--- title: "Markel Insurance vs Marsh McLennan Agency" description: "Compare Markel Insurance and Marsh McLennan Agency on documented customer fit, product overlap, quote access, and the questions to resolve before choosing a policy." canonical: "https://spot.insure/compare/markel-vs-marsh-mclennan-agency" page-type: "provider-comparison" updated-at: "2026-09-30" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/markel-vs-marsh-mclennan-agency) # Markel Insurance vs Marsh McLennan Agency Compare Markel Insurance and Marsh McLennan Agency on documented customer fit, product overlap, quote access, and the questions to resolve before choosing a policy. ## Before You Quote Ask each provider about eligibility, the issuing insurer, policy wording, limits, retentions, exclusions and costs for your business. ## Highlights Markel Insurance lists equipment breakdown, hired non owned auto, inland marine; Marsh McLennan Agency lists commercial auto, intellectual property, kidnap ransom. Their published catalogs also share 13 lines, including builders risk, cargo transit, commercial property. Use the differences to frame the same quote request for both, then confirm the producer, insurer, and policy terms; a listed product does not establish availability or equivalent coverage. [12](https://www.markel.com/us/for-agents-and-brokers/request-appointment-with-markel "Request appointment with Markel") [8](https://www.markel.com/us/commercial/small-business "Small Business Insurance") [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [26](https://www.marshmma.com/us/mma/about-us.html "Who We Are") [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") ## Provider Reliability Assessments These sourced assessments are shown for context; this comparison does not select a winner. ### Markel Insurance Role: Insurance carrier. Carrier & MGA Spot Score: **7.1/10** (partial score; 85% of this role's weighting included). Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Carrier-Network Strength (The supplied evidence did not support a score for Carrier-Network Strength; this factor is excluded, not scored as zero. Canonical evidence gaps: Which Markel insurer issues a given product in a given state is not mapped on public pages. Use the insurer named on your quote or policy.; Only New York and California regulator records were opened for Markel Insurance Company. Authority in the other states is Markel's own statement.; The AM Best release and rating page could not be opened by automated tools this session. The rating is taken from the release read earlier and from Markel's own table.; Penalty amounts and violation details for the New York consent order and the Texas orders could not be fully read. A second Texas order (2024) and a 2011 Florida consent order were located but not read.; A five-year search across every state was not done, and California's formal enforcement search would not return results.; Nebraska's latest 2025 summary was blank, so the most recent statutory financials shown are for 2024.; No reinsurance panel, third-party claims administrator or claim-decision authority is publicly mapped.; No independent measure of commercial claim service was found.). Read the [full reliability assessment](https://spot.insure/insurance-providers/markel/reliability). ### Marsh McLennan Agency Role: Broker. Broker Spot Score: **No Spot Score**. Assessed 2026-09-29; review due 2026-10-29. Excluded factors: Identity and Authority (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Carrier-Network Strength (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Regulatory Conduct (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.); Disclosure Clarity (No numerical score was produced because the overall evidence outcome was conflicting-evidence; excluded factors cannot hide that outcome. Canonical evidence gaps: The contracting producer and issuer for a specific placement, as stated in that buyer’s proposal.; Completion status by state for proposed Marsh Agency LLC name.; Issuing insurer/program administrator for each quote.; MMA-entity financial statements, liquidity or parent support obligation.; Named carrier appointments, placement shares and line-specific network evidence.; A complete identity-scoped conduct picture beyond the bounded BBB evidence currently recorded.; Buyer-specific compensation, service agreement and fee/commission terms.; Full policy forms, limits, retentions, exclusions and claims administrator.; Alaska Division of Insurance orders naming the company (such as D23-03) were found but the PDF is a scanned image, so amounts and findings are unknown.; Only Louisiana and Texas were checked against regulator records. No NIPR/NPN lookup or other state license search was done, and no license status was verified live for Texas.; MMA operates in Canada too; no Canadian provincial regulator was researched.). Read the [full reliability assessment](https://spot.insure/insurance-providers/marsh-mclennan-agency/reliability). ## Markel Insurance Reviews Review Score: 7.5 / 10 from 2 rated sources, equally weighted. There is little public customer feedback on Markel. Trustpilot shows 2.5 out of 5 from just 5 reviews, and BBB lists 12 complaints closed in the last three years. - J.D. Power: Commercial Lines Insurers agent satisfaction score 726 (out of 1,000). 2022 commercial-lines independent-agent satisfaction study and 2025 small-commercial customer study; these use different populations and measures Period: 2022. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/press-releases/2025-us-small-commercial-insurance-study); [2022 U.S. Independent Agent Satisfaction Study](https://www.jdpower.com/sites/default/files/file/2022-10/2022134%20U.S.%20Independent%20Agent.pdf) - Trustpilot: TrustScore 2.5 (out of 5); 5 reviews. Trustpilot brand-level page for markel.com. It mixes products and is not mapped to one legal insurer. Checked 2026-09-29. [Markel Reviews](https://www.trustpilot.com/review/markel.com) - BBB: BBB business grade A+. BBB business profile for Markel Insurance Company headquarters/corporate-owned locations; review and complaint submissions may include other products and affiliates Checked 2026-09-29. [Markel Insurance Company Business Profile](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547); [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) - BBB: Complaints 12; 12 reviews. BBB profile for Markel Insurance Company; complaints may include other Markel products and affiliates and BBB says not all submissions are displayed. Period: last 3 years, as displayed 2026-09-29. Checked 2026-09-29. