---
title: "Newfront vs Risklytics D&O Insurance"
description: "Newfront cites unicorn and public-company D&O work without publishing limits; Risklytics cites a typical $1–3 million ask at the first priced round."
canonical: "https://spot.insure/compare/newfront-vs-risklytics/directors-officers"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Newfront vs Risklytics D&O Insurance

Newfront cites unicorn and public-company D&O work without publishing limits; Risklytics cites a typical $1–3 million ask at the first priced round.

## Research Scope and Use

Use this comparison to evaluate Newfront and Risklytics for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Newfront’s Executive Risk practice brokers D&O from seed through IPO and lists Side A DIC, without publishing limits, while Risklytics places D&O for startups at or before a first priced round and cites a typical $1 million to $3 million limit ask. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance")

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Risklytics Insurance?

Risklytics describes a commercial insurance brokerage for robotics, autonomy, hardware and AI businesses. It prepares applications and seeks coverage from insurers; California placement eligibility remains unconfirmed. [6](https://www.risklytics.ai/about/ "About Risklytics: who we are") [7](https://www.risklytics.ai/ "Insurance for Frontier Tech") [8](https://www.risklytics.ai/terms/ "Terms of Service")

[Risklytics profile](https://spot.insure/insurance-providers/risklytics)

## What Is Directors and Officers Insurance?

Directors and officers liability insurance addresses covered claims alleging wrongful acts in managing an organization. [11](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms")

## Key Differences in D&O Insurance

### Limit Figures in Public Copy

Newfront’s Executive Risk page does not publish D&O limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") Risklytics lists a typical ask of $1 million to $3 million for venture-backed companies. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance")

### Seed-to-Public Desk Versus First Priced Round

Newfront says it services private companies from seed through every series, including a stated unicorn count, and has worked with more than 500 publicly traded companies on M&A and IPOs, listing Side A DIC among coverages. [5](https://www.newfront.com/executive-risk "Executive Risk") Risklytics says the norm is buying D&O at or before a first priced round because term sheets and incoming board members require it as a closing condition. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance")

### Dashboard, Fees and Application

Newfront clients get 24/7 dashboard access and automated renewal submissions; you request a consultation. [5](https://www.newfront.com/executive-risk "Executive Risk") You start Risklytics D&O online; Risklytics says there is no broker fee on top of premium. [10](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") Neither names the issuing D&O carrier on the reviewed pages. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance")

## What to Confirm in D&O Insurance Quotes

- Compare bound limits with Risklytics’ $1–3 million typical ask. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance")
- Ask Newfront whether Side A DIC is included for a private company still below IPO. [5](https://www.newfront.com/executive-risk "Executive Risk")
- Confirm compensation: Risklytics states no extra broker fee; Newfront’s reviewed page does not describe its fee. [10](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [5](https://www.newfront.com/executive-risk "Executive Risk")
- Get the issuing insurer and claims contact from both. [5](https://www.newfront.com/executive-risk "Executive Risk") [6](https://www.risklytics.ai/about/ "About Risklytics: who we are")

## Offering Details

| Criteria | Newfront Directors and Officers (D&O) Insurance | Risklytics Directors & Officers Insurance |
| --- | --- | --- |
| Role in This Line | Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Directors & Officers Insurance with outside carriers; it says it does not underwrite policies itself. [6](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue a D&O policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | Risklytics does not name the carrier that underwrites Risklytics Directors & Officers Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance") [6](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) |
| Who It’s For | Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; company-reported client counts, not independently verified..) | Risklytics says the norm is buying D&O at or before a startup's first priced round, since term sheets and incoming board members typically require it as a closing condition. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Lines page..) |
| Coverage Features | Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording..) | Risklytics describes D&O as protecting a founder's personal assets when an investor or regulator sues over how the company was run, citing an investor suit after a down round and a regulator inquiry into AI capability claims as examples, and distinguishes it from Tech E&O, which answers a customer's product-failure claim instead. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | The reviewed Executive Risk page does not publish D&O limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | Risklytics lists a typical ask of $1 million to $3 million for venture-backed companies for this line. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) |
| Risk Services | Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section of the Executive Risk page..) | Risklytics calls D&O easy to get for venture-backed companies with a clean story, describing quick placement for that segment. [9](https://www.risklytics.ai/lines/management/ "Directors & Officers Insurance") (Evidence: Company-reported; scope: Lines page..) |
| How to Apply | Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Committed to Client Advocacy section and page call-to-action; no online quoting or binding described..) | You start Risklytics Directors & Officers Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [10](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [6](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |
| Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a D&O claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a D&O-specific claims workflow..) | Not described in the reviewed sources. |

## Full Comparison

- [Newfront vs Risklytics](https://spot.insure/compare/newfront-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): Directors and officers insurance can help pay for covered claims against company leaders over decisions they make in running the business.
- [Newfront vs Risklytics Commercial Property Insurance](https://spot.insure/compare/newfront-vs-risklytics/commercial-property)
- [Newfront vs Risklytics Cyber Insurance](https://spot.insure/compare/newfront-vs-risklytics/cyber)
- [Newfront vs Risklytics General Liability Insurance](https://spot.insure/compare/newfront-vs-risklytics/general-liability)
- [Newfront vs Risklytics Tech E&O Insurance](https://spot.insure/compare/newfront-vs-risklytics/technology-errors-omissions)
- [Newfront vs Risklytics Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-risklytics/umbrella-excess)
- [Newfront vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/newfront-vs-risklytics/workers-compensation)
- [Alliance Risk vs Newfront D&O Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/directors-officers)
- [Alliance Risk vs Risklytics D&O Insurance](https://spot.insure/compare/alliance-risk-vs-risklytics/directors-officers)
- [Amelia Risk vs Newfront D&O Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/directors-officers)
- [Amelia Risk vs Risklytics D&O Insurance](https://spot.insure/compare/amelia-risk-vs-risklytics/directors-officers)
- [Beazley vs Newfront D&O Insurance](https://spot.insure/compare/beazley-vs-newfront/directors-officers)
- [Beazley vs Risklytics D&O Insurance](https://spot.insure/compare/beazley-vs-risklytics/directors-officers)

## Sources

### Newfront

1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Directors and Officers (D&O)—Private and public companies, Side A DIC D&O; Here for the Long Run: Private Companies, IPOs, Public; Leadership: Deirdre Finn; Industry-Leading Technology. Accessed 2026-09-23.

### Risklytics

6. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
7. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
8. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
9. [Directors & Officers Insurance](https://www.risklytics.ai/lines/management/). Risklytics; Coverage line: Directors & Officers; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
10. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

### D&O Insurance Guide

11. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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