---
title: "Mylo vs TechInsurance Professional Liability (E&O) Insurance"
description: "TechInsurance publishes a median E&O premium; Mylo compares quotes across carriers without disclosing pricing on its own page."
canonical: "https://spot.insure/compare/mylo-vs-techinsurance/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/mylo-vs-techinsurance/professional-errors-omissions)

# Mylo vs TechInsurance Professional Liability (E&O) Insurance

TechInsurance publishes a median E&O premium; Mylo compares quotes across carriers without disclosing pricing on its own page.

## Research Scope and Use

Use this comparison to evaluate Mylo and TechInsurance for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

TechInsurance reports a median E&O premium of $88 a month for the businesses it insures, while Mylo compares quotes across multiple carriers and explains claims-made versus occurrence forms. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance")

## What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. [1](https://choosemylo.com/business/business-insurance "Small Business Insurance") [2](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is TechInsurance?

TechInsurance is a small-business insurance agency and brokerage with a technology focus, offering online quote comparison and agent assistance through the Insureon organization. [5](https://www.techinsurance.com/about-us "About TechInsurance") [6](https://www.techinsurance.com/contact-us "Contact Us")

[TechInsurance profile](https://spot.insure/insurance-providers/techinsurance)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional errors and omissions (E&O) insurance, also called professional liability insurance, addresses claims that professional services or advice caused a client financial loss. What's covered depends on the services actually scheduled in the policy, not the product label alone. [8](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [9](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [10](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [11](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## Key Differences in Professional Liability (E&O) Insurance

### Published Pricing on One Side

TechInsurance's page reports a company-reported figure that Mylo's page has no counterpart for:

TechInsurance says its E&O policyholders pay a median of $88 per month, or $1,051 a year, with the exact premium depending on location, profession risk level, coverage limits, deductible, employee count, claims history and annual income. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..)

Mylo's page instead describes comparing quotes from multiple business insurance companies to find a combination of coverage and price, without publishing a median figure of its own. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance")

### Who Each Page Targets

TechInsurance names IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants, and notes coverage is sometimes required by state law or licensing boards. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") Mylo's page instead uses small-business examples — app development, financial planning, beauty-salon services — spanning a wider range of trades than TechInsurance's tech-leaning list. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance")

### Explaining Policy Form

Mylo's page walks through claims-made versus occurrence forms and explains that tail coverage can be added to a claims-made policy to extend reporting after it ends. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") TechInsurance's page similarly explains that its E&O policies are claims-made and recommends keeping the policy active or setting a retroactive date, but does not describe an occurrence alternative the way Mylo's page does. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance")

## What to Confirm in Professional Liability (E&O) Insurance Quotes

- Ask TechInsurance how its published median premium compares to a quote for your specific profession and claims history. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance")
- Ask Mylo whether the quote it finds for you is claims-made or occurrence, and what a tail endorsement would cost. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance")
- Confirm the retroactive date on any claims-made quote from either. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance")
- Neither reviewed page names an issuing insurer; ask both directly. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") [4](https://choosemylo.com/contact-your-carrier "Contact Your Carrier")

