---
title: "Resilience vs The Hartford: Tech E&O Insurance"
description: "Resilience is built for mid-size and large tech companies, with $25 million to $10 billion in revenue, limits up to $10 million and a 24/7 in-house claims team. The Hartford’s FailSafe suits smaller software, IT, hardware and telecom firms, with IP and media liability included and a typical cost of $500 to $1,000 per employee a year."
canonical: "https://spot.insure/compare/resilience-vs-the-hartford/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "resilience-vs-the-hartford"
provider-a: "resilience"
provider-b: "the-hartford"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/resilience-vs-the-hartford/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Resilience and The Hartford for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Resilience versus The Hartford. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Resilience vs The Hartford for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Resilience or The Hartford?
- What does Resilience or The Hartford publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Resilience and The Hartford.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Resilience vs The Hartford](https://spot.insure/compare/resilience-vs-the-hartford) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile
- [The Hartford profile](https://spot.insure/insurance-providers/the-hartford) — provider profile

# Resilience vs The Hartford: How Do They Compare for Tech E&O Insurance?

The Hartford gives a cost guide of $500 to $1,000 per employee a year and does not publish standard limits; Resilience advertises limits up to $10 million for tech companies with $25 million to $10 billion in revenue.

Resilience writes tech E&O up to $10 million for companies with $25 million to $10 billion in revenue with a 24/7 claims team, while The Hartford’s FailSafe suits smaller tech firms at about $500 to $1,000 per employee a year.

## Resilience vs The Hartford Tech E&O Insurance Summary

Resilience is built for mid-size and large tech companies, with $25 million to $10 billion in revenue, limits up to $10 million and a 24/7 in-house claims team. The Hartford’s FailSafe suits smaller software, IT, hardware and telecom firms, with IP and media liability included and a typical cost of $500 to $1,000 per employee a year. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

## What Are the Key Differences Between Resilience and The Hartford Tech E&O Insurance?

### $25 Million Revenue Floor vs Per-Employee Pricing for Smaller Firms

Resilience advertises tech E&O up to $10 million, primary or excess, for US companies with $25 million to $10 billion in revenue, across MSPs and MSSPs, hardware, data centers, telecom, software (including AI, security software and payment processors) and web services. The Hartford publishes no standard limits but says tech E&O typically costs about $500 to $1,000 per employee a year, and names software and IT specialists, hardware manufacturers and telecom providers. Choose Resilience if you are above $25 million in revenue and need high limits or an excess layer; choose The Hartford if you are a smaller firm that wants a price guide. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

### IP and Media Liability Listed vs an Integrated Form

The Hartford’s FailSafe lists E&O, security, data privacy and network security, personal injury, IP and media liability, and sells full cyber separately. Resilience writes its endorsements into one form that reads start to finish but doesn’t list IP or media cover, so ask. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

### 24/7 In-House Claims Team vs No Described Process

Resilience runs a 24/7 in-house claims and incident-response team. The Hartford’s tech E&O page describes no claims process for this line. [3](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

## What Should You Confirm in Resilience and The Hartford Tech E&O Insurance Quotes?

- Ask which company issues each policy: Resilience names Homeland Insurance Company of New York or Delaware, distributed by Ocrea Risk Services; ask The Hartford which Hartford company writes FailSafe and where you report a claim. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")
- Ask Resilience how it treats IP and media claims, and confirm they are on your FailSafe quote. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Get FailSafe’s actual limit and check your revenue against Resilience’s range. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O")

## Resilience vs The Hartford Tech E&O Insurance Compared

| Criteria | Resilience Technology E&O | The Hartford FailSafe Technology Errors and Omissions Insurance |
| --- | --- | --- |
| Limits and Retentions | Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote..) | The Hartford says E&O coverage for technology businesses typically costs about $500 to $1,000 per year per employee; the page does not publish standard coverage limits, which depend on location, employee count, coverage limits chosen and lawsuit history. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Company-reported cost range as of 2026-09-23 (page last updated by The Hartford September 19, 2024); not a coverage limit..) |
| Who It’s For | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) | The Hartford names buyer types for Tech E&O: software and IT specialists (custom/packaged software developers, website designers, computer consultants, systems integrators, federal IT contractors), hardware and electronics manufacturers, and telecommunications providers (local/long-distance carriers, internet/application service providers, website hosting). [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) |
| Coverage Features | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) | The Hartford lists FailSafe Technology E&O coverage features: errors and omissions liability, security liability, data privacy and network security liability, personal injury liability, intellectual property liability, and media liability. It distinguishes this from its separate cyber liability coverage, which addresses cyberattacks and data leaks specifically rather than broader product/service failures. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23. General coverage description; the issued policy controls..) |
| Role in This Line | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) | The Hartford's FailSafe Technology Liability Product Suite is its technology errors and omissions (E&O) product, aimed at technology companies whose products or services can cause a customer's pure financial loss that traditional liability policies usually don't cover. [4](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance | Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page as read 2026-09-23..) |

## About Resilience and The Hartford and Tech E&O Insurance

- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [The Hartford company profile](https://spot.insure/insurance-providers/the-hartford) · [The Hartford customer reviews](https://spot.insure/insurance-providers/the-hartford/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Resilience vs The Hartford Tech E&O Insurance

- [Resilience vs The Hartford](https://spot.insure/compare/resilience-vs-the-hartford): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Resilience Tech E&O Insurance](https://spot.insure/insurance-providers/resilience/technology-errors-omissions)
- [The Hartford Tech E&O Insurance](https://spot.insure/insurance-providers/the-hartford/technology-errors-omissions)

## Sources for Resilience vs The Hartford Tech E&O Insurance

### Sources About Resilience

1. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
3. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Sources About The Hartford

4. [Technology Errors and Omissions Insurance | Technology E&O](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; How Does Technology Errors and Omissions Insurance Work; Technology Errors and Omissions Insurance Coverage feature list; Technology Errors and Omissions Insurance Cost; Types of Companies That Need Tech E&O Insurance. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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