--- title: "Newfront vs Travelers Tech E&O Insurance" description: "Newfront brokers tech E&O with negotiated wording; Travelers underwrites E&O as a selectable agreement inside CyberRisk Tech." canonical: "https://spot.insure/compare/newfront-vs-travelers/technology-errors-omissions" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-travelers/technology-errors-omissions) # Newfront vs Travelers Tech E&O Insurance Newfront brokers tech E&O with negotiated wording; Travelers underwrites E&O as a selectable agreement inside CyberRisk Tech. ## Research Scope and Use Use this comparison to evaluate Newfront and Travelers for Tech E&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Newfront places technology E&O through a Cyber Risk team that negotiates language and consults on claims. Travelers underwrites technology E&O inside CyberRisk Tech so you can choose E&O, cyber, or both, including for life-sciences companies. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Travelers Insurance? Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [8](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [9](https://www.travelers.com/contact-us "Contact Us") [Travelers profile](https://spot.insure/insurance-providers/travelers) ## What Is Technology Errors and Omissions (E&O) Insurance? Technology errors and omissions (E&O) insurance addresses claims that a technology product or service caused a customer or other third party a financial loss. It doesn't extend to cyber incidents, bodily injury or professional services outside the quoted product. [11](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf "Insurance and Bonding Guidelines") [12](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology "Technology Errors and Omissions Insurance") [13](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf "DigiTech Enterprise Risk Management") ## Key Differences in Tech E&O Insurance ### Placement Versus Selectable Insuring Agreement Newfront brokers Technology Errors and Omissions and does not underwrite it. Travelers underwrites the coverage as a selectable agreement inside CyberRisk Tech, not as a standalone policy form. Newfront’s reviewed page does not name the issuing insurer. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ### How You Combine E&O and Cyber Newfront lists tech E&O next to cyber liability, data breach, business interruption, network security liability and cyber extortion as coverages the same practice places. Travelers lets a buyer choose E&O protection, cyber protection, or both, and keeps breach response, cybercrime and business-loss coverages distinct from the E&O agreement. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ### Life Sciences and Lost-Revenue Example Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies and gives the example of a customer claiming lost revenue from an error in software or a technology service. Newfront’s reviewed Cyber Risk page does not mention life sciences as a named audience for this line. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [5](https://www.newfront.com/cyber-insurance "Cyber Risk") ### Services After Bind Newfront describes risk assessment, coverage negotiation and hands-on claims consultation. Travelers says Cyber Risk Services such as a 24/7 dashboard and threat monitoring depend on cyber coverage eligibility rather than the E&O agreement alone. Newfront uses a consultation form; Travelers tells buyers to consult an agent or a Travelers representative. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") [6](https://www.newfront.com/talk-to-an-expert "Get Started Today") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") ## What to Confirm in Tech E&O Insurance Quotes - Confirm which CyberRisk Tech agreements Travelers would bind and which carrier Newfront would use. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [5](https://www.newfront.com/cyber-insurance "Cyber Risk") - Ask whether Travelers’ dashboard services apply if you buy E&O without cyber. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") - Neither reviewed source publishes E&O-specific limit or retention amounts; obtain Newfront’s modeled figure and Travelers’ declarations. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") - If you are in life sciences, confirm appetite on both quotes. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [5](https://www.newfront.com/cyber-insurance "Cyber Risk") ## Offering Details | Criteria | Newfront Cyber Risk Technology Errors & Omissions | Travelers CyberRisk Tech Technology Errors and Omissions Coverage | | --- | --- | --- | | Role in This Line | Newfront lists Technology Errors and Omissions (E&O) as one of the named coverages its Cyber Risk practice places, alongside cyber liability, data breach, business interruption, network security liability and cyber extortion coverage. Newfront brokers this coverage; it does not underwrite it. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Key Coverages list..) | Travelers underwrites technology E&O as one of the selectable insuring agreements inside its CyberRisk Tech policy, not as a separate standalone policy form; a buyer chooses E&O protection, cyber protection, or both within the same product. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Technology and CyberRisk Tech product pages, as read on 2026-09-23..) | | Issuing Insurer | The reviewed page does not name an insurer for technology E&O placements; as a broker, Newfront's carrier for this line would depend on the placement. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Not found in reviewed sources; scope: Checked the Cyber Risk page for a named tech E&O carrier; none was found..) | Not described in the reviewed sources. | | Who It’s For | The reviewed page markets the Cyber Risk practice broadly, without a technology-E&O-specific eligibility threshold; Newfront says its cyber team helps clients navigate "increased underwriting standards" as carriers evaluate applicants. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach introduction..) | Travelers markets CyberRisk Tech technology E&O to technology and life-sciences companies, describing the audience as ranging from startups to established industry leaders whose software products or technology services could be the subject of a client claim. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Technology-page FAQ and the cyber-for-technology product page..) | | Coverage Features | Newfront names its "Tech E&O and Cyber team" specifically and says that team "negotiates bespoke language to ensure the broadest terms available in the marketplace," indicating technology E&O is negotiated alongside cyber wording rather than sold as an off-the-shelf form; the reviewed page does not describe specific tech E&O exclusions or professional-services scope. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Subject Matter Expertise section..) | Travelers says the technology E&O insuring agreement helps cover the costs a company incurs from allegations of errors, omissions or negligent acts in performing its services, giving as an example a customer claiming lost revenue from an error in a software product or technology service. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") (Evidence: Company-reported; scope: Technology-page FAQ answer on technology E&O; exclusions, retentions and defense-cost treatment are not detailed on this page..)

Travelers distinguishes technology E&O from the rest of CyberRisk Tech, which separately includes breach response, cybercrime and business-loss coverages; a buyer can select E&O coverage without also buying the cyber-specific insuring agreements. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber-for-technology product page; the exact combinations available depend on underwriting and state..) | | Limits and Retentions | Newfront says its technology team provides "proprietary modeling data to make informed decisions on limits that align with your risk exposure and tolerance," but the reviewed page does not publish specific limit ranges, retentions or premium figures for technology E&O. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Not publicly disclosed; scope: Cyber Risk page's Subject Matter Expertise section; limit amounts are quote-specific..) | The reviewed pages do not publish limit or retention amounts for the technology E&O insuring agreement specifically. [7](https://www.travelers.com/business-insurance/technology "Technology Insurance") [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Not publicly disclosed; scope: Technology and cyber-for-technology pages as read on 2026-09-23..) | | Risk Services | Newfront says it delivers risk assessment on cyber infrastructure and policy design, negotiates coverage and placement once a client is aligned with regulatory and carrier requirements, and provides "hands-on" claims consultation before and after a breach or claim, applied to the cyber-and-tech-E&O tower it services together. [5](https://www.newfront.com/cyber-insurance "Cyber Risk") (Evidence: Company-reported; scope: Cyber Risk page's Our Approach section; describes the cyber practice generally, applied to tech E&O as a listed coverage within it..) | Travelers says CyberRisk Tech policyholders with cyber coverage get access to Cyber Risk Services, including a 24/7 Cyber Risk Dashboard and threat monitoring, but the cyber-for-technology page states availability of these services depends on policy eligibility and lists them under cyber coverage rather than as a benefit tied specifically to the technology E&O agreement. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber Risk Services description; scope is broader cyber coverage, not confirmed as an E&O-specific benefit..) | | How to Apply | You engage Newfront's Cyber Risk practice for technology E&O placement by requesting a consultation, which asks for your industry, company details and the service you need rather than issuing an instant quote. [6](https://www.newfront.com/talk-to-an-expert "Get Started Today") (Evidence: Company-reported; scope: General consultation intake, not a technology-E&O-specific application path..) | Travelers tells technology buyers to consult their insurance agent or a Travelers representative about CyberRisk Tech coverage; the reviewed pages do not describe a self-service quote path for technology E&O. [10](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Cyber-for-technology page CTA..) | ## Full Comparison - [Newfront vs Travelers](https://spot.insure/compare/newfront-vs-travelers): all