---
title: "Liberty Mutual vs Nationwide: Surety Bonds"
description: "Liberty Mutual lists a broad commercial bond catalogue; Nationwide describes commercial surety for financial-responsibility and compliance obligations through an agent."
canonical: "https://spot.insure/compare/liberty-mutual-vs-nationwide/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "liberty-mutual-vs-nationwide"
provider-a: "liberty-mutual"
provider-b: "nationwide"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/liberty-mutual-vs-nationwide/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of Liberty Mutual and Nationwide for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about Liberty Mutual versus Nationwide. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- Liberty Mutual vs Nationwide for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, Liberty Mutual or Nationwide?
- What does Liberty Mutual or Nationwide publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from Liberty Mutual or Nationwide?

**Key facts:**
- Line: Surety Bonds. Providers: Liberty Mutual and Nationwide.
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [Liberty Mutual vs Nationwide](https://spot.insure/compare/liberty-mutual-vs-nationwide) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence)
- [Nationwide profile](https://spot.insure/insurance-providers/nationwide) — provider profile (evidence)
- [Liberty Mutual vs Nationwide Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/crime) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/cyber) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Equipment Breakdown Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/equipment-breakdown) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/fiduciary) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/general-liability) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/inland-marine) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/umbrella-excess) — sibling comparison (other line, or other pair for this line)
- [Liberty Mutual vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/workers-compensation) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Liberty Mutual Surety Bonds](https://spot.insure/compare/baldwin-vs-liberty-mutual/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Nationwide Surety Bonds](https://spot.insure/compare/baldwin-vs-nationwide/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Chubb vs Liberty Mutual Surety Bonds](https://spot.insure/compare/chubb-vs-liberty-mutual/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Chubb vs Nationwide Surety Bonds](https://spot.insure/compare/chubb-vs-nationwide/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs Liberty Mutual Surety Bonds](https://spot.insure/compare/cna-vs-liberty-mutual/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs Nationwide Surety Bonds](https://spot.insure/compare/cna-vs-nationwide/surety-bonds) — sibling comparison (other line, or other pair for this line)

# Liberty Mutual vs Nationwide: How Do They Compare for Surety Bonds?

Liberty Mutual lists a broad commercial bond catalogue; Nationwide describes commercial surety for financial-responsibility and compliance obligations through an agent.

## Research Scope and Use

Use this comparison to evaluate Liberty Mutual and Nationwide for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

Nationwide describes commercial bonds for businesses and principals, with an agent or quote-request route; Liberty Mutual lists specific court, appeal, ERISA, fidelity, and license bonds. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds")

## What Is Liberty Mutual Business Insurance?

Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [1](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [2](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions")

[Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual)

## What Is Nationwide?

Nationwide’s commercial catalogue includes common small-business policies and separate specialty products. A catalogue listing does not establish eligibility or policy terms; confirm the issuing company and coverage for your state and business. [4](https://www.nationwide.com/business/insurance/small-commercial/ "Small Business Insurance") [5](https://www.nationwide.com/agents/business/ "Small Business Insurance Solutions for Agents") [6](https://www.nationwide.com/personal/about-us/terms-conditions "Terms and Conditions for Nationwide.com")

[Nationwide profile](https://spot.insure/insurance-providers/nationwide)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [8](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [9](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [10](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [11](https://www.chubb.com/us-en/surety.html "Surety Bonds") [12](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## Key Differences in Surety Bonds

### Liberty Mutual names specific bond types

Liberty Mutual's commercial page identifies court, appeal, tax appeal, license and permit, reclamation, utility payment, ERISA, fidelity, and miscellaneous bonds. Nationwide describes commercial surety more generally as guaranteeing a principal's financial responsibility or compliance with an obligation, without enumerating bond types in the reviewed claim. For a named requirement, Liberty Mutual's list can help identify fit; ask Nationwide's agent whether it can place that exact form. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds")

### Both direct buyers to an intermediary

Nationwide directs prospective customers to contact an agent or request a quote. Liberty Mutual describes small- and large-commercial markets and tells prospects to contact a surety representative. Neither reviewed record gives a self-service binding route. Ask who will obtain the obligee's form, collect financials, and confirm the effective date. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds")

### The stated audiences are broad in different ways

Nationwide describes businesses and principals seeking commercial bonds, with bond form and underwriting dependent on the obligation and applicant. Liberty Mutual separates large- and small-commercial markets and publishes a detailed list of bond categories. If you are unsure which category applies, share the underlying contract or licensing rule with each representative before comparing terms. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds")

## What to Confirm in Surety Bonds Quotes

- Ask Nationwide's agent which bond form covers your obligation, who issues it, and what underwriting information is needed. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds")
- Ask Liberty Mutual which team and listed bond category fit your request, and confirm the obligee accepts the issuer. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds")

