---
title: "Liberty Mutual vs Zurich U.S.: Professional Liability (E&O) Insurance"
description: "Liberty Mutual lists a physicians-and-surgeons program, while Zurich describes modular E&O for technology, manufacturing, and service-provider classes."
canonical: "https://spot.insure/compare/liberty-mutual-vs-zurich/professional-errors-omissions"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "liberty-mutual-vs-zurich"
provider-a: "liberty-mutual"
provider-b: "zurich"
coverage-line: "professional-errors-omissions"
---

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[Human-readable page](https://spot.insure/compare/liberty-mutual-vs-zurich/professional-errors-omissions)

## Agent Guide

**What this page is:** Focused comparison of Liberty Mutual and Zurich U.S. for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Liberty Mutual versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Liberty Mutual vs Zurich U.S. for Professional Liability (E&O) Insurance: how do they differ?
- Which is better for Professional Liability (E&O) Insurance, Liberty Mutual or Zurich U.S.?
- What does Liberty Mutual or Zurich U.S. publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Professional Liability (E&O) Insurance from Liberty Mutual or Zurich U.S.?

**Key facts:**
- Line: Professional Liability (E&O) Insurance. Providers: Liberty Mutual and Zurich U.S..
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Liberty Mutual vs Zurich U.S.](https://spot.insure/compare/liberty-mutual-vs-zurich) — parent: all coverage lines for this pair
- [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line
- [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence)
- [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence)
- [Liberty Mutual vs Zurich U.S. Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/employment-practices) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-zurich/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [AIG vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [AIG vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Alliance Risk vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [Aon vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [At-Bay vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)

# Liberty Mutual vs Zurich U.S.: How Do They Compare for Professional Liability (E&O) Insurance?

Liberty Mutual lists a physicians-and-surgeons program, while Zurich describes modular E&O for technology, manufacturing, and service-provider classes.

## Research Scope and Use

Use this comparison to evaluate Liberty Mutual and Zurich U.S. for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Liberty Mutual names a physicians-and-surgeons professional-liability program; Zurich describes E&O for technology, manufacturing, and service providers, with modular Pro Plus coverage. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance")

## What Is Liberty Mutual Business Insurance?

Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [1](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [2](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions")

[Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual)

## Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [4](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [5](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.")

[Zurich U.S. profile](https://spot.insure/insurance-providers/zurich)

## What Is Professional Errors and Omissions (E&O) Insurance?

Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [7](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [8](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [9](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [10](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance")

## Key Differences in Professional Liability (E&O) Insurance

### Their published target classes are distinct

Liberty Mutual lists Physicians & Surgeons Professional as a professional-liability-only specialty program. Zurich names technology, manufacturing, and third-party service providers among its E&O classes. If your work is not in the named groups, ask each provider to confirm appetite rather than assuming the program extends to it. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance")

### Zurich describes the protection more fully

Zurich says E&O can address professional-service negligence, mistakes, or failure to deliver promised services, including defense costs, court fees, settlements, and judgments. Liberty Mutual's listing confirms the physician-focused line but does not specify covered allegations, limits, or exclusions. Zurich's description gives technology and service firms scenarios to check against policy language; physicians should obtain the corresponding details from Liberty Mutual. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs")

### Zurich's structure and claims support are described

Zurich describes Pro Plus as a modular suite in one policy and says E&O claims specialists coordinate with legal counsel. Liberty Mutual's reviewed page says specialty programs are administrator-managed but gives no comparable product-structure or claims detail. Confirm which modules and claims contacts apply to the quote you receive. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs")

## What to Confirm in Professional Liability (E&O) Insurance Quotes

- Ask Liberty Mutual for the administrator, issuing insurer, covered medical specialties, policy limits, and exclusions. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs")
- Ask Zurich whether your specific services qualify for Pro Plus, which modules are included, and whether the quote is admitted in your state. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance")

