---
title: "Resilience vs Vouch Cyber Insurance"
description: "Resilience clearly names its underwriting group; Vouch's partner Corix names two candidate insurers despite an unresolved ownership question."
canonical: "https://spot.insure/compare/resilience-vs-vouch/cyber"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/resilience-vs-vouch/cyber)

# Resilience vs Vouch Cyber Insurance

Resilience clearly names its underwriting group; Vouch's partner Corix names two candidate insurers despite an unresolved ownership question.

## Research Scope and Use

Use this comparison to evaluate Resilience and Vouch for Cyber Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Resilience's US disclosure names Homeland Insurance Company of New York or Delaware as underwriter, while Vouch's program partner Corix names two candidate insurers whose disclosure has not caught up with a 2025 ownership change. [4](https://cyberresilience.com/disclaimer/ "Disclaimer") [10](https://www.vouch.us/technology "Insurance for Technology Companies")

## What Is Resilience Insurance?

Resilience combines cyber and technology E&O insurance with cybersecurity risk-management services. Its offerings address both insurance placement and security investment decisions. [1](https://cyberresilience.com/ "Home Page") [2](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

[Resilience profile](https://spot.insure/insurance-providers/resilience)

## What Is Vouch Insurance?

Vouch is a business insurance broker and risk advisor for startups and growing companies. Buyers can apply online and work with advisors to arrange coverage, review contract requirements and manage insurance across carriers. [6](https://www.vouch.us/ "Vouch Homepage") [7](https://apply.vouch.us/ "Start a Vouch Application") [8](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage "Carrier Options in One Place") [9](https://www.vouch.us/services/contract-requirement-review "Contract Requirement Review")

[Vouch profile](https://spot.insure/insurance-providers/vouch)

## What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. [14](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance "Cyber Insurance")

## Key Differences in Cyber Insurance

### One Clear Answer and One Unresolved One

Resilience's US disclosure gives a clear answer on who underwrites the policy: Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both part of Intact Insurance Group USA. Vouch's program partner Corix names two candidate insurers in its own disclosures, State National Insurance Company and United Specialty Insurance Company, but that page still describes Corix as part of the "Vouch Group" even after a 2025 acquisition moved Corix to Hiscox.

Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. [4](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published..)

[12](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")

### Who Each Targets

Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, citing more than 6,000 companies in that segment. Resilience's US appetite table instead names a much broader industry list, including healthcare, financial institutions, manufacturing, law firms, retail and hospitality, without a technology-specific focus. [10](https://www.vouch.us/technology "Insurance for Technology Companies") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

### Services Alongside the Policy

Resilience pairs its policy with a Risk Operations Center for proactive threat monitoring and AttackIQ breach-and-attack simulations, plus a 24/7 in-house claims team. Vouch instead says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [10](https://www.vouch.us/technology "Insurance for Technology Companies")

## What to Confirm in Cyber Insurance Quotes

- Ask Resilience which of its two named Homeland entities would issue your specific policy. [4](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask Vouch whether Corix would issue your policy, and if so, which of its two named insurers applies. [12](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures")
- Compare Resilience's published $20 million limit against whatever figure Vouch's placement would quote, since neither Vouch's nor Corix's pages publish cyber limits. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [10](https://www.vouch.us/technology "Insurance for Technology Companies")
- Ask Vouch how Corix's change in ownership could affect claims servicing, and compare that with Resilience's in-house claims team. [13](https://www.hiscoxgroup.com/news/press-releases/2025/06-08-25-1 "Hiscox agrees to acquire US-based specialist insurtech") [5](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

