontier Tech") [2](https://www.risklytics.ai/about/ "About Risklytics") [9](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property insurance, explained") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [19](https://www.usi.com/commissions-fees/ "Commissions and Fees") [33](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)")



## Introduction

A company shipping autonomous hardware has a different submission than a pure software firm. Risklytics positions around robotics, autonomy, and intellectual-property-heavy products, including space. USI’s Technology page lists hardware among several technology verticals but does not specialize the public catalogue in intellectual-property insurance or space the way Risklytics’ pages do. Both still need a confirmed California producer route before a California bind. [2](https://www.risklytics.ai/about/ "About Risklytics") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance")

## Documented Provider Strengths

### Risklytics

- Risklytics says it prepares the application from your business description and website for your review. [1](https://www.risklytics.ai/ "Insurance for Frontier Tech") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)
- Risklytics says it reviews technology E&O wording for AI exclusions before binding. [8](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) insurance") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)

### USI Insurance Services

- USI’s Technology practice says it works with software, hardware and related companies from early seed stage through IPO. [13](https://www.usi.com/about-usi "The Power of ONE") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [32](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Company marketing of client types. Not an underwriting appetite or guaranteed acceptance statement.; verified: 2026-09-16.)
- USI says it is customarily paid insurer commissions and may receive additional contingent compensation, with details available on request. [19](https://www.usi.com/commissions-fees/ "Commissions and Fees") (Evidence: Company-reported; scope: USI’s published producer-compensation disclosure. Account-specific amounts require a proposal.; verified: 2026-09-16.)

## Coverage Comparison

| Coverage Type | Risklytics | USI Insurance Services |
| --- | --- | --- |
| Cargo and transit | Not listed | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") |
| Commercial auto | Not listed | Listed [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| Commercial property | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| Crime | Not listed | Listed [22](https://www.usi.com/property-casualty/business-services/ "Business Services") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") |
| Cyber liability | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [26](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| Directors and officers | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") |
| Employee health and benefits | Not listed | Listed [25](https://www.usi.com/employee-benefits "Employee Benefits") [23](https://www.usi.com/property-casualty/private-equity "Private Equity") |
| Employment practices liability | Not listed | Listed [22](https://www.usi.com/property-casualty/business-services/ "Business Services") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") |
| Fiduciary liability | Not listed | Listed [22](https://www.usi.com/property-casualty/business-services/ "Business Services") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") |
| General liability | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| Intellectual property | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Not listed |
| Kidnap and ransom | Not listed | Listed [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| Management liability | Not listed | Listed [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") |
| Medical malpractice | Not listed | Listed [24](https://www.usi.com/property-casualty/healthcare/ "Healthcare") |
| Product liability | Not listed | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") |
| Professional liability / E&O | Not listed | Listed [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| Representations and warranties | Not listed | Listed [23](https://www.usi.com/property-casualty/private-equity "Private Equity") |
| Surety bonds | Not listed | Listed [24](https://www.usi.com/property-casualty/healthcare/ "Healthcare") |
| Technology errors and omissions | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [27](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/ "Protect Your Organization From Increasing Third-Party Cyber Exposures") |
| Tools, equipment and inland marine | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Not listed |
| Umbrella and excess liability | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |
| Workers’ compensation | Listed [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") | Listed [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") |

Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.

## Optional Spot Service Handoff

Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.

This is a service offered by the publisher, separate from the provider research.

## Key Differences Between Risklytics and USI

### Specialist Book Versus Practice Vertical

If the first question is product intellectual property and prototype hardware in transit, Risklytics’ published intellectual-property and inland-marine-adjacent catalogue is the more specific public match. If the file is a standard software stack plus benefits, USI’s broader middle-market practice is the closer public match. Either broker might still decline. [9](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property insurance, explained") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance")

### Catalogue Emphasis

Risklytics lists intellectual property as a coverage line. USI’s Technology list does not use that product name; advising on intellectual-property risk on the USI page is not the same as a placed intellectual-property policy. Do not treat a missing public label as proof USI cannot obtain the insurance; ask in the quote. [9](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property insurance, explained") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance")

