--- title: "Liberty Mutual vs Mylo: Medical Malpractice Insurance" description: "Compare Mylo’s stated claims-made and occurrence choices with Liberty Mutual’s healthcare program descriptions." canonical: "https://spot.insure/compare/liberty-mutual-vs-mylo/medical-malpractice" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "liberty-mutual-vs-mylo" provider-a: "liberty-mutual" provider-b: "mylo" coverage-line: "medical-malpractice" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/liberty-mutual-vs-mylo/medical-malpractice) ## Agent Guide **What this page is:** Focused comparison of Liberty Mutual and Mylo for Medical Malpractice Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Medical Malpractice Insurance questions about Liberty Mutual versus Mylo. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Liberty Mutual vs Mylo for Medical Malpractice Insurance: how do they differ? - Which is better for Medical Malpractice Insurance, Liberty Mutual or Mylo? - What does Liberty Mutual or Mylo publish about Medical Malpractice Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Medical Malpractice Insurance from Liberty Mutual or Mylo? **Key facts:** - Line: Medical Malpractice Insurance. Providers: Liberty Mutual and Mylo. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Liberty Mutual vs Mylo](https://spot.insure/compare/liberty-mutual-vs-mylo) — parent: all coverage lines for this pair - [Medical Malpractice Insurance guide](https://spot.insure/coverage/medical-malpractice) — coverage explainer for this line - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [Mylo profile](https://spot.insure/insurance-providers/mylo) — provider profile (evidence) - [Liberty Mutual vs Mylo Business Owner’s Policy](https://spot.insure/compare/liberty-mutual-vs-mylo/business-owners-policy) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Commercial Auto Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/commercial-auto) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/cyber) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/general-liability) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-mylo/surety-bonds) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/workers-compensation) — sibling comparison (other line, or other pair for this line) - [Beazley vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-liberty-mutual/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Beazley vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-mylo/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-liberty-mutual/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [CNA vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-mylo/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/medical-malpractice) — sibling comparison (other line, or other pair for this line) - [Corgi vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-mylo/medical-malpractice) — sibling comparison (other line, or other pair for this line) # Liberty Mutual vs Mylo: How Do They Compare for Medical Malpractice Insurance? Compare Mylo’s stated claims-made and occurrence choices with Liberty Mutual’s healthcare program descriptions. ## How to Use the Liberty Mutual vs Mylo Medical Malpractice Insurance Comparison Use this comparison to evaluate Liberty Mutual and Mylo for Medical Malpractice Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Liberty Mutual vs Mylo Medical Malpractice Insurance Summary Mylo explains claims-made, occurrence and optional tail choices; Liberty Mutual describes distinct healthcare programs with terms varying by provider type. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [1](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [2](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is Mylo Insurance? Mylo suits small businesses wanting online quote comparisons or licensed-advisor help; firms needing complex program management should compare full-service brokers. Mylo says 95% of customers pay no fee, though some transactions carry fees. [4](https://choosemylo.com/business/business-insurance "Small Business Insurance") [5](https://choosemylo.com/our-story "About Mylo") [Mylo profile](https://spot.insure/insurance-providers/mylo) ## What Is Medical Malpractice Insurance? Medical malpractice insurance can pay defense costs and covered damages when a patient claims a clinician’s care caused harm. If you provide health care, match the quote to your practice, clinicians, specialties and procedures, then check who is insured. [7](https://content.naic.org/insurance-topics/medical-malpractice-insurance "Medical Malpractice Insurance") [8](https://www.tdi.texas.gov/commercial/pcmedmal.html "Medical Liability Insurance shopping guide") [9](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en "Physicians Medical Professional Liability — Specimen Policy") [10](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf "Physician Application") ## What Are the Key Differences Between Liberty Mutual and Mylo Medical Malpractice Insurance? ### When a claim can be reported Mylo explains both claims-made coverage, where the policy must be active for treatment and later claim filing, and occurrence coverage, where the policy active at treatment can respond even after it ends; it also describes optional tail coverage. Liberty Mutual’s record describes distinct healthcare professional-liability programs and says terms and insured professions differ by program. A buyer should ask the administrator which trigger and tail terms apply instead of assuming they match Mylo’s published examples. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") ### Placement and specialty fit Mylo brokers quotes from multiple carriers and says it customizes medical-malpractice coverage to the buyer’s specialty. Liberty Mutual describes separate solutions for hospitals, outpatient providers and physician groups, with differing insured professions and terms. An individual clinician or mixed practice should identify its professional roles and entity structure for both quote paths. Mylo’s broker role means the issuing carrier will vary by placement; Liberty Mutual’s proposal should likewise name the specific program and policy issuer. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") ## What Should You Confirm in Liberty Mutual and Mylo Medical Malpractice Insurance Quotes? - Ask Liberty Mutual which proposed form is occurrence or claims-made and what retroactive date or tail options apply. - Ask Mylo which carriers are quoting your specialty and whether occurrence coverage or tail is available at the offered price. ## Liberty Mutual vs Mylo Medical Malpractice Insurance Compared | Criteria | Liberty Mutual Healthcare Professional Liability / Medical Malpractice options | Mylo Medical Malpractice Insurance | | --- | --- | --- | | Role in This Line | Liberty Mutual lists healthcare professional-liability solutions, including hospital, outpatient and physician-group coverage; the page does not use one universal medical-malpractice product name. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Mylo brokers medical malpractice insurance, describing it as professional liability insurance for medical professionals, by comparing quotes from multiple carriers rather than underwriting the policy itself. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) | | Issuing Insurer | Confirm in your quote. | The medical malpractice product page does not name the insurer that would issue a given practice's policy. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Not publicly disclosed; scope: Checked the medical malpractice product page on 2026-09-23..) | | Who It’s For | The source identifies healthcare organizations, outpatient providers, hospitals and physician groups as audiences for distinct solutions; it does not establish individual provider eligibility. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Mylo customizes the policy to the buyer's medical specialty and says coverage can be compared across a range of carriers for the buyer's practice. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page..) | | Coverage Features | The page describes liability arising from healthcare services and names distinct professional-liability program types; terms and insured professions differ by program. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Mylo says the policy helps defend against lawsuits over medical services, including incorrect diagnosis, failure to diagnose, prescribing the wrong drug or dosage, and treatment or surgical errors. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page; the issued policy and its exclusions control..)

Mylo offers claims-made policies (covering a claim only if the policy was active for both the treatment and the lawsuit filing) and occurrence policies (covering a claim if the policy was active when the treatment occurred, even if lapsed by the time of the lawsuit), plus optional tail coverage to extend reporting after a claims-made policy ends. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page coverage-types section..)

Mylo says medical malpractice insurance does not cover cyberattacks or ransomware on its own, and that it can add cyber liability coverage for network rebuilding, patient notification, credit monitoring, crisis management and regulatory fines. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Company-reported; scope: Medical malpractice product page "What about lawsuits from data breaches?" section; a distinct add-on coverage, not part of the base malpractice policy..) | | Limits and Retentions | The cited public overview does not establish the limits, deductibles, exclusions or form terms that would apply to a specific buyer. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Not publicly disclosed; scope: Ask for the quote and specimen or issued policy forms before treating a listed feature as covered..) | The medical malpractice product page does not publish specific coverage limits or premium ranges. [6](https://choosemylo.com/medical-malpractice "Medical Malpractice Insurance") (Evidence: Not publicly disclosed; scope: Checked the medical malpractice product page on 2026-09-23..) | | Risk Services | Liberty Mutual describes a dedicated healthcare practice offering flexible, tailored liability solutions to healthcare organizations. [3](https://business.libertymutual.com/commercial-solutions/healthcare-liability/ "Healthcare liability") (Evidence: Company-reported; scope: Liberty Mutual’s cited product or program overview documents this description. It does not establish the issuing insurer for an individual quote, exact state or provincial availability, the policy form, complete exclusions, or terms offered to a particular buyer; confirm those in the quote and policy documents..) | Confirm in your quote. | ## Related Pages for Liberty Mutual vs Mylo Medical Malpractice Insurance - [Liberty Mutual vs Mylo](https://spot.insure/compare/liberty-mutual-vs-mylo): all coverage lines, business roles, service and claims. - [What Is Medical Malpractice Insurance?](https://spot.insure/coverage/medical-malpractice): Medical malpractice insurance can pay defense costs and covered damages from claims about patient care; match the policy to clinicians, procedures and claims-made timing. - [Liberty Mutual vs Mylo Business Owner’s Policy](https://spot.insure/compare/liberty-mutual-vs-mylo/business-owners-policy) - [Liberty Mutual vs Mylo Commercial Auto Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/commercial-auto) - [Liberty