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/markel/reviews). ## Marsh McLennan Agency Reviews Review Score: 8.2 / 10 from 2 rated sources, equally weighted. There are almost no public customer reviews of Marsh McLennan Agency (MMA). Trustpilot shows 3.2 out of 5, but from a single review, and BBB shows an A grade with four complaints closed in three years. - Trustpilot: TrustScore 3.2 (out of 5); 1 reviews. Trustpilot profile for marshmma.com, MMA's own domain. Unclaimed; MMA has not invited reviews. Period: checked 2026-09-29. Checked 2026-09-29. [marshmma.com Trustpilot profile](https://www.trustpilot.com/review/marshmma.com) - Trustpilot: TrustScore (Marsh brand) 1.3 (out of 5); 115 reviews. Trustpilot page for marsh.com, the global Marsh brand (mostly individual and non-US customers). This is a different entity from MMA. Period: checked 2026-09-29. Checked 2026-09-29. [Marsh Reviews](https://www.trustpilot.com/review/www.marsh.com) - BBB: BBB business grade A. BBB San Diego-area profile for Marsh & McLennan Agency LLC (accredited). MMA has separate BBB profiles per office; Dayton and Schaumburg both show A+. Checked 2026-09-29. [Marsh & McLennan Agency LLC (San Diego) BBB](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103) - BBB: Complaints 4. Same San Diego-area profile; zero customer reviews. No client-count denominator. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Marsh & McLennan Agency LLC — BBB Complaints](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/complaints); [Marsh & McLennan Agency LLC — BBB Reviews](https://www.bbb.org/us/ca/san-diego/profile/insurance-services-office/marsh-mclennan-agency-llc-1126-3000103/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/marsh-mclennan-agency/reviews). ## Coverage Comparison | Coverage Type | Markel Insurance | Marsh McLennan Agency | | --- | --- | --- | | [Builders risk](https://spot.insure/coverage/builders-risk) | Listed: Markel builders risk [21](https://www.markel.com/us/industries/construction/large-builders-risk "Builders Risk Insurance") | Listed [36](https://www.marshmma.com/us/solutions/property.html "Property Insurance") | | [Cargo and transit](https://spot.insure/coverage/cargo-transit) | Listed: Markel cargo and transit coverage [20](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") | Listed [33](https://www.marshmma.com/us/solutions/international.html "International") | | [Commercial auto](https://spot.insure/coverage/commercial-auto) | Not listed | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | | [Commercial property](https://spot.insure/coverage/commercial-property) | Listed: Markel commercial property [19](https://www.markel.com/us/commercial/property/commercial-and-risk-management-property "Commercial Property Insurance") | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | | [Crime](https://spot.insure/coverage/crime) | Listed: Markel Cyber 360 eCrime component (standalone product not established) [16](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Cyber liability](https://spot.insure/coverage/cyber) | Listed: Markel Cyber 360 [16](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | | [Directors and officers](https://spot.insure/coverage/directors-officers) | Listed: Markel private and nonprofit D&O [18](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Employment practices liability](https://spot.insure/coverage/employment-practices) | Listed: Markel employment practices liability [18](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Equipment breakdown](https://spot.insure/coverage/equipment-breakdown) | Listed: Equipment-breakdown option within property coverage; standalone product not established [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") | Not listed | | [Fiduciary liability](https://spot.insure/coverage/fiduciary) | Listed: Markel fiduciary liability [18](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [General liability](https://spot.insure/coverage/general-liability) | Listed: Markel small-business casualty and property [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | | [Hired and non-owned auto](https://spot.insure/coverage/hired-non-owned-auto) | Listed: Hired/non-owned auto option in small-business casualty; not commercial auto [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") | Not listed | | [Intellectual property](https://spot.insure/coverage/intellectual-property) | Not listed | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Kidnap and ransom](https://spot.insure/coverage/kidnap-ransom) | Not listed | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Liquor liability](https://spot.insure/coverage/liquor-liability) | Listed: Markel liquor liability [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") | Not listed | | [Management liability](https://spot.insure/coverage/management-liability) | Listed: Markel management liability [18](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit "Private and Nonprofit Management Liability Insurance") | Not listed | | [Media liability](https://spot.insure/coverage/media) | Listed: Markel Cyber 360 media liability component (standalone product not established) [16](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") | Listed [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") | | [Product liability](https://spot.insure/coverage/product-liability) | Listed: Markel products liability [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") | Not listed | | [Professional errors and omissions (E&O)](https://spot.insure/coverage/professional-errors-omissions) | Listed: Markel ProBiz miscellaneous E&O [17](https://www.markel.com/us/commercial/professional-and-management-liability/probiz "ProBiz | Professional Liability Coverage") | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | | [Surety