---
title: "Nationwide vs Newfront: Employment Practices Liability Insurance"
description: "Newfront describes predictive guidance across company growth stages and a digital account dashboard; Nationwide describes EPL claims and an agent quote route."
canonical: "https://spot.insure/compare/nationwide-vs-newfront/employment-practices"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "nationwide-vs-newfront"
provider-a: "nationwide"
provider-b: "newfront"
coverage-line: "employment-practices"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/nationwide-vs-newfront/employment-practices)

## Agent Guide

**What this page is:** Focused comparison of Nationwide and Newfront for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about Nationwide versus Newfront. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Nationwide vs Newfront for Employment Practices Liability Insurance: how do they differ?
- Which is better for Employment Practices Liability Insurance, Nationwide or Newfront?
- What does Nationwide or Newfront publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Employment Practices Liability Insurance from Nationwide or Newfront?

**Key facts:**
- Line: Employment Practices Liability Insurance. Providers: Nationwide and Newfront.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Nationwide vs Newfront](https://spot.insure/compare/nationwide-vs-newfront) — parent: all coverage lines for this pair
- [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — coverage explainer for this line
- [Nationwide profile](https://spot.insure/insurance-providers/nationwide) — provider profile (evidence)
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile (evidence)
- [Nationwide vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/nationwide-vs-newfront/cargo-transit) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Commercial Auto Insurance](https://spot.insure/compare/nationwide-vs-newfront/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Commercial Property Insurance](https://spot.insure/compare/nationwide-vs-newfront/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Crime Insurance](https://spot.insure/compare/nationwide-vs-newfront/crime) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Cyber Insurance](https://spot.insure/compare/nationwide-vs-newfront/cyber) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront D&O Insurance](https://spot.insure/compare/nationwide-vs-newfront/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/nationwide-vs-newfront/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront General Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/general-liability) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Management Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/management-liability) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/nationwide-vs-newfront/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Surety Bonds](https://spot.insure/compare/nationwide-vs-newfront/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Nationwide vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/nationwide-vs-newfront/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-nationwide/employment-practices) — sibling comparison (other line, or other pair for this line)
- [AIG vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-nationwide/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/employment-practices) — sibling comparison (other line, or other pair for this line)

# Nationwide vs Newfront: How Do They Compare for Employment Practices Liability Insurance?

Newfront describes predictive guidance across company growth stages and a digital account dashboard; Nationwide describes EPL claims and an agent quote route.

## How to Use the Nationwide vs Newfront Employment Practices Liability Insurance Comparison

Use this comparison to evaluate Nationwide and Newfront for Employment Practices Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Nationwide vs Newfront Employment Practices Liability Insurance Summary

Newfront brokers EPLI through Executive Risk and describes predictive guidance and 24/7 account access. Nationwide’s overview names employee-claim examples and directs prospects to an agent. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") [9](https://www.newfront.com/executive-risk "Executive Risk")

## What Is Nationwide?

Nationwide’s commercial catalogue includes common small-business policies and separate specialty products. A catalogue listing does not establish eligibility or policy terms; confirm the issuing company and coverage for your state and business. [1](https://www.nationwide.com/business/insurance/small-commercial/ "Small Business Insurance") [2](https://www.nationwide.com/agents/business/ "Small Business Insurance Solutions for Agents") [3](https://www.nationwide.com/personal/about-us/terms-conditions "Terms and Conditions for Nationwide.com")

[Nationwide profile](https://spot.insure/insurance-providers/nationwide)

## What Is Newfront?

Newfront suits growing and enterprise businesses seeking specialist insurance and benefits teams plus Navigator policy tools; small firms wanting an instant direct quote should compare online carriers. Its Partner Management tool is included in client service agreements. [5](https://www.newfront.com/business-insurance "Business Insurance") [6](https://www.newfront.com/total-rewards "Employee Benefits") [7](https://www.newfront.com/navigator "Newfront Navigator") [8](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront")

[Newfront profile](https://spot.insure/insurance-providers/newfront)

