---
title: "Pie Insurance vs Resilience: Cyber Insurance"
description: "Resilience advertises limits up to $20 million plus monitoring and an in-house claims team. Pie markets cyber to small businesses through unnamed carrier partners and does not post a limit or those services."
canonical: "https://spot.insure/compare/pie-insurance-vs-resilience/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "pie-insurance-vs-resilience"
provider-a: "pie-insurance"
provider-b: "resilience"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/pie-insurance-vs-resilience/cyber)

## Agent Guide

**What this page is:** Focused comparison of Pie Insurance and Resilience for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Pie Insurance versus Resilience. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Pie Insurance vs Resilience for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Pie Insurance or Resilience?
- What does Pie Insurance or Resilience publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Pie Insurance and Resilience.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Pie Insurance vs Resilience](https://spot.insure/compare/pie-insurance-vs-resilience) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance) — provider profile
- [Resilience profile](https://spot.insure/insurance-providers/resilience) — provider profile

# Pie Insurance vs Resilience: How Do They Compare for Cyber Insurance?

Resilience advertises limits up to $20 million with threat monitoring and attack simulations; Pie Insurance markets cyber to small businesses through partner carriers and describes first-party and third-party cover.

Resilience posts cyber limits up to $20 million and bundles threat monitoring, while Pie places small-business cyber through unnamed carrier partners and publishes no limit.

## Pie Insurance vs Resilience Cyber Insurance Summary

Resilience advertises limits up to $20 million plus monitoring and an in-house claims team. Pie markets cyber to small businesses through unnamed carrier partners and does not post a limit or those services. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What Are the Key Differences Between Pie Insurance and Resilience Cyber Insurance?

### Posted Limits Versus Partner Placements

Resilience advertises cyber limits up to $20 million on a primary or excess basis, with eCrime up to $500,000, and pairs the policy with Risk Operations Center monitoring. Pie markets cyber to small businesses generally through unnamed carrier partners and does not post a limit range. Choose Resilience if a $20 million ceiling and bundled monitoring fit; choose Pie if you want a small-business quote start without a named combined product. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### What Each Says Is Covered

Resilience lists privacy wrongful-act coverage, eCrime, incident costs that can exceed the policy limit, and funds-transfer-fraud recovery help.

Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..)

Pie describes first-party costs when your own data or network is hit and third-party help if you are sued, with scenarios such as identity theft and cyber extortion. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### How You Start and Who Handles a Claim

Pie directs you to contact the company through its website to start a quote. Resilience's reviewed product page routes visitors to request a quote rather than showing a self-serve flow, and it describes a 24/7 in-house claims team. Pie's page does not describe a comparable claims staff. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") [4](https://cyberresilience.com/products/claims-incident-response "Claims & Incident Response")

## What Should You Confirm in Pie Insurance and Resilience Cyber Insurance Quotes?

- Ask Resilience which Homeland entity would issue the policy. [3](https://cyberresilience.com/disclaimer/ "Disclaimer")
- Ask Pie which carrier partner would underwrite you. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")
- Compare Resilience's $20 million and $500,000 eCrime figures with Pie's quoted limits. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")
- Confirm whether monitoring is included at your Resilience tier. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance")

## Pie Insurance vs Resilience Cyber Insurance Compared

| Criteria | Pie Cyber Insurance for Small Businesses | Resilience Cyber Insurance |
| --- | --- | --- |
| Who It’s For | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published..) | Resilience markets US cyber insurance across industries including healthcare, higher education, financial institutions and services, manufacturing, construction, law firms, professional services, public entities, retail, hospitality, technology, life sciences, medical devices and pharmaceuticals. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Broad Market Appetite" availability table for the United States, accessed 2026-09-23; the table does not state a minimum revenue or company-size threshold for cyber (unlike the separate tech E&O appetite range)..) |
| Coverage Features | Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions..)<br><br>Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) | Resilience lists privacy wrongful-act coverage, eCrime coverage up to $500,000, coverage for incident costs that exceed the policy limit (such as legal, forensics and crisis communications), and funds-transfer-fraud recovery assistance among its cyber policy features. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: "Policy Coverage" section of the product page; actual insuring agreements, sublimits and exclusions are set by the issued policy..) |
| Role in This Line | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [1](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) | Resilience pairs a cyber insurance policy with security services such as threat monitoring and breach-and-attack simulations. In the US, the policy is placed by a distributor rather than underwritten by the Resilience brand itself. [2](https://cyberresilience.com/products/cyber-insurance "Cyber Insurance") (Evidence: Company-reported; scope: Cyber Insurance product page description of the combined offering, accessed 2026-09-23..) |

## About Pie Insurance and Resilience and Cyber Insurance

- [Pie Insurance company profile](https://spot.insure/insurance-providers/pie-insurance) · [Pie Insurance customer reviews](https://spot.insure/insurance-providers/pie-insurance/reviews)
- [Resilience company profile](https://spot.insure/insurance-providers/resilience) · [Resilience customer reviews](https://spot.insure/insurance-providers/resilience/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Pie Insurance vs Resilience Cyber Insurance

- [Pie Insurance vs Resilience](https://spot.insure/compare/pie-insurance-vs-resilience): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Pie Insurance Cyber Insurance](https://spot.insure/insurance-providers/pie-insurance/cyber)
- [Resilience Cyber Insurance](https://spot.insure/insurance-providers/resilience/cyber)

## Sources for Pie Insurance vs Resilience Cyber Insurance

### Sources About Pie Insurance

1. [Cyber Insurance for Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance). Pie Insurance; What's typically covered by cyber insurance? First party coverage, Third party coverage; How does cyber insurance protect small businesses? Identity theft, Cyber extortion, Financial protection; Make sure you're covered: Start my quote. Accessed 2026-09-23.

### Sources About Resilience

2. [Cyber Insurance](https://cyberresilience.com/products/cyber-insurance). Resilience; Policy Coverage section: privacy wrongful act coverage, up to $500k eCrime coverage, coverage costs beyond policy limits, recovery for funds transfer fraud; "The Resilience Advantage" section; "Broad Market Appetite" availability table listing Cyber Insurance and Tech E&O in the United States. Accessed 2026-09-23.
3. [Disclaimer](https://cyberresilience.com/disclaimer/). Resilience; USA paragraph: "Insurance products are distributed by Ocrea Risk Services, LLC (NPN 19169260) dba Resilience Cyber Insurance Solutions. Resilience products are underwritten by Homeland Insurance Company of New York or Homeland Insurance Company of Delaware, each subsidiaries of Intact Insurance Group USA LLC". Accessed 2026-09-23.
4. [Claims & Incident Response](https://cyberresilience.com/products/claims-incident-response). Resilience; "Our Claims Advantage" and "Our Difference" sections: 24/7 in-house Claims & Incident Response team, fully in-house claims staff, dedicated claims manager from triage through settlement, world-class outside panel. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/pie-insurance-vs-resilience/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)