bonds](https://spot.insure/coverage/surety-bonds) | Listed: Markel Surety bonds [23](https://www.markel.com/us/surety "Markel Surety") | Listed [40](https://www.marshmma.com/us/solutions/surety.html "Surety") | | [Technology errors and omissions (E&O)](https://spot.insure/coverage/technology-errors-omissions) | Listed: Markel Cyber 360 technology professional liability component (standalone product not established) [16](https://www.markel.com/us/commercial/professional-and-management-liability/cyber "Cyber Insurance Coverage") | Not listed | | [Tools, equipment and inland marine](https://spot.insure/coverage/inland-marine) | Listed: Markel commercial inland marine [20](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") | Not listed | | [Umbrella and excess liability](https://spot.insure/coverage/umbrella-excess) | Listed: Markel excess casualty and umbrella [22](https://www.markel.com/us/commercial/casualty/excess-casualty "Excess Casualty Insurance") | Not listed | | [Workers’ compensation](https://spot.insure/coverage/workers-compensation) | Listed: Markel Workers Compensation [15](https://www.markel.com/us/commercial/small-business/workers-compensation "Workers Compensation Insurance") | Listed [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") | A listing may be arranged through an insurer or partner. “Not listed” means this catalogue has no separate offering recorded; ask the provider whether it can quote the coverage and request the policy terms. ## Optional Spot Service Handoff Spot can help prepare applications, coordinate brokers, and compare proposals. If that work is needed, collect the company's task, known deadline, current broker, and open questions for a [free consultation](https://spot.insure/pricing.md). The company decides what to buy; Spot does not automatically bind coverage. ## Where the Buying Paths Differ Markel Insurance describes its route this way: Agencies can request a Markel appointment; Markel says appointments are made by affiliated insurer and product, and producers must hold the required state license. This is a producer onboarding route, not an insured's application path. [12](https://www.markel.com/us/for-agents-and-brokers/request-appointment-with-markel "Request appointment with Markel") Marsh McLennan Agency describes its route this way: MMA lists general liability, commercial property, workers’ compensation, professional liability, commercial auto, and cyber liability for small businesses, and invites buyers to call for a personalized quote. It does not describe an online purchase or binding route. [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") The useful distinction is where the first submission goes and who continues with the account. Ask who gathers information, who can bind, which legal producer appears on the proposal, and who remains your day-to-day contact; a quote request alone does not establish an issued policy. ## Customer Fit and Published Product Menus Markel Insurance lists its business focus as Markel describes its U.S. small-business work across child care and enrichment, commercial and residential services, sports and fitness, and manufacturing. Separately, its FY2025 filing characterizes the broader Markel Insurance specialty business as global and focused on hard-to-place risks; the filing does not assign that characterization specifically to U.S. Wholesale and Specialty. [8](https://www.markel.com/us/commercial/small-business "Small Business Insurance") [1](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") Marsh McLennan Agency lists its business focus as Business insurance and employee health and benefits, with retirement, wealth, and private-client services also listed for the United States and Canada. [26](https://www.marshmma.com/us/mma/about-us.html "Who We Are") Match those stated audiences to your operations, locations, contracts, and loss history, then ask which practice or team would service the account. A stated focus is not an eligibility decision. The published catalogs list Markel Insurance lines not listed by Marsh McLennan Agency: equipment breakdown, hired non owned auto, inland marine; Marsh McLennan Agency lines not listed by Markel Insurance: commercial auto, intellectual property, kidnap ransom. These differences do not establish that either company excludes a line or will quote your risk. [14](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property "Small Business Casualty and Property Insurance") [20](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") [21](https://www.markel.com/us/industries/construction/large-builders-risk "Builders Risk Insurance") [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") [31](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Executive and Professional Liability") [36](https://www.marshmma.com/us/solutions/property.html "Property Insurance") Both providers list builders risk, cargo transit, commercial property, crime, cyber, directors and officers, employment practices, fiduciary, general liability, media, professional E&O, surety bonds, workers’ compensation. Treat that overlap as a shortlist for a side-by-side proposal review, not proof of matching policy language. For each line, compare the named insurer, insured entities, limits, deductibles or retentions, exclusions, endorsements, retroactive dates where relevant, and state-specific terms. [21](https://www.markel.com/us/industries/construction/large-builders-risk "Builders Risk Insurance") [20](https://www.markel.com/us/commercial/property/inland-marine "Commercial Inland Marine Insurance") [36](https://www.marshmma.com/us/solutions/property.html "Property Insurance") [33](https://www.marshmma.com/us/solutions/international.html "International") ## Service and Quote Questions For Markel Insurance, published service information says: Markel's U.S. account page lists policy documents, proof-of-insurance downloads, payments and automatic payments for covered business products and directs customers with unlisted products to the agent on the policy. Renewal handling and renewal terms were not established in this review. [11](https://www.markel.com/us/my-account "My