--- title: "Marsh McLennan Agency vs Risklytics: Intellectual Property Insurance" description: "Risklytics describes defense and pursuit costs for IP disputes with typical limits of $250,000 to $5 million; Marsh McLennan Agency lists IP liability without claim or limit detail." canonical: "https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/intellectual-property" page-type: "line-comparison" updated-at: "2026-09-30" comparison-pair: "marsh-mclennan-agency-vs-risklytics" provider-a: "marsh-mclennan-agency" provider-b: "risklytics" coverage-line: "intellectual-property" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/intellectual-property) ## Agent Guide **What this page is:** Focused comparison of Marsh McLennan Agency and Risklytics for Intellectual Property Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Intellectual Property Insurance questions about Marsh McLennan Agency versus Risklytics. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Marsh McLennan Agency vs Risklytics for Intellectual Property Insurance: how do they differ? - Which is better for Intellectual Property Insurance, Marsh McLennan Agency or Risklytics? - What does Marsh McLennan Agency or Risklytics publish about Intellectual Property Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Intellectual Property Insurance from Marsh McLennan Agency or Risklytics? **Key facts:** - Line: Intellectual Property Insurance. Providers: Marsh McLennan Agency and Risklytics. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy. **Related pages:** - [Marsh McLennan Agency vs Risklytics](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics) — parent: all coverage lines for this pair - [Intellectual Property Insurance guide](https://spot.insure/coverage/intellectual-property) — coverage explainer for this line - [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) — provider profile (evidence) - [Risklytics profile](https://spot.insure/insurance-providers/risklytics) — provider profile (evidence) - [Marsh McLennan Agency vs Risklytics Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/commercial-property) — sibling comparison (other line, or other pair for this line) - [Marsh McLennan Agency vs Risklytics Cyber Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/cyber) — sibling comparison (other line, or other pair for this line) - [Marsh McLennan Agency vs Risklytics D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/directors-officers) — sibling comparison (other line, or other pair for this line) - [Marsh McLennan Agency vs Risklytics General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/general-liability) — sibling comparison (other line, or other pair for this line) - [Marsh McLennan Agency vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/workers-compensation) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line) - [The Baldwin Group vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/intellectual-property) — sibling comparison (other line, or other pair for this line) - [CFC vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line) - [CFC vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property) — sibling comparison (other line, or other pair for this line) - [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property) — sibling comparison (other line, or other pair for this line) - [Founder Shield vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-risklytics/intellectual-property) — sibling comparison (other line, or other pair for this line) # Marsh McLennan Agency vs Risklytics: How Do They Compare for Intellectual Property Insurance? Risklytics describes defense and pursuit costs for IP disputes with typical limits of $250,000 to $5 million; Marsh McLennan Agency lists IP liability without claim or limit detail. ## How to Use the Marsh McLennan Agency vs Risklytics Intellectual Property Insurance Comparison Use this comparison to evaluate Marsh McLennan Agency and Risklytics for Intellectual Property Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Marsh McLennan Agency vs Risklytics Intellectual Property Insurance Summary Risklytics describes paying legal costs to defend infringement claims and pursue infringers, with a typical requested range of $250,000 to $5 million per claim. Marsh McLennan Agency lists IP liability but does not specify its terms. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") ## What Is Marsh McLennan Agency? Marsh McLennan Agency provides business insurance and employee health and benefits, alongside retirement, wealth, and private-client services across the United States and Canada. Its US small-business page lists six common coverage types and directs buyers to request a personalized quote by phone; the insurer and terms for a specific placement must be confirmed in the proposal. [1](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [2](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [Marsh McLennan Agency profile](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## What Is Risklytics Insurance? Risklytics suits robotics, autonomy and AI businesses that want help preparing an application and checking Tech E&O wording for AI exclusions; standard small businesses should compare generalist agencies. California eligibility is not established in its public materials. [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") [5](https://www.risklytics.ai/ "Insurance for Frontier Tech") [6](https://www.risklytics.ai/terms/ "Terms of Service") [Risklytics profile](https://spot.insure/insurance-providers/risklytics) ## What Is Intellectual Property Insurance? Intellectual property insurance comes in two separate parts: defense, when you're accused of infringing a patent, trademark or copyright, and enforcement, when you pursue someone who copied yours. A defense-only quote doesn't