---
title: "Mylo vs Pie Insurance Cyber Insurance"
description: "Mylo can bundle cyber into a small-business BOP, while Pie sells cyber as a standalone product listed alongside its other small-business lines."
canonical: "https://spot.insure/compare/mylo-vs-pie-insurance/cyber"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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[Human-readable page](https://spot.insure/compare/mylo-vs-pie-insurance/cyber)

# Mylo vs Pie Insurance Cyber Insurance

Mylo can bundle cyber into a small-business BOP, while Pie sells cyber as a standalone product listed alongside its other small-business lines.

## Research Scope and Use

Use this comparison to evaluate Mylo and Pie Insurance for Cyber Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Mylo says cyber coverage can often be added to a Business Owner's Policy depending on the carrier, while Pie cross-sells cyber alongside separate workers' compensation, commercial auto and BOP products rather than bundling them. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What Is Mylo Insurance?

Mylo is an independent insurance broker for small and growing businesses. It recommends coverage and compares available quotes from multiple carriers online or with a licensed advisor; the insurer named on the resulting policy provides the coverage. [1](https://choosemylo.com/business/business-insurance "Small Business Insurance") [2](https://choosemylo.com/our-story "About Mylo")

[Mylo profile](https://spot.insure/insurance-providers/mylo)

## What Is Pie Insurance?

Pie Insurance sells and administers small-business commercial insurance, with affiliated carriers writing its workers’ compensation program and outside carrier partners supporting selected other products. Businesses can start a workers’ compensation quote online or use an agent, then manage documents, certificates, billing, audits and claim reporting through Pie’s service channels. [4](https://www.pieinsurance.com/legal "Legal") [5](https://www.pieinsurance.com/workers-comp "Workers’ Comp Insurance For Small Businesses") [6](https://www.pieinsurance.com/resource-center/online-account-tutorial "Online Account Tutorial")

[Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance)

## What Is Cyber Insurance?

Cyber insurance can help a business respond to cyber incidents and address covered liability claims arising from them. [8](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance "Cyber Insurance")

## Key Differences in Cyber Insurance

### Bundled Versus Cross-Sold

Mylo's page describes an option Pie's does not:

Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section..)

Pie instead markets cyber insurance to small businesses generally and cross-sells it alongside workers' compensation, commercial auto and BOP insurance as separate product pages, rather than describing a bundled BOP endorsement. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### Coverage Categories

Mylo splits coverage into non-legal costs (breach investigation, notification, crisis PR, ransom reimbursement, data restoration) and legal and regulatory costs (defense and fines from a regulator or lawsuit). [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") Pie instead uses a first-party and third-party split, with scenarios like identity theft and cyber extortion described as examples of what the coverage responds to. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### Statistics Each Company Cites

Mylo cites its own figure that more than two-thirds of small businesses have experienced a cyberattack, to support the case for coverage. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") Pie's reviewed page does not cite a comparable statistic; it instead lists coverage scenarios and directs visitors to start a quote. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What to Confirm in Cyber Insurance Quotes

- Ask Mylo which carriers it compared for your quote and whether cyber would be bundled into a BOP or sold standalone. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance")
- Ask Pie which carrier partners underwrite its cyber product, since the page names only "our insurance carrier partners" generally. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")
- Confirm whether Pie's quote includes both first-party and third-party coverage or requires selecting each separately. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")
- Get published limits and retentions from both; neither page discloses them. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## Offering Details

