---
title: "Marsh vs Risklytics Intellectual Property Insurance"
description: "Marsh places named IP products including IP Protect; Risklytics brokers dispute-cost cover with a published typical limit range."
canonical: "https://spot.insure/compare/marsh-vs-risklytics/intellectual-property"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# Marsh vs Risklytics Intellectual Property Insurance

Marsh places named IP products including IP Protect; Risklytics brokers dispute-cost cover with a published typical limit range.

## Research Scope and Use

Use this comparison to evaluate Marsh and Risklytics for Intellectual Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Marsh describes a proprietary IP Protect form plus five IP insurance types, naming Ambridge Partners for IP Protect. Risklytics places infringement-defense and enforcement cover with unnamed specialists and cites a typical $250,000 to $5 million ask. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

## What Is Marsh?

Marsh is a global insurance broker and risk advisor. In the United States it places coverage through core Marsh teams and through Marsh McLennan Agency for many middle-market buyers, including technology, cyber, property, casualty and benefits programs. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [2](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [3](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [4](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management")

[Marsh profile](https://spot.insure/insurance-providers/marsh)

## What Is Risklytics Insurance?

Risklytics describes a commercial insurance brokerage for robotics, autonomy, hardware and AI businesses. It prepares applications and seeks coverage from insurers; California placement eligibility remains unconfirmed. [7](https://www.risklytics.ai/about/ "About Risklytics: who we are") [8](https://www.risklytics.ai/ "Insurance for Frontier Tech") [9](https://www.risklytics.ai/terms/ "Terms of Service")

[Risklytics profile](https://spot.insure/insurance-providers/risklytics)

## What Is Intellectual Property Insurance?

Intellectual property insurance can pay toward IP disputes. Defending a claim that you infringed someone else’s rights and enforcing your own rights are separate coverages, so check which one each quote includes. [12](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [13](https://www.gov.uk/guidance/intellectual-property-insurance "Intellectual property insurance (UK guidance)") [14](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance") [15](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf "IP Infringement Insurance Application")

## Key Differences in Intellectual Property Insurance

### What Each Broker Actually Places

Marsh and Risklytics both arrange intellectual property insurance rather than issuing it as a carrier, but Marsh publishes named products and Risklytics describes a single dispute-cost placement. Marsh’s IP Protect, which it says Ambridge Partners backs, answers losses tied to patents, copyrights and trademarks, with trade secrets optional. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property")

Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..)

Marsh also lists offensive enforcement, specific contingency, trade-secret value, and IP-insured financing as separate placements; Risklytics’s reviewed page does not break the line into those product names. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

### Who Writes It and What Limits Are Public

Marsh names Ambridge Partners only for IP Protect and does not identify insurers for its other IP products. Risklytics’s pages do not name an issuing carrier at all, and they add that only a short list of insurers write the line and that every patent filing and indemnity obligation must be listed first. Risklytics alone publishes a typical buyer ask of $250,000 to $5 million per claim; Marsh’s reviewed pages do not state limit ranges. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") [7](https://www.risklytics.ai/about/ "About Risklytics: who we are")

### How You Engage Each Firm

Marsh frames the work as in-house IP specialists who help map risks and risk-management programs, including through Marsh McLennan Agency’s executive and professional liability practice. Risklytics starts the same line through an online application, says there is no broker fee on top of premium, and keeps a licensed producer on the file until bind. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") [11](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [7](https://www.risklytics.ai/about/ "About Risklytics: who we are")

## What to Confirm in Intellectual Property Insurance Quotes

- Ask Marsh whether the quote is IP Protect, an offensive or financing product, and whether Ambridge Partners is the insurer or an underwriting manager. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property")
- Ask Risklytics which specialist will issue the policy and whether every patent and indemnity clause is already scheduled. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") [7](https://www.risklytics.ai/about/ "About Risklytics: who we are")
- Compare whether trade secrets, enforcement costs and IP-collateral financing are on the form or need a separate placement. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")
- Confirm limits and retentions in writing; only Risklytics publishes a typical ask range, and that range is not a guaranteed quote. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance")

