--- title: "Liberty Mutual vs TechInsurance: Business Owner’s Policy" description: "TechInsurance publishes employee, revenue, industry, and space criteria for typical BOP candidates, while Liberty Mutual describes optional cyber or professional-liability additions to its small-business property and liability package." canonical: "https://spot.insure/compare/liberty-mutual-vs-techinsurance/business-owners-policy" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "liberty-mutual-vs-techinsurance" provider-a: "liberty-mutual" provider-b: "techinsurance" coverage-line: "business-owners-policy" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/liberty-mutual-vs-techinsurance/business-owners-policy) ## Agent Guide **What this page is:** Focused comparison of Liberty Mutual and TechInsurance for Business Owner’s Policy: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Business Owner’s Policy questions about Liberty Mutual versus TechInsurance. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Liberty Mutual vs TechInsurance for Business Owner’s Policy: how do they differ? - Which is better for Business Owner’s Policy, Liberty Mutual or TechInsurance? - What does Liberty Mutual or TechInsurance publish about Business Owner’s Policy (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Business Owner’s Policy from Liberty Mutual or TechInsurance? **Key facts:** - Line: Business Owner’s Policy. Providers: Liberty Mutual and TechInsurance. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Liberty Mutual vs TechInsurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance) — parent: all coverage lines for this pair - [Business Owner’s Policy guide](https://spot.insure/coverage/business-owners-policy) — coverage explainer for this line - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile (evidence) - [Liberty Mutual vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/commercial-property) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/cyber) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance D&O Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/directors-officers) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/employment-practices) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-techinsurance/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/general-liability) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/inland-marine) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-techinsurance/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-liberty-mutual/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-techinsurance/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [biBerk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/biberk-vs-liberty-mutual/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [biBerk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/biberk-vs-techinsurance/business-owners-policy) — sibling comparison (other line, or other pair for this line) # Liberty Mutual vs TechInsurance: How Do They Compare for Business Owner’s Policy? TechInsurance publishes employee, revenue, industry, and space criteria for typical BOP candidates, while Liberty Mutual describes optional cyber or professional-liability additions to its small-business property and liability package. ## How to Use the Liberty Mutual vs TechInsurance Business Owner’s Policy Comparison Use this comparison to evaluate Liberty Mutual and TechInsurance for Business Owner’s Policy against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Liberty Mutual vs TechInsurance Business Owner’s Policy Summary TechInsurance says typical BOP candidates have fewer than 100 employees and under $1 million in yearly revenue; Liberty Mutual describes property and general liability with optional cyber or professional-liability additions. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [1](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [2](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is TechInsurance? TechInsurance fits freelancers and small software, SaaS and IT firms that want to compare several insurers' quotes from one application, with agent help and a tech E&O plus cyber bundle. Growth-stage companies needing a managed renewal program or firm quote deadlines should look at specialist brokers. [4](https://www.techinsurance.com/about-us "About TechInsurance") [5](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage "Technology Errors and Omissions – Tech E&O Insurance") [6](https://www.techinsurance.com/contact-us "Contact Us") [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) ## What Is a Business Owner’s Policy? A BOP may suit an eligible small business that wants property, liability and lost-income protection together. If you also need auto, workers’ compensation or professional liability, plan for separate coverage. [8](https://content.naic.org/consumer/small-business.htm "Small Business") [9](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy "Business Interruption and Business Owner Policy") ## What Are the Key Differences Between Liberty Mutual and TechInsurance Business Owner’s Policy? ### Published BOP Screening Criteria TechInsurance gives a concrete preliminary screen: fewer than 100 employees, low-risk industry, annual revenue below $1 million, and a small commercial space. Liberty Mutual describes its BOP for small businesses and refers buyers to independent agents. If your company is close to one of TechInsurance’s criteria, ask how it applies to your industry and ask Liberty Mutual’s independent agent to assess the same operations and location. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") ### Package Components and Stated Gaps TechInsurance describes a general-liability and commercial-property bundle, with its page also listing employee injuries and cyberattacks among exclusions. Liberty Mutual describes property and general liability and identifies cyber or professional liability as optional additions. For a technology-dependent business, compare the actual cyber wording and how each proposal handles employee injury rather than assuming the BOP label settles those details. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") ## What Should You Confirm in Liberty Mutual and TechInsurance Business Owner’s Policy Quotes? - Ask TechInsurance how it applies the four stated screening criteria to your staff, revenue, industry, and premises. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") - Ask Liberty Mutual’s agent which cyber or professional-liability additions are proposed and where their limits and exclusions appear. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") - Compare the property and liability forms, employee-injury treatment, and cyber wording in the actual proposals. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") ## Liberty Mutual vs TechInsurance Business Owner’s Policy Compared | Criteria | Liberty Mutual Small Business Business Owner’s Policy | TechInsurance Business Owner's Policy (BOP) | | --- | --- | --- | | Role in This Line | Liberty Mutual markets a small-business BOP through its retail business channel. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | TechInsurance arranges a business owner's policy (BOP) as a bundle of general liability and commercial property insurance sold at a discount versus buying the two policies separately, according to the company. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page..) | | Issuing Insurer | Confirm in your quote. | The reviewed page does not name the issuing insurer for a BOP. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Not publicly disclosed; scope: Business owner's policy product page as read on 2026-09-23..) | | Who It’s For | The page positions the product for small businesses and refers buyers to independent agents; it is not evidence of a mid-market BOP or universal availability. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | TechInsurance says small businesses typically qualify for BOP savings if they have fewer than 100 employees, operate in a low-risk industry, earn less than $1 million in yearly revenue, and use a small commercial space. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page, Eligibility requirements for a BOP section..) | | Coverage Features | The page describes a BOP combining commercial property and general liability, with optional cyber or professional-liability additions; it distinguishes separate policies such as auto and workers’ compensation. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | TechInsurance says a BOP covers property damage and business personal property, common third-party accidents (general liability), copyright infringement and defamation claims, theft and vandalism, and product liability claims, but excludes employee injuries, cyberattacks, business vehicles and (without an endorsement) natural-disaster property damage. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page; general policy description, not a specific policy form..) | | Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | TechInsurance says its BOP policyholders pay a median of $83 per month, or about $990 a year, with the exact cost depending on business property value, profession risk, policy limits and deductible, location, employee count and claims history. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page cost section; a company-reported median from TechInsurance's own book of business, not a published rate table..) | | How to Apply | Liberty Mutual directs small-business buyers to independent-agent distribution for this BOP. [3](https://www.libertymutual.com/small-business/business-owners-insurance "Business owner's policy insurance") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | You request BOP quotes online through a single application; TechInsurance says licensed agents can help tailor the policy with endorsements, and a certificate of insurance is typically available the same day you buy coverage. [7](https://www.techinsurance.com/business-owners-policy "Business Owner's Policy (BOP) Insurance – Compare Quotes") (Evidence: Company-reported; scope: Business owner's policy product page..) | ## Related Pages for Liberty Mutual vs TechInsurance - [Liberty Mutual vs TechInsurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is a Business Owner’s Policy?](https://spot.insure/coverage/business-owners-policy): A business owners policy combines property, liability and lost-income protection for eligible small businesses, while auto, workers’ compensation and professional liability may need separate coverage. - [Liberty Mutual vs TechInsurance Commercial Auto Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/commercial-auto) - [Liberty Mutual vs TechInsurance Commercial Property Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/commercial-property) - [Liberty Mutual vs TechInsurance Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/cyber) - [Liberty Mutual vs TechInsurance