--- title: "Newfront vs Relm Insurance Digital Asset Insurance" description: "Newfront brokers cyber theft placements through US, London and Bermuda markets; Relm sells named Web3 products including staking, exchange default and smart-contract crime." canonical: "https://spot.insure/compare/newfront-vs-relm/digital-assets" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/newfront-vs-relm/digital-assets) # Newfront vs Relm Insurance Digital Asset Insurance Newfront brokers cyber theft placements through US, London and Bermuda markets; Relm sells named Web3 products including staking, exchange default and smart-contract crime. ## Research Scope and Use Use this comparison to evaluate Newfront and Relm Insurance for Digital Asset Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Newfront’s digital-asset team places cybersecurity policies covering theft of digital assets and describes regulatory insight plus claims advocacy. Relm’s Digital Asset & Web3 line lists discrete products such as Staking and Slashing, Exchange Default, Digital Asset Crime and Smart Contract Crime. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") [9](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [1](https://www.newfront.com/business-insurance "Business Insurance") [2](https://www.newfront.com/total-rewards "Employee Benefits") [3](https://www.newfront.com/navigator "Newfront Navigator") [4](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Is Relm Insurance? Relm is a specialty insurance business serving emerging industries. Its AI range distinguishes developer liability, gaps in existing liability insurance and losses from third-party AI failures. [6](https://relminsurance.com/relm-launches-us-mga/ "Relm Launches US MGA") [7](https://relminsurance.com/relm-insurance-launches-ai-suite/ "Relm Launches AI Liability Solutions") [Relm Insurance profile](https://spot.insure/insurance-providers/relm) ## What Is Digital-Asset Insurance? Digital-asset insurance can involve several kinds of protection, including custody, crime and business-liability coverage. [10](https://assets.lloyds.com/media/70173180-5d36-4eb1-b7fd-f2cec93863a9/Performance-Management-Supplemental-Requirements-and-Guidance.pdf "Performance Management — Supplemental Requirements & Guidance") [11](https://downloads.ctfassets.net/knkqyfncynw3/75gDnPlTqO8xiq8c7IavID/4fbb476ec2e2262a6f30ff23a6d1151d/BitGo-White-Paper-Insurance-For-Digital-Currencies.pdf "Insurance for Digital Currencies: What Clients Need to Know") ## Key Differences in Digital Asset Insurance ### Brokered Theft Cover Versus a Product Catalogue Newfront brokers digital-asset accounts as an extension of the client’s team rather than underwriting the risk. Relm groups Digital Asset & Web3 products into a dedicated industry line. Newfront’s coverage focus is cybersecurity policies covering theft of digital assets, including custodial and counterparty risk. Relm lists Digital Asset Crime for wallet hacks, internal theft, infrastructure exploits and custody-provider breaches, plus Smart Contract Crime, Staking and Slashing, Exchange Default, cyber/tech E&O and a package policy. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") [9](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") ### Markets and Services Around the Placement Newfront says it has specialty underwriter connections in the US, London and Bermuda, regulatory insight across jurisdictions, and full-service claim management as the client’s liaison with carriers. Relm’s reviewed digital-asset pages do not describe a claims-advocacy team or those three market hubs; they also do not name a specific issuing insurer for a current placement. Newfront likewise does not name the writer. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") ### Buyer Types and How You Start Newfront targets miners, protocol token issuers, DAOs and crypto-adjacent SaaS companies. Relm frames the family for businesses at the edge of innovation without naming those roles. You start with Newfront through a consultation led by Erik Stenson. Relm’s Digital Asset & Web3 section offers Contact links rather than an online quote. Neither page publishes limits. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") ## What to Confirm in Digital Asset Insurance Quotes - Ask Relm whether you are quoting crime, smart-contract crime, staking, exchange default or a package, and who issues it. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") [9](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") - Ask Newfront which US, London or Bermuda underwriter is offering and how custodial and counterparty theft attach. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") - Confirm how a theft claim is handled; Newfront describes dedicated carrier advocacy. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") - Get limits and retentions; neither reviewed page publishes them. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") ## Offering Details | Criteria | Newfront Digital Assets & Blockchain Insurance | Relm Digital Asset & Web3 Insurance Products | | --- | --- | --- | | Role in This Line | Newfront's digital-asset team brokers coverage for blockchain and cryptocurrency businesses, working "as an extension of your team" on strategy rather than underwriting the risk. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: Digital Assets & Blockchain offering page..) | Relm groups named Digital Asset & Web3 products (Investment Managers, Staking and Slashing, Exchange Default, Cyber and Technology E&O, Package Policy, and Crime) into a dedicated industry product line, separate from its general lines of business. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") (Evidence: Company-reported; scope: Products page structure; not a statement identifying the issuing insurer for a given placement..) | | Issuing Insurer | Newfront says its digital-asset team has "deep industry connections with specialty underwriters in the US, London & Bermuda," but the page does not name the specific insurers that would issue a policy. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: The Newfront difference section; describes underwriter relationships generally, not a named carrier panel..) | The reviewed pages do not name a specific issuing insurer for digital-asset placements; Relm's separate fronting-partner announcement names Trisura Specialty Insurance Company in connection with US digital-asset risks generally, but that announcement was not treated as evidence for a specific current placement in this record. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") (Evidence: Not publicly disclosed; scope: Products and crime pages as read on 2026-09-23; a specific placement's insurer is product- and jurisdiction-specific..) | | Who It’s For | Newfront targets businesses across the digital-asset spectrum, including those directly mining, issuing tokens for a protocol, operating a DAO, or running a "crypto-adjacent" SaaS company. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: The Newfront difference section, listing the business types its team says it can help..) | Relm describes the Digital Asset & Web3 product family as built for 'businesses operating at the edge of innovation' where off-the-shelf insurance doesn't fit, without naming a specific size, funding stage or jurisdiction threshold. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") (Evidence: Company-reported; scope: Products page general framing; not a guarantee of eligibility for a particular company..) | | Coverage Features | Newfront says it has "deep expertise and experience in cybersecurity policies covering the theft of digital assets," including custodial and counterparty risk considerations. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: The Newfront difference section; describes a coverage focus area, not a named policy form or specific insuring agreement..) | Relm lists Digital Asset Crime Coverage as addressing hacks targeting wallets (hot or cold storage), internal theft of funds, infrastructure exploits resulting in loss, and custody-provider breaches. [9](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What is Digital Asset Crime Coverage?' section; the issued policy and declarations control..)

Relm separately offers Smart Contract Crime coverage for losses when a smart contract is exploited by a bad actor. [9](https://relminsurance.com/lines-of-business/crime-insurance/ "Crime Insurance") (Evidence: Company-reported; scope: Crime page 'What is Smart Contract Crime Coverage?' section; a short, single-paragraph product description..)

Relm's Digital Asset & Web3 list includes Staking and Slashing and Exchange Default coverage, alongside crime and cyber/tech E&O versions for digital-asset businesses and a bundled Package Policy. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") (Evidence: Company-reported; scope: Products page listing; no further description of these named products beyond the title was found on the reviewed page..) | | Limits and Retentions | The reviewed digital-assets page does not publish limits or retentions for digital-asset theft or custody coverage. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Not publicly disclosed; scope: Digital Assets & Blockchain page as read on 2026-09-23..) | Not described in the reviewed sources. | | Risk Services | Newfront says its digital-asset team has regulatory insight into a "multi-jurisdictional" regulatory landscape and performs insightful risk management once it has a complete profile of a client's objectives and risk exposures. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: Our approach section of the digital-assets page..) | Not described in the reviewed sources. | | How to Apply | You start a digital-asset placement by requesting a consultation through Newfront's Digital Assets & Blockchain page, led by Erik Stenson. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: Page call-to-action and Leadership section; no online quoting or binding described..) | The Digital Asset & Web3 products page lists only 'Contact' links rather than an online quote flow for each product, unlike Relm's Fintech and Space product pages, which link to dedicated 'Learn more' pages. [8](https://relminsurance.com/insurance-products/ "Tailored Industry Insurance Products") (Evidence: Not publicly disclosed; scope: Products page as read on 2026-09-23; no contact form was submitted during this research..) | | Claims Support | Newfront describes "full-service claim management," including immediate actions to minimize loss and serving as the client's dedicated liaison and advocate with carriers. [5](https://www.newfront.com/industries/blockchain-and-cryptocurrency "Digital Assets & Blockchain") (Evidence: Company-reported; scope: Our approach section; a described service, not a claims-outcome statistic..) | Not described in the reviewed sources. | ## Full Comparison - [Newfront vs Relm Insurance](https://spot.insure/compare/newfront-vs-relm): all coverage lines, business roles, service and claims. - [What Is Digital-Asset Insurance?](https://spot.insure/coverage/digital-assets): Digital-asset insurance can protect specified custody, theft and liability risks, with terms that depend on the assets and how they're held. - [Newfront vs Relm Insurance Commercial Property Insurance](https://spot.insure/compare/newfront-vs-relm/commercial-property) - [Newfront vs Relm Insurance Crime Insurance](https://spot.insure/compare/newfront-vs-relm/crime) - [Newfront vs Relm Insurance Cyber Insurance](https://spot.insure/compare/newfront-vs-relm/cyber) - [Newfront vs Relm Insurance D&O Insurance](https://spot.insure/compare/newfront-vs-relm/directors-officers) - [Newfront vs Relm Insurance Employment Practices Liability Insurance](https://spot.insure/compare/newfront-vs-relm/employment-practices) - [Newfront vs Relm Insurance Fiduciary Liability Insurance](https://spot.insure/compare/newfront-vs-relm/fiduciary) - [Newfront vs Relm Insurance General Liability Insurance](https://spot.insure/compare/newfront-vs-relm/general-liability) - [Newfront vs Relm Insurance Product Liability Insurance](https://spot.insure/compare/newfront-vs-relm/product-liability) - [Newfront vs Relm Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/newfront-vs-relm/professional-errors-omissions) - [Newfront vs Relm Insurance Tech E&O Insurance](https://spot.insure/compare/newfront-vs-relm/technology-errors-omissions) - [Newfront vs Relm Insurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/newfront-vs-relm/umbrella-excess) - [Founder Shield vs Newfront Digital Asset Insurance](https://spot.insure/compare/foundershield-vs-newfront/digital-assets) - [Founder Shield vs Relm Insurance Digital Asset Insurance](https://spot.insure/compare/foundershield-vs-relm/digital-assets) ## Sources ### Newfront 1. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 2. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 3. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 4. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 5. [Digital Assets & Blockchain](https://www.newfront.com/industries/blockchain-and-cryptocurrency). Newfront; Our approach: Insightful risk management, Regulatory insight, Full-service claim management; The Newfront difference: Subject matter expertise; Leadership: Erik Stenson. Accessed 2026-09-23. ### Relm Insurance 6. [Relm Launches US MGA](https://relminsurance.com/relm-launches-us-mga/). Relm Insurance; Opening paragraphs describing US MGA and distribution partners. Accessed 2026-09-16. 7. [Relm Launches AI Liability Solutions](https://relminsurance.com/relm-insurance-launches-ai-suite/). Relm Insurance; NOVAAI, PONTAAI and RESCAAI: Applicable Users and Coverage Highlights. Accessed 2026-09-16. 8. [Tailored Industry Insurance Products](https://relminsurance.com/insurance-products/). Relm Insurance; Digital Asset & Web3 product list: Investment Managers, Staking and Slashing, Exchange Default, Cyber and Technology E&O, Package Policy, Crime. Accessed 2026-09-23. 9. [Crime Insurance](https://relminsurance.com/lines-of-business/crime-insurance/). Relm Insurance; What is Digital Asset Crime Coverage?; What is Smart Contract Crime Coverage?. Accessed 2026-09-23. ### Digital Asset Insurance Guide 10. [Performance Management — Supplemental Requirements & Guidance](https://assets.lloyds.com/media/70173180-5d36-4eb1-b7fd-f2cec93863a9/Performance-Management-Supplemental-Requirements-and-Guidance.pdf). Lloyd’s; pp.44–45; p.45 underwriting considerations; pp.45–46; p.45: code integrity, network issues, exchange-rate volatility. Accessed 2026-09-16. 11. [Insurance for Digital Currencies: What Clients Need to Know](https://downloads.ctfassets.net/knkqyfncynw3/75gDnPlTqO8xiq8c7IavID/4fbb476ec2e2262a6f30ff23a6d1151d/BitGo-White-Paper-Insurance-For-Digital-Currencies.pdf). BitGo; pp.4–6. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/newfront-vs-relm/digital-assets.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)