---
title: "Marsh vs Zurich U.S.: Builders Risk Insurance"
description: "Marsh’s middle-market practice describes coverage for foundations, temporary structures and others’ materials; Zurich publishes a commercial builders risk program and project options."
canonical: "https://spot.insure/compare/marsh-vs-zurich/builders-risk"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "marsh-vs-zurich"
provider-a: "marsh"
provider-b: "zurich"
coverage-line: "builders-risk"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/marsh-vs-zurich/builders-risk)

## Agent Guide

**What this page is:** Focused comparison of Marsh and Zurich U.S. for Builders Risk Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Builders Risk Insurance questions about Marsh versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Marsh vs Zurich U.S. for Builders Risk Insurance: how do they differ?
- Which is better for Builders Risk Insurance, Marsh or Zurich U.S.?
- What does Marsh or Zurich U.S. publish about Builders Risk Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Builders Risk Insurance from Marsh or Zurich U.S.?

**Key facts:**
- Line: Builders Risk Insurance. Providers: Marsh and Zurich U.S..
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Marsh vs Zurich U.S.](https://spot.insure/compare/marsh-vs-zurich) — parent: all coverage lines for this pair
- [Builders Risk Insurance guide](https://spot.insure/coverage/builders-risk) — coverage explainer for this line
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile (evidence)
- [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence)
- [Marsh vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/marsh-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Crime Insurance](https://spot.insure/compare/marsh-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/marsh-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. D&O Insurance](https://spot.insure/compare/marsh-vs-zurich/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-zurich/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/marsh-vs-zurich/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/marsh-vs-zurich/management-liability) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Marsh vs Zurich U.S. Surety Bonds](https://spot.insure/compare/marsh-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh Builders Risk Insurance](https://spot.insure/compare/aig-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line)
- [AIG vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/aig-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Marsh Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)

# Marsh vs Zurich U.S.: How Do They Compare for Builders Risk Insurance?

Marsh’s middle-market practice describes coverage for foundations, temporary structures and others’ materials; Zurich publishes a commercial builders risk program and project options.

## Research Scope and Use

Use this comparison to evaluate Marsh and Zurich U.S. for Builders Risk Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Marsh McLennan Agency describes builders risk coverage for foundations, temporary structures and materials owned by the insured, with limited coverage for others’ supplies. Zurich describes physical-damage protection and optional soft-cost and business-income features. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance")

## What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [2](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [3](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [4](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management")

[Marsh profile](https://spot.insure/insurance-providers/marsh)

## Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [6](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [7](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.")

[Zurich U.S. profile](https://spot.insure/insurance-providers/zurich)

## What Is Builders Risk Insurance?

Builders risk protects the project you are building, including materials meant for it, against physical loss until construction ends. The gaps that cost owners money are materials in storage or transit, the existing building in a renovation, and coverage ending when you occupy early. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://assets.touchpointmarkets.com/e8/58/dec27c1b462c8227b4693fb8ac81/ih-00-70-05-17-builders-risk-coverage-form.pdf "Builders Risk Coverage Form") [12](https://go.usassure.com/rs/381-ISO-510/images/us-assure-builders-risk-application-tip-sheet.pdf "Builders Risk Application Tip Sheet")

## Key Differences in Builders Risk Insurance

### Property scope and program options

Marsh McLennan Agency says its builders risk coverage addresses foundations, additions, alterations, temporary structures and materials owned by the insured, with limited coverage for materials belonging to others. Zurich describes physical-loss protection during construction, renovation or installation and lists options such as soft costs, business income and building-systems testing. If a project relies on owner-furnished or subcontractor materials, ask how each proposal schedules that property and whether Zurich’s options are selected. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance")

### Advisory services and application

Marsh McLennan Agency describes a property-specialist placement supported by hazard assessment, valuation, catastrophe modeling, claims advocacy and risk control. Zurich describes direct access to more than 50 program specialists and says agents submit applications online or on paper. These are different documented service descriptions; ask Marsh which advisory services apply to the project and Zurich what support the dedicated team provides after submission. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance")