D&O Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/directors-officers) - [Liberty Mutual vs TechInsurance Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/employment-practices) - [Liberty Mutual vs TechInsurance Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-techinsurance/fidelity-bonds) - [Liberty Mutual vs TechInsurance General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/general-liability) - [Liberty Mutual vs TechInsurance Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/inland-marine) - [Liberty Mutual vs TechInsurance Professional Liability (E&O) Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/professional-errors-omissions) - [Liberty Mutual vs TechInsurance Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/technology-errors-omissions) - [Liberty Mutual vs TechInsurance Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/umbrella-excess) - [Liberty Mutual vs TechInsurance Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-techinsurance/workers-compensation) - [Alliance Risk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/business-owners-policy) - [Alliance Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/alliance-risk-vs-techinsurance/business-owners-policy) - [Amelia Risk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-liberty-mutual/business-owners-policy) - [Amelia Risk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/amelia-risk-vs-techinsurance/business-owners-policy) - [biBerk vs Liberty Mutual Business Owner’s Policy](https://spot.insure/compare/biberk-vs-liberty-mutual/business-owners-policy) - [biBerk vs TechInsurance Business Owner’s Policy](https://spot.insure/compare/biberk-vs-techinsurance/business-owners-policy) ## Sources for Liberty Mutual vs TechInsurance Business Owner’s Policy ### Sources About Liberty Mutual 1. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 2. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 3. [Business owner's policy insurance](https://www.libertymutual.com/small-business/business-owners-insurance). Liberty Mutual; Opened September 29, 2026. Lines 21–45 describe a small-business BOP combining property and general liability, common coverages, and optional cyber/professional-liability supplements. Lines 53–55 identify independent-agent distribution; lines 113–121 distinguish standalone GL, BOP, commercial package policy and separate commercial auto, workers compensation, farm, and inland marine risks. This is the small-business retail offer, not a mid-market form or issuer-level disclosure.. Accessed 2026-09-29. ### Sources About TechInsurance 4. [About TechInsurance](https://www.techinsurance.com/about-us). TechInsurance; Opening description; one-application process; History of TechInsurance, 2011 and 2022 entries. Accessed 2026-09-16. 5. [Technology Errors and Omissions – Tech E&O Insurance](https://www.techinsurance.com/errors-omissions-insurance/technology-errors-omissions-coverage). TechInsurance; Tech E&O insurance includes two policies; quotation form; Technology professionals we insure. Accessed 2026-09-16. 6. [Contact Us](https://www.techinsurance.com/contact-us). TechInsurance; FAQs: How does TechInsurance work? (agent assistance obtaining surety bonds); agent or broker role; application; finding quotes; updating address; certificates. Accessed 2026-09-16. 7. [Business Owner's Policy (BOP) Insurance – Compare Quotes](https://www.techinsurance.com/business-owners-policy). TechInsurance; Why do you need a business owner's policy?; Eligibility requirements for a BOP; What is covered under a business owner's policy?; How much does a business owner's policy cost?; What is the difference between general liability insurance and a BOP?. Accessed 2026-09-23. ### Sources for the Business Owner’s Policy Guide 8. [Small Business](https://content.naic.org/consumer/small-business.htm). National Association of Insurance Commissioners; FAQ: What’s a business owners policy?; What’s general liability insurance. Accessed 2026-09-16. 9. [Business Interruption and Business Owner Policy](https://content.naic.org/insurance-topics/business-interruption-and-business-owner-policy). National Association of Insurance Commissioners; Background; General liability, Commercial property and Business interruption bullets. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Liberty Mutual Review Scores for 2026 Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## TechInsurance Review Scores for 2026 Review Score: 9.1 / 10 from 2 rated sources, equally weighted. TechInsurance’s available ratings are favorable, with praise for broker guidance. The feedback supports its shopping service more than any particular insurer’s claims handling. - Trustpilot: Trustpilot TrustScore 4.4 (5 stars); 311 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: accessed 2026-09-25. Checked 2026-09-25. [Trustpilot result for TechInsurance](https://uk.trustpilot.com/review/techinsurance.com) - ConsumerAffairs: ConsumerAffairs consumer rating 4.7 (5 stars); 25 reviews. Self-selected consumer aggregate; product and business/personal scope may be mixed. Period: updated 2026-08-14; accessed 2026-09-25. Checked 2026-09-25. [ConsumerAffairs result for TechInsurance](https://www.consumeraffairs.com/insurance/techinsurance.html) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/techinsurance/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/liberty-mutual-vs-techinsurance/business-owners-policy.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)