---
title: "Resilience vs TechInsurance"
description: "Comparing a cyber and technology-risk specialist with broader brokerage shopping for a company approaching enterprise-scale customer requirements."
canonical: "https://spot.insure/compare/resilience-vs-techinsurance"
page-type: "provider-comparison"
updated-at: "2026-09-16"
verified-at: "2026-09-16"
entities: ["Spot", "Resilience", "TechInsurance"]
---
[Human-readable page](https://spot.insure/compare/resilience-vs-techinsurance)
# Resilience vs TechInsurance
Comparing a cyber and technology-risk specialist with broader brokerage shopping for a company approaching enterprise-scale customer requirements.
## Research Scope and Use
Use this comparison to evaluate Resilience and TechInsurance against the same documented criteria. The analysis identifies differences and questions to confirm; it does not select a winner for a particular business.
This is published research as of the verification dates shown, not a live quote or an eligibility determination. “Company-reported” identifies a provider's own claim. “Not found” and “not publicly disclosed” describe the evidence reviewed, not proof that a service is unavailable. Preserve the scope and citations when summarizing a fact.
For a decision handoff, identify the company's requirements, the documented differences relevant to them, and unresolved questions from the analysis. Confirm actual insurer, availability, policy wording, limits, retentions, exclusions, and costs in the relevant quote and policy documents.
## Highlights
Resilience markets cyber and technology E&O with separately available security services. TechInsurance is a small-business agency offering technology E&O/cyber and other commercial lines; Resilience’s published US technology E&O appetite begins at $25 million in revenue. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [12](https://www.techinsurance.com/about-us "About TechInsurance") [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance")
## Introduction
A technology company pursuing larger contracts may be considering both increased liability limits and a more structured security budget. Resilience markets technology E&O alongside financial cyber-risk tools. TechInsurance provides a route to compare technology E&O/cyber and other business insurance. These address overlapping policy needs, but a specialist placement and an overall brokerage relationship perform different jobs. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [17](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance")
## Documented Provider Strengths
### Resilience
- Technology E&O for software, hardware and technology services [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology-specific professional liability; not general professional E&O or a guarantee of offered limits.; verified: 2026-09-16.)
- Financial risk prioritization and multi-entity cyber visibility [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)
### TechInsurance
- One application to compare multiple insurance quotes [12](https://www.techinsurance.com/about-us "About TechInsurance") (Evidence: Company-reported; scope: Public application description; no application submitted or quote obtained.; verified: 2026-09-16.)
- Technology E&O and cyber coverage marketed together [17](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") (Evidence: Company-reported; scope: Direct technology E&O product page with quotation route; marketing description does not establish every carrier’s policy structure.; verified: 2026-09-16.)
## Coverage Comparison
| Coverage Type | Resilience | TechInsurance |
| --- | --- | --- |
| Business owner’s policy | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Commercial auto | Not listed | Listed [11](https://www.techinsurance.com/ "Technology Business Insurance") |
| Commercial property | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Cyber liability | Listed [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Directors and officers | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Employment practices liability | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Fidelity bonds | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| General liability | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Professional liability / E&O | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Surety bonds | Not listed | Listed [13](https://www.techinsurance.com/contact-us "Contact Us") |
| Technology errors and omissions | Listed [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") | Listed [17](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") |
| Tools, equipment and inland marine | Not listed | Listed [18](https://www.techinsurance.com/about-us/business-insurance-partners "Our Insurance Partners") |
| Umbrella and excess liability | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
| Workers’ compensation | Not listed | Listed [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") |
Listed products and programs may be arranged through insurers or partners. Optional endorsements are discussed in the analysis. “Not listed” means no separate offering appears in the reviewed catalogue; confirm availability and policy terms with the provider.
## Optional Spot Service Handoff
Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://cal.com/team/spotinsure/insurance-consultation). The company decides what to buy; Spot does not automatically bind coverage. Consult [Spot pricing](https://spot.insure/pricing.md) for ongoing service fees.
This is a service offered by the publisher, separate from the provider research.
## Key Differences Between Resilience and TechInsurance
### Screen the Technology Appetite First
Resilience lists US technology E&O appetite of $25 million–$10 billion in revenue, including software, AI, hardware, technology services, data centers and telecommunications. Smaller startups should ask whether an exception is available. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.)