## What to Confirm in Builders Risk Insurance Quotes

- Ask Marsh to state how materials owned by subcontractors or other parties are treated and identify limits for temporary structures. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance")
- Ask Zurich to itemize selected options, project-value eligibility and the issuing insurer in the quote. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance")

## Offering Details

| Criteria | Marsh McLennan Agency Builders' Risk Insurance | Zurich Commercial Builders Risk |
| --- | --- | --- |
| Role in This Line | Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, places builders' risk insurance as part of its broader property insurance practice, not as a separately branded product. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page, Builders' Risk subsection..) | Confirm in your quote. |
| Issuing Insurer | The reviewed page does not name a specific builders' risk insurer. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Not publicly disclosed; scope: MMA property insurance page as read on 2026-09-23..) | Confirm in your quote. |
| Who It’s For | Confirm in your quote. | Zurich lists water and sewer pipeline projects within Commercial Builders Risk appetite and explicitly excludes oil and gas pipelines. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk for commercial construction projects; United States. Company-reported target appetite; each application remains subject to underwriting. Do not imply every risk or class is accepted..)<br><br>Zurich’s live Commercial Builders Risk page gives conflicting project-value descriptions: the overview and FAQ describe projects up to $75 million, while the Appetite section says commercial projects of any size and value. The page does not resolve the scope conflict; confirm eligibility with Zurich. These statements describe project values, not policy limits. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk; United States. The official page contains an unresolved conflict about project-value eligibility. Obtain current Zurich clarification before relying on a boundary. The statements concern project values and do not establish a policy limit; issued terms and underwriting govern..)<br><br>Zurich lists the Commercial Builders Risk program as nationwide. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; underlying issuing legal entity is not identified on this page; Zurich Commercial Builders Risk program; United States, company-reported nationwide program availability. Company-reported program geography does not establish issuer authority or coverage for a specific risk; confirm jurisdiction and policy with the quote..)<br><br>Zurich lists registered historic structures, tunnels, dams, structures built over water, and manufacturing including testing/equipment among ineligible Commercial Builders Risk projects. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk; United States. Company-reported appetite; not a full policy exclusion list. Actual terms govern..) |
| Coverage Features | MMA says builders' risk coverage addresses risks unique to a building under construction, including additions and alterations, foundations, temporary structures, and materials and supplies owned by the insured, and on a limited basis, materials and supplies belonging to others. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page; illustrative description, not a specific policy form..) | Zurich says its Commercial Builders Risk program protects commercial projects against physical loss or damage during construction, renovation or installation. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk; United States. Company product summary, not a policy form; actual covered property, causes, exclusions, limits and conditions depend on issued terms and underwriting..)<br><br>Zurich lists potential Commercial Builders Risk options including earth movement, flood, Ordinance or Law, soft costs, business income/extra expense, waiver of coinsurance and building-systems testing. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk; United States. Options may depend on project/underwriting and issued policy terms; page is not the policy form..) |
| Risk Services | MMA says its property practice offers hazard assessment and valuation services, loss and catastrophe modeling, claims advocacy, pre- and post-loss risk control, and program design expertise drawn from its global market experience. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page, Benefits of Property Insurance and Builders' Risk sections; these services are described for the property practice generally, not exclusively for builders' risk..) | Zurich states the commercial Builders Risk program offers direct access to a dedicated team of more than 50 specialists. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; issuing company is not specified on this program summary; Zurich Commercial Builders Risk; United States. Company-reported program service statement; it does not promise response times or claims outcomes..) |
| How to Apply | You work with an MMA property specialist directly; the page names a National Accounts Property Practice Leader and describes advisor-led placement rather than an online quote. [5](https://www.marshmma.com/us/solutions/property.html "Property Insurance") (Evidence: Company-reported; scope: MMA property insurance page..) | Zurich says agents can register online for program access and submit an online or paper application to underwriting; no premium commitment is required to register. [8](https://www.zurichna.com/insurance/zpm/construction/commercial "Commercial Builders Risk Program | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; distribution through agents/brokers; Zurich Commercial Builders Risk; United States. Application process description; submission is not binding coverage or evidence of acceptance..) |