Account") For Marsh McLennan Agency, it says: MMA says the Marsh Agency brand transition will not change clients’ account manager, team, or point of contact, and will not affect existing policies or programs; clients may see the legal-name change during renewals. This describes the rebrand transition, not MMA’s general renewal process. [37](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency") Before binding, agree on routine endorsement requests, certificates, renewal timing, claim-notice instructions, and any fee or commission disclosure that applies to your account. Claims assistance or a service portal does not determine whether a loss is covered. For a useful quote comparison, request the same limits and relevant endorsements from both sides, then check the full forms and itemized premium, fees, taxes, and financing charges. Confirm any account-specific unknowns with the producer and insurer named on the proposal. ## Compare Services What each provider documents about the services you may need. | Criteria | Markel Insurance | Marsh McLennan Agency | | --- | --- | --- | | Business role | Markel describes Markel Insurance as the insurance operations within Markel Group Inc., a Virginia holding company. Markel Group's FY2025 filing identifies multiple underwriting subsidiaries. The insurer for a specific policy depends on the product, state and current quote or policy disclosures; Markel Insurance is not one standalone legal insurer. [1](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") [2](https://www.markel.com/about-us "About us") (Evidence: Company-reported; scope: U.S. commercial-insurance identity and parent/business relationship; not a product-specific issuer assignment.; verified: 2026-09-29.) | As of 2026-09-28, Marsh’s US legal-entity page lists Marsh & McLennan Agency LLC as the current entity name for Marsh Agency (formerly MMA) and Marsh Agency LLC as proposed, with displayed state completion statuses marked TBD. Louisiana’s regulator lists Marsh & McLennan Agency LLC as a producer agency with active casualty, accident and health or sickness, life, property, and surplus-lines authorities through 2028-03-31. This is Louisiana-specific producer evidence, not evidence of an insurer role or nationwide licensing. [34](https://www.marsh.com/en/about/legal-entity-us-ca.html "Marsh legal entities") [25](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency "Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC") (Evidence: Verified; scope: Current entity name and proposed legal-name transition as listed on Marsh’s US legal-entity page, plus producer-authority evidence for Louisiana only, accessed 2026-09-28. No other state licensing was audited; this record does not establish an insurer or underwriting role.; verified: 2026-09-28.)

Marsh McLennan Agency describes itself as a business of Marsh and lists business insurance, employee health and benefits, retirement and wealth, and private-client insurance services across the United States and Canada. [26](https://www.marshmma.com/us/mma/about-us.html "Who We Are") (Evidence: Company-reported; scope: Current MMA company description. Does not establish corporate ownership structure, the legal entity for a particular placement, or an insurer role.; verified: 2026-09-29.) | | Customer focus | Markel's U.S. small-business page lists child care and enrichment, commercial and residential services, sports and fitness, and manufacturing among the segments it describes. Separately, its FY2025 filing describes Markel Insurance's global specialty business as underwriting hard-to-place risks; that wording is not specific to U.S. Wholesale and Specialty. [8](https://www.markel.com/us/commercial/small-business "Small Business Insurance") [1](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") (Evidence: Company-reported; scope: Company-stated U.S. small-business examples and separate global business characterization; neither establishes eligibility.; verified: 2026-09-29.) | MMA describes Marsh Agency as a separate business unit serving as an advocate and broker for the middle market. [37](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency") (Evidence: Company-reported; scope: Company-stated role and customer focus for the future Marsh Agency operating brand; not a revenue, size, or eligibility threshold.; verified: 2026-09-28.)

MMA’s US industry directory includes pages for construction, financial institutions, healthcare, manufacturing, real estate, and transportation and trucking. These are examples of stated sector focus, not a complete appetite or eligibility list. [32](https://www.marshmma.com/us/industries/view-all-industries.html "Insurance Services for All Industries") (Evidence: Company-reported; scope: Examples from MMA’s national US industry directory; the directory is evidence of stated sector focus, not a complete appetite or eligibility list.; verified: 2026-09-28.) | | Application process | Markel's FY2025 filing says U.S. Wholesale and Specialty distributes through wholesale and retail channels on admitted and excess-and-surplus bases, including limited small-account binding authority. In 2025, 71% of this division's gross written premium was placed through wholesale brokers, 26% through retail agents and brokers, and the remainder through alternative channels. Certain admitted products and programs are marketed directly to consumers, but that does not establish online purchase or binding for every product. [1](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm "Markel Group Inc. 2025 Form 10-K") (Evidence: Company-reported; scope: FY2025 Markel Insurance U.S. Wholesale and Specialty distribution; not the whole Markel Insurance business.; verified: 2026-09-29.)

For workers' compensation, Markel directs applicants to submit an online application or contact an appointed agent to request a quote; the reviewed page does not establish that purchase and binding are completed online. [9](https://www.markel.com/us/commercial/small-business/workers-compensation "Workers Compensation Insurance") (Evidence: Company-reported; scope: Markel U.S. workers' compensation page only; route to request a quote.; verified: 2026-09-29.)

