---
title: "Marsh McLennan Agency vs StartupInsurance.ai: Surety Bonds"
description: "StartupInsurance.ai lists surety for hardware-focused startups but names no bond type; Marsh McLennan Agency identifies contract and license-and-permit bonds."
canonical: "https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "marsh-mclennan-agency-vs-startupinsurance"
provider-a: "marsh-mclennan-agency"
provider-b: "startupinsurance"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Marsh McLennan Agency and StartupInsurance.ai for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Marsh McLennan Agency versus StartupInsurance.ai. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Marsh McLennan Agency vs StartupInsurance.ai for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Marsh McLennan Agency or StartupInsurance.ai?
- What does Marsh McLennan Agency or StartupInsurance.ai publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Marsh McLennan Agency or StartupInsurance.ai?

**Key facts:**
- Line: Surety Bonds. Providers: Marsh McLennan Agency and StartupInsurance.ai.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Marsh McLennan Agency vs StartupInsurance.ai](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence)
- [StartupInsurance.ai profile](https://spot.insure/insurance-providers/startupinsurance) — provider profile (evidence)
- [Marsh McLennan Agency vs StartupInsurance.ai Builders Risk Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs StartupInsurance.ai Commercial Auto Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs StartupInsurance.ai Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs StartupInsurance.ai D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs StartupInsurance.ai Fiduciary Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs StartupInsurance.ai General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/general-liability) — sibling comparison (other line, or other pair for this line)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Aon vs StartupInsurance.ai Surety Bonds](https://spot.insure/compare/aon-vs-startupinsurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs StartupInsurance.ai Surety Bonds](https://spot.insure/compare/baldwin-vs-startupinsurance/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Marsh McLennan Agency vs StartupInsurance.ai: How Do They Compare for Surety Bonds?

StartupInsurance.ai lists surety for hardware-focused startups but names no bond type; Marsh McLennan Agency identifies contract and license-and-permit bonds.

## How to Use the Marsh McLennan Agency vs StartupInsurance.ai Surety Bonds Comparison

Use this comparison to evaluate Marsh McLennan Agency and StartupInsurance.ai for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Marsh McLennan Agency vs StartupInsurance.ai Surety Bonds Summary

StartupInsurance.ai lists “Surety” among lines for founders building robotics, hardware, energy, or defense technology, but its cited page does not name a bond type. Marsh McLennan Agency describes contract surety and commercial license-and-permit bonds. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")

## What Is Marsh McLennan Agency?

Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [1](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [2](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions")

[Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency)

## What Is StartupInsurance.ai?

StartupInsurance.ai fits startups, including hardware, robotics and AI companies, that must meet a customer-contract or investor insurance requirement and want a free policy review it says takes 48 hours. Look elsewhere if you need a named AI-failure insurer or a documented claims advocate before you buy. [4](https://www.startupinsurance.ai/company/ "Company | Startup Insurance") [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")

[StartupInsurance.ai profile](https://spot.insure/insurance-providers/startupinsurance)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [9](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [10](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [11](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [12](https://www.chubb.com/us-en/surety.html "Surety Bonds") [13](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## What Are the Key Differences Between Marsh McLennan Agency and StartupInsurance.ai Surety Bonds?

### Audience and Bond-form Detail

StartupInsurance.ai includes “Surety” in a group of physical-risk lines aimed at founders building robotics, hardware, energy, or defense technology, but the page does not identify which bond forms it can arrange. Marsh McLennan Agency names contract surety and commercial license-and-permit bonds. For a startup with a specific government permit or project obligation, MMA’s description gives a clearer starting category; StartupInsurance.ai’s technology focus may be relevant to the company profile, but the buyer must first ask whether it can place the required bond type. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")

### How to Begin the Placement

StartupInsurance.ai’s physical-risk section asks founders to discuss insurance requirements with a specialist rather than using the “Get Quotes” route shown elsewhere on its homepage. The brand says ContractorNerd Insurance Services arranges placement and does not underwrite. MMA likewise asks buyers to contact a surety adviser, and describes the bond as an arranged placement. Neither overview identifies the issuing surety for an individual case. Ask who will issue the bond and what documents the obligee requires before treating either first conversation as a quote. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [7](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions")