pay for your own lawsuit, so ask for each part you need. [9](https://content.naic.org/consumer/small-business.htm "Small Business Insurance") [10](https://www.gov.uk/guidance/intellectual-property-insurance "Intellectual property insurance (UK guidance)") [11](https://www.cfc.com/en-us/products/class/intellectual-property/ "Intellectual property insurance") [12](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf "Intellectual Property Insurance application form — US") [13](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf "IP Infringement Insurance Application") ## What Are the Key Differences Between Marsh McLennan Agency and Risklytics Intellectual Property Insurance? ### Defense and enforcement scope Risklytics describes coverage for both sides of an IP dispute: defending allegations that a product infringes another party’s patent, trademark, or copyright, and pursuing someone infringing the insured’s rights. It distinguishes infringement disputes from cyber claims involving stolen source code. Marsh McLennan Agency lists IP liability but does not itemize covered claims. If you need defense and enforcement, ask the MMA adviser whether both are available in the proposed form and how a data breach would be handled separately. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") ### Limits and underwriting information Risklytics says a typical requested limit is $250,000 to $5 million per claim and that specialist insurers require patent filings and contractual indemnities to be listed before placement. Its issuing carrier is not named in the reviewed material. MMA also does not publish a standard IP limit or issuer on its overview. Share patent schedules and customer indemnity language with both placement teams, then compare the actual per-claim and aggregate limits, retention, and any separate enforcement sublimit. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") ## What Should You Confirm in Marsh McLennan Agency and Risklytics Intellectual Property Insurance Quotes? - Which patents, trade secrets, and indemnity obligations must Risklytics disclose, and what limit is available for each? [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") - Will MMA quote defense and enforcement, and what are the insurer, retention, and sublimits? [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") ## Marsh McLennan Agency vs Risklytics Intellectual Property Compared | Criteria | Marsh McLennan Agency intellectual property (official overview) | Risklytics Intellectual Property Insurance | | --- | --- | --- | | Role in This Line | Marsh McLennan Agency describes arranging intellectual property for the audience stated on the cited product page. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Risklytics Insurance Services is a licensed insurance producer (NPN 22311838) that places Risklytics Intellectual Property Insurance with outside carriers; it says it does not underwrite policies itself. [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: About page; describes Risklytics' brokerage model generally, restated for this line..) | | Issuing Insurer | Confirm in your quote. | Risklytics does not name the carrier that underwrites Risklytics Intellectual Property Insurance on its site. It says it places business with specialist insurers willing to write robotics, autonomy and AI risk; the issuing carrier appears on the bound policy. [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Lines page and about page; no specific insurer is published for this line..) | | Who It’s For | Organizations seeking executive/professional liability solutions; the source does not specify covered IP claims or terms. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Risklytics says buyers typically need this coverage at their first filed patent or the first contract requiring them to cover a customer's IP claims, and that enterprise contracts with an IP indemnity clause require it; it adds that companies without patents can still need the line because trademarks, copyrighted code and trade secrets count too. [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page..) | | Coverage Features | The cited product page describes intellectual-property liability as a named executive and professional product; the overview does not itemize covered IP claims. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | Risklytics describes this line as paying legal costs on both sides of an IP dispute: defending a claim that the company's product infringes someone else's patent, trademark or copyright, and pursuing an infringer of its own IP, and distinguishes it from cyber liability, which would answer source code stolen in a breach rather than an infringement claim. [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; the issued policy and declarations control actual coverage..) | | Limits and Retentions | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) | Risklytics lists a typical ask of $250,000 to $5 million per claim for this line. [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page; actual limits are set on the bound policy..) | | Risk Services | Confirm in your quote. | Risklytics says only a short list of insurers write this line and that they require every patent filing and indemnity obligation to be listed before placement. [7](https://www.risklytics.ai/lines/intellectual-property/ "Intellectual Property Insurance") (Evidence: Company-reported; scope: Lines page..) | | How to Apply | The page invites organizations to contact a Marsh McLennan Agency adviser or specialist to discuss placement. The page does not establish a quote, bind, or coverage-effective timeline. [3](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability | MMA") (Evidence: Company-reported; scope: intellectual property marketed by