---
title: "Newfront vs Travelers Fiduciary Liability Insurance"
description: "Newfront brokers fiduciary liability; Travelers underwrites it and names Travelers Casualty and Surety Company of America among possible issuers."
canonical: "https://spot.insure/compare/newfront-vs-travelers/fiduciary"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/newfront-vs-travelers/fiduciary)

# Newfront vs Travelers Fiduciary Liability Insurance

Newfront brokers fiduciary liability; Travelers underwrites it and names Travelers Casualty and Surety Company of America among possible issuers.

## Research Scope and Use

Use this comparison to evaluate Newfront and Travelers for Fiduciary Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Newfront’s Executive Risk practice brokers fiduciary liability without naming an insurer. Travelers underwrites the line in Management & Professional Liability, sold standalone or with other management coverages, through independent agents. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance")

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Travelers Insurance?

Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. [6](https://www.travelers.com/business-insurance/technology "Technology Insurance") [7](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [8](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Is Fiduciary Liability Insurance?

Fiduciary liability insurance addresses covered claims alleging breaches of duties in managing employee benefit plans. [10](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf "Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements") [11](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance")

## Key Differences in Fiduciary Liability Insurance

### Who Issues the Policy

Travelers underwrites fiduciary liability and its product-page video names Travelers Casualty and Surety Company of America and property-casualty affiliates, with the issuing entity able to vary. Newfront brokers the line and its Executive Risk page does not name an insurer. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")

### How You Buy It

You purchase Travelers fiduciary coverage through a Travelers independent agent, standalone or beside other management-liability coverages. You start with Newfront by requesting a consultation on the Executive Risk page. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")

### ERISA Personal Liability Versus Excess Fees

Travelers says the coverage protects companies and individuals who manage a sponsored retirement or health plan from mismanagement claims and personal liability for ERISA breach of fiduciary duty, including litigation costs and plan-administration errors. Newfront names breach of duty, mismanagement and excessive-fee allegations for benefit-plan decision makers, without that ERISA personal-liability phrasing. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")

## What to Confirm in Fiduciary Liability Insurance Quotes

- Get the named Travelers issuing company on the quote, because affiliates can vary. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance")
- Ask Newfront which market it is using and whether ERISA personal-liability wording matches what Travelers describes. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance")
- Neither reviewed page publishes limits or retentions; Travelers cites industry claim-cost examples only as context. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")
- Ask whether you need an independent Travelers agent even if Newfront is already quoting another market. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")

## Offering Details

| Criteria | Newfront Fiduciary Liability Insurance | Travelers Fiduciary Liability Insurance |
| --- | --- | --- |
| Role in This Line | Newfront's Executive Risk practice brokers fiduciary liability coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Travelers underwrites fiduciary liability insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Product page general framing; confirmed against the broader Management and Professional Liability Insurance page..) |
| Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue a fiduciary liability policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | The product page's video disclosure names Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Product page video legal footer..) |
| Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without a fiduciary-specific eligibility threshold. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not fiduciary liability specifically..) | Travelers markets fiduciary liability coverage to financial institutions, nonprofit organizations, private companies and public companies. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Product page "Who is fiduciary liability insurance right for?" section..) |
| Coverage Features | Newfront lists Fiduciary among its Executive Risk Key Coverages, and says its work includes "safeguarding fiduciaries against breach of duty, mismanagement claims, and excessive fee allegations" for benefit-plan decision makers. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section..) | Travelers says fiduciary liability coverage protects companies and individuals who manage a company-sponsored retirement or health plan from claims of mismanagement and personal liability for breach of fiduciary duty under ERISA, including litigation costs and errors or omissions in plan administration. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Product page "What Is Fiduciary Liability Insurance?" and "What does fiduciary liability insurance cover?" sections; exact terms and exclusions are set by the issued policy..) |
| Limits and Retentions | The reviewed Executive Risk page does not publish fiduciary-liability limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | The reviewed page does not publish fiduciary liability limits, retentions or premiums; it cites industry claim examples (settlements and defense costs from roughly $1 million to $14 million, and an average ERISA case cost topping $1.2 million) as general risk context, not as policy terms. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Not found in reviewed sources; scope: Product page video claim scenarios and cost statistics as read on 2026-09-23..) |
| Risk Services | Newfront says clients get 24/7 access to their insurance program through its connected dashboard, and that renewal submissions use automated, pre-populated historical data. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not fiduciary-specific..) | Not described in the reviewed sources. |
| How to Apply | You start a fiduciary liability placement by requesting a consultation through Newfront's Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | Fiduciary liability coverage is bought through a Travelers independent agent. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability "Fiduciary Liability Insurance") (Evidence: Company-reported; scope: Product page "Find an insurance agent" call to action..) |
| Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fiduciary liability claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a fiduciary-specific claims workflow..) | Not described in the reviewed sources. |