A bootstrapped company below that published range should resolve eligibility before preparing a detailed technology submission. The range applies to US technology E&O, not automatically every Resilience cyber product. TechInsurance’s small-business positioning offers a different starting point, though it does not guarantee that its markets will accept the business either. [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [11](https://www.techinsurance.com/ "Technology Business Insurance") [12](https://www.techinsurance.com/about-us "About TechInsurance")
### Separate Security Spending from Insurance Limits
Resilience’s Edge prioritizes security investments by estimated financial impact; Arc addresses risk across multiple entities. These tools are services, not additional insurance limits. Resilience explicitly states that buying insurance is not tied to purchasing security services. Request the proposed package’s service entitlements and separate charges before attributing the entire price to risk transfer. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") [2](https://cyberresilience.com/disclaimer/ "Disclaimer")
TechInsurance’s wider catalogue includes workers’ compensation and other operating lines. Resilience’s documented cyber and technology offerings do not constitute that broader program. A finance team may need a broker to coordinate those policies even if it chooses a Resilience placement; the records do not establish TechInsurance’s access to that placement. [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance") [18](https://www.techinsurance.com/about-us/business-insurance-partners "Our Insurance Partners") [5](https://cyberresilience.com/brokers "Brokers")
### Distinguish the Claims Team from the Issuer
Resilience describes an in-house claims team and specialist response panel, while its US legal disclosure names Ocrea as distributor and Homeland insurance companies as underwriters. TechInsurance describes agent assistance with insurer reporting. These are distinct responsibilities, not comparative evidence of claims quality. Confirm the issuer and California placement basis because the Resilience record does not establish them for a specific California quote. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [21](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim "How Do I File a Business Insurance Claim?")
## What to Confirm in Quotes
- Obtain an appetite decision for the requested cyber or technology product rather than applying one revenue range to both. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")
- Separate policy premium, security-service charges and broker compensation, and identify who arranges the remaining business lines. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [20](https://www.specialtyprogramgroup.com/compensation-disclosure/ "Compensation Disclosure") [16](https://www.techinsurance.com/small-business-insurance "Small Business Insurance")
- Name the California issuer, distribution route and incident-notice contacts; a national producer number alone does not resolve these. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") [15](https://www.techinsurance.com/small-business-insurance/states/california "Small Business Insurance in California")
## Service Comparison
Resilience vs TechInsurance: documented services and availability.
| Criteria | Resilience | TechInsurance |
| --- | --- | --- |
| Business role | Resilience combines cyber insurance and technology errors and omissions insurance with cybersecurity risk-management services. [1](https://cyberresilience.com/ "Home Page") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Brand-level offering; not a statement that the brand is the risk-bearing insurer.; verified: 2026-09-16.)
Resilience identifies Ocrea Risk Services, LLC, doing business as Resilience Cyber Insurance Solutions, as its US insurance distributor and lists NPN 19169260. This company disclosure is not independent verification of a California license. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: US distribution entity; regulator license lookup not completed.; verified: 2026-09-16.) | TechInsurance is a small-business insurance agency and brokerage. Its legal disclosure identifies the business as a division of Specialty Program Group LLC, doing business in California as SPG Insurance Solutions. [13](https://www.techinsurance.com/contact-us "Contact Us") [19](https://www.techinsurance.com/legal/compensation-disclosure "Compensation Disclosure Notice") [20](https://www.specialtyprogramgroup.com/compensation-disclosure/ "Compensation Disclosure") (Evidence: Company-reported; scope: Brand and disclosed producer entity; company sources, not independent regulatory verification.; verified: 2026-09-16.)
