--- title: "Newfront vs Relm Insurance D&O Insurance" description: "Newfront brokers D&O with Side A DIC and a client dashboard; Relm sells D&O through other brokers for Web3, biotech and AI companies." canonical: "https://spot.insure/compare/newfront-vs-relm/directors-officers" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-relm/directors-officers) # Newfront vs Relm Insurance D&O Insurance Newfront brokers D&O with Side A DIC and a client dashboard; Relm sells D&O through other brokers for Web3, biotech and AI companies. ## Research Scope and Use Use this comparison to evaluate Newfront and Relm Insurance for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Newfront’s Executive Risk practice brokers private and public D&O plus Side A DIC with 24/7 dashboard access, while Relm markets D&O that other brokers can place for leadership teams in disruptive sectors such as Web3, biotechnology and AI. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Relm Insurance? Relm is a specialty insurance business serving emerging industries. Its AI range distinguishes developer liability, gaps in existing liability insurance and losses from third-party AI failures. [6](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") [7](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions") [Relm Insurance profile](https://spot.insure/insurance-providers/relm) ## What Is Directors and Officers Insurance? Directors and officers liability insurance addresses covered claims alleging wrongful acts in managing an organization. [9](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") ## Key Differences in D&O Insurance ### Retail Executive-Risk Desk Versus Broker Distribution Newfront’s Executive Risk practice brokers D&O, with Deirdre Finn named as practice leader, and you start by requesting a consultation. [5](https://www.newfront.com/executive-risk "Executive Risk") Relm markets D&O as a line brokers can place through Relm for their clients and does not describe a direct online quote. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") ### Side A DIC and Dashboard Newfront lists Side A DIC D&O among key coverages and says clients get 24/7 dashboard access to the program, with pre-populated data at renewal and integrated claims and coverage negotiation. [5](https://www.newfront.com/executive-risk "Executive Risk") Relm’s reviewed Financial Lines page describes personal-asset protection, legal fees and settlements, and does not describe Side A DIC, a client dashboard or dedicated claims-advocacy services. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") ### Who Each Record Names Newfront says it services private companies from seed through every series and has worked with more than 500 publicly traded companies on M&A and IPOs. [5](https://www.newfront.com/executive-risk "Executive Risk") Relm names Web3 founders, biotechnology leaders and AI pioneers, and says startups especially need D&O to attract executives. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") Neither reviewed D&O page names a specific issuing insurer. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") ## What to Confirm in D&O Insurance Quotes - Ask whether you would buy from Newfront as retail broker or from another broker using Relm. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") - Ask Newfront whether Side A DIC is on the quote. [5](https://www.newfront.com/executive-risk "Executive Risk") - Ask Relm which issuing or fronting entity would appear on the policy. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") - Confirm limits, retentions and claims contacts. [5](https://www.newfront.com/executive-risk "Executive Risk") [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") ## Offering Details | Criteria | Newfront Directors and Officers (D&O) Insurance | Relm Directors and Officers Liability Insurance | | --- | --- | --- | | Role in This Line | Newfront's Executive Risk practice brokers D&O coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees this D&O, employment-practices and fiduciary book of business. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) | Relm markets D&O liability as a line brokers can place through Relm for their clients, describing custom coverage rather than a one-size-fits-all policy. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Relm line-of-business page (Relm sells through brokers); not a statement identifying the issuing insurer for a given placement..) | | Issuing Insurer | The reviewed Executive Risk page does not name the insurer or insurers that would issue a D&O policy placed through Newfront. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | The reviewed Financial Lines page does not name a specific issuing insurer for D&O placements; Relm's separate legal-information and fronting-partner pages describe Relm Insurance Ltd. and an external fronting insurer generally, not tied to this specific line. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Not publicly disclosed; scope: Line-of-business page as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific..) | | Who It’s For | Newfront says it services private companies "from seed round through every series of capital funding," including over 120 unicorn companies, and has worked with over 500 publicly traded companies on D&O-relevant matters such as M&A and IPOs. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; company-reported client counts, not independently verified..) | Relm targets companies in disruptive or fast-changing sectors, naming Web3 founders, biotechnology leaders and AI pioneers as examples, and says any company with a board benefits, with startups especially needing it to attract executives. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; not a guarantee of eligibility for a particular company..) | | Coverage Features | Newfront lists "Directors and Officers (D&O)—Private and public companies" and "Side A DIC D&O" among its Executive Risk Key Coverages, and says its D&O work includes protection against securities-related litigation and regulatory investigations. