--- title: "Lockton vs Marsh: Surety Bonds" description: "Marsh MMA offers contract, commercial and international surety with a 150-plus-person team; Lockton provides financial, backlog, peer-rate, profit and safety analysis without naming bond types." canonical: "https://spot.insure/compare/lockton-vs-marsh/surety-bonds" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "lockton-vs-marsh" provider-a: "lockton" provider-b: "marsh" coverage-line: "surety-bonds" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/lockton-vs-marsh/surety-bonds) ## Agent Guide **What this page is:** Focused comparison of Lockton and Marsh for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Surety Bonds questions about Lockton versus Marsh. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Lockton vs Marsh for Surety Bonds: how do they differ? - Which is better for Surety Bonds, Lockton or Marsh? - What does Lockton or Marsh publish about Surety Bonds (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Surety Bonds. Providers: Lockton and Marsh. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [Lockton vs Marsh](https://spot.insure/compare/lockton-vs-marsh) — all coverage lines for this pair - [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — how this coverage works - [Lockton profile](https://spot.insure/insurance-providers/lockton) — provider profile - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile # Lockton vs Marsh: How Do They Compare for Surety Bonds? Marsh's middle-market agency offers contract, commercial, and international surety; Lockton serves clients across industries with a tailored broker service model. MMA names contract, commercial and international surety; Lockton focuses on financial and backlog analysis without listing forms. ## Lockton vs Marsh Surety Bonds Summary Marsh MMA offers contract, commercial and international surety with a 150-plus-person team; Lockton provides financial, backlog, peer-rate, profit and safety analysis without naming bond types. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## What Are the Key Differences Between Lockton and Marsh Surety Bonds? ### International Surety Versus Program Analytics Lockton describes financial-statement, weighted-backlog, peer-rate, profit and safety analysis for surety clients but does not name bond types. Marsh MMA lists contract, nationwide commercial and international surety, with a practice of more than 150 specialists across all 50 states. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") Choose Lockton if you want financial and backlog analysis for a surety program; choose Marsh MMA if you need international bonds or nationwide contract and commercial placements. ### Client-Tailored Model Versus a 50-State Bench Lockton says it tailors the service model to each client rather than one standard approach. MMA reports more than 150 surety professionals across all 50 states, $353 million in premium for nearly 10,000 clients, and indemnity negotiation, joint-venture prequalification and continuity consulting. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ### How You Buy Lockton's reviewed page does not describe an application path. MMA names a Surety Department Supervisor and describes advisor-led placement rather than an online bond application. Neither page names the issuing surety. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## What Should You Confirm in Lockton and Marsh Surety Bonds Quotes? - Ask Lockton which analysis services apply and which bond types it will actually place. [1](https://global.lockton.com/us/en/surety "Surety") - Ask MMA whether the need is contract, commercial or international. [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") - Get the issuing surety from both. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") - Confirm penal sum, rate and indemnity; neither page publishes them. [1](https://global.lockton.com/us/en/surety "Surety") [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") ## Lockton vs Marsh Surety Bonds Compared | Criteria | Lockton Surety Brokerage | Marsh McLennan Agency Surety Bonds | | --- | --- | --- | | Role in This Line | Lockton Surety brokers surety bonds and says it has become one of the largest surety brokers in the world, representing more than 2,000 clients across industries. Lockton is the broker facilitating the bond relationship, not the surety. [1](https://global.lockton.com/us/en/surety "Surety") (Evidence: Company-reported; scope: Surety product page as read 2026-09-23. Client count and market-size claims are company-reported..) | Marsh McLennan Agency (MMA), Marsh's middle-market subsidiary, arranges surety bonds through a dedicated surety practice rather than underwriting them itself. [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") (Evidence: Company-reported; scope: MMA surety insurance page..) | | Risk Services | Lockton lists data-driven surety services it provides: financial statement analysis and credit rating, weighted backlog analysis, financial and rate peer comparisons and benchmarking, individual project and composite profit trend analysis, and detailed safety record review. [1](https://global.lockton.com/us/en/surety "Surety") (Evidence: Company-reported; scope: Surety product page as read 2026-09-23..) | MMA lists competitive indemnity package negotiation, industry benchmarking, joint-venture and teaming-agreement prequalification support, continuity and ownership-transfer consulting, and competitive program design review as services tied to its surety practice. [2](https://www.marshmma.com/us/solutions/surety.html "Surety Bonds to Mitigate Company Risk") (Evidence: Company-reported; scope: MMA surety insurance page, Benefits of Surety and Surety Coverage sections..) | ## About Lockton and Marsh and Surety Bonds - [Lockton company profile](https://spot.insure/insurance-providers/lockton) · [Lockton customer reviews](https://spot.insure/insurance-providers/lockton/reviews) - [Marsh company profile](https://spot.insure/insurance-providers/marsh) · [Marsh customer reviews](https://spot.insure/insurance-providers/marsh/reviews) - [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds) ## Related Pages for Lockton vs Marsh Surety Bonds - [Lockton vs Marsh](https://spot.insure/compare/lockton-vs-marsh): all coverage lines, business roles, service and claims. - [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses. - [Lockton Surety Bonds](https://spot.insure/insurance-providers/lockton/surety-bonds) - [Marsh Surety Bonds](https://spot.insure/insurance-providers/marsh/surety-bonds) ## Sources for Lockton vs Marsh Surety Bonds ### Sources About Lockton 1. [Surety](https://global.lockton.com/us/en/surety). Lockton; Disrupting surety brokerage since 1966; Consultative services; An unparalleled level of service; Data-driven solutions tools and services list. Accessed 2026-09-23. ### Sources About Marsh 2. [Surety Bonds to Mitigate Company Risk](https://www.marshmma.com/us/solutions/surety.html). Marsh McLennan Agency; Opening positioning and stats (150+ surety professionals across all 50 states; $353 million in surety premium for nearly 10,000 clients; 95% of all contract bonds in the U.S. written in our markets); Surety Coverage: Contract Surety, Commercial Surety, Joint ventures and teaming agreements, International Surety; Benefits of Surety. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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