---
title: "Markel Insurance vs Marsh: D&O Insurance"
description: "Marsh explains Side A, B, and C and discusses exposure by organization type; Markel lists industry-focused private and nonprofit D&O options."
canonical: "https://spot.insure/compare/markel-vs-marsh/directors-officers"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "markel-vs-marsh"
provider-a: "markel"
provider-b: "marsh"
coverage-line: "directors-officers"
---

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[Human-readable page](https://spot.insure/compare/markel-vs-marsh/directors-officers)

## Agent Guide

**What this page is:** Focused comparison of Markel Insurance and Marsh for D&O Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for D&O Insurance questions about Markel Insurance versus Marsh. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Markel Insurance vs Marsh for D&O Insurance: how do they differ?
- Which is better for D&O Insurance, Markel Insurance or Marsh?
- What does Markel Insurance or Marsh publish about D&O Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for D&O Insurance from Markel Insurance or Marsh?

**Key facts:**
- Line: D&O Insurance. Providers: Markel Insurance and Marsh.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Markel Insurance vs Marsh](https://spot.insure/compare/markel-vs-marsh) — parent: all coverage lines for this pair
- [D&O Insurance guide](https://spot.insure/coverage/directors-officers) — coverage explainer for this line
- [Markel Insurance profile](https://spot.insure/insurance-providers/markel) — provider profile (evidence)
- [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile (evidence)
- [Markel Insurance vs Marsh Builders Risk Insurance](https://spot.insure/compare/markel-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Commercial Property Insurance](https://spot.insure/compare/markel-vs-marsh/commercial-property) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Crime Insurance](https://spot.insure/compare/markel-vs-marsh/crime) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Cyber Insurance](https://spot.insure/compare/markel-vs-marsh/cyber) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/markel-vs-marsh/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/markel-vs-marsh/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/markel-vs-marsh/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Management Liability Insurance](https://spot.insure/compare/markel-vs-marsh/management-liability) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Media Liability Insurance](https://spot.insure/compare/markel-vs-marsh/media) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/markel-vs-marsh/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Markel Insurance vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/markel-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Markel Insurance D&O Insurance](https://spot.insure/compare/aig-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [AIG vs Marsh D&O Insurance](https://spot.insure/compare/aig-vs-marsh/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Marsh D&O Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/amelia-risk-vs-markel/directors-officers) — sibling comparison (other line, or other pair for this line)
- [Amelia Risk vs Marsh D&O Insurance](https://spot.insure/compare/amelia-risk-vs-marsh/directors-officers) — sibling comparison (other line, or other pair for this line)

# Markel Insurance vs Marsh: How Do They Compare for D&O Insurance?

Marsh explains Side A, B, and C and discusses exposure by organization type; Markel lists industry-focused private and nonprofit D&O options.

## Research Scope and Use

Use this comparison to evaluate Markel Insurance and Marsh for D&O Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Marsh describes the three D&O coverage sides and how exposures vary between public, private, and nonprofit organizations. Markel names private-company and nonprofit sectors and covered management claims. [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)")

## Markel Insurance: Specialty Business and Products

Markel Insurance is Markel Group's specialty and small-business insurance business, with offerings across packages, workers' compensation, cyber, professional and management liability, property, marine, and surety. Products use different insurers and distribution routes, so compare the issuer and terms shown on the specific quote. [1](https://www.markel.com/about-us "About us") [2](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K")

[Markel Insurance profile](https://spot.insure/insurance-providers/markel)

## What Is Marsh?

Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. [4](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [5](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [6](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [7](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management")

[Marsh profile](https://spot.insure/insurance-providers/marsh)

## What Is Directors and Officers Insurance?

D&O insurance can help pay covered defense costs and losses from claims against company leaders over management decisions. If your organization has a board or executives, check whether the company itself is insured and whether legal bills reduce the limit. [10](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms "Glossary of Business Insurance Terms") [11](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf "The Chubb Primary Directors & Officers and Entity Securities Liability Insurance") [12](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95 "Private Company Directors and Officers Liability Coverage")

