--- title: "Risklytics vs Travelers: Tech E&O Insurance" description: "Risklytics places Tech E&O for AI, robotics and autonomy companies, reads every form for hidden AI exclusions, and sees typical requests of $1 million to $5 million per claim. Travelers sells tech E&O through agents inside CyberRisk Tech, where you choose E&O, cyber or both." canonical: "https://spot.insure/compare/risklytics-vs-travelers/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "risklytics-vs-travelers" provider-a: "risklytics" provider-b: "travelers" coverage-line: "technology-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/risklytics-vs-travelers/technology-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Risklytics and Travelers for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Risklytics versus Travelers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Risklytics vs Travelers for Tech E&O Insurance: how do they differ? - Which is better for Tech E&O Insurance, Risklytics or Travelers? - What does Risklytics or Travelers publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Tech E&O Insurance. Providers: Risklytics and Travelers. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Risklytics vs Travelers](https://spot.insure/compare/risklytics-vs-travelers) — all coverage lines for this pair - [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works - [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile - [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile # Risklytics vs Travelers: How Do They Compare for Tech E&O Insurance? Travelers underwrites E&O as a selectable agreement within CyberRisk Tech and tells buyers to consult an agent or representative; Risklytics, which does not underwrite, offers an online application and lists a typical ask of $1 million to $5 million per claim. Risklytics places Tech E&O for AI, robotics and autonomy companies, checks forms for hidden AI exclusions and adds no broker fee; Travelers sells tech E&O through agents inside CyberRisk Tech, with cyber optional. ## Risklytics vs Travelers Tech E&O Insurance Summary Risklytics places Tech E&O for AI, robotics and autonomy companies, reads every form for hidden AI exclusions, and sees typical requests of $1 million to $5 million per claim. Travelers sells tech E&O through agents inside CyberRisk Tech, where you choose E&O, cyber or both. [2](https://www.risklytics.ai/about/ "About Risklytics: who we are") [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ## What Are the Key Differences Between Risklytics and Travelers Tech E&O Insurance? ### An AI Specialist Broker vs One Insurer’s Modular Policy Risklytics doesn’t underwrite; it places Professional Liability (Tech E&O) with insurers willing to write robotics, autonomy and AI risk. Travelers underwrites tech E&O as a selectable agreement inside CyberRisk Tech for technology and life-sciences companies, so you choose E&O, cyber or both from one insurer, through an agent or Travelers representative. Choose Risklytics if AI or autonomous systems are core to your product; choose Travelers if you want E&O and cyber from one established insurer. [2](https://www.risklytics.ai/about/ "About Risklytics: who we are") [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ### AI-Exclusion Screening vs a Standard Negligence Example Risklytics frames Tech E&O as paying when a model or integration costs a customer money, such as a model mislabeling shipments, and says some insurers exclude AI losses, so it screens forms before binding. Travelers covers alleged errors, omissions or negligence, such as lost revenue from a software error, keeps breach response and cybercrime in separate agreements, and describes no AI-exclusion check. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ### Online With No Broker Fee vs Agent-Led With No Published Limits Risklytics takes applications online, adds no broker fee on top of premium, and keeps a producer on your file through binding; its customers typically ask for $1 million to $5 million per claim. Travelers publishes no E&O limit or price. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [3](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ## What Should You Confirm in Risklytics and Travelers Tech E&O Insurance Quotes? - Ask Travelers which CyberRisk Tech agreements are on your quote, and ask Risklytics which insurer is quoting. [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") - Ask Risklytics to flag AI exclusions, and ask Travelers how claims over model output are treated. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") - Compare Travelers’ quoted limit with Risklytics’ typical $1–5 million. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") - If you buy Travelers E&O without cyber, ask whether any Cyber Risk Services apply. [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ## Risklytics vs Travelers Tech E&O Insurance Compared | Criteria | Risklytics Professional Liability (Tech E&O) Insurance | Travelers CyberRisk Tech Technology Errors and Omissions Coverage | | --- | --- | --- | | Who It’s For | Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) | Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Technology-page FAQ and the cyber-for-technology product page..) | | How to Apply | You start Risklytics Professional Liability (Tech E&O) Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [3](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [2](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) | Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber-for-technology page CTA..) | | Coverage Features | Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) | Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") (Evidence: Company-reported; scope: Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page..)

Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber-for-technology product page; the exact combinations available depend on underwriting and state..) | | Role in This Line | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. [2](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) | Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. [4](https://www.travelers.com/business-insurance/technology "Technology Insurance") [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Technology and CyberRisk Tech product pages, as read on 2026-09-23..) | | Risk Services | Risklytics calls Tech E&O the hardest line to get right because some insurers are quietly excluding AI-related losses, and says it reads every policy form for AI exclusions before it binds. [1](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) | Travelers says CyberRisk Tech policyholders with cyber coverage get access to Cyber Risk Services, including a 24/7 Cyber Risk Dashboard and threat monitoring, but the cyber-for-technology page states availability of these services depends on policy eligibility and lists them under cyber coverage rather than as a benefit tied specifically to the technology E&O agreement. [5](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber Risk Services description; scope is broader cyber coverage, not confirmed as an E&O-specific benefit..) | ## About Risklytics and Travelers and Tech E&O Insurance - [Risklytics company profile](https://spot.insure/insurance-providers/risklytics) · [Risklytics customer reviews](https://spot.insure/insurance-providers/risklytics/reviews) - [Travelers company profile](https://spot.insure/insurance-providers/travelers) · [Travelers customer reviews](https://spot.insure/insurance-providers/travelers/reviews) - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions) ## Related Pages for Risklytics vs Travelers Tech E&O Insurance - [Risklytics vs Travelers](https://spot.insure/compare/risklytics-vs-travelers): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review. - [Risklytics Tech E&O Insurance](https://spot.insure/insurance-providers/risklytics/technology-errors-omissions) - [Travelers Tech E&O Insurance](https://spot.insure/insurance-providers/travelers/technology-errors-omissions) ## Sources for Risklytics vs Travelers Tech E&O Insurance ### Sources About Risklytics 1. [Professional Liability (Tech E&O) Insurance](https://www.risklytics.ai/lines/professional/). Risklytics; Coverage line: Professional Liability (Tech E&O); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23. 2. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23. 3. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23. ### Sources About Travelers 4. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Who needs technology errors and omissions (E&O) insurance?; Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats. Accessed 2026-09-23. 5. [Cyber Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; What does cyber insurance coverage for technology companies include?; CyberRisk Tech offers broad and scalable protection options – businesses can choose cyber protection, E&O protection or both. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/risklytics-vs-travelers/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)