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; Side A DIC is a difference-in-conditions option, and actual trigger and exclusions require the proposed wording..) | Relm says D&O coverage generally protects directors and officers' personal assets by covering legal fees, settlements and financial losses when they are held liable for decisions made managing the company, including claims from shareholders, regulators, competitors or employees. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page general description; Relm notes coverage can differ by carrier, and the issued policy and declarations control..) | | Limits and Retentions | The reviewed Executive Risk page does not publish D&O limits or retentions. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | Not described in the reviewed sources. | | Risk Services | Newfront says clients get 24/7 access to their D&O program through its connected dashboard, and that renewals use automated, pre-populated historical data for faster submissions and approvals. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section of the Executive Risk page..) | The reviewed D&O page does not describe dedicated risk-control, governance-advisory or claims-advocacy services beyond the general coverage description. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Not found in reviewed sources; scope: Financial Lines page as read on 2026-09-23..) | | How to Apply | Newfront describes a process for private companies transitioning to public status through an IPO, deSPAC or direct listing, and you start a D&O placement by requesting a consultation through the Executive Risk page. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Committed to Client Advocacy section and page call-to-action; no online quoting or binding described..) | Relm sells D&O through insurance brokers (its page says brokers can use Relm to protect clients' leadership teams); it does not describe a direct online quote. [8](https://relminsurance.com/lines-of-business/financial-lines-insurance/ "Financial Lines Insurance") (Evidence: Company-reported; scope: Financial Lines page framing; consistent with Relm's broader broker-distribution model described on its legal-information and US MGA pages..) | | Claims Support | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a D&O claim. [5](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a D&O-specific claims workflow..) | Not described in the reviewed sources. | ## Full Comparison - [Newfront vs Relm Insurance](https://spot.insure/compare/newfront-vs-relm): all coverage lines, business roles, service and claims. - [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): Directors and officers insurance can help pay for covered claims against company leaders over decisions they make in running the business. - [Newfront vs Relm Insurance Commercial Property Insurance](https://spot.insure/compare/newfront-vs-relm/commercial-property) - [Newfront vs Relm Insurance Crime Insurance](https://spot.insure/compare/newfront-vs-relm/crime) - [Newfront vs Relm Insurance Cyber Insurance](https://spot.insure/compare/newfront-vs-relm/cyber) - [Newfront vs Relm Insurance Digital Asset Insurance](https://spot.insure/compare/newfront-vs-relm/digital-assets) - [Newfront vs Relm Insurance Employment Practices Liability Insurance](https://spot.insure/compare/newfront-vs-relm/employment-practices) - [Newfront vs Relm Insurance Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-relm/fiduciary) - [Newfront vs Relm Insurance General Liability Insurance](https://spot.insure/compare/newfront-vs-relm/general-liability) - [Newfront vs Relm Insurance Product Liability Insurance](https://spot.insure/compare/newfront-vs-relm/product-liability) - [Newfront vs Relm Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-relm/professional-errors-omissions) - [Newfront vs Relm Insurance Tech E&O Insurance](https://spot.insure/compare/newfront-vs-relm/technology-errors-omissions) - [Newfront vs Relm Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-relm/umbrella-excess) - [Alliance Risk vs Newfront D&O Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/directors-officers) - [Alliance Risk vs Relm Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-relm/directors-officers) - [Amelia Risk vs Newfront D&O Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/directors-officers) - [Amelia Risk vs Relm Insurance D&O Insurance](https://spot.insure/compare/amelia-risk-vs-relm/directors-officers) - [Beazley vs Newfront D&O Insurance](https://spot.insure/compare/beazley-vs-newfront/directors-officers) - [Beazley vs Relm Insurance D&O Insurance](https://spot.insure/compare/beazley-vs-relm/directors-officers) ## Sources ### Newfront 1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 5. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Directors and Officers (D&O)—Private and public companies, Side A DIC D&O; Here for the Long Run: Private Companies, IPOs, Public; Leadership: Deirdre Finn; Industry-Leading Technology. Accessed 2026-09-23. ### Relm Insurance 6. [Relm Launches US MGA](https://relminsurance.com/relm-launches-us-mga/). Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16. 7. [Relm Launches AI Liability Solutions](https://relminsurance.com/relm-insurance-launches-ai-suite/). Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16. 8. [Financial Lines Insurance](https://relminsurance.com/lines-of-business/financial-lines-insurance/). Relm Insurance; Directors and Officers (D&O) Liability Insurance: What Is D&O Liability Insurance?; Risk Is Part of the Role. Personal Exposure Doesn't Have to Be.; What Does D&O Insurance Cover?. Accessed 2026-09-23. ### D&O Insurance Guide 9. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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