### Licensing Evidence

Risklytics’ cited California producer evidence is incomplete. USI prints a California license number without California Department of Insurance verification on the practice pages used here. For a California-domiciled robotics company, that is the same class of unresolved issue on both sides—resolve it in the quote, not from office photos. [11](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch "Business Name Search") [33](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)")

### How Placement Is Described

Risklytics emphasizes application preparation and wording review. USI emphasizes USI ONE planning. Ask each to mark up the same customer contract clause. [6](https://www.risklytics.ai/faq/ "Questions founders ask") [14](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/ "The USI ONE Advantage")

### Fees

Risklytics’ pricing page is the place to test fee versus commission. USI’s default is commission. Get both in writing. [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [19](https://www.usi.com/commissions-fees/ "Commissions and Fees")

## What to Confirm in Quotes

- California producer authority and surplus-lines broker identity. [11](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch "Business Name Search") [33](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)")
- Intellectual property, space, and prototype property forms—not just general liability. [10](https://www.risklytics.ai/lines/space/ "Space insurance, explained")
- Named markets; Risklytics discusses market access without a full panel, as does USI. [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") [26](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe")
- Claims support contacts for a hardware loss versus a professional claim. [7](https://www.risklytics.ai/contact/ "Contact a commercial insurance broker") [30](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf "Client Emergency Preparedness Claims Kit")



## Service Comparison

Risklytics vs USI: documented services and availability.