## Key Differences in D&O Insurance

### Coverage sides and organization type

Marsh describes Side A personal-asset protection, Side B reimbursement for company indemnity, and Side C entity protection, generally limited to securities claims for public companies. It also notes different exposure patterns: public leaders face shareholder and regulator suits, while private and nonprofit organizations more often face employment-related claims. Markel’s offering is framed around private companies and nonprofits, with examples including portfolio companies, healthcare, education, and associations. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

### Risks beyond traditional claims

Marsh points to ESG scrutiny—including emissions, labor practices, board diversity, and executive compensation—as potential sources of regulatory or litigation pressure on directors. Markel’s summary names mismanagement, breach of duty, and regulatory violations but does not separately describe ESG exposures. For organizations facing those issues, ask Marsh how they affect its design and ask Markel how the proposed wording responds. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

## What to Confirm in D&O Insurance Quotes

- Ask Marsh how Side C applies to your entity and how ESG-related allegations are treated under the proposed wording. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)")
- Ask Markel which insureds and entity claims are covered, and request terms addressing your organization’s key exposures. [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance")

## Offering Details

| Criteria | Markel private and nonprofit D&O | Marsh Directors and Officers Liability (D&O) Insurance |
| --- | --- | --- |
| Role in This Line | Markel lists directors-and-officers liability within private-company and nonprofit management-liability offerings, as standalone or blended coverage. [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: U.S. private/nonprofit product page; exact coverage structure varies by policy..) | Marsh's financial and professional liability practice places D&O insurance for public, private and non-profit companies; MMA also places D&O coverage within its executive and professional liability practice for middle-market clients. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh D&O page and MMA executive and professional liability page..) |
| Issuing Insurer | Confirm in your quote. | The reviewed pages do not name a specific D&O insurer. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Not publicly disclosed; scope: Marsh D&O page and MMA executive and professional liability page as read on 2026-09-23..) |
| Who It’s For | The page names private equity/portfolio companies, PEOs, hospitality, energy and healthcare among private-sector customer types, plus healthcare, education and associations among nonprofits. [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Examples are not an exhaustive appetite or eligibility list..) | Marsh says public company directors and officers typically face more securities-lawsuit exposure from shareholders and regulators, while private and non-profit organizations more often face employment-practices claims from customers, vendors or regulators; directors and officers of all organization types can face cyber-related liability exposure. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page, common risks FAQ..) |
| Coverage Features | The page describes D&O protection for organizational leaders against covered claims such as mismanagement, breach of duty or regulatory violations, with defense costs, settlements and judgments subject to policy terms. [3](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") (Evidence: Company-reported; scope: Illustrative marketing description; not policy wording..) | Marsh says D&O insurance typically has three coverage sides: Side A protects directors' and officers' personal assets when the organization cannot or will not indemnify them; Side B reimburses the organization for indemnifying directors and officers; Side C offers balance-sheet protection when the entity itself is named, generally limited to securities claims for public companies. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page FAQ; illustrative policy structure, not a specific policy form..)<br><br>Marsh says ESG-related stakeholder scrutiny, covering areas such as carbon emissions, renewable-energy use, labor practices, board diversity and executive compensation, can add regulatory, legislative or litigation pressure on directors and officers beyond traditional D&O exposures. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html "Directors and Officers Liability (D&O)") (Evidence: Company-reported; scope: Marsh D&O page, What other risks do directors and officers face? section..) |

