--- title: "Marsh vs USI Insurance Services Management Liability Insurance" description: "Marsh’s FINPRO practice advises companies of all sizes; USI brokers ExecuSafe for small and midsize businesses by email." canonical: "https://spot.insure/compare/marsh-vs-usi/management-liability" page-type: "line-comparison" updated-at: "2026-09-24" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/marsh-vs-usi/management-liability) # Marsh vs USI Insurance Services Management Liability Insurance Marsh’s FINPRO practice advises companies of all sizes; USI brokers ExecuSafe for small and midsize businesses by email. ## Research Scope and Use Use this comparison to evaluate Marsh and USI Insurance Services for Management Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary Marsh’s FINPRO practice advises companies of all sizes on management liability as related products, with a UK-scoped list and specialist placement. USI packages D&O, EPL, fiduciary and crime under ExecuSafe for SMBs and starts with a stated email contact. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") [6](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Is Marsh? Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [2](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [3](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [4](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [Marsh profile](https://spot.insure/insurance-providers/marsh) ## What Is USI Insurance Services? USI Insurance Services is a U.S. insurance brokerage and consulting firm that arranges property and casualty, employee benefits, personal risk, and retirement programs. Its Technology practice says it works with software, hardware, and related companies from early seed stage through IPO, using a consultative process rather than a published self-serve quote. [8](https://www.usi.com/about-usi "The Power of ONE") [9](https://www.usi.com/property-casualty/technology/ "Technology Insurance") [10](https://www.usi.com/commissions-fees/ "Commissions and Fees") [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) ## What Is Management Liability Insurance? Management liability brings together coverage options for risks associated with running an organization, such as directors and officers liability and employment practices liability. [13](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [14](https://www.thehartford.com/management-liability-insurance "Management Liability Insurance") [15](https://www.chubb.com/us-en/business-insurance/forefront.html "The ForeFront Portfolio") ## Key Differences in Management Liability Insurance ### All-Sizes Advice Versus SMB Brokerage Marsh says the FINPRO team advises companies of all sizes. USI targets small- and medium-sized businesses it says often lack time or expertise to evaluate D&O and related management liability risks. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### UK Expertise List Versus ExecuSafe Lines Marsh’s UK page lists D&O, employment practices, pension trustee liability, private-equity owned portfolio companies and public-offering-of-securities insurance. USI describes ExecuSafe as addressing D&O together with employment practices, fiduciary and crime. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What to Confirm in Management Liability Insurance Quotes - Name the issuing insurer on both the Marsh placement and the ExecuSafe placement. [6](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Ask Marsh whether the quote is a U.S. program and whether pension trustee or public-offering cover is included. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") - Ask USI which ExecuSafe components would apply and what an existing-policy review would cover. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Compare limits and retentions; USI’s reviewed pages do not publish them. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") ## Offering Details | Criteria | Marsh Management Liability Insurance Brokerage | USI ExecuSafe Management Liability Program | | --- | --- | --- | | Role in This Line | Marsh's FINPRO (financial and professional) practice advises companies on management liability coverage, which Marsh's Financial & Professional Liability page frames as an umbrella term covering related executive-risk products rather than a single policy. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") (Evidence: Company-reported; scope: The management-liability page resolves to Marsh's en-gb (UK) site path, so its described team and product list (pension trustee liability, public offering of securities insurance) reflect a UK FINPRO practice rather than a confirmed US program..) | USI brokers management liability as a bundle rather than underwriting it, packaging D&O, employment practices liability, fiduciary liability and crime coverage under its ExecuSafe endorsement program. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: ExecuSafe article..) | | Issuing Insurer | The reviewed pages do not name a specific management liability insurer. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") [6](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") (Evidence: Not publicly disclosed; scope: UK FINPRO management liability page and Marsh's Financial & Professional Liability page as read on 2026-09-23..) | USI does not name the insurer for ExecuSafe or its component coverages on the pages reviewed; it describes ExecuSafe as an endorsement package it applies when placing a client's management liability program with the market. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Not publicly disclosed; scope: Article and Business Services page as read on 2026-09-23..) | | Who It’s For | Marsh says the FINPRO management liability team advises companies of all sizes on their management liability cover. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") (Evidence: Company-reported; scope: UK FINPRO management liability page..) | USI targets small- and medium-sized businesses that it says often lack the time, resources or expertise to evaluate D&O and related management liability risks on their own. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: ExecuSafe article's stated audience..) | | Coverage Features | Marsh's UK management liability page lists directors and officers liability, employment practices liability, pension trustee liability, coverage for private equity owned portfolio companies, and public offering of securities insurance as its areas of expertise under this practice. [5](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html "Management Liability") (Evidence: Company-reported; scope: UK FINPRO management liability page; the mix of products may differ for a US placement..) | USI describes ExecuSafe as addressing a company's D&O and management liability risks together, and separately lists D&O, employment practices liability, fiduciary liability, crime, and errors and omissions/professional liability as coverages its Business Services practice places. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [12](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Combines the ExecuSafe article's framing with the Business Services catalogue; actual insuring agreements and exclusions are set by the issued policy..) | | Limits and Retentions | Not described in the reviewed sources. | Neither the ExecuSafe article nor the Business Services page publishes limit, retention or premium figures for a management liability bundle. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [12](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Not publicly disclosed; scope: Pages as read on 2026-09-23..) | | Risk Services | Not described in the reviewed sources. | USI says it works with businesses to identify D&O and related management liability risks, review any existing policies for coverage gaps, and secure coverage through ExecuSafe, on top of its Business Services practice's general claim advocacy and risk-control offerings. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [12](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: ExecuSafe article's "How USI Can Help" section and Business Services practice description..) | | How to Apply | You engage a Marsh or MMA financial and professional liability specialist directly; the reviewed pages describe advisor-led placement rather than a self-serve quote. [6](https://www.marsh.com/en/services/financial-professional-liability.html "Financial & Professional Liability") [7](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Financial & Professional Liability page and MMA executive and professional liability page..) | USI directs small- and medium-sized businesses to email Select.Business@usi.com to discuss ExecuSafe and management liability risk generally. [11](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on the ExecuSafe article..) | ## Full Comparison - [Marsh vs USI Insurance Services](https://spot.insure/compare/marsh-vs-usi): all coverage lines, business roles, service and claims. - [What Is Management Liability Insurance?](https://spot.insure/coverage/management-liability): Management liability packages can combine D&O, employment practices and other protection for the risks of running your business. - [Marsh vs USI Insurance Services Commercial Property Insurance](https://spot.insure/compare/marsh-vs-usi/commercial-property) - [Marsh vs USI Insurance Services Crime Insurance](https://spot.insure/compare/marsh-vs-usi/crime) - [Marsh vs USI Insurance Services Cyber Insurance](https://spot.insure/compare/marsh-vs-usi/cyber) - [Marsh vs USI Insurance Services D&O Insurance](https://spot.insure/compare/marsh-vs-usi/directors-officers) - [Marsh vs USI Insurance Services Employee Health Benefits](https://spot.insure/compare/marsh-vs-usi/employee-health-benefits) - [Marsh vs USI Insurance Services Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-usi/employment-practices) - [Marsh vs USI Insurance Services Fiduciary Liability Insurance](https://spot.insure/compare/marsh-vs-usi/fiduciary) - [Marsh vs USI Insurance Services Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-usi/professional-errors-omissions) - [Marsh vs USI Insurance Services Surety Bonds](https://spot.insure/compare/marsh-vs-usi/surety-bonds) - [Marsh vs USI Insurance Services Workers’ Compensation Insurance](https://spot.insure/compare/marsh-vs-usi/workers-compensation) - [Alliance Risk vs Marsh Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/management-liability) - [Alliance Risk vs USI Insurance Services Management Liability Insurance](https://spot.insure/compare/alliance-risk-vs-usi/management-liability) - [Beazley vs Marsh Management Liability Insurance](https://spot.insure/compare/beazley-vs-marsh/management-liability) - [Beazley vs USI Insurance Services Management Liability Insurance](https://spot.insure/compare/beazley-vs-usi/management-liability) - [CFC vs Marsh Management Liability Insurance](https://spot.insure/compare/cfc-vs-marsh/management-liability) - [CFC vs USI Insurance Services Management Liability Insurance](https://spot.insure/compare/cfc-vs-usi/management-liability) ## Sources ### Marsh 1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16. 2. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16. 3. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16. 4. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16. 5. [Management Liability](https://www.marsh.com/en-gb/services/financial-professional-liability/expertise/management-liability.html). Marsh; FINPRO management liability team description; Our areas of expertise: D&O, EPL, pension trustee liability, private equity owned portfolio companies, public offering of securities insurance. Accessed 2026-09-23. 6. [Financial & Professional Liability](https://www.marsh.com/en/services/financial-professional-liability.html). Marsh; Practice introduction for executive insurance advisory; FAQ distinguishing management liability, D&O and EPL. Accessed 2026-09-23. 7. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23. ### USI Insurance Services 8. [The Power of ONE](https://www.usi.com/about-usi). USI Insurance Services; History, client-count, nationwide office, and P&C / benefits / personal risk / retirement description. Accessed 2026-09-16. 9. [Technology Insurance](https://www.usi.com/property-casualty/technology/). USI Insurance Services; Technology practice client types, seed-to-IPO range, and listed insurance placement lines including PrivaSafe. Accessed 2026-09-16. 10. [Commissions and Fees](https://www.usi.com/commissions-fees/). USI Insurance Services; Licensed-producer authority, insurer-paid commission default, contingent compensation, and client request right. Accessed 2026-09-16. 11. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; How USI Can Help: Identify D&O risks; Review existing management liability policies (if any)...(including employment practices liability, fiduciary liability, and crime); Secure appropriate coverage through our ExecuSafe program.. Accessed 2026-09-23. 12. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Directors & Officers Liability, Employment Practices Liability, Crime, Fiduciary Liability, Errors & Omissions/Professional Liability.... Accessed 2026-09-23. ### Management Liability Insurance Guide 13. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Directors & Officers Liability; Employment Practices Liability Coverage; introductory scope note. Accessed 2026-09-16. 14. [Management Liability Insurance](https://www.thehartford.com/management-liability-insurance). The Hartford; What Is Management Liability Insurance?; Who Does Management Liability Insurance Protect. Accessed 2026-09-16. 15. [The ForeFront Portfolio](https://www.chubb.com/us-en/business-insurance/forefront.html). Chubb; Introduction; optional coverage parts; private, not-for-profit and healthcare portfolios. Accessed 2026-09-16. Updated 2026-09-24. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/marsh-vs-usi/management-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)