## Offering Details

| Criteria | Mylo Professional Liability Insurance | TechInsurance Errors and Omissions Insurance |
| --- | --- | --- |
| Role in This Line | Mylo brokers professional liability insurance by comparing quotes from multiple business insurance companies rather than underwriting the policy itself. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Professional liability product page..) | TechInsurance arranges errors and omissions (E&O) insurance, also called professional liability insurance, as a standalone policy for businesses that provide professional services or advice. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page..) |
| Issuing Insurer | The professional liability product page and Mylo's carrier-contact directory do not name the insurer that would issue a professional liability policy; the directory groups carriers under generic Auto & Home and Business categories only. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") [4](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") (Evidence: Not publicly disclosed; scope: Checked the professional liability product page and the carrier-contact directory on 2026-09-23; neither ties a named carrier to this line..) | The reviewed page does not name the issuing insurer for an E&O policy. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Not publicly disclosed; scope: Errors and omissions product page as read on 2026-09-23..) |
| Who It’s For | Mylo markets this line to businesses that could face a claim from a client unhappy with their professional services, using examples spanning app development, financial planning and beauty-salon services. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Product page examples; a particular business's eligibility depends on underwriting..) | TechInsurance targets E&O at businesses that provide professional services or advice, naming IT and software professionals, cybersecurity and SaaS companies, insurance agents, real estate agents, tax preparers and consultants as example segments, and notes it is sometimes required by state law or licensing boards. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Who should get errors and omissions insurance coverage? section..) |
| Coverage Features | Mylo describes the policy responding to breach-of-contract claims, bodily injury or property damage claims, financial-loss claims, and consequential-damages claims arising from a client relationship. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Product page coverage descriptions; actual insuring agreements and exclusions are set by the issued policy..)<br><br>Mylo explains that professional liability comes in claims-made and occurrence forms, and that tail coverage can be added to a claims-made policy to extend reporting after it ends. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Product page FAQ; which form and tail terms are offered depends on the placed carrier..) | TechInsurance says E&O insurance covers professional negligence claims, errors or incomplete work, breach of contract, missed deadlines, misrepresentation of skill level, and communication-related disputes, and pays legal defense costs and any resulting judgment or settlement. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page; general policy description, not a specific policy form..)<br><br>TechInsurance says its E&O policies are claims-made, meaning coverage applies only if the policy was active both when the incident occurred and when the claim was filed, and recommends keeping the policy active or setting a retroactive date to cover past work. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, Why is it important to keep your E&O insurance policy active? section..) |
| Limits and Retentions | Not described in the reviewed sources. | TechInsurance says its E&O policyholders pay a median of $88 per month, or $1,051 a year, with the exact premium depending on location, profession risk level, coverage limits, deductible, employee count, claims history and annual income. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..) |
| How to Apply | Mylo says it recommends coverage customized to the business and compares professional liability quotes from top-rated business insurance companies to find a combination of coverage and price. [3](https://choosemylo.com/business/product-professional-liability "Professional Liability Insurance") (Evidence: Company-reported; scope: Product page "How will Mylo find me the right policy?" section..) | Not described in the reviewed sources. |
| Claims Support | Mylo's carrier-contact page lists claims phone numbers by carrier for Auto & Home and Business policies generally, but does not identify a professional-liability-specific claims contact or process. [4](https://choosemylo.com/contact-your-carrier "Contact Your Carrier") (Evidence: Not found in reviewed sources; scope: Carrier-contact directory checked 2026-09-23; entries are organized by carrier and general product category, not by coverage line..) | TechInsurance says that if a client threatens to sue, you contact your carrier directly, provide policy information and explain the circumstances, and the insurer's representative helps determine next steps. [7](https://www.techinsurance.com/errors-omissions-insurance "Errors & Omissions (E&O) Insurance") (Evidence: Company-reported; scope: Errors and omissions product page, How does E&O insurance coverage work? section..) |

## Full Comparison

- [Mylo vs TechInsurance](https://spot.insure/compare/mylo-vs-techinsurance): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional E&O insurance addresses claims that a mistake in your advice or services caused a client financial loss.
- [Mylo vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/mylo-vs-techinsurance/business-owners-policy)
- [Mylo vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/mylo-vs-techinsurance/commercial-auto)
- [Mylo vs TechInsurance Cyber Insurance](https://spot.insure/compare/mylo-vs-techinsurance/cyber)
- [Mylo vs TechInsurance General Liability Insurance](https://spot.insure/compare/mylo-vs-techinsurance/general-liability)
- [Mylo vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/mylo-vs-techinsurance/umbrella-excess)
- [Mylo vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/mylo-vs-techinsurance/workers-compensation)
- [Alliance Risk vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-mylo/professional-errors-omissions)
- [Alliance Risk vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-techinsurance/professional-errors-omissions)
- [At-Bay vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-mylo/professional-errors-omissions)
- [At-Bay vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-techinsurance/professional-errors-omissions)
- [Beazley vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-mylo/professional-errors-omissions)
- [Beazley vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/beazley-vs-techinsurance/professional-errors-omissions)

## Sources

### Mylo

1. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
2. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
3. [Professional Liability Insurance](https://choosemylo.com/business/product-professional-liability). Mylo; Professional Liability? But I Do Good Work; What does professional liability cover?; Professional liability FAQs (claims-made vs. occurrence, tail coverage); How will Mylo find me the right policy?. Accessed 2026-09-23.
4. [Contact Your Carrier](https://choosemylo.com/contact-your-carrier). Mylo; Carrier contact list grouped by Auto & Home, Business and Claims; no professional-liability-specific entry. Accessed 2026-09-23.

### TechInsurance

5. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16.
6. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16.
7. [Errors & Omissions (E&O) Insurance](https://www.techinsurance.com/errors-omissions-insurance). TechInsurance; What does errors and omissions insurance cover? (professional negligence, errors or incomplete work, breach of contract, missed deadlines, misrepresentation, communication challenges); How much does E&O insurance cost?; Who should get errors and omissions insurance coverage?; How does E&O insurance coverage work? (claims-made). Accessed 2026-09-23.

### Professional Liability (E&O) Insurance Guide

8. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
9. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
10. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
11. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/mylo-vs-techinsurance/professional-errors-omissions.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)