## Offering Details

| Criteria | Resilience Cyber Insurance | Vouch Cyber Liability Insurance |
| --- | --- | --- |
| Role in This Line | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) | Vouch is a broker, not an insurer, for cyber liability. It lists Cyber Liability among the core coverages it places for technology clients, and one of its named program partners for cyber is Corix, an insurance program administrator. [10](https://www.vouch.us/technology "Insurance for Technology Companies") [11](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Vouch's Technology practice page and Corix's cyber product page..) |
| Issuing Insurer | Resilience's US disclosure states that cyber insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The disclosure does not say which of the two Homeland entities issues a given policy. [4](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page, accessed 2026-09-23; product- and state-specific issuer mapping is not published..) | Corix's current legal disclosures say its proprietary products are issued by State National Insurance Company or United Specialty Insurance Company. Corix's disclosures still describe it as "a wholly-owned member of the Vouch Group," but Hiscox's August 2025 press release states Hiscox acquired Corix Insurance Services, LLC from Vouch, Inc., with Vouch remaining an independent broker under a multi-year distribution agreement — so the ownership language on Corix's disclosures page appears outdated. Either way, these named insurers apply to Corix-branded products specifically, not to every Vouch cyber placement. [12](https://www.corixinsurance.com/legal/disclosures "Legal Disclosures") [13](https://www.hiscoxgroup.com/news/press-releases/2025/06-08-25-1 "Hiscox agrees to acquire US-based specialist insurtech") (Evidence: Conflicting sources; scope: Corix disclosures page (dated effective January 1, 2025) and the Hiscox press release; no single insurer is established for all Vouch cyber business..) |
| Who It’s For | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) | Vouch markets cyber liability to technology companies across AI, SaaS, eCommerce, fintech, hardware and crypto, saying it is trusted by more than 6,000 companies in that segment. [10](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch's Technology practice page; not an underwriting appetite guarantee for any specific applicant..) |
| Coverage Features | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) | Corix describes its cyber coverage as typically including incident response, forensic investigations, legal defense, regulatory fines and notification costs, plus business interruption and reputational-harm coverage. [11](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Company-reported; scope: Corix's cyber and errors & omissions product page; the description is general, and the buyer's actual policy form and exclusions govern the placement..) |
| Limits and Retentions | Resilience advertises cyber limits up to $20 million, available on a primary or excess basis, with a separate eCrime sublimit of up to $500,000. The page does not publish minimum limits, retentions or deductibles. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Top-Rated Insurance with Broad Market Appetite" and "Policy Coverage" sections; figures are marketing maximums, not a specific quote..) | Neither the Vouch nor the Corix pages publish cyber policy limits, sublimits or retentions. [10](https://www.vouch.us/technology "Insurance for Technology Companies") [11](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") (Evidence: Not publicly disclosed; scope: Pages checked on 2026-09-23..) |
| Risk Services | Resilience says policyholders get proactive threat monitoring from its Risk Operations Center and access to breach-and-attack simulations powered by AttackIQ, in addition to the policy itself. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "The Resilience Advantage" section of the cyber product page..) | Vouch says it benchmarks a technology client's cyber exposures and aligns coverage with enterprise security demands from customers and investors, citing that only about 25% of companies under $250 million in revenue carry cyber insurance. [10](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Vouch's Technology practice page; benchmarking methodology and the cited statistic are company-reported..) |
| How to Apply | The reviewed cyber product page does not describe a self-service online application or quoting process; it routes visitors to request a quote or watch a product overview rather than showing an application flow. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Cyber Insurance product page, accessed 2026-09-23..) | Corix's cyber and E&O product page offers a downloadable application and directs brokers to start an appointment process; Vouch's own site routes prospective buyers to its online "Get Started" application flow. [11](https://www.corixinsurance.com/products/cyber-and-errors-omissions "Cyber and Errors & Omissions") [10](https://www.vouch.us/technology "Insurance for Technology Companies") (Evidence: Company-reported; scope: Corix product page and Vouch homepage navigation..) |
| Claims Support | Resilience describes a fully in-house claims and incident-response team available 24/7, with a dedicated claims manager who stays with the policyholder from initial triage through settlement, backed by an outside panel of privacy-law, forensics and crisis-communications specialists. [5](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims & Incident Response page, accessed 2026-09-23; response-time and outcome statistics on that page are company-reported and not independently verified..) | Not described in the reviewed sources. |

