---
title: "Newfront vs USI Insurance Services Crime Insurance"
description: "Newfront places fidelity and crime in Executive Risk; USI brokers crime for business-services clients and checks it inside ExecuSafe."
canonical: "https://spot.insure/compare/newfront-vs-usi/crime"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/newfront-vs-usi/crime)

# Newfront vs USI Insurance Services Crime Insurance

Newfront places fidelity and crime in Executive Risk; USI brokers crime for business-services clients and checks it inside ExecuSafe.

## Research Scope and Use

Use this comparison to evaluate Newfront and USI Insurance Services for Crime Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Both broker crime rather than underwrite it and neither names a carrier. Newfront lists Fidelity and Crime in Executive Risk with a dashboard and claims negotiation. USI places crime for named service trades and reviews existing crime as part of ExecuSafe. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is USI Insurance Services?

USI Insurance Services is a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, and retirement programs. Its Technology practice says it works with software, hardware, and related companies from early seed stage through IPO, using a consultative process rather than a published self-serve quote. [6](https://www.usi.com/about-usi "The Power of ONE") [7](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [8](https://www.usi.com/commissions-fees/ "Commissions and Fees")

[USI Insurance Services profile](https://spot.insure/insurance-providers/usi)

## What Is Crime Insurance?

Crime insurance addresses business losses from specified theft and fraud risks, such as robbery, forgery and embezzlement. [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide")

## Key Differences in Crime Insurance

### Broker Practices, Not Carriers

Newfront and USI both arrange crime insurance rather than issue it, and neither reviewed page names the insurer on a placement. Newfront groups the line with fidelity inside Executive Risk and negotiates placement. USI brokers crime as a standalone placement or as part of a management-liability review under ExecuSafe, describing it as covering losses from employee theft and related fraud. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

### Who Each Practice Targets

Newfront’s Executive Risk practice says it services private companies from seed through later funding rounds and describes work with over 500 publicly traded companies, without a crime-specific size rule. USI’s Business Services practice, which lists crime, says it targets building and maintenance, repair, janitorial, staffing and printing companies, citing employee errors and misconduct as one exposure. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services")

### Services and How You Start

Newfront says clients get 24/7 dashboard access to policies, certificates and billing, pre-populated renewal data, and integrated claims and coverage negotiation across Executive Risk. USI describes classification and exposure reviews, claim advocacy and risk control on Business Services lines, and ExecuSafe specifically checks existing crime coverage for gaps. You request a Newfront consultation from the Executive Risk page; USI points business-services inquiries to a published email inbox or a local office, and ExecuSafe inquiries to a separate Select Business inbox. Neither page publishes crime limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")

## What to Confirm in Crime Insurance Quotes

- Ask each broker which insurer would issue the crime policy; both public pages omit the name. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Confirm whether USI is quoting a standalone crime placement or an ExecuSafe management-liability review. [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks")
- Compare limits and retentions; neither page states them. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.usi.com/property-casualty/business-services/ "Business Services")
- Ask Newfront how dashboard access and claims negotiation apply to a crime loss. [5](https://www.newfront.com/executive-risk "Executive Risk")

## Offering Details

| Criteria | Newfront Fidelity and Crime Insurance | USI Crime Insurance Brokerage |
| --- | --- | --- |
| Role in This Line | Newfront brokers crime coverage as part of its Executive Risk practice, which it groups with fidelity coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page; crime and fidelity are listed together, not as separately described products..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) |
| Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue a crime policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | Neither page names the insurer USI uses for crime placements. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Not publicly disclosed; scope: Pages as read on 2026-09-23..) |
| Who It’s For | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a crime-specific eligibility threshold. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not crime coverage specifically..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) |
| Coverage Features | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe crime-specific insuring agreements such as employee theft, computer fraud or funds-transfer fraud. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page Key Coverages list; crime and fidelity are bundled in one line item..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) |
| Limits and Retentions | Newfront's Executive Risk page does not publish limits or retentions for crime coverage. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | Neither page publishes crime coverage limit or retention figures. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Not publicly disclosed; scope: Pages as read on 2026-09-23..) |
| Risk Services | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not crime-specific..) | USI's Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across its coverage lines including crime, and its ExecuSafe process specifically checks existing crime coverage for gaps. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Combines the general Business Services service list with the ExecuSafe-specific review step..) |
| How to Apply | You start a crime coverage placement by requesting a consultation through Newfront's Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [9](https://www.usi.com/property-casualty/business-services/ "Business Services") [10](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) |
| Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a crime claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a crime-specific claims workflow..) | Not described in the reviewed sources. |

## Full Comparison

- [Newfront vs USI Insurance Services](https://spot.insure/compare/newfront-vs-usi): all coverage lines, business roles, service and claims.
- [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance can help recover business losses from specified theft and fraud, including employee theft, forgery and payment fraud.
- [Newfront vs USI Insurance Services Commercial Property Insurance](https://spot.insure/compare/newfront-vs-usi/commercial-property)
- [Newfront vs USI Insurance Services Cyber Insurance](https://spot.insure/compare/newfront-vs-usi/cyber)
- [Newfront vs USI Insurance Services D&O Insurance](https://spot.insure/compare/newfront-vs-usi/directors-officers)
- [Newfront vs USI Insurance Services Employee Health Benefits](https://spot.insure/compare/newfront-vs-usi/employee-health-benefits)
- [Newfront vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/newfront-vs-usi/employment-practices)
- [Newfront vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-usi/fiduciary)
- [Newfront vs USI Insurance Services Management Liability Insurance](https://spot.insure/compare/newfront-vs-usi/management-liability)
- [Newfront vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-usi/professional-errors-omissions)
- [Newfront vs USI Insurance Services Representations and Warranties Insurance](https://spot.insure/compare/newfront-vs-usi/representations-warranties)
- [Newfront vs USI Insurance Services Surety Bonds](https://spot.insure/compare/newfront-vs-usi/surety-bonds)
- [Newfront vs USI Insurance Services Workers’ Compensation Insurance](https://spot.insure/compare/newfront-vs-usi/workers-compensation)
- [Alliance Risk vs Newfront Crime Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/crime)
- [Alliance Risk vs USI Insurance Services Crime Insurance](https://spot.insure/compare/alliance-risk-vs-usi/crime)
- [Beazley vs Newfront Crime Insurance](https://spot.insure/compare/beazley-vs-newfront/crime)
- [Beazley vs USI Insurance Services Crime Insurance](https://spot.insure/compare/beazley-vs-usi/crime)
- [CFC vs Newfront Crime Insurance](https://spot.insure/compare/cfc-vs-newfront/crime)
- [CFC vs USI Insurance Services Crime Insurance](https://spot.insure/compare/cfc-vs-usi/crime)

## Sources

### Newfront

1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23.

### USI Insurance Services

6. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16.
7. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16.
8. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16.
9. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23.
10. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23.

### Crime Insurance Guide

11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Crime. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/newfront-vs-usi/crime.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)