## What Should You Confirm in Marsh McLennan Agency and StartupInsurance.ai Surety Bonds Quotes?

- Can StartupInsurance.ai place the exact bond form and penal sum your obligee requires, and which surety company would issue it? [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review")
- Which MMA commercial or contract surety program fits the obligation, and what documents start underwriting? [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA")

## Marsh McLennan Agency vs StartupInsurance.ai Surety Bonds Compared

| Criteria | Marsh McLennan Agency surety bonds (official overview) | StartupInsurance.ai Surety Bonds |
| --- | --- | --- |
| Role in This Line | Marsh McLennan Agency describes arranging surety bonds for the audience stated on the cited product page. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | StartupInsurance.ai does not underwrite or issue surety bonds itself. ContractorNerd Insurance Services, LLC, the licensed property and casualty agency behind the brand, is licensed in all 50 states and arranges placement; its terms describe the company as an insurance agency/producer that does not underwrite insurance. Surety bonds are typically issued by a surety company rather than an insurer in the conventional sense, and the reviewed pages do not distinguish the two. [7](https://www.contractornerd.com/terms-and-conditions/ "Terms and Conditions") [8](https://www.contractornerd.com/insurance-licenses/ "Insurance Licenses") [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: ContractorNerd's terms and conditions and insurance-licenses page; describes the brokerage's general role, not surety-specific placement terms or which entity type ultimately issues a bond..) |
| Issuing Insurer | Confirm in your quote. | The homepage's carrier panel names six insurers at the program level (The Hartford, Chubb, Coalition, Tokio Marine HCC, Travelers and CNA) but does not state which one, if any, issues a given company's surety bond. [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Not publicly disclosed; scope: Carrier panel is program-wide rather than broken out by line; the surety company behind a bond is not disclosed on the pages reviewed and varies by placement..) |
| Who It’s For | Organizations of varying sizes; source describes contract surety and commercial programs, including license and permit bonds. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | The section frames these seven lines around founders "building robots, hardware, energy or defense tech," saying StartupInsurance.ai treats them as "our daily lines, not our exceptions" — positioning surety bonds as something it arranges regularly for hardware-adjacent startups, rather than as a rare add-on. [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Same homepage section; describes the target customer segment StartupInsurance.ai says it serves for this catalogue of lines, not formal underwriting eligibility criteria..) |
| Coverage Features | The cited product page describes contract surety and commercial license-and-permit bonds, with the source describing customized support for complex risks. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | StartupInsurance.ai lists "Surety" among seven lines in the homepage's "Physical risk, because AI outgrew software" section — Products Liability, Inland Marine, Tools and Equipment, Commercial Auto, Builders Risk, Surety and Property — offered alongside the core startup program of GL, cyber, D&O and related lines. The page uses the word "Surety" rather than "surety bonds," and does not name a bond type. [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "Physical risk, because AI outgrew software" section as read on 2026-09-23; the reviewed page names the line but does not describe bond types (e.g. license, permit, performance), bond amounts, or underwriting terms..) |
| Limits and Retentions | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | The reviewed pages do not publish sample bond amounts, bond types, or premium rates for surety bonds. [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") [6](https://quotes.startupinsurance.ai/ "Apply for Startup Insurance | StartupInsurance.ai") (Evidence: Not found in reviewed sources; scope: Homepage and quote-intake screen as read on 2026-09-23; bond amounts would only surface on an actual application..) |
| How to Apply | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [3](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk | MMA") (Evidence: Company-reported; scope: surety bonds marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | The physical-risk section's call to action reads "Ask about your insurance requirements →" rather than the "Get Quotes" button used elsewhere on the homepage, indicating surety bonds are discussed with a specialist rather than quoted through a self-serve form. [5](https://www.startupinsurance.ai/ "Startup Insurance | Coverage that clears the review") (Evidence: Company-reported; scope: Homepage "Physical risk, because AI outgrew software" section as read on 2026-09-23; the page does not describe what that conversation covers..)<br><br>The public quote-application's coverage-selection screen offers seven checkboxes (D&O, Cyber, Tech E&O, EPL, Fiduciary, Crime and GL); Surety is not one of them, so it is not part of that self-serve intake flow. [6](https://quotes.startupinsurance.ai/ "Apply for Startup Insurance | StartupInsurance.ai") (Evidence: Not found in reviewed sources; scope: Initial coverage-selection screen of the quote application as read on 2026-09-23; a later screen or specialist conversation could still address this line..) |