## Full Comparison

- [Resilience vs Vouch](https://spot.insure/compare/resilience-vs-vouch): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay your response costs and covered claims against your business after a cyber incident.
- [Resilience vs Vouch Tech E&O Insurance](https://spot.insure/compare/resilience-vs-vouch/technology-errors-omissions)
- [Alliance Risk vs Resilience Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-resilience/cyber)
- [Alliance Risk vs Vouch Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-vouch/cyber)
- [Amelia Risk vs Resilience Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-resilience/cyber)
- [Amelia Risk vs Vouch Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-vouch/cyber)
- [At-Bay vs Resilience Cyber Insurance](https://spot.insure/compare/at-bay-vs-resilience/cyber)
- [At-Bay vs Vouch Cyber Insurance](https://spot.insure/compare/at-bay-vs-vouch/cyber)

## Sources

### Resilience

1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology Errors & Omissions: technology risk categories; Key Benefits; primary and excess offering; A Broad Market Appetite (US revenue $25M–$10B). Accessed 2026-09-16.
3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
4. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
5. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Vouch

6. [Vouch Homepage](https://www.vouch.us/). Vouch; Hero identifying Vouch as an insurance broker; Industries; Services; footer identifying Vouch Specialty and qualifying product availability. Accessed 2026-09-15.
7. [Start a Vouch Application](https://apply.vouch.us/). Vouch; Public first screen: legal business name, website/no-website option, address and location type, applicant role and contact fields, consent, and existing-customer sign-in. Accessed 2026-09-15.
8. [Carrier Options in One Place](https://www.vouch.us/blog/how-having-carrier-options-in-one-place-helps-businesses-choose-smarter-coverage). Vouch; 26 November 2025: Choice Without the Chaos; Clarity That Builds Confidence; One Relationship, Many Solutions; final producer/underwriting disclosure. Accessed 2026-09-15.
9. [Contract Requirement Review](https://www.vouch.us/services/contract-requirement-review). Vouch; Coverage that keeps your deals moving; Tailored to your contract; Effortless Experience (reviews and COIs). Accessed 2026-09-15.
10. [Insurance for Technology Companies](https://www.vouch.us/technology). Vouch; Core coverages for Technology: Tech Errors & Omissions, Cyber Liability...; Data Breaches & Cyber Threats: "Bad actors move fast, but so do we. We benchmark your exposures and align coverage with enterprise security demands."; $10M+ average cost of a data breach in the U.S.; 25% Only 25% of companies under $250M in revenue have cyber insurance. Accessed 2026-09-23.
11. [Cyber and Errors & Omissions](https://www.corixinsurance.com/products/cyber-and-errors-omissions). Corix Insurance; Cyber insurance provided by Corix is designed to help protect financial losses and liabilities arising from data breaches, cyberattacks, and other cyber incidents. It typically includes coverage for incident response, forensic investigations, legal defense, regulatory fines, and notification costs, as well as business interruption and reputational harm.. Accessed 2026-09-23.
12. [Legal Disclosures](https://www.corixinsurance.com/legal/disclosures). Corix Insurance; EFFECTIVE January 1, 2025: Proprietary Products: Proprietary insurance products are offered by Corix Insurance Services, LLC..., a wholly-owned member of the Vouch Group of companies...Policies are issued by State National Insurance Company (NAIC# 12831) or United Specialty Insurance Company (NAIC#12537).. Accessed 2026-09-23.
13. [Hiscox agrees to acquire US-based specialist insurtech](https://www.hiscoxgroup.com/news/press-releases/2025/06-08-25-1). Hiscox Group; 6 August 2025: Hiscox is acquiring Corix Insurance Services, LLC and Vouch Insurance Company from Vouch, Inc....Vouch, Inc. remains an independent insurance broker...Hiscox and Vouch, Inc. have agreed to a multi-year distribution deal.. Accessed 2026-09-23.

### Cyber Insurance Guide

14. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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- [Markdown page](https://spot.insure/compare/resilience-vs-vouch/cyber.md)
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