Mutual vs Mylo Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/cyber) - [Liberty Mutual vs Mylo General Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/general-liability) - [Liberty Mutual vs Mylo Professional Liability (E&O) Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/professional-errors-omissions) - [Liberty Mutual vs Mylo Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-mylo/surety-bonds) - [Liberty Mutual vs Mylo Umbrella and Excess Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/umbrella-excess) - [Liberty Mutual vs Mylo Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-mylo/workers-compensation) - [Beazley vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-liberty-mutual/medical-malpractice) - [Beazley vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/beazley-vs-mylo/medical-malpractice) - [CNA vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-liberty-mutual/medical-malpractice) - [CNA vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/cna-vs-mylo/medical-malpractice) - [Corgi vs Liberty Mutual Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-liberty-mutual/medical-malpractice) - [Corgi vs Mylo Medical Malpractice Insurance](https://spot.insure/compare/corgi-vs-mylo/medical-malpractice) ## Sources for Liberty Mutual vs Mylo Medical Malpractice Insurance ### Sources About Liberty Mutual 1. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 2. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 3. [Healthcare liability](https://business.libertymutual.com/commercial-solutions/healthcare-liability/). Liberty Mutual Business Insurance; Opened September 29, 2026. Lines 118–120 describe US healthcare liability solutions; lines 129–144 name digital-health professional liability for virtual/telehealth care, hospital professional liability, miscellaneous medical professional liability, physician-group-practice professional liability, and other healthcare-specific solutions. The source shows a mix of specialty insurance and reinsurance; map only the explicitly named healthcare coverages and preserve each program/package scope.. Accessed 2026-09-29. ### Sources About Mylo 4. [Small Business Insurance](https://choosemylo.com/business/business-insurance). Mylo; Hero; What Insurance Does A Small Business Need (Business Owners Policy listing); Get My Quote; Business Insurance FAQs; commercial-product navigation; footer legal disclosure. Accessed 2026-09-16. 5. [About Mylo](https://choosemylo.com/our-story). Mylo; Your Digital One-Stop Shop; The Broker Advantage; Proven Heritage, Powerful Future; About Mylo FAQs. Accessed 2026-09-15. 6. [Medical Malpractice Insurance](https://choosemylo.com/medical-malpractice). Mylo; Protect your healthy reputation with medical malpractice insurance; What types of coverage are available? (claims-made, occurrence, tail coverage); What about lawsuits from data breaches?; Medical malpractice insurance FAQs. Accessed 2026-09-23. ### Sources for the Medical Malpractice Insurance Guide 7. [Medical Malpractice Insurance](https://content.naic.org/insurance-topics/medical-malpractice-insurance). National Association of Insurance Commissioners; Background: Issue; Overview; two basic types. Accessed 2026-09-16. 8. [Medical Liability Insurance shopping guide](https://www.tdi.texas.gov/commercial/pcmedmal.html). Texas Department of Insurance; What is medical liability insurance?; Claims-made versus occurrence; changing carriers; renewal tips. Accessed 2026-09-16. 9. [Physicians Medical Professional Liability — Specimen Policy](https://go.curi.com/hubfs/Curi%20Physicians%20Medical%20Professional%20Liability%20Specimen%20Policy.pdf?hsLang=en). Curi underwriting companies identified on specimen cover; Base I–III printed pp.1–3/PDF pp.2–4; V–VI pp.3–6; VIII p.7; XII pp.11–13. Accessed 2026-09-16. 10. [Physician Application](https://resource.medpro.com/documents/10502/10752/MP-HPL-PHL-00-02%2BPhysician%2BApplication%2B(02-15)(rev%2B06.17.21).pdf). MedPro Group / issuing companies identified on application; I–II p.1; III pp.2–4; IV pp.4–5; V pp.5–6; VI p.6. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Liberty Mutual Review Scores for 2026 Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## Mylo Review Scores for 2026 Review Score: 7.7 / 10 from 2 rated sources, equally weighted. Mylo has strong feedback on its Kansas City Birdeye listing, while its tiny Trustpilot sample is negative. Most available feedback mixes personal and business insurance. - Trustpilot: TrustScore 2.9 (0–5 stars); 2 reviews. Trustpilot brand profile linked to choosemylo.com and Kansas City address; two user reviews from U.S. reviewers, both about auto-insurance shopping, not commercial policies. Trustpilot warns reviews may not be representative. Period: 0 reviews in prior 12 months; accessed 2026-09-25. Checked 2026-09-25. [Mylo Reviews | Trustpilot](https://uk.trustpilot.com/review/choosemylo.com) - Birdeye (aggregates Google and Birdeye reviews): combined Google/Birdeye star rating 4.8 (0–5 stars); 1329 reviews. Kansas City office at 8880 Ward Pkwy #200; profile links to choosemylo.com and identifies insurance products including business, home, auto, health and group health. Birdeye shows 1,328 Google and 1 Birdeye review. Local office and mixed-product profile, not company-wide commercial-only consensus. Period: Observed 2026-09-25; 1,328 Google-origin plus one Birdeye review. Checked 2026-09-25. [Mylo, a Lockton Company | Birdeye](https://reviews.birdeye.com/mylo-a-lockton-company-155339142807839) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/mylo/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/liberty-mutual-vs-mylo/medical-malpractice.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)