Agencies can request a Markel appointment; Markel says appointments are made by affiliated insurer and product, and producers must hold the required state license. This is a producer onboarding route, not an insured's application path. [12](https://www.markel.com/us/for-agents-and-brokers/request-appointment-with-markel "Request appointment with Markel") (Evidence: Company-reported; scope: Commercial agency appointment information; not retail purchase process.; verified: 2026-09-29.) | MMA’s US small-business page lists general liability, commercial property, workers’ compensation, professional liability, commercial auto, and cyber liability, and invites buyers to call 833-256-4266 for a personalized quote. The page also contains a small-business specialist form, but its function and any online application, purchase, or binding route are not established by the page reviewed. [39](https://www.marshmma.com/us/solutions/small-business.html "Small Business Insurance Solutions") (Evidence: Company-reported; scope: US small-business landing page only. The phone invitation does not establish quote speed, eligibility, online purchase or binding; the embedded specialist form's function was not established.; verified: 2026-09-29.) | | Servicing and renewals | Markel describes agent portals for authorized commercial users to quote and bind listed lines and access account history, billing, claims details and policy documents. The page does not establish that every product supports every function. [10](https://www.markel.com/us/for-agents-and-brokers/commercial-lines "Commercial Lines Agents & Broker Support") (Evidence: Company-reported; scope: Commercial-agent portals; available functions vary by portal and product.; verified: 2026-09-29.)

Markel's U.S. account page lists policy documents, proof-of-insurance downloads, payments and automatic payments for covered business products and directs customers with unlisted products to the agent on the policy. Renewal handling and renewal terms were not established in this review. [11](https://www.markel.com/us/my-account "My Account") (Evidence: Company-reported; scope: Public portal description; not all products necessarily use the portal.; verified: 2026-09-29.) | MMA says the Marsh Agency brand transition will not change clients’ account manager, team, or point of contact, and will not affect existing policies or programs; clients may see the legal-name change during renewals. This describes the rebrand transition, not MMA’s general renewal process. [37](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html "Rebranding to Marsh Agency") (Evidence: Company-reported; scope: Only the announced Marsh Agency rebrand and its stated effect on existing clients; this does not document MMA’s general renewal workflow, renewal service level, or policy terms.; verified: 2026-09-28.)

MMA’s Tampa office page lists InsurLink for policy and endorsement access, CSR24 for certificates, carrier contact information for commercial and personal-lines claims, and a local-consultant contact route. [41](https://www.marshmma.com/us/locations/florida/tampa.html "Tampa, Florida") (Evidence: Company-reported; scope: Services and client tools listed on the Tampa, Florida office page only. The claims listing provides carrier contact information and does not establish that MMA adjusts claims.; verified: 2026-09-28.) | ## Related Reading - [Markel Insurance: Specialty Business and Products](https://spot.insure/insurance-providers/markel) - [What Is Marsh McLennan Agency?](https://spot.insure/insurance-providers/marsh-mclennan-agency) ## Related Comparisons - [AIG vs Markel Insurance](https://spot.insure/compare/aig-vs-markel) - [AIG vs Marsh McLennan Agency](https://spot.insure/compare/aig-vs-marsh-mclennan-agency) - [Alliance Risk vs Markel Insurance](https://spot.insure/compare/alliance-risk-vs-markel) - [Alliance Risk vs Marsh McLennan Agency](https://spot.insure/compare/alliance-risk-vs-marsh-mclennan-agency) - [Amelia Risk vs Markel Insurance](https://spot.insure/compare/amelia-risk-vs-markel) - [Amelia Risk vs Marsh McLennan Agency](https://spot.insure/compare/amelia-risk-vs-marsh-mclennan-agency) - [Aon vs Markel Insurance](https://spot.insure/compare/aon-vs-markel) - [Aon vs Marsh McLennan Agency](https://spot.insure/compare/aon-vs-marsh-mclennan-agency) - [Armilla vs Markel Insurance](https://spot.insure/compare/armilla-vs-markel) - [Armilla vs Marsh McLennan Agency](https://spot.insure/compare/armilla-vs-marsh-mclennan-agency) - [At-Bay vs Markel Insurance](https://spot.insure/compare/at-bay-vs-markel) - [At-Bay vs Marsh McLennan Agency](https://spot.insure/compare/at-bay-vs-marsh-mclennan-agency) - [The Baldwin Group vs Markel Insurance](https://spot.insure/compare/baldwin-vs-markel) - [The Baldwin Group vs Marsh McLennan Agency](https://spot.insure/compare/baldwin-vs-marsh-mclennan-agency) - [Beazley vs Markel Insurance](https://spot.insure/compare/beazley-vs-markel) - [Beazley vs Marsh McLennan Agency](https://spot.insure/compare/beazley-vs-marsh-mclennan-agency) - [Berkshire Hathaway Specialty