## What Is Employment Practices Liability Insurance?

EPLI can help pay covered defense costs and losses when applicants or workers allege discrimination, harassment, wrongful termination or other workplace wrongdoing. If you employ people, check the claim definition, defense costs and prior acts. [10](https://www.iii.org/article/employment-practices-liability-insurance "Employment Practices Liability Insurance") [11](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228 "Employment Practices Liability Coverage") [12](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228 "Liability Coverage Terms and Conditions")

## What Are the Key Differences Between Nationwide and Newfront Employment Practices Liability Insurance?

### Brokerage services during company growth

Newfront’s Executive Risk practice brokers EPLI and says its guidance uses predictive models to adapt coverage to each growth stage; it also offers 24/7 dashboard access to policies, certificates, and billing. Nationwide’s reviewed EPL overview describes claim examples and an agent quote route, without detailing a digital account dashboard or growth-stage modeling. A scaling company can compare Newfront’s servicing approach with the agent relationship available through Nationwide. [9](https://www.newfront.com/executive-risk "Executive Risk") [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance")

### Coverage description and negotiation

Nationwide names wrongful termination, refusal to employ, invasion of privacy, and defamation. Newfront lists EPLI as an Executive Risk coverage and describes its broader management-liability work as addressing discrimination, termination, and other employment issues, with integrated claims and coverage negotiation. Neither description supplies full policy wording, so the practical comparison depends on the carrier form Newfront negotiates and the Nationwide form quoted. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") [9](https://www.newfront.com/executive-risk "Executive Risk")

## What Should You Confirm in Nationwide and Newfront Employment Practices Liability Insurance Quotes?

- Ask Newfront which carrier and EPL form its consultation will target, and what predictive inputs affect the recommendation. [9](https://www.newfront.com/executive-risk "Executive Risk")
- Ask Nationwide for its proposed carrier, account servicing route, and exact coverage wording. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance")

## Nationwide vs Newfront Employment Practices Liability Compared

| Criteria | Nationwide employment practices (official overview) | Newfront Employment Practices Liability Insurance (EPLI) |
| --- | --- | --- |
| Role in This Line | Nationwide describes offering employment practices for the audience stated on the cited product page. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: employment practices marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Newfront's Executive Risk practice brokers EPLI coverage, negotiating placement for management-liability lines. Deirdre Finn, the Executive Risk Solutions Practice Leader, oversees the D&O, employment-practices and fiduciary book of business. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page and Leadership section..) |
| Issuing Insurer | Confirm in your quote. | The reviewed Executive Risk page does not name the insurer or insurers that would issue an EPLI policy placed through Newfront. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) |
| Who It’s For | Businesses seeking protection from employee claims; policy conditions and exclusions control. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: employment practices marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Newfront says it services private companies from seed round through every series of funding and has worked with over 500 publicly traded companies, without an EPLI-specific eligibility threshold. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not EPLI specifically..) |
| Coverage Features | The cited product page describes EPL addressing employee claims such as wrongful termination, refusal to employ, invasion of privacy, or defamation, as described by Nationwide. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: employment practices marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Newfront lists Employment Practices Liability Insurance (EPLI) among its Executive Risk Key Coverages, and describes its management-liability work as "shielding D&Os from wrongful discrimination, termination, and other employment-related issues." [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Key Coverages list and Committed to Client Advocacy section; the quoted language frames EPLI around protecting leadership rather than describing named insuring agreements..) |
| Limits and Retentions | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | The reviewed Executive Risk page does not publish EPLI limits or retentions. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) |
| Risk Services | Confirm in your quote. | Newfront says it tailors guidance for every growth stage using predictive models to help coverage adapt to evolving risks, and offers 24/7 dashboard access to policies, certificates and billing. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference and Industry-Leading Technology sections of the Executive Risk page..) |
| How to Apply | The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. [4](https://www.nationwide.com/business/insurance/employment-practices-liability/ "Employment Practices Liability Insurance") (Evidence: Company-reported; scope: employment practices marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | You start an EPLI placement by requesting a consultation through Newfront's Executive Risk page. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) |
| Claims Support | Confirm in your quote. | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to an EPLI claim. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not an EPLI-specific claims workflow..) |