| Criteria | Risklytics | USI Insurance Services |
| --- | --- | --- |
| Customer focus | Risklytics markets to robotics, autonomous-vehicle, hardware, AI software and agent businesses, with additional industry pages for drones, space and defense contractors. Its emphasis is on explaining unfamiliar operations to insurance underwriters. [2](https://www.risklytics.ai/about/ "About Risklytics") [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.) | USI says it has served over 500,000 clients nationwide and positions itself as a middle-market brokerage and consulting firm. Its Technology practice describes clients including software, hardware, networking, semiconductors, or communications companies from early seed stage through IPO. Public pages do not publish a minimum revenue, headcount, or California-startup eligibility screen. [13](https://www.usi.com/about-usi "The Power of ONE") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [32](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html "Aon to acquire USI to establish the premier U.S. middle-market platform") (Evidence: Company-reported; scope: Company marketing of client types. Not an underwriting appetite or guaranteed acceptance statement.; verified: 2026-09-16.) |
| Coverage lines | Risklytics says it places general liability, technology errors and omissions (E&O), cyber, directors and officers, commercial property, inland marine equipment, workers’ compensation, umbrella, intellectual property and space insurance. These are advertised placement categories, not a single package or a guarantee of availability. [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") (Evidence: Company-reported; scope: Direct service catalogue headed The lines we place. Technology E&O is not double-counted as generic professional E&O. Space has no existing shared coverage key and remains in this fact.; verified: 2026-09-16.)<br><br>Risklytics says it reads technology E&O forms before binding and warns that AI exclusions can affect the result. Its product page is a general description, not a specimen policy or confirmation that a particular AI failure is covered. [8](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) insurance") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)<br><br>The advertised IP line discusses both infringement defense and enforcement of owned rights. The space line discusses pre-launch hardware, launch, in-orbit risks and related liability. Neither description establishes that every component is included in a quoted policy. [9](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property insurance, explained") [10](https://www.risklytics.ai/lines/space/ "Space insurance, explained") [4](https://www.risklytics.ai/markets/ "For insurers and wholesale markets") (Evidence: Company-reported; scope: Specialty categories confirmed by direct placement catalogue; product-page examples are explanatory, not guaranteed insuring agreements.; verified: 2026-09-16.) | USI’s Technology practice lists insurance placement for property; business income and contingent business income; worldwide cargo and stock; errors and omissions; product liability; directors and officers liability; network security / USI PrivaSafe; and international. Those labels describe brokerage services. Limits, exclusions, insurer, and whether a given startup qualifies remain in a quote and policy. [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [26](https://ucontent.usi.com/solution-insights/privasafe/ "USI Exclusive PrivaSafe") (Evidence: Company-reported; scope: Technology practice product list on usi.com as of access date. International is listed as a service theme, not a shared coverage-line key.; verified: 2026-09-16.)<br><br>USI’s commercial property and casualty pages describe advice and placement on workers’ compensation, property, general liability, auto liability, umbrella/excess, executive and professional risks, cyber, environmental, product liability, and related claims and risk-control services. Other industry pages add employment practices, crime, fiduciary, professional E&O, kidnap and ransom, representations and warranties, medical professional (malpractice) liability, and required bonding in the healthcare practice. Availability and wording vary by client, insurer, and jurisdiction. [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [22](https://www.usi.com/property-casualty/business-services/ "Business Services") [23](https://www.usi.com/property-casualty/private-equity "Private Equity") [24](https://www.usi.com/property-casualty/healthcare/ "Healthcare") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue of marketed brokerage lines from current official practice pages. Environmental and international labels are not mapped to separate shared coverage keys.; verified: 2026-09-16.)<br><br>USI’s employee-benefits practice describes consulting to design, price, and administer employer benefit programs, including underwriting analytics, HR administration support, population health, compliance/healthcare reform guidance, pharmacy and ancillary consulting. The private-equity practice separately lists employee health and welfare insurance services after a transaction. These pages describe consulting and placement services, not a specific insured health plan or carrier. [25](https://www.usi.com/employee-benefits "Employee Benefits") [23](https://www.usi.com/property-casualty/private-equity "Private Equity") (Evidence: Company-reported; scope: Employer-sponsored benefits brokerage/consulting. Not individual health insurance.; verified: 2026-09-16.) |