coverage lines, business roles, service and claims. - [What Is Technology Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/technology-errors-omissions): Technology E&O insurance addresses claims that a problem with your technology product or service caused a customer financial loss. - [Newfront vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/newfront-vs-travelers/cargo-transit) - [Newfront vs Travelers Commercial Auto Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-auto) - [Newfront vs Travelers Commercial Property Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-property) - [Newfront vs Travelers Crime Insurance](https://spot.insure/compare/newfront-vs-travelers/crime) - [Newfront vs Travelers Cyber Insurance](https://spot.insure/compare/newfront-vs-travelers/cyber) - [Newfront vs Travelers D&O Insurance](https://spot.insure/compare/newfront-vs-travelers/directors-officers) - [Newfront vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/employment-practices) - [Newfront vs Travelers Equipment Breakdown Insurance](https://spot.insure/compare/newfront-vs-travelers/equipment-breakdown) - [Newfront vs Travelers Fidelity Bonds](https://spot.insure/compare/newfront-vs-travelers/fidelity-bonds) - [Newfront vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/fiduciary) - [Newfront vs Travelers General Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/general-liability) - [Newfront vs Travelers Management Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/management-liability) - [Newfront vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-travelers/professional-errors-omissions) - [Newfront vs Travelers Surety Bonds](https://spot.insure/compare/newfront-vs-travelers/surety-bonds) - [Newfront vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/umbrella-excess) - [Newfront vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/newfront-vs-travelers/workers-compensation) - [Alliance Risk vs Newfront Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/technology-errors-omissions) - [Alliance Risk vs Travelers Tech E&O Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/technology-errors-omissions) - [Amelia Risk vs Newfront Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/technology-errors-omissions) - [Amelia Risk vs Travelers Tech E&O Insurance](https://spot.insure/compare/amelia-risk-vs-travelers/technology-errors-omissions) - [At-Bay vs Newfront Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-newfront/technology-errors-omissions) - [At-Bay vs Travelers Tech E&O Insurance](https://spot.insure/compare/at-bay-vs-travelers/technology-errors-omissions) ## Sources ### Newfront 1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 5. [Cyber Risk](https://www.newfront.com/cyber-insurance). Newfront; Key Coverages to Protect Your Business: Technology Errors and Omissions (E&O); Subject Matter Expertise: "Tech E&O and Cyber team negotiates bespoke language to ensure the broadest terms available in the marketplace"; Our Approach: Coverage Negotiation, Claims Consultation; Leadership: Jennifer Wilson. Accessed 2026-09-23. 6. [Get Started Today](https://www.newfront.com/talk-to-an-expert). Newfront; Consultation form: schedule a consultation to see how Newfront can reduce your risk. Accessed 2026-09-23. ### Travelers 7. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Who needs technology errors and omissions (E&O) insurance?; Cyber insurance: Travelers CyberRisk Tech insurance safeguards technology businesses from errors and omissions claims and cybersecurity threats. Accessed 2026-09-23. 8. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16. 9. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16. 10. [Cyber Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; What does cyber insurance coverage for technology companies include?; CyberRisk Tech offers broad and scalable protection options – businesses can choose cyber protection, E&O protection or both. Accessed 2026-09-23. ### Tech E&O Insurance Guide 11. [Insurance and Bonding Guidelines](https://doas.ga.gov/sites/default/files/2025-08/SPD-SP048%20Insurance%20and%20Bonding%20Guidelines%20August%202025.pdf). Georgia Department of Administrative Services; Professional Liability / Errors and Omissions p.6; Technology Errors & Omissions (Cyber Liability) §9 pp.7–8. Accessed 2026-09-16. 12. [Technology Errors and Omissions Insurance](https://www.thehartford.com/professional-liability-insurance/errors-omissions-insurance/technology). The Hartford; What Is Technology Errors and Omissions Insurance?; differences between cyber liability and errors and omissions; How Technology Errors and Omissions Insurance Works With Contracts. Accessed 2026-09-16. 13. [DigiTech Enterprise Risk Management](https://www.chubb.com/content/dam/chubb-sites/chubb-com/us-en/business-insurance/digitech-enterprise-risk-management-digitech-erm/documents/pdf/17010186-digitech-erm-12.17.pdf). Chubb; Coverage Synopsis > Third-Party Liability Coverage > Technology Errors and Omissions; Cyber, Privacy and Network Security Liability; footer product-summary disclaimer. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/newfront-vs-travelers/technology-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)