---
title: "Marsh McLennan Agency vs Zurich U.S.: Surety Bonds"
description: "Zurich lists contract and commercial bond types and offers Surety Express for booking, renewal, and changes; Marsh McLennan Agency describes adviser-arranged contract and commercial bonds."
canonical: "https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "marsh-mclennan-agency-vs-zurich"
provider-a: "marsh-mclennan-agency"
provider-b: "zurich"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Marsh McLennan Agency and Zurich U.S. for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Marsh McLennan Agency versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Marsh McLennan Agency vs Zurich U.S. for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Marsh McLennan Agency or Zurich U.S.?
- What does Marsh McLennan Agency or Zurich U.S. publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Marsh McLennan Agency or Zurich U.S.?

**Key facts:**
- Line: Surety Bonds. Providers: Marsh McLennan Agency and Zurich U.S..
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Marsh McLennan Agency vs Zurich U.S.](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence)
- [Marsh McLennan Agency vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Crime Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs Zurich U.S. Surety Bonds](https://spot.insure/compare/aon-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Zurich U.S. Surety Bonds](https://spot.insure/compare/baldwin-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Marsh McLennan Agency vs Zurich U.S.: How Do They Compare for Surety Bonds?

Zurich lists contract and commercial bond types and offers Surety Express for booking, renewal, and changes; Marsh McLennan Agency describes adviser-arranged contract and commercial bonds.

## How to Use the Marsh McLennan Agency vs Zurich U.S. Surety Bonds Comparison

Use this comparison to evaluate Marsh McLennan Agency and Zurich U.S. for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Marsh McLennan Agency vs Zurich U.S. Surety Bonds Summary

Zurich names nine contract-bond forms and describes Surety Express for new bonds, renewals, and modifications. Marsh McLennan Agency describes arranging contract surety and commercial license-and-permit bonds through a specialist. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [1](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [2](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [4](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [5](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.")

[Zurich U.S. profile](https://spot.insure/insurance-providers/zurich)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [7](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [8](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [9](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [10](https://www.chubb.com/us-en/surety.html "Surety Bonds") [11](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between Marsh McLennan Agency and Zurich U.S. Surety Bonds?

### Contract Bond Range and Buyer Segment

Zurich lists bid, performance, labor-and-material payment, subcontract, subdivision, maintenance, supply, license-and-permit, and environmental bonds. Its description spans contractors from small firms through ENR 400 companies, plus commercial surety for large and regional businesses and qualified transactional buyers. Marsh McLennan Agency names contract surety and commercial license-and-permit programs, and says it works with organizations of varying sizes. Zurich’s overview gives more detail about bond forms and segments; ask MMA which specific forms it can place for your obligee. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

### Servicing Existing Bonds

Zurich’s Surety Express lets customers book new bonds, view renewals, and modify existing bonds; it also provides a bond validator. The MMA overview directs buyers to an adviser or surety specialist and does not describe a self-service bond portal. If your team handles recurring bonds, Zurich’s listed tools may support routine servicing; ask MMA how to manage renewals, changes, and bond verification after placement. Neither overview states that every bond qualifies for every tool. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

## What Should You Confirm in Marsh McLennan Agency and Zurich U.S. Surety Bonds Quotes?

- Can Zurich issue the exact bond type and penal sum, and can Surety Express service that bond after issuance? [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")
- Which MMA surety market would issue the bond, and how will it handle renewals, amendments, and verification? [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

## Marsh McLennan Agency vs Zurich U.S. Surety Bonds Compared

| Criteria | Marsh McLennan Agency surety bonds (official overview) | Zurich Contract and Commercial Surety Bonds |
| --- | --- | --- |
| Role in This Line | Marsh McLennan Agency describes arranging surety bonds for the audience stated on the cited product page. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Confirm in your quote. |
| Who It’s For | Organizations of varying sizes; source describes contract surety and commercial programs, including license and permit bonds. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Zurich describes contract surety for contractors from small firms to ENR 400 and commercial surety for Fortune 2000/regional companies and qualified transactional buyers. [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| Coverage Features | The cited product page describes contract surety and commercial license-and-permit bonds, with the source describing customized support for complex risks. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Zurich contract surety includes bid, performance, labor/material payment, subcontract, subdivision, maintenance, supply, license/permit and environmental bonds. [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| Limits and Retentions | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | Confirm in your quote. |
| How to Apply | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Surety Express lets users book new bonds, view renewals and modify existing bonds; Zurich also provides a bond validator. [6](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |

## Related Pages for Marsh McLennan Agency vs Zurich U.S. Surety Bonds

- [Marsh McLennan Agency vs Zurich U.S.](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Marsh McLennan Agency vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/builders-risk)
- [Marsh McLennan Agency vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/commercial-auto)
- [Marsh McLennan Agency vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/commercial-property)
- [Marsh McLennan Agency vs Zurich U.S. Crime Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/crime)
- [Marsh McLennan Agency vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/cyber)
- [Marsh McLennan Agency vs Zurich U.S. D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/directors-officers)
- [Marsh McLennan Agency vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/employment-practices)
- [Marsh McLennan Agency vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/fiduciary)
- [Marsh McLennan Agency vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/general-liability)
- [Marsh McLennan Agency vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/professional-errors-omissions)
- [Marsh McLennan Agency vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/workers-compensation)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds)
- [Aon vs Zurich U.S. Surety Bonds](https://spot.insure/compare/aon-vs-zurich/surety-bonds)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds)
- [The Baldwin Group vs Zurich U.S. Surety Bonds](https://spot.insure/compare/baldwin-vs-zurich/surety-bonds)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds)

## Sources for Marsh McLennan Agency vs Zurich U.S. Surety Bonds

### Sources About Marsh McLennan Agency

1. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
2. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
3. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Contract surety and commercial surety sections; contract terms and commercial license/permit bonds.. Accessed 2026-09-30.

### Sources About Zurich U.S.

4. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
5. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
6. [Surety Bond Company: Construction & Corporate | Zurich](https://www.zurichna.com/insurance/surety). Zurich U.S.; Contract and commercial surety, products, jurisdictions, transaction tools. Accessed 2026-09-28.

### Sources for the Surety Bonds Guide

7. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
8. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
9. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
10. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
11. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## Zurich U.S. Review Scores for 2026

Review Score: not enough ratings.

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

- NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance)
- Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com)
- ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html)
- BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/marsh-mclennan-agency-vs-zurich/surety-bonds.md)
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