## Offering Details

| Criteria | Marsh Intellectual Property Insurance | Risklytics Intellectual Property Insurance |
| --- | --- | --- |
| Role in This Line | Marsh says it is one of the only brokers with in-house IP expertise, a proprietary IP insurance product, and proprietary relationships with multiple specialty underwriters in the IP space; MMA also lists IP within its executive and professional liability practice. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") [6](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh intellectual property page and MMA executive and professional liability page..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. [7](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) |
| Issuing Insurer | Marsh names Ambridge Partners as the entity backing its IP Protect product; the page does not clarify whether Ambridge Partners is the issuing insurer or an underwriting manager, and does not name insurers for its other IP products. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") (Evidence: Company-reported; scope: Intellectual property page as read on 2026-09-23..) | Risklytics does not name the carrier that underwrites Risklytics Intellectual Property Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") [7](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) |
| Who It’s For | Not described in the reviewed sources. | Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page..) |
| Coverage Features | Marsh describes IP Protect, a product it says it released in 2019 and that is backed by Ambridge Partners, as providing coverage for losses related to patents, copyrights and trademarks, with trade secrets available by optional endorsement. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") (Evidence: Company-reported; scope: Intellectual property page, Our expertise and solutions section..)<br><br>Marsh says it can place five types of IP insurance: defensive IP insurance (protecting the insured's own IP from external attack), offensive IP insurance (covering enforcement litigation costs), specific contingency insurance, trade secret value insurance, and IP-insured financing (securing an IP asset pledged as loan collateral). [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") (Evidence: Company-reported; scope: Intellectual property page FAQs; general descriptions, not specific policy forms..) | Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) |
| Limits and Retentions | Not described in the reviewed sources. | Risklytics lists a typical ask of $250,000 to $5 million per claim for this line. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) |
| Risk Services | Marsh says its IP specialists help clients identify and clarify IP risks and support development of risk management strategies addressing programmatic fundamentals, beyond just placing a policy. [5](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html "Intellectual Property") (Evidence: Company-reported; scope: Intellectual property page opening description..) | Risklytics says only a short list of insurers write this line and that they require every patent filing and indemnity obligation to be listed before placement. [10](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page..) |
| How to Apply | Not described in the reviewed sources. | You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [11](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [7](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) |

## Full Comparison

- [Marsh vs Risklytics](https://spot.insure/compare/marsh-vs-risklytics): all coverage lines, business roles, service and claims.
- [What Is Intellectual Property Insurance?](https://spot.insure/coverage/intellectual-property): Intellectual property insurance can help pay the costs of disputes involving patents, trademarks, copyrights and other specified rights.
- [Marsh vs Risklytics Commercial Property Insurance](https://spot.insure/compare/marsh-vs-risklytics/commercial-property)
- [Marsh vs Risklytics Cyber Insurance](https://spot.insure/compare/marsh-vs-risklytics/cyber)
- [Marsh vs Risklytics D&O Insurance](https://spot.insure/compare/marsh-vs-risklytics/directors-officers)
- [Marsh vs Risklytics Tech E&O Insurance](https://spot.insure/compare/marsh-vs-risklytics/technology-errors-omissions)
- [Marsh vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/marsh-vs-risklytics/workers-compensation)
- [CFC vs Marsh Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-marsh/intellectual-property)
- [CFC vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property)
- [Founder Shield vs Marsh Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh/intellectual-property)
- [Founder Shield vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-risklytics/intellectual-property)

## Sources

### Marsh

1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
2. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
3. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
4. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
5. [Intellectual Property](https://www.marsh.com/en/services/financial-professional-liability/expertise/intellectual-property.html). Marsh; Opening positioning; Our expertise and solutions: IP Protect, Intellectual Property-Insured Financing, Edison IP; FAQs: What are the different types of intellectual property insurance?. Accessed 2026-09-23.
6. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23.

### Risklytics

7. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23.
8. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16.
9. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16.
10. [Intellectual Property Insurance](https://www.risklytics.ai/lines/intellectual-property/). Risklytics; Coverage line: Intellectual Property; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23.
11. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23.

### Intellectual Property Insurance Guide

12. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-16.
13. [Intellectual property insurance (UK guidance)](https://www.gov.uk/guidance/intellectual-property-insurance). UK Intellectual Property Office; About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation. Accessed 2026-09-16.
14. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-16.
15. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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