## Offering Details

| Criteria | Commercial Bonds | Nationwide surety bonds (official overview) |
| --- | --- | --- |
| Role in This Line | Liberty Mutual Surety lists commercial bonds for business customers. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Commercial Bonds. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Nationwide describes offering surety bonds for the audience stated on the cited product page. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") (Evidence: Company-reported; scope: surety bonds marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Who It’s For | The page describes large-commercial and small-commercial markets and instructs prospective customers to contact a surety representative. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Commercial Bonds. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Businesses and principals seeking commercial bonds; bond form and underwriting depend on obligation and applicant. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") (Evidence: Company-reported; scope: surety bonds marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Coverage Features | The page names court, appeal, license/permit, ERISA, fidelity and other commercial bond types; bonding is distinct from liability insurance. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Commercial Bonds. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | The cited product page describes commercial surety bonds that guarantee a bonded principal's financial responsibility or compliance with stated obligations. Marketing description only; actual coverage, exclusions, conditions, limits, and availability depend on the issued policy and jurisdiction. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") (Evidence: Company-reported; scope: surety bonds marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |
| Limits and Retentions | Confirm in your quote. | The cited overview does not set a universal limit or retention for this line. Ask for the proposed policy form, limits, retentions, exclusions, and conditions in the quote. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") (Evidence: Not publicly disclosed; scope: Only the cited marketing page was reviewed for published limit and retention information; no policy-form entitlement is inferred..) |
| How to Apply | The cited product page does not establish an online application or policy-binding path; ask the listed team or your broker/agent how this product is placed. [3](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/ "Commercial Bonds") (Evidence: Not found in reviewed sources; scope: Reviewed product-page scope only. This not-found disposition is not a claim that no digital route exists..) | The page directs prospective customers to contact an agent or request a quote. The page does not establish a quote, bind, or coverage-effective timeline. [7](https://www.nationwide.com/business/insurance/bonds/ "Commercial Surety Bonds") (Evidence: Company-reported; scope: surety bonds marketed by nationwide; scope is limited to the cited official product overview and described audience. This is not a policy form or a universal eligibility statement..) |

## Full Comparison

- [Liberty Mutual vs Nationwide](https://spot.insure/compare/liberty-mutual-vs-nationwide): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [Liberty Mutual vs Nationwide Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/crime)
- [Liberty Mutual vs Nationwide Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/cyber)
- [Liberty Mutual vs Nationwide Equipment Breakdown Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/equipment-breakdown)
- [Liberty Mutual vs Nationwide Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/fiduciary)
- [Liberty Mutual vs Nationwide General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/general-liability)
- [Liberty Mutual vs Nationwide Inland Marine Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/inland-marine)
- [Liberty Mutual vs Nationwide Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/umbrella-excess)
- [Liberty Mutual vs Nationwide Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-nationwide/workers-compensation)
- [The Baldwin Group vs Liberty Mutual Surety Bonds](https://spot.insure/compare/baldwin-vs-liberty-mutual/surety-bonds)
- [The Baldwin Group vs Nationwide Surety Bonds](https://spot.insure/compare/baldwin-vs-nationwide/surety-bonds)
- [Chubb vs Liberty Mutual Surety Bonds](https://spot.insure/compare/chubb-vs-liberty-mutual/surety-bonds)
- [Chubb vs Nationwide Surety Bonds](https://spot.insure/compare/chubb-vs-nationwide/surety-bonds)
- [CNA vs Liberty Mutual Surety Bonds](https://spot.insure/compare/cna-vs-liberty-mutual/surety-bonds)
- [CNA vs Nationwide Surety Bonds](https://spot.insure/compare/cna-vs-nationwide/surety-bonds)

## Sources

### Liberty Mutual

1. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29.
2. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29.
3. [Commercial Bonds](https://business.libertymutual.com/commercial-solutions/surety/commercial-bonds/). Liberty Mutual Business Insurance; ‘Broad slate of commercial bonds’ enumerates court/fiduciary, appeal, tax appeal, self-insurer workers compensation, license/permit, reclamation, lost instrument, utility payment, service/supply, business services, public official, ERISA, fidelity and miscellaneous bonds; page states distinct large/small commercial audiences and qualified program scale.. Accessed 2026-09-29.