| Availability | Risklytics publishes agency NPN 22311838 and Massachusetts resident license 3004393145. Its state table, dated September 10, 2026, also lists Arizona, Colorado, Illinois, Indiana, New Jersey, Ohio, Texas and Washington. These are company-reported identifiers, not independently verified licenses or product eligibility. [2](https://www.risklytics.ai/about/ "About Risklytics") (Evidence: Company-reported; scope: About page attributes its table to NIPR; no NIPR producer report or regulator-issued record was obtained.; verified: 2026-09-16.)<br><br>California is absent from the reviewed agency-license table. A California-authorized producer and product route remain unconfirmed in the reviewed disclosures; this does not establish that Risklytics cannot arrange California coverage. Confirm the responsible producer, authority and insurer for your operation before relying on a quote. [2](https://www.risklytics.ai/about/ "About Risklytics") [3](https://www.risklytics.ai/terms/ "Terms of Service") [11](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch "Business Name Search") (Evidence: Not found in reviewed sources; scope: Official company disclosures and initial CDI business-name search interface reviewed. No completed CDI search or license result. Office location and a fictional homepage demonstration mentioning CA do not establish authority.; verified: 2026-09-16.) | USI states that it is headquartered at 100 Summit Lake Drive, Suite 400, Valhalla, New York, with more than 10,000 professionals across over 200 U.S. offices, and that it serves every state. That is a company description of its office network and service footprint. It does not, by itself, establish that a particular commercial product is admitted, surplus-lines, or otherwise available in California or any other named state. [15](https://www.usi.com/about-usi/locations "Find a USI office near you") [13](https://www.usi.com/about-usi "The Power of ONE") [16](https://www.usi.com/contact-us/ "Contact Us") [12](https://www.usi.com/ "Insurance Brokerage and Consulting") (Evidence: Company-reported; scope: Headquarters and U.S. office-network claims on current official pages.; verified: 2026-09-16.)<br><br>A USI Insurance Services LLC staff biography lists a San Francisco office and prints CA DOI License # 0G11911. The reviewed usi.com practice pages do not state which commercial products are available to California-domiciled startups, whether placements are admitted or surplus lines, or which licensed entity would appear on a California policy. Current California producer-license status remains independently unverified. A California office address is not treated as product eligibility. [33](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf "USI Insurance Services LLC associate biography (San Francisco)") [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [15](https://www.usi.com/about-usi/locations "Find a USI office near you") (Evidence: Company-reported; scope: Unresolved California contracting route for commercial P&C and benefits. Company-reported license number only.; verified: 2026-09-16.) |
| Application process | Risklytics says it drafts an application using your description and public business information, including your website, for you to check and sign. It advertises Slack and email placement updates. The application-preparation process and its speed were not tested. [1](https://www.risklytics.ai/ "Insurance for Frontier Tech") (Evidence: Company-reported; scope: Current official service description; not independently tested or a policy entitlement.; verified: 2026-09-16.)<br><br>Risklytics says it reviews the application with you, approaches suitable insurers and reads quote wording before making a recommendation. Its FAQ says the insurer binds after you accept a quote; timing varies with the coverage and operation. [6](https://www.risklytics.ai/faq/ "Questions founders ask") (Evidence: Company-reported; scope: FAQ process description only; no application, quote or binding transaction performed.; verified: 2026-09-16.) | USI does not publish a self-serve commercial quote flow on the reviewed pages. Technology and P&C inquiries are directed to pcinquiries@usi.com or a local office. The contact page includes a website message box that USI warns is not secured in transit and should not be used for sensitive information. Small- and medium-sized management-liability inquiries are also directed to Select.Business@usi.com. No public binding timetable or online eligibility tool was found. [21](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [20](https://www.usi.com/property-casualty "P&C Insurance and Risk Consulting") [16](https://www.usi.com/contact-us/ "Contact Us") [28](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Public inquiry paths as of access date. Not an application completeness or speed claim.; verified: 2026-09-16.) |
| Fees and compensation | Risklytics advertises no application charge or additional brokerage fee, says carriers pay commission from premiums, and offers to disclose its earnings on request. Its terms separately allow carrier or wholesaler compensation and carrier-set taxes and policy fees. No buyer-specific premium or commission amount is published on the pricing page. [5](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [3](https://www.risklytics.ai/terms/ "Terms of Service") (Evidence: Company-reported; scope: Retail pricing page and terms section 9; no total-cost comparison with direct purchase or other brokers is supported.; verified: 2026-09-16.) | Unless otherwise negotiated, USI says compensation for placing coverage is customarily a commission calculated as a percentage of premium and paid by the insurer. It may also receive additional monetary and non-monetary compensation from insurers or intermediaries (including affiliates), which can be contingent on volume, profitability, or other factors, and some agreements include growth or distribution incentives. Clients may request the nature and source of expected compensation, including on alternative quotes. Standard commission percentages and fee schedules for startup accounts are not published. [19](https://www.usi.com/commissions-fees/ "Commissions and Fees") (Evidence: Company-reported; scope: USI’s published producer-compensation disclosure. Account-specific amounts require a proposal.; verified: 2026-09-16.) |