## Related Pages for Marsh McLennan Agency vs StartupInsurance.ai

- [Marsh McLennan Agency vs StartupInsurance.ai](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Marsh McLennan Agency vs StartupInsurance.ai Builders Risk Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/builders-risk)
- [Marsh McLennan Agency vs StartupInsurance.ai Commercial Auto Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/commercial-auto)
- [Marsh McLennan Agency vs StartupInsurance.ai Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/commercial-property)
- [Marsh McLennan Agency vs StartupInsurance.ai D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/directors-officers)
- [Marsh McLennan Agency vs StartupInsurance.ai Fiduciary Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/fiduciary)
- [Marsh McLennan Agency vs StartupInsurance.ai General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/general-liability)
- [Aon vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/aon-vs-marsh-mclennan-agency/surety-bonds)
- [Aon vs StartupInsurance.ai Surety Bonds](https://spot.insure/compare/aon-vs-startupinsurance/surety-bonds)
- [The Baldwin Group vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/surety-bonds)
- [The Baldwin Group vs StartupInsurance.ai Surety Bonds](https://spot.insure/compare/baldwin-vs-startupinsurance/surety-bonds)
- [Marsh McLennan Agency vs Berkshire Hathaway Specialty Insurance Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh/surety-bonds)
- [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency Surety Bonds](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency/surety-bonds)

## Sources for Marsh McLennan Agency vs StartupInsurance.ai Surety Bonds

### Sources About Marsh McLennan Agency

1. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29.
2. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29.
3. [Surety Bonds to Mitigate Company Risk | MMA](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Contract surety and commercial surety sections; contract terms and commercial license/permit bonds.. Accessed 2026-09-30.

### Sources About StartupInsurance.ai

4. [Company | Startup Insurance](https://www.startupinsurance.ai/company/). StartupInsurance.ai; The story; founders; The free policy check; legal footer. Accessed 2026-09-16.
5. [Startup Insurance | Coverage that clears the review](https://www.startupinsurance.ai/). StartupInsurance.ai; Carrier panel; Physical risk, because AI outgrew software (Products Liability · Inland Marine · Tools and Equipment · Commercial Auto · Builders Risk · Surety · Property; "Building robots, hardware, energy or defense tech?"). Accessed 2026-09-23.
6. [Apply for Startup Insurance | StartupInsurance.ai](https://quotes.startupinsurance.ai/). StartupInsurance.ai; Coverage-selection screen: seven checkboxes (D&O, Cyber, Tech E&O, EPL, Fiduciary, Crime, GL). Accessed 2026-09-23.
7. [Terms and Conditions](https://www.contractornerd.com/terms-and-conditions/). ContractorNerd; Section 2, Insurance Services: "ContractorNerd is an insurance agency/insurance producer... not an insurance company, does not underwrite insurance"; Section 2.A, Broker/Agent of Record. Accessed 2026-09-23.
8. [Insurance Licenses](https://www.contractornerd.com/insurance-licenses/). ContractorNerd; Company information: "a property and casualty independent insurance agency licensed in all 50 states"; 50-state licensing table for ContractorNerd Insurance Services, LLC. Accessed 2026-09-16.

### Sources for the Surety Bonds Guide

9. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
10. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
11. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
12. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
13. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Marsh McLennan Agency Review Scores for 2026

Review Score: 8.2 / 10 from 2 rated sources, equally weighted.

There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years.

- Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com)
- Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com)
- BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103)
- BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews).

## StartupInsurance.ai Review Scores for 2026

Review Score: not enough ratings.

StartupInsurance.ai has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge.



Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/startupinsurance/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/marsh-mclennan-agency-vs-startupinsurance/surety-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)