---
title: "Newfront vs Relm Insurance Employment Practices Liability Insurance"
description: "Newfront brokers EPLI in Executive Risk from seed-stage companies through public listings; Relm markets EPL and wage-and-hour through other brokers."
canonical: "https://spot.insure/compare/newfront-vs-relm/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/newfront-vs-relm/employment-practices)

# Newfront vs Relm Insurance Employment Practices Liability Insurance

Newfront brokers EPLI in Executive Risk from seed-stage companies through public listings; Relm markets EPL and wage-and-hour through other brokers.

## Research Scope and Use

Use this comparison to evaluate Newfront and Relm Insurance for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Newfront’s Executive Risk practice places EPLI for private companies from seed through later funding and more than 500 public companies, with a consultation start. Relm offers EPL and wage-and-hour for brokers to place, lists employee-claim types, and highlights wage-and-hour class actions for large employers. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## What Is Newfront?

Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Relm Insurance?

Relm is a specialty insurance business serving emerging industries. Its AI range distinguishes developer liability, gaps in existing liability insurance and losses from third-party AI failures. [6](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") [7](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions")

[Relm Insurance profile](https://spot.insure/insurance-providers/relm)

## What Is Employment Practices Liability Insurance?

Employment practices liability insurance addresses claims alleging workplace wrongdoing, such as discrimination, harassment and wrongful termination. [9](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance")

## Key Differences in Employment Practices Liability Insurance

### Retail Executive-Risk Desk Versus Relm Distribution

Newfront brokers EPLI in Executive Risk under Deirdre Finn, who oversees D&O, employment-practices and fiduciary. Relm markets EPL, including wage-and-hour, as coverage other brokers place through Relm. You either hire Newfront as retail broker or receive Relm through whoever introduces you. Neither reviewed page names the issuing insurer. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

### Stage Versus Headcount Growth

Newfront says it services private companies from seed through every series and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility cutoff. Relm says any company with employees benefits from EPL regardless of headcount and highlights fast-growing companies as hiring scales. Newfront’s documented book is funding stage and public-company count; Relm’s is any employer plus growth. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

### Leadership Frame Versus Claim-Type List

Newfront describes EPLI as shielding directors and officers from wrongful discrimination, termination and other employment issues, and offers predictive models, a 24/7 dashboard, and integrated claims negotiation. Relm lists defense and settlement for harassment, discrimination, wrongful termination, breach of contract and emotional distress, and separately describes wage-and-hour for large employers. Newfront’s reviewed page does not describe wage-and-hour as its own product. You start Newfront with a consultation; Relm does not describe a direct online quote. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## What to Confirm in Employment Practices Liability Insurance Quotes

- Ask whether Relm is one of the markets Newfront would use, or whether you would have two brokers in the chain. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")
- Put wage-and-hour on Relm’s quote in writing; Newfront’s Executive Risk page does not describe it. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") [5](https://www.newfront.com/executive-risk "Executive Risk")
- Confirm the issuing insurer and limits; neither page publishes them. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")
- Ask how Newfront’s integrated claims negotiation would work if Relm paper is bound. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance")

## Offering Details

| Criteria | Newfront Employment Practices Liability Insurance (EPLI) | Relm Employment Practices Liability Insurance (EPL/W&H) |
| --- | --- | --- |
| Role in This Line | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Relm markets employment practices liability, including wage and hour liability, as a coverage brokers can place for clients through Relm's adaptable coverage solutions. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) |
| Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | The reviewed page does not name a specific issuing insurer for EPL/wage-and-hour placements. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Not publicly disclosed; scope: Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific..) |
| Who It’s For | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) | Relm says any company with employees, regardless of headcount, benefits from EPL coverage, and highlights fast-growing companies as facing rising HR-related exposure as they scale hiring. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; not a guarantee of eligibility for a particular company..) |
| Coverage Features | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) | Relm says EPL covers legal defense and settlement costs for employee claims including harassment, discrimination, wrongful termination, breach of contract and emotional distress, and separately describes wage-and-hour coverage for issues such as minimum-wage underpayment, overtime mishandling and employee misclassification. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page general description; the issued policy and declarations control..)<br><br>Relm says wage-and-hour claims are increasingly pursued as individual and class actions at both the state and federal level, and frames its wage-and-hour coverage as addressing that growing exposure specifically for large employers. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page 'What Is Wage and Hour Liability Insurance?' section..) |
| Limits and Retentions | The reviewed Executive Risk page does not publish EPLI limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | Not described in the reviewed sources. |
| Risk Services | Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page..) | Not described in the reviewed sources. |
| How to Apply | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | Relm sells EPL coverage through insurance brokers; its reviewed pages do not describe a direct online quote. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; consistent with Relm's broader broker-distribution model..) |
| Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow..) | Not described in the reviewed sources. |

## Full Comparison

- [Newfront vs Relm Insurance](https://spot.insure/compare/newfront-vs-relm): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): Employment practices liability insurance can help defend your business against covered claims of discrimination, harassment and wrongful termination.
- [Newfront vs Relm Insurance Commercial Property Insurance](https://spot.insure/compare/newfront-vs-relm/commercial-property)
- [Newfront vs Relm Insurance Crime Insurance](https://spot.insure/compare/newfront-vs-relm/crime)
- [Newfront vs Relm Insurance Cyber Insurance](https://spot.insure/compare/newfront-vs-relm/cyber)
- [Newfront vs Relm Insurance D&O Insurance](https://spot.insure/compare/newfront-vs-relm/directors-officers)
- [Newfront vs Relm Insurance Digital Asset Insurance](https://spot.insure/compare/newfront-vs-relm/digital-assets)
- [Newfront vs Relm Insurance Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-relm/fiduciary)
- [Newfront vs Relm Insurance General Liability Insurance](https://spot.insure/compare/newfront-vs-relm/general-liability)
- [Newfront vs Relm Insurance Product Liability Insurance](https://spot.insure/compare/newfront-vs-relm/product-liability)
- [Newfront vs Relm Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-relm/professional-errors-omissions)
- [Newfront vs Relm Insurance Tech E&O Insurance](https://spot.insure/compare/newfront-vs-relm/technology-errors-omissions)
- [Newfront vs Relm Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-relm/umbrella-excess)
- [Alliance Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/employment-practices)
- [Alliance Risk vs Relm Insurance Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-relm/employment-practices)
- [Amelia Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/employment-practices)
- [Amelia Risk vs Relm Insurance Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-relm/employment-practices)
- [Beazley vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-newfront/employment-practices)
- [Beazley vs Relm Insurance Employment Practices Liability Insurance](https://spot.insure/compare/beazley-vs-relm/employment-practices)

## Sources

### Newfront

1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

### Relm Insurance

6. [Relm Launches US MGA](https://relminsurance.com/relm-launches-us-mga/). Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16.
7. [Relm Launches AI Liability Solutions](https://relminsurance.com/relm-insurance-launches-ai-suite/). Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16.
8. [Financial Lines Insurance](https://relminsurance.com/lines-of-business/financial-lines-insurance/). Relm Insurance; Employment Practices Liability Insurance (EPL): What Is Employment Practices Liability Insurance?; What Is Wage and Hour Liability Insurance?; Growing Fast? Make Sure Your Cover Keeps Up; Who Needs Employment Practices Liability?. Accessed 2026-09-23.

### Employment Practices Liability Insurance Guide

9. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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