---
title: "Resilience vs Risklytics: Tech E&O Insurance"
description: "Resilience is built for established tech companies with $25 million to $10 billion in revenue, offering Tech E&O limits up to $10 million; Risklytics places Tech E&O for robotics, autonomy and AI companies with specialist insurers and reads every form for AI exclusions."
canonical: "https://spot.insure/compare/resilience-vs-risklytics/technology-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "resilience-vs-risklytics"
provider-a: "resilience"
provider-b: "risklytics"
coverage-line: "technology-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/resilience-vs-risklytics/technology-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Resilience and Risklytics for Tech E&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Tech E&O Insurance questions about Resilience versus Risklytics. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Resilience vs Risklytics for Tech E&O Insurance: how do they differ?
- Which is better for Tech E&O Insurance, Resilience or Risklytics?
- What does Resilience or Risklytics publish about Tech E&O Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Tech E&O Insurance. Providers: Resilience and Risklytics.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Resilience vs Risklytics](https://spot.insure/compare/resilience-vs-risklytics) — all coverage lines for this pair
- [Tech E&O Insurance guide](https://spot.insure/coverage/technology-errors-omissions) — how this coverage works
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile
- [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile

# Resilience vs Risklytics: How Do They Compare for Tech E&O Insurance?

Resilience advertises limits up to $10 million for companies with $25 million to $10 billion in revenue; Risklytics, a licensed producer, lists a typical ask of $1 million to $5 million and an online application.

Resilience offers Tech E&O limits up to $10 million for tech companies with $25 million to $10 billion in revenue, while Risklytics places Tech E&O for robotics, autonomy and AI companies after checking every form for AI exclusions.

## Resilience vs Risklytics Tech E&O Insurance Summary

Resilience is built for established tech companies with $25 million to $10 billion in revenue, offering Tech E&O limits up to $10 million; Risklytics places Tech E&O for robotics, autonomy and AI companies with specialist insurers and reads every form for AI exclusions. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")

## What Are the Key Differences Between Resilience and Risklytics Tech E&O Insurance?

### Established Companies With High Limits vs AI and Robotics Specialists

Resilience offers Tech E&O limits up to $10 million, primary or excess, to companies with $25 million to $10 billion in revenue, with endorsements written into its form and software including AI among its segments. Risklytics is a licensed producer that places Tech E&O with specialist insurers willing to write robotics, autonomy and AI risk, and cites a typical customer ask of $1 million to $5 million per claim before a first enterprise contract. Choose Resilience if your revenue is inside its window and you need up to $10 million; choose Risklytics if your product is robotics, autonomy or AI, or you are below Resilience's $25 million floor. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")

### AI-Exclusion Screening Only at Risklytics

Risklytics says some insurers quietly exclude AI-related losses and reads every form for those exclusions before binding. Resilience describes no such check, so ask how its quoted wording treats claims from your model's output. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

### How You Apply

Risklytics starts with an online application and charges no broker fee on top of premium. Resilience asks you to request a quote and describes no self-service flow. [6](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## What Should You Confirm in Resilience and Risklytics Tech E&O Insurance Quotes?

- Ask who issues the policy: Resilience names Homeland Insurance Company of New York or of Delaware; Risklytics names the insurer only on the bound policy, so ask before you bind. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance")
- Check that your revenue falls inside Resilience's $25 million to $10 billion window. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Ask both how AI-related losses are treated on the quoted form. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")
- Ask Resilience how long a quote takes. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O")

