--- title: "Newfront vs RiskCube Employment Practices Liability Insurance" description: "Newfront brokers EPLI from seed through public companies with a named Executive Risk leader; RiskCube lists EPLI on a startup catalogue and routes you to a contact form." canonical: "https://spot.insure/compare/newfront-vs-riskcube/employment-practices" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-riskcube/employment-practices) # Newfront vs RiskCube Employment Practices Liability Insurance Newfront brokers EPLI from seed through public companies with a named Executive Risk leader; RiskCube lists EPLI on a startup catalogue and routes you to a contact form. ## Research Scope and Use Use this comparison to evaluate Newfront and RiskCube for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Newfront places EPLI in Executive Risk for private companies from seed through later rounds and more than 500 public companies, with dashboard access and a consultation start. RiskCube is an independent brokerage that frames EPLI for first-hire startups and has no dedicated EPLI product page. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is RiskCube Insurance? RiskCube offers startup insurance brokerage through RiskCube Insurance Services, LLC, with a platform for comparing quotes and managing policies. Its published services emphasize vendor requirements, certificates and renewals; California product eligibility and applicable fees require confirmation. [6](https://riskcubeai.com/ "Startup Business Insurance") [7](https://riskcubeai.com/licenses "Licenses & Disclosures") [8](https://riskcubeai.com/disclosures "Disclosures & Compensation") [RiskCube profile](https://spot.insure/insurance-providers/riskcube) ## What Is Employment Practices Liability Insurance? Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. [11](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance") ## Key Differences in Employment Practices Liability Insurance ### Named Practice Versus Catalogue Card Newfront’s Executive Risk practice brokers EPLI, with Deirdre Finn overseeing the employment-practices book alongside D&O and fiduciary. RiskCube lists EPLI in a startup catalogue sold through an independent brokerage that does not underwrite. Both place carrier paper; Newfront publishes a practice leader and consultation path, while RiskCube’s EPLI “Learn more” link is a general contact form. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") [10](https://riskcubeai.com/insurance/epli "Contact RiskCube") ### Seed-to-Public Versus First Employees Newfront says it services private companies from seed through every funding series and has worked with over 500 publicly traded companies. RiskCube’s catalogue says EPLI is critical for startups hiring their first employees or scaling a team rapidly. Early hiring is RiskCube’s documented frame; Newfront’s documented frame continues through public-company work. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") ### Services and Form Detail Newfront describes predictive models, 24/7 dashboard access to policies, certificates and billing, and integrated claims and coverage negotiation, and frames EPLI around protecting directors from employment claims. RiskCube’s catalogue says EPLI covers wrongful termination, discrimination, harassment or retaliation by current or former employees, with no dashboard, limits or insurer named. Newfront’s page also leaves insurer and limits undisclosed. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## What to Confirm in Employment Practices Liability Insurance Quotes - Ask RiskCube whether it still places EPLI after the first-hire stage; ask Newfront how EPLI sits with D&O at your current round. [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") [5](https://www.newfront.com/executive-risk "Executive Risk") - Get issuing insurers from both. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") - Compare Newfront’s dashboard and claims-negotiation language with how RiskCube would service a claim after the contact form. [5](https://www.newfront.com/executive-risk "Executive Risk") [10](https://riskcubeai.com/insurance/epli "Contact RiskCube") - Neither page publishes limits; put retention and defense-inside-limit on both quotes. [5](https://www.newfront.com/executive-risk "Executive Risk") [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") ## Offering Details | Criteria | Newfront Employment Practices Liability Insurance (EPLI) | RiskCube Employment Practices Liability Insurance | | --- | --- | --- | | Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | RiskCube lists Employment Practices Liability Insurance (EPLI) as one line in its startup catalogue, sold through RiskCube Insurance Services, LLC, which the catalogue page describes as an "Independent brokerage." RiskCube does not underwrite the policy itself. [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: Catalogue-level description; no EPLI-specific product page exists to confirm additional role