---
title: "Lockton vs Travelers: Cyber Insurance"
description: "Travelers writes CyberRisk Tech so technology and life-sciences companies can combine cyber and technology E&O and get monitoring in the policy. Lockton brokers the line for hardware, semiconductor and telecom clients and runs security reviews before it places coverage."
canonical: "https://spot.insure/compare/lockton-vs-travelers/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "lockton-vs-travelers"
provider-a: "lockton"
provider-b: "travelers"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/lockton-vs-travelers/cyber)

## Agent Guide

**What this page is:** Focused comparison of Lockton and Travelers for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Lockton versus Travelers. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Lockton vs Travelers for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Lockton or Travelers?
- What does Lockton or Travelers publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Lockton and Travelers.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Lockton vs Travelers](https://spot.insure/compare/lockton-vs-travelers) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile
- [Travelers profile](https://spot.insure/insurance-providers/travelers) — provider profile

# Lockton vs Travelers: How Do They Compare for Cyber Insurance?

Lockton is a broker for hardware, software and telecom sectors; Travelers underwrites CyberRisk Tech for technology and life-sciences companies through independent agents.

Travelers underwrites CyberRisk Tech for technology and life-sciences firms with bundled monitoring, while Lockton brokers cyber for hardware, semiconductor and telecom clients and reviews security posture first.

## Lockton vs Travelers Cyber Insurance Summary

Travelers writes CyberRisk Tech so technology and life-sciences companies can combine cyber and technology E&O and get monitoring in the policy. Lockton brokers the line for hardware, semiconductor and telecom clients and runs security reviews before it places coverage. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [2](https://global.lockton.com/us/en/technology "Technology")

## What Are the Key Differences Between Lockton and Travelers Cyber Insurance?

### Who Each Product Is Built For

Travelers built CyberRisk Tech for technology and life-sciences companies that rely on digital systems and sensitive data, including intellectual property and clinical information. Lockton's technology practice instead names electronic hardware, IT, internet, medical equipment, semiconductors, software and telecommunications. Choose Travelers if you sit in those two named industries and want the insurer to underwrite you directly; choose Lockton if you are in hardware, semiconductors or telecom and want a broker to shop the market. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [2](https://global.lockton.com/us/en/technology "Technology")

### Monitoring Inside the Policy Versus Reviews Before Placement

Travelers includes Cyber Risk Services at no extra charge for cyber-coverage policyholders.

Travelers includes Cyber Risk Services at no additional cost for Cyber-coverage policyholders: a 24/7 Cyber Risk Dashboard, continuous threat monitoring, pre-breach consultation, and post-breach support pairing policyholders with Claim specialists and an outside cyber breach coach who connects them to forensics investigators and crisis communications professionals. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page "How can technology companies identify cyber risks earlier?" and "How do Cyber Risk Services support technology and life sciences policyholders?" sections; availability varies by policy eligibility..)

Lockton's comparable work happens before a policy is bound: posture reviews, incident-response exercises and governance design, delivered by a team it says has more than 100 cyber Associates rather than a carrier dashboard. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

### One Combined Form Versus Related Practices

Travelers lets a CyberRisk Tech buyer pick cyber protection, technology E&O, or both in the same policy. Lockton's reviewed pages treat cyber and technology as related practices it advises on, not as a single combined form a buyer can elect on one application. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

## What Should You Confirm in Lockton and Travelers Cyber Insurance Quotes?

- Ask Travelers whether your operations fit its technology and life-sciences appetite. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences")
- Ask Lockton which insurer would issue your policy; its pages do not name one. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")
- Confirm whether Travelers' Cyber Risk Services attach automatically to your tier. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences")
- Get limits and retentions from both; neither reviewed page publishes them. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

## Lockton vs Travelers Cyber Insurance Compared

| Criteria | Lockton Cyber & Technology Insurance Brokerage | Travelers CyberRisk Tech |
| --- | --- | --- |
| Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. [2](https://global.lockton.com/us/en/technology "Technology") (Evidence: Company-reported; scope: Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published..) | Travelers targets CyberRisk Tech at technology and life-sciences companies, citing their reliance on digital systems and sensitive data, including intellectual property and patient or clinical information. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page introduction..) |
| How to Apply | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology page as read 2026-09-23..) | CyberRisk Tech is bought through a Travelers independent agent or Travelers representative. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page "Consult your insurance agent about cyber insurance for technology and life sciences" section..) |
| Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | Travelers underwrites CyberRisk Tech as a scalable policy for technology and life-sciences companies, letting a business choose cyber protection, technology E&O protection, or both within the same policy. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page "What does cyber insurance coverage for technology companies include?" section..) |
| Risk Services | Lockton describes services beyond placement: reviewing a client's cybersecurity posture, running incident-response exercises, and helping design security governance frameworks and cyber-hygiene policies, delivered by a team it says has over 100 Associates specializing in cyber risk. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | Travelers includes Cyber Risk Services at no additional cost for Cyber-coverage policyholders: a 24/7 Cyber Risk Dashboard, continuous threat monitoring, pre-breach consultation, and post-breach support pairing policyholders with Claim specialists and an outside cyber breach coach who connects them to forensics investigators and crisis communications professionals. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page "How can technology companies identify cyber risks earlier?" and "How do Cyber Risk Services support technology and life sciences policyholders?" sections; availability varies by policy eligibility..)<br><br>Travelers says organizations that engaged with its Cyber Risk Dashboard and related services saw cyber claim frequency and severity reduced by nearly 20% compared with policyholders that did not, based on its own claims data. [3](https://www.travelers.com/business-insurance/cyber-insurance/technology "Cyber Insurance for Technology and Life Sciences") (Evidence: Company-reported; scope: Product page footnote on the risk-reduction statistic; this is a company-reported outcome, not independently verified..) |

## About Lockton and Travelers and Cyber Insurance

- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [Travelers company profile](https://spot.insure/insurance-providers/travelers) · [Travelers customer reviews](https://spot.insure/insurance-providers/travelers/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Lockton vs Travelers Cyber Insurance

- [Lockton vs Travelers](https://spot.insure/compare/lockton-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Lockton Cyber Insurance](https://spot.insure/insurance-providers/lockton/cyber)
- [Travelers Cyber Insurance](https://spot.insure/insurance-providers/travelers/cyber)

## Sources for Lockton vs Travelers Cyber Insurance

### Sources About Lockton

1. [Cyber & Technology](https://global.lockton.com/us/en/cyber-technology). Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23.
2. [Technology](https://global.lockton.com/us/en/technology). Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23.

### Sources About Travelers

3. [Cyber Insurance for Technology and Life Sciences](https://www.travelers.com/business-insurance/cyber-insurance/technology). Travelers; What does cyber insurance coverage for technology companies include?; How does CyberRisk tech coverage mitigate cyber risk?; How can technology companies identify cyber risks earlier?; How do Cyber Risk Services support technology and life sciences policyholders?. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/lockton-vs-travelers/cyber.md)
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- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)