Insurance vs Markel Insurance](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-markel) - [Berkshire Hathaway Specialty Insurance vs Marsh McLennan Agency](https://spot.insure/compare/berkshire-hathaway-specialty-insurance-vs-marsh-mclennan-agency) - [biBerk vs Markel Insurance](https://spot.insure/compare/biberk-vs-markel) - [biBerk vs Marsh McLennan Agency](https://spot.insure/compare/biberk-vs-marsh-mclennan-agency) - [CFC vs Markel Insurance](https://spot.insure/compare/cfc-vs-markel) - [CFC vs Marsh McLennan Agency](https://spot.insure/compare/cfc-vs-marsh-mclennan-agency) - [Chubb vs Markel Insurance](https://spot.insure/compare/chubb-vs-markel) - [Chubb vs Marsh McLennan Agency](https://spot.insure/compare/chubb-vs-marsh-mclennan-agency) - [CNA vs Markel Insurance](https://spot.insure/compare/cna-vs-markel) - [CNA vs Marsh McLennan Agency](https://spot.insure/compare/cna-vs-marsh-mclennan-agency) - [Coalition vs Markel Insurance](https://spot.insure/compare/coalition-vs-markel) - [Coalition vs Marsh McLennan Agency](https://spot.insure/compare/coalition-vs-marsh-mclennan-agency) - [Corgi vs Markel Insurance](https://spot.insure/compare/corgi-vs-markel) - [Corgi vs Marsh McLennan Agency](https://spot.insure/compare/corgi-vs-marsh-mclennan-agency) - [Coterie Insurance vs Markel Insurance](https://spot.insure/compare/coterie-vs-markel) - [Coterie Insurance vs Marsh McLennan Agency](https://spot.insure/compare/coterie-vs-marsh-mclennan-agency) - [Counterpart vs Markel Insurance](https://spot.insure/compare/counterpart-vs-markel) - [Counterpart vs Marsh McLennan Agency](https://spot.insure/compare/counterpart-vs-marsh-mclennan-agency) - [Coverdash vs Markel Insurance](https://spot.insure/compare/coverdash-vs-markel) - [Coverdash vs Marsh McLennan Agency](https://spot.insure/compare/coverdash-vs-marsh-mclennan-agency) - [Cowbell vs Markel Insurance](https://spot.insure/compare/cowbell-vs-markel) - [Cowbell vs Marsh McLennan Agency](https://spot.insure/compare/cowbell-vs-marsh-mclennan-agency) - [Embroker vs Markel Insurance](https://spot.insure/compare/embroker-vs-markel) - [Embroker vs Marsh McLennan Agency](https://spot.insure/compare/embroker-vs-marsh-mclennan-agency) ## Sources ### [Markel Insurance Official Website](https://www.markel.com/us) 1. [Markel Group Inc. 2025 Form 10-K](https://www.sec.gov/Archives/edgar/data/1096343/000109634326000020/mkl-20251231.htm). U.S. Securities and Exchange Commission; filed by Markel Group Inc.; Cover page; Part I, Item 1 Business—Markel Insurance, U.S. Wholesale and Specialty, Programs and Solutions; Part II, Item 7/8 for group and segment risks. Accessed 2026-09-28. 2. [About us](https://www.markel.com/about-us). Markel; Markel at a glance; description of Markel Insurance within Markel Group Inc. Accessed 2026-09-28. 3. [US Product Disclaimer](https://www.markel.com/us-product-disclaimer). Markel; U.S. underwriting/entity and state-availability disclaimer; identifies Markel West Insurance Services, California license #2E11302, for certain non-admitted coverage. It does not state Markel Service national producer license #27585 or California DBA license #0645481. Accessed 2026-09-29. 4. [Insurance Programs](https://www.markel.com/us/insurance-programs). Markel; FAQ and legal disclaimer at page end; coverage by Markel insurers, Markel Service, Incorporated national producer license #27585 and California DBA license #0645481, and Markel West Insurance Services California license #2E11302 for certain non-admitted products. Accessed 2026-09-29. 5. [AM Best Affirms Credit Ratings of Markel Group Inc. and Its Subsidiaries](https://news.ambest.com/pr/PressContent.aspx?altsrc=2&refnum=36790). AM Best; Press release dated November 21, 2025; paragraphs naming ratings, rating rationale, and Markel North America Insurance Group members. Accessed 2026-09-28. 6. [North America Producer Compensation Disclosure](https://www.markel.com/north-america-producer-compensation-disclosure). Markel; Base commissions, contingent compensation, business production/additional incentives, and Markel Specialty/Markel Service/insurer role statement. Accessed 2026-09-28. 7. [U.S. and Bermuda Claims Contacts](https://content.markel.com/api/public/content/f52fc789f11245b5b8acd14aa45e1847). Markel; April 2026 claims-contact PDF footer: Markel West, Inc. d/b/a Markel West Insurance Services, California license #0D95581; coverage by one or more Markel insurers and non-admitted routes. Accessed 2026-09-29. 8. [Small Business Insurance](https://www.markel.com/us/commercial/small-business). Markel; Small business products; Types of companies—Child care and enrichment, Commercial and residential services, Sports and fitness, Manufacturing. Accessed 2026-09-28. 9. [Workers Compensation Insurance](https://www.markel.com/us/commercial/small-business/workers-compensation). Markel; Introductory quote/application route; claims question and report-a-claim contact. Accessed 2026-09-28. 10. [Commercial Lines Agents & Broker Support](https://www.markel.com/us/for-agents-and-brokers/commercial-lines). Markel; mPortal and Markel Online access; resources; digital distribution. Accessed 2026-09-28. 