detail..) | | Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | Not described in the reviewed sources. | | Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) | RiskCube's catalogue says EPLI is "critical for startups hiring their first employees or scaling a team rapidly," framing it around early hiring growth rather than company size generally. [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: Catalogue marketing description, not an underwriting eligibility rule..) | | Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) | RiskCube's catalogue describes EPLI as covering claims from current or former employees alleging wrongful termination, discrimination, harassment or retaliation. [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") (Evidence: Company-reported; scope: One-paragraph catalogue card; no policy form or endorsement list was found for this line..) | | Limits and Retentions | The reviewed Executive Risk page does not publish EPLI limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | The reviewed EPLI catalogue card and contact-form page do not publish limit, retention or premium ranges for this line. [9](https://riskcubeai.com/insurance "Startup Insurance Coverage") [10](https://riskcubeai.com/insurance/epli "Contact RiskCube") (Evidence: Not publicly disclosed; scope: Public pages checked on 2026-09-23; amounts may appear only on an individual quote..) | | Risk Services | Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page..) | Not described in the reviewed sources. | | How to Apply | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | Unlike RiskCube's technology E&O and key person life insurance lines, the catalogue's "Learn more" link for EPLI (riskcubeai.com/insurance/epli) redirects to a general contact form rather than a dedicated page describing an EPLI-specific application flow, timeline or required intake information. [10](https://riskcubeai.com/insurance/epli "Contact RiskCube") (Evidence: Not found in reviewed sources; scope: Checked on 2026-09-23; the URL may change to a dedicated page later..) | | Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow..) | Not described in the reviewed sources. | ## Full Comparison - [Newfront vs RiskCube](https://spot.insure/compare/newfront-vs-riskcube): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): Employment practices liability insurance can help defend your business against covered claims of discrimination, harassment and wrongful termination. - [Newfront vs RiskCube Crime Insurance](https://spot.insure/compare/newfront-vs-riskcube/crime) - [Newfront vs RiskCube Cyber Insurance](https://spot.insure/compare/newfront-vs-riskcube/cyber) - [Newfront vs RiskCube D&O Insurance](https://spot.insure/compare/newfront-vs-riskcube/directors-officers) - [Newfront vs RiskCube Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-riskcube/fiduciary) - [Newfront vs RiskCube General Liability Insurance](https://spot.insure/compare/newfront-vs-riskcube/general-liability) - [Newfront vs RiskCube Tech E&O Insurance](https://spot.insure/compare/newfront-vs-riskcube/technology-errors-omissions) - [Alliance Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/employment-practices) - [Alliance Risk vs RiskCube Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-riskcube/employment-practices) - [Amelia Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/employment-practices) - [Amelia Risk vs RiskCube Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-riskcube/employment-practices) - [Beazley vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/employment-practices) - [Beazley vs RiskCube Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-riskcube/employment-practices) ## Sources ### Newfront 1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23. ### RiskCube 6. [Startup Business Insurance](https://riskcubeai.com/). RiskCube; Solution; Compare/Buy/Manage; Who we insure; footer. Accessed 2026-09-16. 7. [Licenses & Disclosures](https://riskcubeai.com/licenses). RiskCube; Property & Casualty Producer/Broker Licenses; February 11, 2026 version. Accessed 2026-09-16. 8. [Disclosures & Compensation](https://riskcubeai.com/disclosures). RiskCube; Sections 1–5; February 11, 2026 version. Accessed 2026-09-16. 9. [Startup Insurance Coverage](https://riskcubeai.com/insurance). RiskCube; Employment Practices Liability card: "EPLI covers claims from current or former employees alleging wrongful termination, discrimination, harassment, or retaliation. Critical for startups hiring their first employees or scaling a team rapidly."; footer "CA License #6017028 ... Independent brokerage · NPN 21694336". Accessed 2026-09-23. 10. [Contact RiskCube](https://riskcubeai.com/insurance/epli). RiskCube; The catalogue's Employment Practices Liability "Learn more" link resolves to a general contact form, not a dedicated EPLI product page. Accessed 2026-09-23. ### Employment Practices Liability Insurance Guide 11. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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