| Criteria | Mylo Cyber Insurance | Pie Cyber Insurance for Small Businesses |
| --- | --- | --- |
| Role in This Line | Mylo brokers cyber insurance by comparing quotes from multiple carriers rather than underwriting the policy itself. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page..) | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Issuing Insurer | The cyber insurance product page does not name the insurer that would issue a given business's policy. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Checked the cyber insurance product page on 2026-09-23..) | The reviewed page refers only to 'our insurance carrier partners' and does not name a specific insurer for Pie's cyber product. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Not publicly disclosed; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Who It’s For | Mylo markets cyber insurance to businesses that take credit cards or store customer information, citing its own figure that more than two-thirds of small businesses have experienced a cyberattack. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page; a company-reported statistic, not independently verified..) | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published..) |
| Coverage Features | Mylo says cyber coverage can pay non-legal costs (breach investigation, customer notification, crisis-management and PR help, lost income, ransom reimbursement, and data restoration) as well as legal and regulatory costs, including defense and fines from a regulator such as HIPAA or from lawsuits by people affected by a breach. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page; the issued policy and its exclusions control..)<br><br>Mylo names hacking and social-engineering attacks (such as spear phishing), employee or partner data errors and misuse, and malware or ransomware as the cyber threats this coverage is designed to address. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page..)<br><br>Mylo says cyber insurance can often be added to a Business Owner's Policy depending on the carrier, alongside general liability, commercial property and business interruption. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page "Add cyber to your Business Owner's Policy (BOP)" section..) | Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions..)<br><br>Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Limits and Retentions | The cyber insurance product page does not publish specific coverage limits, retentions or premium ranges. [3](https://choosemylo.com/business/product-cyber "Cyber Insurance") (Evidence: Not publicly disclosed; scope: Checked the cyber insurance product page on 2026-09-23..) | Not described in the reviewed sources. |
| How to Apply | Not described in the reviewed sources. | Pie directs cyber buyers to contact the company to start a quote through its website. [7](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |

## Full Comparison

- [Mylo vs Pie Insurance](https://spot.insure/compare/mylo-vs-pie-insurance): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay your response costs and covered claims against your business after a cyber incident.
- [Mylo vs Pie Insurance Business Owner’s Policy](https://spot.insure/compare/mylo-vs-pie-insurance/business-owners-policy)
- [Mylo vs Pie Insurance General Liability Insurance](https://spot.insure/compare/mylo-vs-pie-insurance/general-liability)
- [Mylo vs Pie Insurance Professional Liability (E&O) Insurance](https://spot.insure/compare/mylo-vs-pie-insurance/professional-errors-omissions)
- [Mylo vs Pie Insurance Workers’ Compensation Insurance](https://spot.insure/compare/mylo-vs-pie-insurance/workers-compensation)
- [Alliance Risk vs Mylo Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-mylo/cyber)
- [Alliance Risk vs Pie Insurance Cyber Insurance](https://spot.insure/compare/alliance-risk-vs-pie-insurance/cyber)
- [Amelia Risk vs Mylo Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-mylo/cyber)
- [Amelia Risk vs Pie Insurance Cyber Insurance](https://spot.insure/compare/amelia-risk-vs-pie-insurance/cyber)
- [At-Bay vs Mylo Cyber Insurance](https://spot.insure/compare/at-bay-vs-mylo/cyber)
- [At-Bay vs Pie Insurance Cyber Insurance](https://spot.insure/compare/at-bay-vs-pie-insurance/cyber)

## Sources

### Mylo

1. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16.
2. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15.
3. [Cyber Insurance](https://choosemylo.com/business/product-cyber). Mylo; Back up your great reputation with cyber insurance; Do you take credit cards or store customer info? (hacking, data errors/misuse, malware/ransomware); What does cyber insurance do for business owners? (non-legal and legal/regulatory costs); Add cyber to your Business Owner's Policy (BOP); Cyber insurance FAQs. Accessed 2026-09-23.

### Pie Insurance

4. [Legal](https://www.pieinsurance.com/legal). Pie Insurance; State Licenses; footer disclosure naming producer and workers’ compensation versus third-party underwriting roles. Accessed 2026-09-15.
5. [Workers’ Comp Insurance For Small Businesses](https://www.pieinsurance.com/workers-comp). Pie Insurance; Get a workers’ compensation quote online; insurance made for your small business; quote inputs; coverage description; quote-time and savings qualifications; AM Best link. Accessed 2026-09-16.
6. [Online Account Tutorial](https://www.pieinsurance.com/resource-center/online-account-tutorial). Pie Insurance; Payment-method updates; instant and custom certificates; policy information; document access; agent-handled custom certificate qualification. Accessed 2026-09-15.
7. [Cyber Insurance for Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance). Pie Insurance; What's typically covered by cyber insurance? First party coverage, Third party coverage; How does cyber insurance protect small businesses? Identity theft, Cyber extortion, Financial protection; Make sure you're covered: Start my quote. Accessed 2026-09-23.

### Cyber Insurance Guide

8. [Cyber Insurance](https://www.ftc.gov/business-guidance/small-businesses/cybersecurity/cyber-insurance). Federal Trade Commission; Opening; First-Party and Third-Party Coverage; First-Party Coverage; Third-Party Coverage; What Should Your Cyber Insurance Policy Cover. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/mylo-vs-pie-insurance/cyber.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)