## Resilience vs Risklytics Tech E&O Insurance Compared

| Criteria | Resilience Technology E&O | Risklytics Professional Liability (Tech E&O) Insurance |
| --- | --- | --- |
| Limits and Retentions | Resilience advertises technology E&O limits up to $10 million, available on both a primary and an excess basis. The page does not publish retentions or deductibles. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit, accessed 2026-09-23; the figure is a marketing maximum, not a specific quote..) | Risklytics lists a typical ask of $1 million to $5 million per claim for this line. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) |
| Who It’s For | Resilience targets US technology E&O business with $25 million to $10 billion in revenue for primary and excess placements, spanning technology services, technology hardware, data centers, telecommunications, software and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "A Broad Market Appetite" benefit and segment list on the product page, accessed 2026-09-23; smaller companies fall outside the published revenue range..) | Risklytics says enterprise customers usually require this coverage in procurement before signing a first customer contract, and that it becomes relevant once a customer relies on a model's output. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page..) |
| Coverage Features | Resilience says its policy endorsements are integrated directly into the policy form, which it calls "Coverage Certainty," for what it describes as a straightforward, beginning-to-end read rather than a base form layered with separate endorsement documents. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Coverage Certainty" benefit on the product page; the actual policy as issued controls..)<br><br>Resilience lists six technology segments it underwrites for E&O: technology services (MSP/MSSP, consulting, staffing, storage services, VARs), technology hardware and networking equipment manufacturing, data centers, telecommunications, software (including AI, security software and payment processors) and web services. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: "Comprehensive coverage for technology risks" segment list on the product page, accessed 2026-09-23..) | Risklytics describes Tech E&O as responding when a company's product or service costs a customer money, such as a perception model mislabeling shipments or an integration error corrupting order data, and distinguishes it from cyber liability, which covers hacks and data leaks rather than a model's own faulty output. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Role in This Line | Resilience markets technology E&O as professional liability coverage for technology companies with complex risk, distributed in the US by a separate insurance agency rather than underwritten by the Resilience brand itself. [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: Technology E&O product page introduction, accessed 2026-09-23..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Professional Liability (Tech E&O) Insurance with outside carriers; it says it does not underwrite policies itself. [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Issuing Insurer | Resilience's US disclosure states that technology E&O products are distributed by Ocrea Risk Services, LLC (NPN 19169260), doing business as Resilience Cyber Insurance Solutions, and underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, both subsidiaries of Intact Insurance Group USA LLC. The product page separately says capacity comes through "approved underwriting companies" rated by AM Best, without naming an insurer beyond the two Homeland entities. [2](https://cyberresilience.com/disclaimer/ "Disclaimer") [1](https://cyberresilience.com/products/technology-errors-and-omissions-insurance "Technology E&O") (Evidence: Company-reported; scope: US paragraph of Resilience's disclaimer page and the "Superior Capacity" benefit on the product page, both accessed 2026-09-23; product- and state-specific issuer mapping is not published..) | Risklytics does not name the carrier that underwrites Risklytics Professional Liability (Tech E&O) Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [4](https://www.risklytics.ai/lines/professional/ "Professional Liability (Tech E&O) Insurance") [5](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) |

## About Resilience and Risklytics and Tech E&O Insurance

- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [Risklytics company profile](https://spot.insure/insurance-providers/risklytics) · [Risklytics customer reviews](https://spot.insure/insurance-providers/risklytics/reviews)
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions)

## Related Pages for Resilience vs Risklytics Tech E&O Insurance

- [Resilience vs Risklytics](https://spot.insure/compare/resilience-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology errors and omissions can help pay when a customer claims your software, hosting, installation or tech advice caused financial loss; cyber incidents need separate review.
- [Resilience Tech E&O Insurance](https://spot.insure/insurance-providers/resilience/technology-errors-omissions)
- [Risklytics Tech E&O Insurance](https://spot.insure/insurance-providers/risklytics/technology-errors-omissions)

## Sources for Resilience vs Risklytics Tech E&O Insurance

### Sources About Resilience

1. [Technology E&O](https://cyberresilience.com/products/technology-errors-and-omissions-insurance). Resilience; "Comprehensive coverage for technology risks" segment list; "Key Benefits" section: A Broad Market Appetite, Comprehensive Coverage, Coverage Certainty, Superior Capacity. Accessed 2026-09-23.
2. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
3. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

### Sources About Risklytics

4. [Professional Liability (Tech E&O) Insurance](https://www.risklytics.ai/lines/professional/). Risklytics; Coverage line: Professional Liability (Tech E&O); Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
5. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
6. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/resilience-vs-risklytics/technology-errors-omissions.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)