---
title: "Relm Insurance vs USI Insurance Services: Crime Insurance"
description: "Relm is the better fit for businesses exposed to digital-asset crime, while USI names service trades such as janitorial, staffing and printing and can review existing crime coverage through ExecuSafe."
canonical: "https://spot.insure/compare/relm-vs-usi/crime"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "relm-vs-usi"
provider-a: "relm"
provider-b: "usi"
coverage-line: "crime"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/relm-vs-usi/crime)

## Agent Guide

**What this page is:** Focused comparison of Relm Insurance and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Crime Insurance questions about Relm Insurance versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Relm Insurance vs USI Insurance Services for Crime Insurance: how do they differ?
- Which is better for Crime Insurance, Relm Insurance or USI Insurance Services?
- What does Relm Insurance or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Crime Insurance. Providers: Relm Insurance and USI Insurance Services.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Relm Insurance vs USI Insurance Services](https://spot.insure/compare/relm-vs-usi) — all coverage lines for this pair
- [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works
- [Relm Insurance profile](https://spot.insure/insurance-providers/relm) — provider profile
- [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile

# Relm Insurance vs USI Insurance Services: How Do They Compare for Crime Insurance?

USI Insurance Services brokers crime for janitorial, staffing and repair companies and reviews existing cover in ExecuSafe; Relm Insurance lists digital asset and smart contract crime products, sold through brokers.

Relm addresses DeFi attacks and digital assets; USI serves building, repair, janitorial, staffing and printing businesses and can review crime coverage through ExecuSafe.

## Relm Insurance vs USI Insurance Services Crime Insurance Summary

Relm is the better fit for businesses exposed to digital-asset crime, while USI names service trades such as janitorial, staffing and printing and can review existing crime coverage through ExecuSafe. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Are the Key Differences Between Relm Insurance and USI Insurance Services Crime Insurance?

### Underwriting Focus Versus Broker Catalogue

Relm’s crime offering names embezzlement, forgery and funds-transfer fraud, and it specifically addresses flash-loan and oracle attacks. That language matters if your company holds fiat or digital assets; the product is sold through brokers, with no direct online quote described. USI’s pages identify employee theft and related fraud, including standalone coverage or an ExecuSafe review, but do not specify the issuing insurer. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

### Client Segments

USI’s Business Services practice lists building and maintenance, repair, janitorial, staffing and printing companies among its clients. Those named segments make USI the more concrete starting point for those service trades; Relm describes crime as relevant to businesses holding fiat or digital assets. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")

### Services and Intake

USI describes classification and exposure reviews, claim advocacy and risk control, and ExecuSafe checks existing crime coverage for gaps. Relm’s reviewed crime page does not describe line-specific risk-control services. Relm sells through brokers without a direct online quote. USI directs business-services contacts to a published email inbox or a local office and ExecuSafe to a Select Business inbox. Neither side publishes crime limits on the reviewed pages. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")

## What Should You Confirm in Relm Insurance and USI Insurance Services Crime Insurance Quotes?

- Ask Relm whether digital-asset crime products are in or out of the commercial crime quote. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance")
- Ask USI whether the quote is standalone crime or an ExecuSafe review, and which insurer issues it. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Compare funds-transfer and social-engineering terms; Relm names funds-transfer fraud, while USI’s pages do not list insuring agreements. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Get limits and retentions from both quotes. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [2](https://www.usi.com/property-casualty/business-services/ "Business Services")

## Relm Insurance vs USI Insurance Services Crime Insurance Compared

| Criteria | Relm Commercial Crime Insurance | USI Crime Insurance Brokerage |
| --- | --- | --- |
| Who It’s For | Relm says crime coverage is relevant for any business that holds assets, whether fiat or digital, arguing that even strong security controls leave a gap the insurance can close. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'Who Needs Crime Coverage?' section; not a guarantee of eligibility for a particular company..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) |
| How to Apply | Relm sells crime insurance coverage through insurance brokers; its reviewed pages do not describe a direct online quote. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page framing; consistent with Relm's broader broker-distribution model..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) |
| Coverage Features | Relm's commercial crime coverage addresses traditional theft such as embezzlement, forgery and funds transfer fraud, alongside crime risks tied to digital infrastructure and alternative asset models. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What is Commercial Crime Coverage?' section; the issued policy and declarations control..)<br><br>Relm says its crime underwriting considers emerging attack methods such as flash-loan attacks that drain DeFi protocol liquidity and oracle manipulation that tricks smart contracts into faulty decisions, in addition to legacy fraud vulnerabilities. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What Crime Risks Do Innovative Companies Face?' section; describes underwriting focus, not specific policy wording..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) |
| Role in This Line | Relm lists Commercial Crime as one of three crime products (alongside Digital Asset Crime and Smart Contract Crime, covered in Relm's separate digital-assets offering record) on its crime insurance line-of-business page. [1](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) |

## About Relm Insurance and USI Insurance Services and Crime Insurance

- [Relm Insurance company profile](https://spot.insure/insurance-providers/relm) · [Relm Insurance customer reviews](https://spot.insure/insurance-providers/relm/reviews)
- [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews)
- [What Is Crime Insurance?](https://spot.insure/coverage/crime)

## Related Pages for Relm Insurance vs USI Insurance Services Crime

- [Relm Insurance vs USI Insurance Services](https://spot.insure/compare/relm-vs-usi): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms.
- [Relm Insurance Crime Insurance](https://spot.insure/insurance-providers/relm/crime)
- [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime)

## Sources for Relm Insurance vs USI Insurance Services Crime Insurance

### Sources About Relm Insurance

1. [Crime Insurance](https://relminsurance.com/lines-of-business/crime-insurance/). Relm Insurance; What is Commercial Crime Coverage?; What Crime Risks Do Innovative Companies Face?; Who Needs Crime Coverage?. Accessed 2026-09-23.

### Sources About USI Insurance Services

2. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23.
3. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/relm-vs-usi/crime.md)
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- [Public MCP server](https://spot.insure/mcp)
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