11. [My Account](https://www.markel.com/us/my-account). Markel US; Online account portal capabilities; Business insurance; unlisted-product direction. Accessed 2026-09-28. 12. [Request appointment with Markel](https://www.markel.com/us/for-agents-and-brokers/request-appointment-with-markel). Markel; Commercial and personal lines agency partner criteria; product-specific affiliate appointments; producer-license requirement. Accessed 2026-09-28. 13. [Markel Insurance Companies](https://www.markel.com/our-insurance-companies). Markel; Notice to California and Massachusetts Applicants and Insureds; U.S.-domiciled property and casualty insurer subsidiaries and affiliates; table of company names and market status (page states current as of 2024-04-01). Accessed 2026-09-28. 14. [Small Business Casualty and Property Insurance](https://www.markel.com/us/commercial/small-business/small-business-casualty-and-property). Markel; What we offer; product/liability, property, general casualty, inland marine, excess umbrella, liquor liability, hired/non-owned auto, employee benefits liability, E&O and equipment breakdown references. Accessed 2026-09-29. 15. [Workers Compensation Insurance](https://www.markel.com/us/commercial/small-business/workers-compensation). Markel; Product overview and quote route; workers compensation/employers liability, eligible industries, claim and loss-control descriptions. Accessed 2026-09-29. 16. [Cyber Insurance Coverage](https://www.markel.com/us/commercial/professional-and-management-liability/cyber). Markel; Markel Cyber 360; coverages available, cyber incident response, business interruption, privacy/security liability, media liability and technology professional liability. Accessed 2026-09-29. 17. [ProBiz | Professional Liability Coverage](https://www.markel.com/us/commercial/professional-and-management-liability/probiz). Markel; What is Markel ProBiz; separate management liability and miscellaneous E&O; listed limits and qualifying business size. Accessed 2026-09-29. 18. [Private and Nonprofit Management Liability Insurance](https://www.markel.com/us/commercial/professional-and-management-liability/management-liability/private-and-nonprofit). Markel; What we offer; private/nonprofit segment; D&O, EPL, fiduciary and optional coverage sections. Accessed 2026-09-29. 19. [Commercial Property Insurance](https://www.markel.com/us/commercial/property/commercial-and-risk-management-property). Markel; Commercial property product summary and eligible risks. Accessed 2026-09-29. 20. [Commercial Inland Marine Insurance](https://www.markel.com/us/commercial/property/inland-marine). Markel; What we offer; inland marine classes, cargo, contractors equipment, transportation and coverage structure. Accessed 2026-09-29. 21. [Builders Risk Insurance](https://www.markel.com/us/industries/construction/large-builders-risk). Markel; Coverage features; construction projects and builders-risk scope. Accessed 2026-09-29. 22. [Excess Casualty Insurance](https://www.markel.com/us/commercial/casualty/excess-casualty). Markel; Excess and umbrella liability and admitted/non-admitted capabilities. Accessed 2026-09-29. 23. [Markel Surety](https://www.markel.com/us/surety). Markel; Products; contract bonds, commercial bonds, court and probate bonds. Accessed 2026-09-29. 24. [Markel Insurance Company Complaints](https://www.bbb.org/us/va/glen-allen/profile/insurance-companies/markel-insurance-company-0603-4017547/complaints). Better Business Bureau; Company complaints summary: 12 in last three years, 3 closed in last 12 months; complaint-category counts and displayed case examples; headquarters and corporate-owned locations. Accessed 2026-09-29. ### [Marsh McLennan Agency Official Website](https://www.marshmma.com/us/mma/about-us.html) 25. [Producer / Adjuster Search: MARSH & MCLENNAN AGENCY LLC](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Producer Agency Detail, lines 7-49: entity, producer-agency classification, license number, authorities and validity through 2028-03-31; lines 53-57: historical 2010 lapse/resume entries; lines 69-72: entity-record actions display. Accessed 2026-09-28. 26. [Who We Are](https://www.marshmma.com/us/mma/about-us.html). Marsh McLennan Agency; Lines 193-195: ‘a business of Marsh’ and company-listed service lines across US and Canada. This does not establish the legal entity for an account, corporate ownership chart, or insurer role. Accessed 2026-09-29. 27. [Business Interruption Insurance](https://www.marshmma.com/us/solutions/business-interruption-insurance.html). Marsh McLennan Agency; Accepted inspection lines 224-226: company says it will advocate with insurers on complex claim issues. No outcomes, adjustment/payment role, or insurer identity established. Accessed 2026-09-28. 28. [Casualty](https://www.marshmma.com/us/solutions/casualty.html). Marsh McLennan Agency; Lines 203-205 and 211-224: casualty advisory, claims advocacy, risk analytics and workers’ compensation. No adjusting or paying role established. Accessed 2026-09-29. 