--- title: "Newfront vs RiskCube: Employment Practices Liability Insurance" description: "Newfront brokers EPLI for companies from seed stage through more than 500 public companies, with a 24/7 policy dashboard and claims negotiation. RiskCube pitches EPLI to startups making first hires, but has no EPLI page beyond a general contact form." canonical: "https://spot.insure/compare/newfront-vs-riskcube/employment-practices" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "newfront-vs-riskcube" provider-a: "newfront" provider-b: "riskcube" coverage-line: "employment-practices" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-riskcube/employment-practices) ## Agent Guide **What this page is:** Focused comparison of Newfront and RiskCube for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Newfront versus RiskCube. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Newfront vs RiskCube for Employment Practices Liability Insurance: how do they differ? - Which is better for Employment Practices Liability Insurance, Newfront or RiskCube? - What does Newfront or RiskCube publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Employment Practices Liability Insurance. Providers: Newfront and RiskCube. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube) — all coverage lines for this pair - [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works - [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile - [RiskCube profile](https://spot.insure/insurance-providers/riskcube) — provider profile # Newfront vs RiskCube: How Do They Compare for Employment Practices Liability Insurance? Newfront brokers EPLI for private companies from seed stage through IPO and offers growth-stage guidance and integrated claims support. RiskCube’s catalogue describes EPLI for startup and small businesses, covering employment-practices claims. Newfront brokers EPLI for companies from seed stage through public markets with a policy dashboard and claims negotiation, while RiskCube lists EPLI for first-hire startups behind a contact form. ## Newfront vs RiskCube Employment Practices Liability Insurance Summary Newfront brokers EPLI for companies from seed stage through more than 500 public companies, with a 24/7 policy dashboard and claims negotiation. RiskCube pitches EPLI to startups making first hires, but has no EPLI page beyond a general contact form. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## What Are the Key Differences Between Newfront and RiskCube Employment Practices Liability Insurance? ### A Broker to Grow With vs a First-Hire Listing Newfront's Executive Risk practice says it services private companies from seed through every funding round and has worked with over 500 public companies; you start with a consultation. RiskCube lists EPLI as critical for startups hiring first employees or scaling fast, and its link opens a general contact form. Choose Newfront if you want one broker from seed through IPO; choose RiskCube if you're a very early startup that wants a small-company broker. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") [3](https://riskcubeai.com/insurance/epli "Contact RiskCube") ### Service and Coverage Detail Newfront offers a 24/7 dashboard for policies, certificates and billing, plus claims and coverage negotiation, and frames EPLI around protecting directors and officers from employment claims. RiskCube says EPLI covers wrongful termination, discrimination, harassment or retaliation claims from current or former employees, and describes no servicing. Neither names the insurer or publishes limits. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## What Should You Confirm in Newfront and RiskCube Employment Practices Liability Insurance Quotes? - Ask RiskCube whether it places EPLI after the first-hire stage; ask Newfront how EPLI fits with D&O at your current round. [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") [1](https://www.newfront.com/executive-risk "Executive Risk") - Ask both which insurer issues the policy. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") - Ask RiskCube who handles your claim. [1](https://www.newfront.com/executive-risk "Executive Risk") [3](https://riskcubeai.com/insurance/epli "Contact RiskCube") - Get the limit, retention and whether defense costs reduce the limit on both quotes. [1](https://www.newfront.com/executive-risk "Executive Risk") [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## Newfront vs RiskCube Employment Practices Liability Insurance Compared | Criteria | Newfront Employment Practices Liability Insurance (EPLI) | RiskCube Employment Practices Liability Insurance | | --- | --- | --- | | Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) | RiskCube's catalogue says EPLI is "critical for startups hiring their first employees or scaling a team rapidly," framing it around early hiring growth rather than company size generally. [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: Catalogue marketing description, not an underwriting eligibility rule..) | | Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) | RiskCube's catalogue describes EPLI as covering claims from current or former employees alleging wrongful termination, discrimination, harassment or retaliation. [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: One-paragraph catalogue card; no policy form or endorsement list was found for this line..) | | Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [1](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | RiskCube lists Employment Practices Liability Insurance (EPLI) as one line in its startup catalogue, sold through RiskCube Insurance Services, LLC, which the catalogue page describes as an "Independent brokerage." RiskCube does not underwrite the policy itself. [2](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: Catalogue-level description; no EPLI-specific product page exists to confirm additional role detail..) | ## About Newfront and RiskCube and Employment Practices Liability - [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews) - [RiskCube company profile](https://spot.insure/insurance-providers/riskcube) · [RiskCube customer reviews](https://spot.insure/insurance-providers/riskcube/reviews) - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices) ## Related Pages for Newfront vs RiskCube Employment Practices Liability - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection. - [Newfront Employment Practices Liability Insurance](https://spot.insure/insurance-providers/newfront/employment-practices) - [RiskCube Employment Practices Liability Insurance](https://spot.insure/insurance-providers/riskcube/employment-practices) ## Sources for Newfront vs RiskCube ### Sources About Newfront 1. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23. ### Sources About RiskCube 2. [Startup Insurance Coverage](https://riskcubeai.com/insurance). RiskCube; Employment Practices Liability card: "EPLI covers claims from current or former employees alleging wrongful termination, discrimination, harassment, or retaliation. Critical for startups hiring their first employees or scaling a team rapidly."; footer "CA License #6017028 ... Independent brokerage · NPN 21694336". Accessed 2026-09-23. 3. [Contact RiskCube](https://riskcubeai.com/insurance/epli). RiskCube; The catalogue's Employment Practices Liability "Learn more" link resolves to a general contact form, not a dedicated EPLI product page. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/newfront-vs-riskcube/employment-practices.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)