### Nationwide

4. [Small Business Insurance](https://www.nationwide.com/business/insurance/small-commercial/). Nationwide; Small business products and solutions, lines 185–214: BOP, workers’ compensation, commercial auto, umbrella, EPLI, cyber and surety; purchase guidance lines 235–247.. Accessed 2026-09-29.
5. [Small Business Insurance Solutions for Agents](https://www.nationwide.com/agents/business/). Nationwide; Specialized small commercial solutions: BOP, auto, workers’ compensation, cyber, EPLI, umbrella, inland marine and professional liability; page states appetite varies by state, lines 129–163, 191–193.. Accessed 2026-09-29.
6. [Terms and Conditions for Nationwide.com](https://www.nationwide.com/personal/about-us/terms-conditions). Nationwide; P&C products not offered by all companies/states; policy/declarations control; NMI and affiliates may underwrite; each underwriter responsible for own products, lines 358–368 and 391–394.. Accessed 2026-09-29.
7. [Commercial Surety Bonds](https://www.nationwide.com/business/insurance/bonds/). Nationwide; Commercial surety bond page; bond types and obligations.. Accessed 2026-09-30.

### Surety Bonds Guide

8. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
9. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
10. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
11. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
12. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Liberty Mutual Reviews

Review Score: 7.2 / 10 from 2 rated sources, equally weighted.

Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected.

- NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance)
- Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews).

## Nationwide Reviews

Review Score: 7.8 / 10 from 4 rated sources, equally weighted.

Experts like Nationwide more than customers do. NerdWallet gives it 4.5 out of 5 for business insurance, while small-business customers on ConsumerAffairs give it 2.5 out of 5 from 19 reviews.

- NerdWallet: NerdWallet rating 4.5 (out of 5). NerdWallet's editorial small-business review of Nationwide, updated 2026-06-03. It is an expert score, not a customer average. The page header shows 4.5 and a partner card on the same page shows 4.0; the 4.5 is the review's own headline rating. Period: review updated 2026-06-03. Checked 2026-09-29. [Nationwide Business Insurance Review 2026](https://www.nerdwallet.com/business/insurance/learn/nationwide-business-insurance)
- J.D. Power: 2025 Small Commercial satisfaction index 707 (out of 1,000); 2848 reviews. 2025 U.S. Small Commercial Insurance Study: 2,848 U.S. businesses with 50 or fewer employees, fielded Mar-May 2025. Nationwide scored 707 against a study average of 698. A 2026 study was published 2026-08-20 (average 713); Nationwide's 2026 score was not found. Period: 2025 study. Checked 2026-09-29. [2025 U.S. Small Commercial Insurance Study](https://www.jdpower.com/sites/default/files/file/2025-08/2025092%20U.S.%20Small%20Commercial%20Insurance%20Study.pdf); [U.S. Small Commercial Insurance Study](https://www.jdpower.com/business/u-s-small-commercial-insurance-study/); [Rates, Digital Support Boost Small Business Insurance Customer Satisfaction: JD Power](https://www.carriermanagement.com/news/2026/08/20/291242.htm)
- Trustpilot: TrustScore 1.3 (out of 5); 261 reviews. Nationwide's main Trustpilot page. It mixes personal and commercial customers; it cannot be separated. The page text says 1.3 out of 5 while an embedded badge image text said 1.5; we use the visible text score. Period: 69 reviews in the prior 12 months (checked 2026-09-29). Checked 2026-09-29. [Nationwide Reviews](https://www.trustpilot.com/review/nationwide.com)
- ConsumerAffairs: ConsumerAffairs auto average 1.5 (out of 5); 1091 reviews. ConsumerAffairs Nationwide personal auto page (1,091 reviews displayed). Personal auto, not commercial. Period: checked 2026-09-29. Checked 2026-09-29. [Nationwide Auto Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide_auto.html)
- ConsumerAffairs: ConsumerAffairs rating 2.5 (out of 5); 19 reviews. ConsumerAffairs Nationwide Small Business Insurance page; unclaimed profile; small-business customers. Screenshot captured 2026-09-29. Period: page updated Aug. 14, 2026; captured 2026-09-29. Checked 2026-09-29. [Nationwide Small Business Insurance Reviews](https://www.consumeraffairs.com/insurance/nationwide-small-business-insurance.html)
- BBB: BBB business grade A+. BBB Nationwide profile at the Columbus, Ohio headquarters (BBB Accredited). Covers all Nationwide products, not just commercial. Checked 2026-09-29. [Nationwide BBB Complaints Profile](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/complaints)
- BBB: Complaints 111. Same BBB headquarters profile; all Nationwide products, no premium denominator. BBB warns complaint details may be incomplete. The page also shows 269 customer reviews but no star average. Period: closed in the last three years (checked 2026-09-29). Checked 2026-09-29. [Nationwide BBB customer reviews](https://www.bbb.org/us/oh/columbus/profile/insurance-companies/nationwide-0302-2388/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/nationwide/reviews).

## Agent and Developer Resources

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