## Offering Details

| Criteria | Physicians & Surgeons Professional program | Zurich Errors & Omissions / Professional Liability |
| --- | --- | --- |
| Role in This Line | Liberty Mutual lists a Physicians & Surgeons Professional program, marked “PL Only,” in its specialty-program portfolio. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Confirm in your quote. |
| Who It’s For | Liberty Mutual says its programs are managed by program administrators; the page provides program inquiry contact details. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Zurich names technology, manufacturing and third-party service providers among targeted E&O classes. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; professional errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| Coverage Features | The listing identifies professional liability only; it does not establish form terms, limits, exclusions or insurer for a quote. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Zurich says E&O can address professional-service negligence, mistakes or failure to deliver promised services, including defense costs, court fees, settlements and judgments. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; professional errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..)<br><br>Zurich’s Pro Plus is a modular suite of coverages in one policy; admitted E&O coverage is available in most states. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; professional errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| How to Apply | The cited product page does not establish an online application or policy-binding path; ask the listed team or your broker/agent how this product is placed. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Not found in reviewed sources; scope: Reviewed product-page scope only. This not-found disposition is not a claim that no digital route exists..) | Confirm in your quote. |
| Claims Support | Confirm in your quote. | Zurich describes E&O claims specialists and underwriters and says claims are reviewed under policy terms with legal counsel coordination. [6](https://www.zurichna.com/insurance/errors-and-omissions "Errors and Omissions Insurance – E&O | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; professional errors and omissions; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |

## Full Comparison

- [Liberty Mutual vs Zurich U.S.](https://spot.insure/compare/liberty-mutual-vs-zurich): all coverage lines, business roles, service and claims.
- [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms.
- [Liberty Mutual vs Zurich U.S. Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/crime)
- [Liberty Mutual vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/cyber)
- [Liberty Mutual vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/employment-practices)
- [Liberty Mutual vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-zurich/fidelity-bonds)
- [Liberty Mutual vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/fiduciary)
- [Liberty Mutual vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/general-liability)
- [Liberty Mutual vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/inland-marine)
- [Liberty Mutual vs Zurich U.S. Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-zurich/surety-bonds)
- [Liberty Mutual vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/technology-errors-omissions)
- [Liberty Mutual vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/umbrella-excess)
- [Liberty Mutual vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-zurich/workers-compensation)
- [AIG vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/professional-errors-omissions)
- [AIG vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-zurich/professional-errors-omissions)
- [Alliance Risk vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/professional-errors-omissions)
- [Aon vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/professional-errors-omissions)
- [At-Bay vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/at-bay-vs-zurich/professional-errors-omissions)
- [The Baldwin Group vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/baldwin-vs-zurich/professional-errors-omissions)

## Sources

### Liberty Mutual

1. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29.
2. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29.
3. [Programs](https://business.libertymutual.com/commercial-solutions/programs/). Liberty Mutual Business Insurance; ‘Our programs portfolio’ lists Auto Salvage/Dismantlers, Fire Suppression and Sprinkler Contractors, Nonprofits, Physicians & Surgeons Professional (PL only), Post-surgical for bariatric and plastic surgeries, Roofing Contractors, Scrap Metal Dealers, Self-storage, and Sports and Fitness. Page says programs are managed by program administrators; not a complete business catalogue.. Accessed 2026-09-29.

### Zurich U.S.

4. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
5. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
6. [Errors and Omissions Insurance – E&O | Zurich Insurance](https://www.zurichna.com/insurance/errors-and-omissions). Zurich U.S.; Pro Plus coverage, targeted classes, policy structure, claims and underwriting. Accessed 2026-09-28.

### Professional Liability (E&O) Insurance Guide

7. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16.
8. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16.
9. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16.
10. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Liberty Mutual Reviews

Review Score: 7.2 / 10 from 2 rated sources, equally weighted.

Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected.

- NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance)
- Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews).

## Zurich U.S. Reviews

Review Score: not enough ratings.

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

- NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance)
- Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com)
- ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html)
- BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews).

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