29. [Cyber](https://www.marshmma.com/us/solutions/cyber.html). Marsh McLennan Agency; Lines 205-207: network security, privacy, technology and emerging cyber risks; lines 226-228: prepare, mitigate, respond, recover, claims advocacy and carrier liaison. Company-reported support, not outcomes or insurer identity. Accessed 2026-09-29. 30. [US and Canada Legal Entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Accepted inspection lines 528-587: current MMA entity Marsh & McLennan Agency LLC; Marsh Agency LLC proposed; displayed state statuses TBD. Accessed 2026-09-28. 31. [Executive and Professional Liability](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Lines 204-210 name D&O, E&O, EPL, commercial crime/fidelity, cyber, fiduciary, media, IP, architects and engineers, lawyers professional, kidnap and ransom; lines 211-213 explain D&O; following section explains EPL. Lists do not establish policy terms. Accessed 2026-09-29. 32. [Insurance Services for All Industries](https://www.marshmma.com/us/industries/view-all-industries.html). Marsh McLennan Agency; National US industry directory, lines 209-252; examples include construction (219), financial institutions (224), healthcare (229), manufacturing (236), real estate (243), and transportation and trucking (252). Accessed 2026-09-28. 33. [International](https://www.marshmma.com/us/solutions/international.html). Marsh McLennan Agency; Lines 204-206 and 228-231: international placement; business travel accident, control master, foreign package, K&R, political risk/trade credit, surety, marine cargo. Not a domestic availability guarantee. Accessed 2026-09-29. 34. [Marsh legal entities](https://www.marsh.com/en/about/legal-entity-us-ca.html). Marsh; Marsh Agency formerly known as MMA, US entities and proposed-name status, lines 528-587: current Marsh & McLennan Agency LLC, proposed Marsh Agency LLC, listed state statuses TBD. Accessed 2026-09-28. 35. [Producer/Adjuster Search — producer agency detail](https://www.ldi.la.gov/onlineservices/ProducerAdjusterSearch/Detail.aspx?LicenseNumber=499904&LicenseType=Producer+Agency). Louisiana Department of Insurance; Accepted inspection lines 7-49 and 53-57: Marsh & McLennan Agency LLC producer agency and named Louisiana authorities through 2028-03-31, including historical lapse/resume entries. Louisiana only; distinct from Marsh USA LLC/NPN 27658. Accessed 2026-09-28. 36. [Property Insurance](https://www.marshmma.com/us/solutions/property.html). Marsh McLennan Agency; Lines 205-210 describe commercial property and physical assets; property page coverage section also lists builders’ risk. Company marketing only; no policy wording, limits, exclusions, insurer, or eligibility. Accessed 2026-09-29. 37. [Rebranding to Marsh Agency](https://www.marshmma.com/us/mma/rebranding-to-marsh-agency.html). Marsh McLennan Agency; Accepted repaired inspection lines 215-224: account/team/contact and existing policy continuity through transition, legal name may appear at renewal. Transition statement only; not general renewal workflow. Accessed 2026-09-29. 38. [Business Insurance](https://www.marshmma.com/us/services/business-insurance.html). Marsh McLennan Agency; ‘We do our homework’: research of organization, industry, market and people; says it works with a wide variety of carriers. No carrier appointments, shares, terms, compensation, or buyer-specific insurer named. Accessed 2026-09-29. 39. [Small Business Insurance Solutions](https://www.marshmma.com/us/solutions/small-business.html). Marsh McLennan Agency; Lines 205-207: small-business audience and call invitation; lines 224-249 list six coverage categories and short descriptions; line 264 is an embedded form whose function is not stated. No form submitted. Accessed 2026-09-29. 40. [Surety](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Lines 205-207 and 224-233: surety, contract/commercial surety, and license/permit bonds. No surety carrier, collateral, price, or issuance time established. Accessed 2026-09-29. 41. [Tampa, Florida](https://www.marshmma.com/us/locations/florida/tampa.html). Marsh McLennan Agency; Accepted repaired inspection lines 252-289: InsurLink policy/endorsement access, CSR24 certificates, carrier contacts for claims, consultant contact. Tampa only; does not establish adjusting role. Accessed 2026-09-29. 42. [Thompkins Masonic Insurance Program](https://mma.marshmma.com/mmaprograms/thompkins-masonic). Marsh McLennan Agency / MMA Programs; Provider page, lines 120–127: body says “Thompkins Masonic Insurance Program, a Marsh & McLennan Insurance Agency LLC company, is licensed under California License #OH18131”; line 127 says MMA Programs is a division of Marsh & McLennan Agency LLC. Page footer, line 161, instead prints “d/b/a in California as Marsh & McLennan Insurance Agency LLC; CA Insurance Lic: 0H18131.” The page itself therefore renders the identifier in two different ways. Accessed 2026-09-29. Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/markel-vs-marsh-mclennan-agency.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)