## Full Comparison

- [Markel Insurance vs Marsh](https://spot.insure/compare/markel-vs-marsh): all coverage lines, business roles, service and claims.
- [What Is Directors and Officers Insurance?](https://spot.insure/coverage/directors-officers): D&O insurance can protect leaders and, in some policies, the company from covered management claims; company coverage, defense costs and limits differ by quote.
- [Markel Insurance vs Marsh Builders Risk Insurance](https://spot.insure/compare/markel-vs-marsh/builders-risk)
- [Markel Insurance vs Marsh Commercial Property Insurance](https://spot.insure/compare/markel-vs-marsh/commercial-property)
- [Markel Insurance vs Marsh Crime Insurance](https://spot.insure/compare/markel-vs-marsh/crime)
- [Markel Insurance vs Marsh Cyber Insurance](https://spot.insure/compare/markel-vs-marsh/cyber)
- [Markel Insurance vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/markel-vs-marsh/employment-practices)
- [Markel Insurance vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/markel-vs-marsh/equipment-breakdown)
- [Markel Insurance vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/markel-vs-marsh/fiduciary)
- [Markel Insurance vs Marsh Management Liability Insurance](https://spot.insure/compare/markel-vs-marsh/management-liability)
- [Markel Insurance vs Marsh Media Liability Insurance](https://spot.insure/compare/markel-vs-marsh/media)
- [Markel Insurance vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/markel-vs-marsh/professional-errors-omissions)
- [Markel Insurance vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/markel-vs-marsh/workers-compensation)
- [AIG vs Markel Insurance D&O Insurance](https://spot.insure/compare/aig-vs-markel/directors-officers)
- [AIG vs Marsh D&O Insurance](https://spot.insure/compare/aig-vs-marsh/directors-officers)
- [Alliance Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/alliance-risk-vs-markel/directors-officers)
- [Alliance Risk vs Marsh D&O Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/directors-officers)
- [Amelia Risk vs Markel Insurance D&O Insurance](https://spot.insure/compare/amelia-risk-vs-markel/directors-officers)
- [Amelia Risk vs Marsh D&O Insurance](https://spot.insure/compare/amelia-risk-vs-marsh/directors-officers)

## Sources

### Markel Insurance

1. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc.. Accessed 2026-09-28.
2. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28.
3. [Private and Nonprofit Management Liability Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit). Markel; What we offer; private/nonprofit segment; D&O, EPL, fiduciary and optional coverage sections.. Accessed 2026-09-29.

### Marsh

4. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16.
5. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16.
6. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16.
7. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16.
8. [Directors and Officers Liability (D&O)](https://www.marsh.com/en/services/financial-professional-liability/expertise/directors-and-officers-liability.html). Marsh; Opening positioning for public, private and non-profit companies; FAQs: What are the most common risks for directors and officers?; What does D&O insurance cover? (Side A, B, C); What other risks do directors and officers face?; Ruth Kochenderfer, D&O Product Leader. Accessed 2026-09-23.
9. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Directors and Officers subsection: covers costs from claims for alleged wrongful acts, including defense costs for civil, criminal and regulatory investigations. Accessed 2026-09-23.

### D&O Insurance Guide

10. [Glossary of Business Insurance Terms](https://www.thehartford.com/business-insurance/glossary-of-business-insurance-terms). The Hartford; Directors and Officers Liability Insurance; Errors and Omissions Insurance; Employment Practices Liability Insurance. Accessed 2026-09-16.
11. [The Chubb Primary Directors & Officers and Entity Securities Liability Insurance](https://eperils.com/wp-content/uploads/2016/09/14-02-18480.pdf). Chubb Group of Insurance Companies; hosted by eperils; I.A–C p.1; I.C p.1; I and III.A–B pp.1–2; VI Reporting pp.3–4. Accessed 2026-09-16.
12. [Private Company Directors and Officers Liability Coverage](https://asset.trvstatic.com/download/assets/pdo-3001.pdf/d66bd58e63c911ee99d14294a32ecb95). Travelers Casualty and Surety Company of America; I.A–C p.1; I.C p.1; Header p.1 and VI.A pp.6–7. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Markel Insurance Reviews

Review Score: 7.5 / 10 from 2 rated sources, equally weighted.

There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years.

- J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf)
- Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com)
- BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)
- BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews).

## Marsh Reviews

Review Score: 5.8 / 10 from 2 rated sources, equally weighted.

Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts.

- Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com)
- Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong)

Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/marsh/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/markel-vs-marsh/directors-officers.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)