--- title: "Marsh vs Marsh McLennan Agency: Workers’ Compensation Insurance" description: "The Marsh offering record contains this claim: “MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation.” Its recorded scope says: “MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation.” Marsh McLennan Agency’s selected claim says: “The cited product page describes workers' compensation as a business coverage option, alongside risk-management support focused on safety and prevention. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction.” Its recorded scope says: “workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.” These records address different subjects and do not establish a like-for-like comparison, so this route remains on evidence hold." canonical: "https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/workers-compensation" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "marsh-vs-marsh-mclennan-agency" provider-a: "marsh" provider-b: "marsh-mclennan-agency" coverage-line: "workers-compensation" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/workers-compensation) ## Agent Guide **What this page is:** Focused comparison of Marsh and Marsh McLennan Agency for Workers’ Compensation Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Workers’ Compensation Insurance questions about Marsh versus Marsh McLennan Agency. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Marsh vs Marsh McLennan Agency for Workers’ Compensation Insurance: how do they differ? - Which is better for Workers’ Compensation Insurance, Marsh or Marsh McLennan Agency? - What does Marsh or Marsh McLennan Agency publish about Workers’ Compensation Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Workers’ Compensation Insurance from Marsh or Marsh McLennan Agency? **Key facts:** - Line: Workers’ Compensation Insurance. Providers: Marsh and Marsh McLennan Agency. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Marsh vs Marsh McLennan Agency](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency) — parent: all coverage lines for this pair - [Workers’ Compensation Insurance guide](https://spot.insure/coverage/workers-compensation) — coverage explainer for this line - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile (evidence) - [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence) - [Marsh vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/builders-risk) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/commercial-property) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/crime) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/cyber) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/directors-officers) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/employment-practices) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/fiduciary) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/media) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Marsh vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/workers-compensation) — sibling comparison (other line, or other pair for this line) # Marsh vs Marsh McLennan Agency: How Do They Compare for Workers’ Compensation Insurance? The Marsh offering record contains this claim: “MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation.” Its recorded scope says: “MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation.” Marsh McLennan Agency’s selected claim says: “The cited product page describes workers' compensation as a business coverage option, alongside risk-management support focused on safety and prevention. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction.” Its recorded scope says: “workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.” These records address different subjects and do not establish a like-for-like comparison, so this route remains on evidence hold. ## How to Use the Marsh vs Marsh McLennan Agency Workers’ Compensation Insurance Comparison Use this comparison to evaluate Marsh and Marsh McLennan Agency for Workers’ Compensation Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Marsh vs Marsh McLennan Agency Workers’ Compensation Insurance Summary The Marsh offering record contains this claim: “MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation.” Its recorded scope says: “MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation.” Marsh McLennan Agency’s selected claim says: “The cited product page describes workers' compensation as a business coverage option, alongside risk-management support focused on safety and prevention. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction.” Its recorded scope says: “workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement.” The selected scopes limit each statement to its cited workers’ compensation material; the evidence does not establish a shared comparison dimension, so this route remains on evidence hold. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## What Is Marsh? Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. [1](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [2](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [3](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [4](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [Marsh profile](https://spot.insure/insurance-providers/marsh) ## What Is Marsh McLennan Agency? Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [6](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [7](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## What Is Workers’ Compensation Insurance? Workers’ compensation can pay medical care and part of an employee’s lost wages after a work-related injury or illness. If you have staff, check who is covered in each state; owners, contractors and some workers may be treated differently. [9](https://content.naic.org/insurance-topics/workers%27-compensation-insurance "Workers’ Compensation Insurance") [10](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [11](https://www.dir.ca.gov/dwc/Employer.htm "DWC employer information") [12](https://www.tdi.texas.gov/wc/employer/index.html "Employer resources") ## What Are the Key Differences Between Marsh and Marsh McLennan Agency Workers’ Compensation Insurance? ### The Marsh-filed claim identifies MMA, not Marsh The selected services claim filed under the Marsh offering explicitly says Marsh McLennan Agency lists risk consulting, claims management using data analytics, and risk analytics across its casualty program. Its scope says those services are for MMA’s broader casualty practice, not exclusively workers’ compensation, and the source publisher is Marsh McLennan Agency. This record identity must be preserved when describing the evidence. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ### Evidence boundary for this pair Marsh McLennan Agency’s separate workers’ compensation overview also identifies MMA as the publisher and describes a business coverage option with general safety and prevention support. These records cannot provide a distinct Marsh-side fact for comparison. This candidate remains on hold without asserting that Marsh lacks workers’ compensation. A direct Marsh source identifying its own workers’ compensation role, offering, or service scope is needed before comparing the two separately named providers. The selected claim’s presence under the Marsh record does not change the source’s stated identity. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## What Should You Confirm in Marsh and Marsh McLennan Agency Workers’ Compensation Insurance Quotes? - Which direct Marsh source identifies a distinct Marsh workers’ compensation offering or service? [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") - Which MMA casualty service details are line-specific rather than general to its broader casualty practice? [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") ## Marsh vs Marsh McLennan Agency Workers’ Compensation Compared | Criteria | Marsh McLennan Agency Workers' Compensation Insurance | Marsh McLennan Agency workers compensation (official overview) | | --- | --- | --- | | Role in This Line | Marsh McLennan Agency (MMA) places workers' compensation insurance as one line within its broader casualty insurance practice. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page, Workers' Compensation subsection..) | Marsh McLennan Agency describes arranging workers compensation for the audience stated on the cited product page. [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Issuing Insurer | The reviewed page does not name a specific workers' compensation insurer. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Not publicly disclosed; scope: MMA casualty insurance page as read on 2026-09-23..) | Confirm in your quote. | | Who It’s For | Confirm in your quote. | Businesses seeking commercial insurance and risk-management support; exact state and class eligibility is placement-specific. [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Coverage Features | MMA says workers' compensation insurance provides coverage for medical expenses, lost wages and other costs in the event of an on-the-job injury or death. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page; brief, general description rather than a specific policy form..) | The cited product page describes workers' compensation as a business coverage option, alongside risk-management support focused on safety and prevention. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | | Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | | Risk Services | MMA lists risk consulting, claims management using data analytics, and risk analytics as services it applies across its casualty program, which includes workers' compensation. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page, Casualty Coverage section; described for the casualty practice broadly, not exclusively for workers' compensation..) | Confirm in your quote. | | How to Apply | You work with an MMA casualty specialist directly; the page names an account manager contact and describes advisor-led placement rather than an online quote. [5](https://www.marshmma.com/us/solutions/casualty.html "Comprehensive Casualty Cover") (Evidence: Company-reported; scope: MMA casualty insurance page..) | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [8](https://www.marshmma.com/us/services/business-insurance.html "Business Insurance | MMA") (Evidence: Company-reported; scope: workers compensation marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | ## Related Pages for Marsh vs Marsh McLennan Agency Workers’ Compensation - [Marsh vs Marsh McLennan Agency](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency): all coverage lines, business roles, service and claims. - [What Is Workers’ Compensation Insurance?](https://spot.insure/coverage/workers-compensation): Workers’ compensation can pay medical care, rehabilitation and lost wages after an employee’s work-related injury or illness; state rules determine who must be covered. - [Marsh vs Marsh McLennan Agency Builders Risk Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/builders-risk) - [Marsh vs Marsh McLennan Agency Commercial Property Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/commercial-property) - [Marsh vs Marsh McLennan Agency Crime Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/crime) - [Marsh vs Marsh McLennan Agency Cyber Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/cyber) - [Marsh vs Marsh McLennan Agency D&O Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/directors-officers) - [Marsh vs Marsh McLennan Agency Employment Practices Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/employment-practices) - [Marsh vs Marsh McLennan Agency Fiduciary Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/fiduciary) - [Marsh vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/intellectual-property) - [Marsh vs Marsh McLennan Agency Kidnap and Ransom Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/kidnap-ransom) - [Marsh vs Marsh McLennan Agency Media Liability Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/media) - [Marsh vs Marsh McLennan Agency Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/professional-errors-omissions) - [Marsh vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/surety-bonds) - [AIG vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh/workers-compensation) - [AIG vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/aig-vs-marsh-mclennan-agency/workers-compensation) - [Alliance Risk vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/workers-compensation) - [Alliance Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency/workers-compensation) - [Amelia Risk vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh/workers-compensation) - [Amelia Risk vs Marsh McLennan Agency Workers’ Compensation Insurance](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency/workers-compensation) ## Sources for Marsh vs Marsh McLennan Agency ### Sources About Marsh 1. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16. 2. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16. 3. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16. 4. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16. 5. [Comprehensive Casualty Cover](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Casualty Coverage section: Risk Consulting, Claims Management, Risk Analytics, Workers' Compensation subsection (coverage for medical expenses, lost wages, and more in the event of an on-the-job injury or death). Accessed 2026-09-23. ### Sources About Marsh McLennan Agency 6. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29. 7. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29. 8. [Business Insurance | MMA](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; Workers' compensation is named among business coverage options; risk services address safety and prevention.. Accessed 2026-09-30. ### Sources for the Workers’ Compensation Insurance Guide 9. [Workers’ Compensation Insurance](https://content.naic.org/insurance-topics/workers%27-compensation-insurance). National Association of Insurance Commissioners; Opening definition; mandatory coverage except Texas opt-in; exclusive remedy; monopolistic state funds; self-insurance note. Accessed 2026-09-16. 10. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Typically covers medical expenses, rehabilitation costs and lost wages; check with your state insurance department; ask these questions / who qualifies as a covered employee (contractors, part-time staff, interns); payroll and type-of-work rating factors. Accessed 2026-09-16. 11. [DWC employer information](https://www.dir.ca.gov/dwc/Employer.htm). California Department of Industrial Relations, Division of Workers’ Compensation; Opening trade-off and California requirement; basic benefits including medical care, temporary and permanent disability, supplemental job displacement, return-to-work supplement and death benefits; out-of-state employer note. Accessed 2026-09-16. 12. [Employer resources](https://www.tdi.texas.gov/wc/employer/index.html). Texas Department of Insurance, Division of Workers’ Compensation; In Texas, private employers can choose to carry workers’ compensation insurance coverage, but it is not required in most cases; lost wages and medical benefits; except when gross negligence results in a fatality, coverage limits liability. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Marsh Review Scores for 2026 Review Score: 5.8 / 10 from 2 rated sources, equally weighted. Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts. - Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com) - Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/marsh/reviews). ## Marsh McLennan Agency Review Scores for 2026 Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/marsh-vs-marsh-mclennan-agency/workers-compensation.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)