## Related Reading

- [What Is Risklytics Insurance?](https://spot.insure/insurance-providers/risklytics)
- [What Is USI Insurance Services?](https://spot.insure/insurance-providers/usi)

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- [HUB International vs USI](https://spot.insure/compare/hub-international-vs-usi)
- [Kinro vs Risklytics Insurance](https://spot.insure/compare/kinro-vs-risklytics)
- [Kinro vs USI](https://spot.insure/compare/kinro-vs-usi)
- [Layr vs Risklytics Insurance](https://spot.insure/compare/layr-vs-risklytics)
- [Layr vs USI](https://spot.insure/compare/layr-vs-usi)
- [Lockton vs Risklytics](https://spot.insure/compare/lockton-vs-risklytics)
- [Lockton vs USI](https://spot.insure/compare/lockton-vs-usi)
- [Marsh vs Risklytics](https://spot.insure/compare/marsh-vs-risklytics)
- [Marsh vs USI](https://spot.insure/compare/marsh-vs-usi)
- [Mylo vs Risklytics Insurance](https://spot.insure/compare/mylo-vs-risklytics)
- [Mylo vs USI](https://spot.insure/compare/mylo-vs-usi)
- [Newfront vs Risklytics Insurance](https://spot.insure/compare/newfront-vs-risklytics)
- [Newfront vs USI](https://spot.insure/compare/newfront-vs-usi)
- [ERGO NEXT Insurance vs Risklytics Insurance](https://spot.insure/compare/next-insurance-vs-risklytics)
- [ERGO NEXT vs USI](https://spot.insure/compare/next-insurance-vs-usi)
- [Pie Insurance vs Risklytics Insurance](https://spot.insure/compare/pie-insurance-vs-risklytics)
- [Pie Insurance vs USI](https://spot.insure/compare/pie-insurance-vs-usi)
- [Relm Insurance vs Risklytics Insurance](https://spot.insure/compare/relm-vs-risklytics)
- [Relm vs USI](https://spot.insure/compare/relm-vs-usi)
- [Resilience vs Risklytics](https://spot.insure/compare/resilience-vs-risklytics)
- [Resilience vs USI](https://spot.insure/compare/resilience-vs-usi)
- [RiskCube vs Risklytics Insurance](https://spot.insure/compare/riskcube-vs-risklytics)
- [RiskCube vs USI Insurance Services](https://spot.insure/compare/riskcube-vs-usi)
- [Risklytics vs StartupInsurance.ai Insurance](https://spot.insure/compare/risklytics-vs-startupinsurance)
- [Risklytics vs TechInsurance Insurance](https://spot.insure/compare/risklytics-vs-techinsurance)
- [Risklytics vs The Hartford](https://spot.insure/compare/risklytics-vs-the-hartford)
- [Risklytics vs Travelers Insurance](https://spot.insure/compare/risklytics-vs-travelers)
- [Risklytics vs Vouch Insurance](https://spot.insure/compare/risklytics-vs-vouch)
- [Risklytics vs WithCoverage Insurance](https://spot.insure/compare/risklytics-vs-withcoverage)
- [StartupInsurance.ai vs USI](https://spot.insure/compare/startupinsurance-vs-usi)
- [TechInsurance vs USI Insurance Services](https://spot.insure/compare/techinsurance-vs-usi)
- [The Hartford vs USI](https://spot.insure/compare/the-hartford-vs-usi)
- [Travelers vs USI](https://spot.insure/compare/travelers-vs-usi)
- [USI vs Vouch](https://spot.insure/compare/usi-vs-vouch)
- [USI vs WithCoverage](https://spot.insure/compare/usi-vs-withcoverage)

## Sources

### [Risklytics Official Website](https://www.risklytics.ai/)

1. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
2. [About Risklytics](https://www.risklytics.ai/about/). Risklytics; What we do; Who we insure; Licensing; Agency licenses table dated 2026-09-10. Accessed 2026-09-16.
3. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9, 12; live HTML retrieved September 16, 2026. Accessed 2026-09-16.
4. [For insurers and wholesale markets](https://www.risklytics.ai/markets/). Risklytics; The lines we place; appetite form; Applications that state the exposure. Accessed 2026-09-16.
5. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; What it costs; broker fee row; No published rates; commission disclosure on request. Accessed 2026-09-16.
6. [Questions founders ask](https://www.risklytics.ai/faq/). Risklytics; Cost and process: What do we pay a broker?; What happens after we submit an application?. Accessed 2026-09-16.
7. [Contact a commercial insurance broker](https://www.risklytics.ai/contact/). Risklytics; Write to us; email response statement and contact form. Accessed 2026-09-16.
8. [Professional Liability (Tech E&O) insurance](https://www.risklytics.ai/lines/professional/). Risklytics; How hard to get; Common questions; general-description disclaimer. Accessed 2026-09-16.
9. [Intellectual Property insurance, explained](https://www.risklytics.ai/lines/intellectual-property/). Risklytics; Common questions; How hard to get; general-description disclaimer. Accessed 2026-09-16.
10. [Space insurance, explained](https://www.risklytics.ai/lines/space/). Risklytics; Built for moments like these; Common questions; general-description disclaimer. Accessed 2026-09-16.
11. [Business Name Search](https://cdicloud.insurance.ca.gov/cal/BusinessNameSearch). California Department of Insurance; Initial agency-name search form only; no completed provider search or license result. Accessed 2026-09-16.