## Full Comparison

- [Newfront vs Travelers](https://spot.insure/compare/newfront-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Fiduciary Liability Insurance?](https://spot.insure/coverage/fiduciary): Fiduciary liability insurance can help with covered claims alleging that your business or its people breached duties in managing an employee benefit plan.
- [Newfront vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/newfront-vs-travelers/cargo-transit)
- [Newfront vs Travelers Commercial Auto Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-auto)
- [Newfront vs Travelers Commercial Property Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-property)
- [Newfront vs Travelers Crime Insurance](https://spot.insure/compare/newfront-vs-travelers/crime)
- [Newfront vs Travelers Cyber Insurance](https://spot.insure/compare/newfront-vs-travelers/cyber)
- [Newfront vs Travelers D&O Insurance](https://spot.insure/compare/newfront-vs-travelers/directors-officers)
- [Newfront vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/employment-practices)
- [Newfront vs Travelers Equipment Breakdown Insurance](https://spot.insure/compare/newfront-vs-travelers/equipment-breakdown)
- [Newfront vs Travelers Fidelity Bonds](https://spot.insure/compare/newfront-vs-travelers/fidelity-bonds)
- [Newfront vs Travelers General Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/general-liability)
- [Newfront vs Travelers Management Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/management-liability)
- [Newfront vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-travelers/professional-errors-omissions)
- [Newfront vs Travelers Surety Bonds](https://spot.insure/compare/newfront-vs-travelers/surety-bonds)
- [Newfront vs Travelers Tech E&O Insurance](https://spot.insure/compare/newfront-vs-travelers/technology-errors-omissions)
- [Newfront vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/umbrella-excess)
- [Newfront vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/newfront-vs-travelers/workers-compensation)
- [Alliance Risk vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/fiduciary)
- [Alliance Risk vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/fiduciary)
- [Beazley vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/fiduciary)
- [Beazley vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/beazley-vs-travelers/fiduciary)
- [Chubb vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/chubb-vs-newfront/fiduciary)
- [Chubb vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/chubb-vs-travelers/fiduciary)

## Sources

### Newfront

1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fiduciary; Committed to Client Advocacy: safeguarding fiduciaries against breach of duty, mismanagement claims, and excessive fee allegations; Leadership: Deirdre Finn. Accessed 2026-09-23.

### Travelers

6. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
7. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
8. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
9. [Fiduciary Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability). Travelers; What Is Fiduciary Liability Insurance?; What does fiduciary liability insurance cover?; Who is fiduciary liability insurance right for?; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23.

### Fiduciary Liability Insurance Guide

10. [Field Assistance Bulletin No. 2008-04: Guidance Regarding ERISA Fidelity Bonding Requirements](https://www.dol.gov/sites/dolgov/files/ebsa/employers-and-advisers/guidance/field-assistance-bulletins/erisa-fidelity-bonding-requirements.pdf). U.S. Department of Labor, Employee Benefits Security Administration; Q2 pp.2–3. Accessed 2026-09-16.
11. [Fiduciary Liability Insurance](https://www.travelers.com/business-insurance/professional-liability-insurance/fiduciary-liability). Travelers; What Is Fiduciary Liability Insurance?. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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