TechInsurance describes itself as part of Insureon and HUB International. Its history says HUB acquired Insureon’s digital agency in 2022 while Bold Penguin acquired the technology platform; HUB’s acquisition announcement placed the agency operations within Specialty Program Group. [12](https://www.techinsurance.com/about-us "About TechInsurance") [13](https://www.techinsurance.com/contact-us "Contact Us") [22](https://www.hubinternational.com/en-CA/media-center/press-releases/2022/03/hub-international-and-bold-penguin-to-acquire-insureon/ "Hub International and Bold Penguin to Acquire Insureon") (Evidence: Company-reported; scope: Current company relationship descriptions plus historical acquisition announcement; does not make HUB or Bold Penguin the policy insurer.; verified: 2026-09-16.) |
| Customer focus | Resilience lists US technology E&O appetite of $25 million–$10 billion in revenue, including software, AI, hardware, technology services, data centers and telecommunications. Smaller startups should ask whether an exception is available. [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Published US primary and excess technology E&O appetite; not a minimum established for every cyber product.; verified: 2026-09-16.) | TechInsurance markets to small businesses, including startups and freelancers, with a technology focus spanning software developers, SaaS companies, IT consultants and managed service providers. Its catalogue also serves traditional industries. [18](https://www.techinsurance.com/about-us/business-insurance-partners "Our Insurance Partners") [17](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") (Evidence: Company-reported; scope: Marketed customer groups, not acceptance criteria or proof of growth-stage capacity.; verified: 2026-09-16.) |
| Application process | Resilience presents insurance to brokers through a dedicated broker page and offers a public contact route for product inquiries. The reviewed pages do not document an end-to-end self-service purchase or a guaranteed quote or binding time. [5](https://cyberresilience.com/brokers "Brokers") [7](https://cyberresilience.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Observed public broker/contact route; no application submitted or portal accessed.; verified: 2026-09-16.) | TechInsurance describes a single application for comparing multiple insurance quotes, followed by policy purchase and online coverage management, with licensed-agent guidance available. [12](https://www.techinsurance.com/about-us "About TechInsurance") (Evidence: Company-reported; scope: Public application description; no application submitted or quote obtained.; verified: 2026-09-16.)
TechInsurance’s account instructions warn that quotes may take time to appear after an application is submitted; an application is not confirmation of bound coverage. [13](https://www.techinsurance.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Public quote-account instructions; no universal turnaround time established.; verified: 2026-09-16.) |
| Servicing and renewals | Resilience markets Edge for prioritizing security spending by estimated financial impact, and Arc for viewing cyber risk across multiple entities. These are risk-management services, not additional insurance coverage lines. [8](https://cyberresilience.com/products/security-investment-prioritization "Security Investment Prioritization") [9](https://cyberresilience.com/products/multi-entity-and-portfolio-risk "Multi-Entity & Portfolio Risk") (Evidence: Company-reported; scope: Current named cybersecurity products; outcomes not independently established.; verified: 2026-09-16.)
Resilience states that buying insurance is not tied to buying security services. Confirm which services are included in the proposed package and which require a separate agreement. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") (Evidence: Company-reported; scope: Company disclaimer; does not establish free services or package pricing.; verified: 2026-09-16.)
The current broker and product pages reviewed do not specify renewal documentation, a renewal price commitment or a standard servicing turnaround. [5](https://cyberresilience.com/brokers "Brokers") [3](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Not publicly disclosed; scope: Scoped to current HTML pages; older package materials were not used to promise current renewal terms.; verified: 2026-09-16.) | TechInsurance says it provides a dedicated account manager and online certificate access. Its instructions require an active policy for a certificate request and direct urgent requests to the account manager. [11](https://www.techinsurance.com/ "Technology Business Insurance") [13](https://www.techinsurance.com/contact-us "Contact Us") (Evidence: Company-reported; scope: Documented service description, not tested service speed or quality.; verified: 2026-09-16.)
The reviewed About and Contact pages do not establish a renewal remarketing schedule, a contractual response-time commitment, or the scope of dedicated support for a complex growth-stage insurance program. [12](https://www.techinsurance.com/about-us "About TechInsurance") [13](https://www.techinsurance.com/contact-us "Contact Us") (Evidence: Not publicly disclosed; scope: Scoped public-information gap; does not establish that these services are unavailable.; verified: 2026-09-16.) |
| Claims assistance | Resilience describes a 24/7 in-house claims team, a dedicated claims manager through settlement, and outside specialists in privacy law, forensics, recovery and crisis communications. These are company-reported service arrangements, not independently measured claims quality. [6](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response") (Evidence: Company-reported; scope: Claims operating model; no response-time, acceptance-rate or recovery performance claim adopted.; verified: 2026-09-16.) | TechInsurance’s claims guidance generally directs customers to the insurance carrier. It says its agents can help locate policy information or the insurer’s contact details; it does not establish that TechInsurance adjusts claims or guarantees an outcome. [21](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim "How Do I File a Business Insurance Claim?") (Evidence: Company-reported; scope: Educational claims instructions used only for the explicitly described agent-contact service, not evidence of coverage or claims quality.; verified: 2026-09-16.) |
## Related Reading
- [What Is Resilience Insurance?](https://spot.insure/insurance-providers/resilience)
- [What Is TechInsurance?](https://spot.insure/insurance-providers/techinsurance)
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## Sources
### [Resilience Official Website](https://cyberresilience.com/)
1. [Home Page](https://cyberresilience.com/). Resilience; Cyber risk management; Broad market appetite. Accessed 2026-09-16.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; Opening paragraphs and USA jurisdiction disclosure. Accessed 2026-09-16.
3. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Why choose cyber insurance; Policy coverage; Broad market appetite. Accessed 2026-09-16.
4. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; Technology risk categories; Key benefits / A Broad Market Appetite. Accessed 2026-09-16.
5. [Brokers](https://cyberresilience.com/brokers). Resilience; Broker benefits; Use cases; Insurance & risk solutions. Accessed 2026-09-16.
6. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; Our difference; Support from start to resolution; Claims panel. Accessed 2026-09-16.
7. [Contact Us](https://cyberresilience.com/contact-us). Resilience; Contact us; emergency claims instructions. Accessed 2026-09-16.
8. [Security Investment Prioritization](https://cyberresilience.com/products/security-investment-prioritization). Resilience; Resilience Edge introduction and Key benefits. Accessed 2026-09-16.
9. [Multi-Entity & Portfolio Risk](https://cyberresilience.com/products/multi-entity-and-portfolio-risk). Resilience; Resilience Arc introduction. Accessed 2026-09-16.
10. [Terms and Conditions](https://cyberresilience.com/terms-and-conditions/). Resilience; Opening website agreement; separate written agreements. Accessed 2026-09-16.
### [TechInsurance Official Website](https://www.techinsurance.com/)
11. [Technology Business Insurance](https://www.techinsurance.com/). TechInsurance; Top business insurance policies; proof of insurance and expert advice; footer. Accessed 2026-09-16.
12. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
13. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: agent or broker; application; finding quotes; updating address; certificates; How does TechInsurance work?. Accessed 2026-09-16.
14. [Insurance Licensing](https://www.techinsurance.com/legal/licenses). TechInsurance; Where we are licensed; California entry; footer legal entity. Accessed 2026-09-16.
15. [Small Business Insurance in California](https://www.techinsurance.com/small-business-insurance/states/california). TechInsurance; Find California business insurance in three easy steps; recommended policies and Get Quotes controls. Accessed 2026-09-16.
16. [Small Business Insurance](https://www.techinsurance.com/small-business-insurance). TechInsurance; Top recommended small business insurance policies; Specialized coverage for unique risks. Accessed 2026-09-16.
17. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16.
18. [Our Insurance Partners](https://www.techinsurance.com/about-us/business-insurance-partners). TechInsurance; Named provider sections; More key policies our dedicated providers offer; Professions we insure. Accessed 2026-09-16.
19. [Compensation Disclosure Notice](https://www.techinsurance.com/legal/compensation-disclosure). TechInsurance; TechInsurance business practices and link to SPG disclosure. Accessed 2026-09-16.
20. [Compensation Disclosure](https://www.specialtyprogramgroup.com/compensation-disclosure/). Specialty Program Group; Commission Income; Contingency Income; Fees Paid by Clients; Customer Centric Carriers; footer. Accessed 2026-09-16.
21. [How Do I File a Business Insurance Claim?](https://www.techinsurance.com/resources/how-to-file-a-business-insurance-claim). TechInsurance; Opening carrier-contact instruction; property and liability claim sections and TechInsurance agent assistance. Accessed 2026-09-16.
22. [Hub International and Bold Penguin to Acquire Insureon](https://www.hubinternational.com/en-CA/media-center/press-releases/2022/03/hub-international-and-bold-penguin-to-acquire-insureon/). HUB International; March 1, 2022 announcement; agency/platform split; Insureon operations within SPG. Accessed 2026-09-16.
Updated 2026-09-16. Last verified 2026-09-16. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.
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