--- title: "Newfront vs Travelers Employment Practices Liability Insurance" description: "Newfront brokers EPLI for companies from seed through public listings; Travelers underwrites EPL for financial institutions, nonprofits, and private and public companies." canonical: "https://spot.insure/compare/newfront-vs-travelers/employment-practices" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-travelers/employment-practices) # Newfront vs Travelers Employment Practices Liability Insurance Newfront brokers EPLI for companies from seed through public listings; Travelers underwrites EPL for financial institutions, nonprofits, and private and public companies. ## Research Scope and Use Use this comparison to evaluate Newfront and Travelers for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Newfront places EPLI through Executive Risk without naming a carrier. Travelers underwrites EPL, names Travelers Casualty and Surety Company of America in a video disclosure, and sells through independent agents to financial institutions, nonprofits, and private and public companies. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Travelers Insurance? Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. [6](https://www.travelers.com/business-insurance/technology "Technology Insurance") [7](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [8](https://www.travelers.com/contact-us "Contact Us") [Travelers profile](https://spot.insure/insurance-providers/travelers) ## What Is Employment Practices Liability Insurance? Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. [10](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance") ## Key Differences in Employment Practices Liability Insurance ### Placement Versus Named Travelers Paper Newfront brokers EPLI and does not name an insurer on the Executive Risk page. Travelers underwrites EPL in Management & Professional Liability, sold standalone or with other management-liability coverages, and its video disclosure names Travelers Casualty and Surety Company of America and affiliates. You can compare an unnamed Newfront market with a named Travelers writing family. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") ### Funding Book Versus Organization Types Newfront services private companies from seed through every series and cites more than 500 public companies. Travelers markets EPL to financial institutions, nonprofit organizations, private companies and public companies. Both mention private and public companies; Travelers also names financial institutions and nonprofits, which Newfront’s EPLI page does not. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") ### How Cover and Service Are Described Travelers says EPL covers defense and damages for wrongful termination, discrimination, workplace harassment and retaliation. Newfront frames EPLI as shielding directors from those kinds of employment issues, without listing insuring agreements, and describes predictive models, a 24/7 dashboard, and integrated claims negotiation. You start Newfront with a consultation; you buy Travelers through an independent agent. Neither page publishes limits. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") [5](https://www.newfront.com/executive-risk "Executive Risk") ## What to Confirm in Employment Practices Liability Insurance Quotes - Ask whether Newfront would place Travelers or another market. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") - Confirm the issuing Travelers company versus the carrier on a Newfront placement. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") [5](https://www.newfront.com/executive-risk "Executive Risk") - Check whether Travelers’ listed causes of action appear on Newfront’s specimen. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") [5](https://www.newfront.com/executive-risk "Executive Risk") - Compare Newfront’s dashboard and claims negotiation with how a Travelers independent agent would service a claim. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") ## Offering Details | Criteria | Newfront Employment Practices Liability Insurance (EPLI) | Travelers Employment Practices Liability Insurance (EPL) | | --- | --- | --- | | Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Travelers underwrites EPL insurance as part of its Management & Professional Liability line, sold standalone or alongside other management liability coverages. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Company-reported; scope: Product page general framing; confirmed against the broader Management and Professional Liability Insurance page..) | | Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | The product page's video disclosure names Travelers Casualty and Surety Company of America and its property casualty affiliates; the specific issuing entity for a given policy can vary. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Company-reported; scope: Product page video legal footer..) | | Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) | Travelers markets EPL coverage to financial institutions, nonprofit organizations, private companies and public companies. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Company-reported; scope: Product page "Who is this right for?" section..) | | Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) | Travelers says EPL insurance covers defense costs and damages tied to employment-related claims, including wrongful termination, discrimination, workplace harassment and retaliation. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Company-reported; scope: Product page "What is EPL insurance?" section; exact terms and exclusions are set by the issued policy..) | | Limits and Retentions | The reviewed Executive Risk page does not publish EPLI limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | The reviewed page does not publish EPL limits, retentions or premiums; it references illustrative settlement examples (from $45,000 to $280,000, including defense costs) as general risk context, not as policy terms. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Not found in reviewed sources; scope: Product page video claim scenarios as read on 2026-09-23..) | | Risk Services | Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page..) | Not described in the reviewed sources. | | How to Apply | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | EPL coverage is bought through a Travelers independent agent. [9](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices "Employment Practices Liability Insurance (EPL)") (Evidence: Company-reported; scope: Product page "Find an insurance agent" call to action..) | | Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow..) | Not described in the reviewed sources. | ## Full Comparison - [Newfront vs Travelers](https://spot.insure/compare/newfront-vs-travelers): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): Employment practices liability insurance can help defend your business against covered claims of discrimination, harassment and wrongful termination. - [Newfront vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/newfront-vs-travelers/cargo-transit) - [Newfront vs Travelers Commercial Auto Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-auto) - [Newfront vs Travelers Commercial Property Insurance](https://spot.insure/compare/newfront-vs-travelers/commercial-property) - [Newfront vs Travelers Crime Insurance](https://spot.insure/compare/newfront-vs-travelers/crime) - [Newfront vs Travelers Cyber Insurance](https://spot.insure/compare/newfront-vs-travelers/cyber) - [Newfront vs Travelers D&O Insurance](https://spot.insure/compare/newfront-vs-travelers/directors-officers) - [Newfront vs Travelers Equipment Breakdown Insurance](https://spot.insure/compare/newfront-vs-travelers/equipment-breakdown) - [Newfront vs Travelers Fidelity Bonds](https://spot.insure/compare/newfront-vs-travelers/fidelity-bonds) - [Newfront vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/fiduciary) - [Newfront vs Travelers General Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/general-liability) - [Newfront vs Travelers Management Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/management-liability) - [Newfront vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-travelers/professional-errors-omissions) - [Newfront vs Travelers Surety Bonds](https://spot.insure/compare/newfront-vs-travelers/surety-bonds) - [Newfront vs Travelers Tech E&O Insurance](https://spot.insure/compare/newfront-vs-travelers/technology-errors-omissions) - [Newfront vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-travelers/umbrella-excess) - [Newfront vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/newfront-vs-travelers/workers-compensation) - [Alliance Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/employment-practices) - [Alliance Risk vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/employment-practices) - [Amelia Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/employment-practices) - [Amelia Risk vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-travelers/employment-practices) - [Beazley vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/employment-practices) - [Beazley vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-travelers/employment-practices) ## Sources ### Newfront 1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23. ### Travelers 6. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16. 7. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16. 8. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16. 9. [Employment Practices Liability Insurance (EPL)](https://www.travelers.com/business-insurance/professional-liability-insurance/employment-practices). Travelers; What is EPL insurance?; Who is this right for?; video legal footer naming Travelers Casualty and Surety Company of America. Accessed 2026-09-23. ### Employment Practices Liability Insurance Guide 10. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. 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