---
title: "Lockton vs Pie Insurance: Cyber Insurance"
description: "Lockton brokers cyber under an Inform, Improve, Insure process, with more than 100 associates and a technology practice that names hardware, software and telecom clients. Pie markets first-party and third-party cyber to small businesses generally and tells you to contact the company to start a quote."
canonical: "https://spot.insure/compare/lockton-vs-pie-insurance/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "lockton-vs-pie-insurance"
provider-a: "lockton"
provider-b: "pie-insurance"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/lockton-vs-pie-insurance/cyber)

## Agent Guide

**What this page is:** Focused comparison of Lockton and Pie Insurance for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about Lockton versus Pie Insurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Lockton vs Pie Insurance for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, Lockton or Pie Insurance?
- What does Lockton or Pie Insurance publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: Lockton and Pie Insurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [Lockton vs Pie Insurance](https://spot.insure/compare/lockton-vs-pie-insurance) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile
- [Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance) — provider profile

# Lockton vs Pie Insurance: How Do They Compare for Cyber Insurance?

Pie Insurance markets cyber to small businesses through partner carriers; Lockton is a broker for hardware, software and telecom sectors with security reviews.

Lockton pairs cyber with a large risk-engineering team for named technology sectors; Pie describes first-party and third-party cyber for small businesses and tells you to contact the company.

## Lockton vs Pie Insurance Cyber Insurance Summary

Lockton brokers cyber under an Inform, Improve, Insure process, with more than 100 associates and a technology practice that names hardware, software and telecom clients. Pie markets first-party and third-party cyber to small businesses generally and tells you to contact the company to start a quote. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What Are the Key Differences Between Lockton and Pie Insurance Cyber Insurance?

### Risk Engineering for Named Tech Sectors or Small-Business First- and Third-Party Copy

Lockton pairs placement with security-posture reviews and incident-response exercises, and its technology practice names electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications. Pie splits first-party coverage for your own stolen data or hacked network from third-party coverage if you are sued, and tells you to contact the company to start. Choose Lockton if you want pre-bind risk engineering in those technology sectors; choose Pie if you want first-party versus third-party cyber described for small businesses. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [2](https://global.lockton.com/us/en/technology "Technology") [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### How You Start

Lockton lists a named U.S. Cyber and Technology leader and a published team email. Pie directs cyber buyers to contact the company through its website. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### Identity-Theft Scenarios Versus Lockton's Service Bench

Pie lists identity theft, cyber extortion and financial protection against related lawsuits as scenarios its coverage responds to. Lockton describes reviewing cybersecurity posture, running incident-response exercises and designing cyber-hygiene policies rather than that scenario list. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")

## What Should You Confirm in Lockton and Pie Insurance Cyber Insurance Quotes?

- Ask Lockton which insurers it would negotiate with. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")
- Ask Pie which carrier partner would issue the form. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")
- Ask Lockton whether incident-response exercises are included in the fee. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology")
- Ask Pie whether identity-theft and extortion grants appear on your quote. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## Lockton vs Pie Insurance Cyber Insurance Compared

| Criteria | Lockton Cyber & Technology Insurance Brokerage | Pie Cyber Insurance for Small Businesses |
| --- | --- | --- |
| Who It’s For | Lockton's technology practice says it works with clients in electronic hardware, information technology, internet, medical equipment, semiconductors, software and telecommunications, and highlights cyber liability as a core exposure for those industries. [2](https://global.lockton.com/us/en/technology "Technology") (Evidence: Company-reported; scope: Technology industry page as read 2026-09-23. No minimum company size or revenue threshold was published..) | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published..) |
| How to Apply | The Cyber & Technology page lists a named contact (its EVP, U.S. Cyber & Technology Leader) and the email cyber@lockton.com as the way to reach the team, rather than a self-serve online quote tool. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology page as read 2026-09-23..) | Pie directs cyber buyers to contact the company to start a quote through its website. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Role in This Line | Lockton brokers cyber insurance and pairs placement with its own risk-management advice under a three-step Inform, Improve, Insure approach: quantifying cyber financial exposure, recommending security improvements, then negotiating coverage terms with insurers. [1](https://global.lockton.com/us/en/cyber-technology "Cyber & Technology") (Evidence: Company-reported; scope: Cyber & Technology product page as read 2026-09-23..) | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [3](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |

## About Lockton and Pie Insurance and Cyber Insurance

- [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews)
- [Pie Insurance company profile](https://spot.insure/insurance-providers/pie-insurance) · [Pie Insurance customer reviews](https://spot.insure/insurance-providers/pie-insurance/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for Lockton vs Pie Insurance Cyber Insurance

- [Lockton vs Pie Insurance](https://spot.insure/compare/lockton-vs-pie-insurance): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [Lockton Cyber Insurance](https://spot.insure/insurance-providers/lockton/cyber)
- [Pie Insurance Cyber Insurance](https://spot.insure/insurance-providers/pie-insurance/cyber)

## Sources for Lockton vs Pie Insurance Cyber Insurance

### Sources About Lockton

1. [Cyber & Technology](https://global.lockton.com/us/en/cyber-technology). Lockton; A Custom Approach; The Lockton Difference; Inform, Improve, and Insure three-step approach; team of over 100 Associates; contact cyber@lockton.com. Accessed 2026-09-23.
2. [Technology](https://global.lockton.com/us/en/technology). Lockton; Unique expertise in Cyber Liability; industries served (electronic hardware, information technology, internet, medical equipment, semiconductors, software, telecommunications). Accessed 2026-09-23.

### Sources About Pie Insurance

3. [Cyber Insurance for Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance). Pie Insurance; What's typically covered by cyber insurance? First party coverage, Third party coverage; How does cyber insurance protect small businesses? Identity theft, Cyber extortion, Financial protection; Make sure you're covered: Start my quote. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/lockton-vs-pie-insurance/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)