## Full Comparison

- [Marsh vs Zurich U.S.](https://spot.insure/compare/marsh-vs-zurich): all coverage lines, business roles, service and claims.
- [What Is Builders Risk Insurance?](https://spot.insure/coverage/builders-risk): Builders risk insures a building and its materials against physical loss while it is under construction, but stored or in-transit materials, the existing structure in a renovation, and early occupancy can fall outside it.
- [Marsh vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/marsh-vs-zurich/commercial-property)
- [Marsh vs Zurich U.S. Crime Insurance](https://spot.insure/compare/marsh-vs-zurich/crime)
- [Marsh vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/marsh-vs-zurich/cyber)
- [Marsh vs Zurich U.S. D&O Insurance](https://spot.insure/compare/marsh-vs-zurich/directors-officers)
- [Marsh vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-zurich/employment-practices)
- [Marsh vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/marsh-vs-zurich/fidelity-bonds)
- [Marsh vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/marsh-vs-zurich/management-liability)
- [Marsh vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-zurich/professional-errors-omissions)
- [Marsh vs Zurich U.S. Surety Bonds](https://spot.insure/compare/marsh-vs-zurich/surety-bonds)
- [AIG vs Marsh Builders Risk Insurance](https://spot.insure/compare/aig-vs-marsh/builders-risk)
- [AIG vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/aig-vs-zurich/builders-risk)
- [Alliance Risk vs Marsh Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/builders-risk)
- [Alliance Risk vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/builders-risk)
- [The Baldwin Group vs Marsh Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-marsh/builders-risk)
- [The Baldwin Group vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/baldwin-vs-zurich/builders-risk)

## Sources

### Marsh

1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
2. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
3. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
4. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
5. [Property Insurance](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Builders' Risk subsection under Property Insurance: risks unique to a building during construction, including additions and alterations, foundations, temporary structures, materials and supplies; Program design expertise; Benefits of Property Insurance. Accessed 2026-09-23.

### Zurich U.S.

6. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
7. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
8. [Commercial Builders Risk Program | Zurich Insurance](https://www.zurichna.com/insurance/zpm/construction/commercial). Zurich U.S.; Builders Risk - Commercial; direct product overview and FAQ: coverage, appetite, ineligible projects, options, limits, application, geography, admission and program highlights (HTML lines 270–411).. Accessed 2026-09-28.

### Builders Risk Insurance Guide

9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Builders’ Risk Policies; Ocean Marine; Auto Physical Damage; All-Risk. Accessed 2026-09-16.
10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial Property; Inland Marine; What Should I Expect from a Broker-Agent. Accessed 2026-09-16.
11. [Builders Risk Coverage Form](https://assets.touchpointmarkets.com/e8/58/dec27c1b462c8227b4693fb8ac81/ih-00-70-05-17-builders-risk-coverage-form.pdf). Insurance Services Office, Inc.; hosted by Touchpoint Markets; A.1–3 p.1; B.3.c p.11; C,D,E p.12. Accessed 2026-09-16.
12. [Builders Risk Application Tip Sheet](https://go.usassure.com/rs/381-ISO-510/images/us-assure-builders-risk-application-tip-sheet.pdf). US Assure; General policy application tips p.1; Remodeling tips p.2. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Marsh Reviews

Review Score: 5.8 / 10 from 2 rated sources, equally weighted.

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

- Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com)
- Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/marsh/reviews).

## Zurich U.S. Reviews

Review Score: not enough ratings.

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

- NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance)
- Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com)
- ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html)
- BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/marsh-vs-zurich/builders-risk.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)