### [USI Insurance Services Official Website](https://www.usi.com)

12. [Insurance Brokerage and Consulting](https://www.usi.com/). USI Insurance Services; Practice tiles for property and casualty, employee benefit consulting, personal risk, PATH, and Valhalla headquarters footer. Accessed 2026-09-16.
13. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
14. [The USI ONE Advantage](https://www.usi.com/about-usi/the-power-of-one/the-usi-one-advantage/). USI Insurance Services; Omni, Network, and Enterprise planning process description. Accessed 2026-09-16.
15. [Find a USI office near you](https://www.usi.com/about-usi/locations). USI Insurance Services; More than 10,000 professionals, over 200 U.S. offices, serving every state. Accessed 2026-09-16.
16. [Contact Us](https://www.usi.com/contact-us/). USI Insurance Services; Unsecured website message note, Valhalla corporate office, claims-assistance instruction to contact a USI office. Accessed 2026-09-16.
17. [Disclaimer](https://www.usi.com/disclaimer/). USI Insurance Services; General-information disclaimer and no-warranty language. Accessed 2026-09-16.
18. [Privacy](https://www.usi.com/privacy/). USI Insurance Services; Privacy notice identifying USI Insurance Services, California appendix, and disclosure of personal information to insurance carriers as needed to provide services. Accessed 2026-09-16.
19. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
20. [P&C Insurance and Risk Consulting](https://www.usi.com/property-casualty). USI Insurance Services; Listed P&C risk exposures, claim advocates, and pcinquiries@usi.com contact. Accessed 2026-09-16.
21. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
22. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; Listed coverage solutions including D&O, EPL, crime, fiduciary, E&O, cyber, kidnap and ransom, and claim advocacy. Accessed 2026-09-16.
23. [Private Equity](https://www.usi.com/property-casualty/private-equity). USI Insurance Services; Representations and warranties insurance, employee benefits due diligence, and post-close P&C and benefits servicing. Accessed 2026-09-16.
24. [Healthcare](https://www.usi.com/property-casualty/healthcare/). USI Insurance Services; Medical professional (malpractice) liability, required bonding, and other listed healthcare specialty coverages. Accessed 2026-09-16.
25. [Employee Benefits](https://www.usi.com/employee-benefits). USI Insurance Services; Employer benefit consulting services and EBsolutions@usi.com contact. Accessed 2026-09-16.
26. [USI Exclusive PrivaSafe](https://ucontent.usi.com/solution-insights/privasafe/). USI Insurance Services; Manuscripted cyber and privacy program description; no contracting insurer named. Accessed 2026-09-16.
27. [Protect Your Organization From Increasing Third-Party Cyber Exposures](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2023/protect-your-organization-from-increasing-third-party-cyber-exposures/). USI Insurance Services; PrivaSafe risk-transfer description and review of existing cyber and technology E&O policies before marketing. Accessed 2026-09-16.
28. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; ExecuSafe program for D&O and management liability, including EPL, fiduciary, and crime; Select.Business@usi.com. Accessed 2026-09-16.
29. [Reduce Claims and Costs by Optimizing Your Risk Control](https://www.usi.com/executive-insights/executive-series-articles/featured/property-casualty/q4-2024/reduce-claims-and-costs-by-optimizing-your-risk-control/). USI Insurance Services; USI PATH proprietary risk-control platform description. Accessed 2026-09-16.
30. [Client Emergency Preparedness Claims Kit](https://www.usi.com/siteassets/2021-claims-reporting-guidelines.pdf). USI Insurance Services; Updated May 2021 claims-reporting table directing some lines to the insurer and executive, professional, and cyber lines to the USI account team or claims consultant. Accessed 2026-09-16.
31. [Natural Disaster Planning](https://www.usi.com/natural-disaster-planning). USI Insurance Services; Commercial P&C claims contact via client service team or local office; Select/Small Commercial contacts. Accessed 2026-09-16.
32. [Aon to acquire USI to establish the premier U.S. middle-market platform](https://www.prnewswire.com/news-releases/aon-to-acquire-usi-to-establish-the-premier-us-middle-market-platform-302864628.html). Aon plc via PR Newswire; 31 August 2026 announcement; independent operation until expected Q4 2026 close; About USI description. Accessed 2026-09-16.
33. [USI Insurance Services LLC associate biography (San Francisco)](https://info.usi.com/rs/121-VCO-807/images/Gyalzen_Phurba%2007-21.pdf). USI Insurance Services; Letterhead naming USI Insurance Services LLC, 575 Market St Suite 3750 San Francisco, CA, and CA DOI License # 0G11911. Accessed 2026-09-16.

Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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