## Related Pages for Nationwide vs Newfront

- [Nationwide vs Newfront](https://spot.insure/compare/nationwide-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection.
- [Nationwide vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/nationwide-vs-newfront/cargo-transit)
- [Nationwide vs Newfront Commercial Auto Insurance](https://spot.insure/compare/nationwide-vs-newfront/commercial-auto)
- [Nationwide vs Newfront Commercial Property Insurance](https://spot.insure/compare/nationwide-vs-newfront/commercial-property)
- [Nationwide vs Newfront Crime Insurance](https://spot.insure/compare/nationwide-vs-newfront/crime)
- [Nationwide vs Newfront Cyber Insurance](https://spot.insure/compare/nationwide-vs-newfront/cyber)
- [Nationwide vs Newfront D&O Insurance](https://spot.insure/compare/nationwide-vs-newfront/directors-officers)
- [Nationwide vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/nationwide-vs-newfront/equipment-breakdown)
- [Nationwide vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/fiduciary)
- [Nationwide vs Newfront General Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/general-liability)
- [Nationwide vs Newfront Management Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/management-liability)
- [Nationwide vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/nationwide-vs-newfront/professional-errors-omissions)
- [Nationwide vs Newfront Surety Bonds](https://spot.insure/compare/nationwide-vs-newfront/surety-bonds)
- [Nationwide vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/nationwide-vs-newfront/umbrella-excess)
- [Nationwide vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/nationwide-vs-newfront/workers-compensation)
- [AIG vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-nationwide/employment-practices)
- [AIG vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/aig-vs-newfront/employment-practices)
- [Alliance Risk vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-nationwide/employment-practices)
- [Alliance Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/alliance-risk-vs-newfront/employment-practices)
- [Amelia Risk vs Nationwide Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-nationwide/employment-practices)
- [Amelia Risk vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/amelia-risk-vs-newfront/employment-practices)

## Sources for Nationwide vs Newfront

### Sources About Nationwide

1. [Small Business Insurance](https://www.nationwide.com/business/insurance/small-commercial/). Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247.. Accessed 2026-09-29.
2. [Small Business Insurance Solutions for Agents](https://www.nationwide.com/agents/business/). Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193.. Accessed 2026-09-29.
3. [Terms and Conditions for Nationwide.com](https://www.nationwide.com/personal/about-us/terms-conditions). Nationwide; P&C products not offered by all companies/states; policy/declarations control; NMI and affiliates may underwrite; each underwriter responsible for own products, lines 358–368 and 391–394.. Accessed 2026-09-29.
4. [Employment Practices Liability Insurance](https://www.nationwide.com/business/insurance/employment-practices-liability/). Nationwide; EPLI page; employment-related claim coverage overview.. Accessed 2026-09-30.

### Sources About Newfront

5. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15.
6. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16.
7. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15.
8. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15.
9. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Employment Practices Liability Insurance (EPLI); Committed to Client Advocacy: shielding D&Os from wrongful discrimination and termination; Leadership: Deirdre Finn. Accessed 2026-09-23.

### Sources for the Employment Practices Liability Insurance Guide

10. [Employment Practices Liability Insurance](https://www.iii.org/article/employment-practices-liability-insurance). Insurance Information Institute; Opening; What EPLI covers; Steps to limit employment liability risk. Accessed 2026-09-16.
11. [Employment Practices Liability Coverage](https://asset.trvstatic.com/download/assets/epl-3001.pdf/2c354eaa63ca11eeacdd06e978c86228). Travelers; I.A/II.A p.1; III.A.4–6 p.7; II.F Employment Claim, PDF p.2; I.B p.1; II.U–V p.5; II.L p.3; III.A.9 and A.13, pp.7–8; III.B.2 p.8; IV.A Settlement, PDF pp.8–9. Accessed 2026-09-16.
12. [Liability Coverage Terms and Conditions](https://asset.trvstatic.com/download/assets/lia-3001.pdf/e79a6b6c63ca11eeaa7806e978c86228). Travelers; III.F–H p.6; III.O pp.8–9; III.F p.6; III.B–D, PDF pp.3–5; III.E–F, PDF pp.5–6. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Nationwide Review Scores for 2026

Review Score: 7.8 / 10 from 4 rated sources, equally weighted.

Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews.

- NerdWallet: NerdWallet rating 4.5 (out of 5). NerdWallet's editorial small-business review of Nationwide, updated 2026-06-03. It is an expert score, not a customer average. The page header shows 4.5 and a partner card on the same page shows 4.0; the 4.5 is the review's own headline rating. Period: review updated 2026-06-03. Checked 2026-09-29. [Nationwide Business Insurance Review 2026](https://www.nerdwallet.com/business/insurance/learn/nationwide-business-insurance)
- J.D. Power: 2025 Small Commercial satisfaction index 707 (out of 1,000); 2848 reviews. 2025 U.S. Small Commercial Insurance Study: 2,848 U.S. businesses with 50 or fewer employees, fielded Mar-May 2025. Nationwide scored 707 against a study average of 698. A 2026 study was published 2026-08-20 (average 713); Nationwide's 2026 score was not found. Period: 2025 study. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/sites/default/files/file/2025-08/2025092%20U.S.%20Small%20Commercial%20Insurance%20Study.pdf); [U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/); [Rates, Digital Support Boost Small Business Insurance Customer Satisfaction: JD Power](https://www.carriermanagement.com/news/2026/08/20/291242.htm)
- Trustpilot: TrustScore 1.3 (out of 5); 261 reviews. Nationwide's main Trustpilot page. It mixes personal and commercial customers; it cannot be separated. The page text says 1.3 out of 5 while an embedded badge image text said 1.5; we use the visible text score. Period: 69 reviews in the prior 12 months (checked 2026-09-29). Checked 2026-09-29. [Nationwide Reviews](https://www.trustpilot.com/review/nationwide.com)
- ConsumerAffairs: ConsumerAffairs auto average 1.5 (out of 5); 1091 reviews. ConsumerAffairs Nationwide personal auto page (1,091 reviews displayed). Personal auto, not commercial. Period: checked 2026-09-29. Checked 2026-09-29. [Nationwide Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide_auto.html)
- ConsumerAffairs: ConsumerAffairs rating 2.5 (out of 5); 19 reviews. ConsumerAffairs Nationwide Small Business Insurance page; unclaimed profile; small-business customers. Screenshot captured 2026-09-29. Period: page updated Aug. 14, 2026; captured 2026-09-29. Checked 2026-09-29. [Nationwide Small Business Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide-small-business-insurance.html)
- BBB: BBB business grade A+. BBB Nationwide profile at the Columbus, Ohio headquarters (BBB Accredited). Covers all Nationwide products, not just commercial. Checked 2026-09-29. [Nationwide BBB Complaints Profile](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/complaints)
- BBB: Complaints 111. Same BBB headquarters profile; all Nationwide products, no premium denominator. BBB warns complaint details may be incomplete. The page also shows 269 customer reviews but no star average. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Nationwide BBB customer reviews](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/nationwide/reviews).

## Newfront Review Scores for 2026

Review Score: 10.0 / 10 from 1 rated source, equally weighted.

Newfront has too little firmwide customer feedback for a reliable review verdict. An individual agent’s BBB grade does not establish the wider company’s service quality.

- BBB: BBB grade A (BBB letter grade). BBB profile for Ryan Tice | Newfront Insurance at a San Francisco address. Individual-producer/local listing, not Newfront Insurance Services company-wide. BBB profile displays A grade and says not BBB Accredited; grade is not customer stars. Period: File opened 2023-12-22; accessed 2026-09-25. Checked 2026-09-25. [Ryan Tice | Newfront Insurance | BBB](https://www.bbb.org/us/ca/san-francisco/profile/insurance-agency/ryan-tice---newfront-insurance-1116-955130)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/newfront/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/nationwide-vs-newfront/employment-practices.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)