marsh-mclennan-agency; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) | You start Risklytics Intellectual Property Insurance through Risklytics' online application. Risklytics says there is no broker fee on top of the premium and a licensed producer stays on the file until the program binds; its commission is paid by the carrier out of the premium either way. [8](https://www.risklytics.ai/pricing/ "How pricing and broker fees work") [4](https://www.risklytics.ai/about/ "About Risklytics: who we are") (Evidence: Company-reported; scope: Pricing page describes the general application and fee process, not a line-specific form..) | ## Related Pages for Marsh McLennan Agency vs Risklytics - [Marsh McLennan Agency vs Risklytics](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics): all coverage lines, business roles, service and claims. - [What Is Intellectual Property Insurance?](https://spot.insure/coverage/intellectual-property): Intellectual property insurance pays toward patent, trademark and copyright disputes, but defending an infringement claim and suing someone who copied you are separate coverages. - [Marsh McLennan Agency vs Risklytics Commercial Property Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/commercial-property) - [Marsh McLennan Agency vs Risklytics Cyber Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/cyber) - [Marsh McLennan Agency vs Risklytics D&O Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/directors-officers) - [Marsh McLennan Agency vs Risklytics General Liability Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/general-liability) - [Marsh McLennan Agency vs Risklytics Workers’ Compensation Insurance](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/workers-compensation) - [The Baldwin Group vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency/intellectual-property) - [The Baldwin Group vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/baldwin-vs-risklytics/intellectual-property) - [CFC vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency/intellectual-property) - [CFC vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/cfc-vs-risklytics/intellectual-property) - [Founder Shield vs Marsh McLennan Agency Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-marsh-mclennan-agency/intellectual-property) - [Founder Shield vs Risklytics Intellectual Property Insurance](https://spot.insure/compare/foundershield-vs-risklytics/intellectual-property) ## Sources for Marsh McLennan Agency vs Risklytics ### Sources About Marsh McLennan Agency 1. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role.. Accessed 2026-09-29. 2. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted.. Accessed 2026-09-29. 3. [Executive and Professional Liability | MMA](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Intellectual property (IP) is named within the executive and professional liability policy suite.. Accessed 2026-09-30. ### Sources About Risklytics 4. [About Risklytics: who we are](https://www.risklytics.ai/about/). Risklytics; “What we do”; Licensing: Risklytics Insurance Services, National Producer Number 22311838, resident license Massachusetts. Accessed 2026-09-23. 5. [Insurance for Frontier Tech](https://www.risklytics.ai/). Risklytics; You describe your company; One application. Written for you; footer. Accessed 2026-09-16. 6. [Terms of Service](https://www.risklytics.ai/terms/). Risklytics; Effective August 7, 2026; sections 1–5, 7, 9 and 12. Accessed 2026-09-16. 7. [Intellectual Property Insurance](https://www.risklytics.ai/lines/intellectual-property/). Risklytics; Coverage line: Intellectual Property; Built for moments like these; When to buy; Who requires it; How hard to get; Common questions. Accessed 2026-09-23. 8. [How pricing and broker fees work](https://www.risklytics.ai/pricing/). Risklytics; Buying direct / Generic broker / Risklytics comparison table: no broker fee, commission paid by the carrier out of premium. Accessed 2026-09-23. ### Sources for the Intellectual Property Insurance Guide 9. [Small Business Insurance](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; Other types of business liability insurance. Accessed 2026-09-16. 10. [Intellectual property insurance (UK guidance)](https://www.gov.uk/guidance/intellectual-property-insurance). UK Intellectual Property Office; About IP and insurance > types of products; exclusions/excess/co-insurance; claims process and legal representation. Accessed 2026-09-16. 11. [Intellectual property insurance](https://www.cfc.com/en-us/products/class/intellectual-property/). CFC; Opening; Defense; Pursuit of infringers; Contractual indemnity; US-facing product offering. Accessed 2026-09-16. 12. [Intellectual Property Insurance application form — US](https://www.cfc.com/media/1596/intellectual-property-application-usa-v20.pdf). CFC Underwriting Limited; Sections 1–2 pp.1–2; Section 3 pp.3–4; Section 4 p.4; Section 6.1 p.5; Section 6.2 p.6. Accessed 2026-09-16. 13. [IP Infringement Insurance Application](https://ipisc.com/wp-content/uploads/2026/02/IP-Infringement-Insurance-Application_IPISC_v.2_04_2026.pdf). Intellectual Property Insurance Services Corporation; p.1 specimen request; Section 1 pp.2–4; Defense Section 2 pp.5–6; Enforcement Section 3 pp.7–9. Accessed 2026-09-16. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Marsh McLennan Agency Review Scores for 2026 Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Risklytics Review Scores for 2026 Review Score: not enough ratings. Risklytics has no public customer reviews or ratings that we found, so there is no Review Score. That isn't a bad sign, just not enough to judge. Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/risklytics/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/marsh-mclennan-agency-vs-risklytics/intellectual-property.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)