--- title: "Liberty Mutual vs Marsh: Professional Liability (E&O) Insurance" description: "Compare Marsh’s professional-liability exposure assessment team with Liberty Mutual’s physician-specific program listing." canonical: "https://spot.insure/compare/liberty-mutual-vs-marsh/professional-errors-omissions" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "liberty-mutual-vs-marsh" provider-a: "liberty-mutual" provider-b: "marsh" coverage-line: "professional-errors-omissions" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/liberty-mutual-vs-marsh/professional-errors-omissions) ## Agent Guide **What this page is:** Focused comparison of Liberty Mutual and Marsh for Professional Liability (E&O) Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Professional Liability (E&O) Insurance questions about Liberty Mutual versus Marsh. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - Liberty Mutual vs Marsh for Professional Liability (E&O) Insurance: how do they differ? - Which is better for Professional Liability (E&O) Insurance, Liberty Mutual or Marsh? - What does Liberty Mutual or Marsh publish about Professional Liability (E&O) Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for Professional Liability (E&O) Insurance from Liberty Mutual or Marsh? **Key facts:** - Line: Professional Liability (E&O) Insurance. Providers: Liberty Mutual and Marsh. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [Liberty Mutual vs Marsh](https://spot.insure/compare/liberty-mutual-vs-marsh) — parent: all coverage lines for this pair - [Professional Liability (E&O) Insurance guide](https://spot.insure/coverage/professional-errors-omissions) — coverage explainer for this line - [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) — provider profile (evidence) - [Marsh profile](https://spot.insure/insurance-providers/marsh) — provider profile (evidence) - [Liberty Mutual vs Marsh Builders Risk Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/builders-risk) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Commercial Property Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/commercial-property) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/crime) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/cyber) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh D&O Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/directors-officers) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/employment-practices) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/equipment-breakdown) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-marsh/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/fiduciary) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/kidnap-ransom) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Management Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/management-liability) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-marsh/surety-bonds) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Liberty Mutual vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [AIG vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-marsh/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [Aon vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-marsh/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) # Liberty Mutual vs Marsh: How Do They Compare for Professional Liability (E&O) Insurance? Compare Marsh’s professional-liability exposure assessment team with Liberty Mutual’s physician-specific program listing. ## How to Use the Liberty Mutual vs Marsh Professional Liability (E&O) Insurance Comparison Use this comparison to evaluate Liberty Mutual and Marsh for Professional Liability (E&O) Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Liberty Mutual vs Marsh Professional Liability (E&O) Insurance Summary Marsh says attorneys, economists, actuaries and coverage specialists assess professional-liability exposure; Liberty Mutual lists a Physicians & Surgeons PL-only program. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") ## What Is Liberty Mutual Business Insurance? Liberty Mutual spans small-commercial, commercial, specialty, surety, and reinsurance businesses. The insurer and distribution route depend on the product, so check the offer and policy before you compare terms. [1](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile "Company Profile") [2](https://business.libertymutual.com/commercial-solutions/ "Commercial Insurance Solutions") [Liberty Mutual profile](https://spot.insure/insurance-providers/liberty-mutual) ## What Is Marsh? Marsh suits technology and larger businesses seeking specialist cyber placement or broad global risk advice; small firms wanting a quick standard quote should compare its MMA route or digital agencies. [4](https://www.marsh.com/en/home.html "Marsh | Leader in risk, strategy, people, and investments") [5](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf "Compensation guide for US clients") [6](https://www.marsh.com/en/services/marsh-mclennan-agency.html "Marsh McLennan Agency (MMA)") [7](https://www.marsh.com/en/industries/technology.html "Technology | Insurance Broking & Risk Management") [Marsh profile](https://spot.insure/insurance-providers/marsh) ## What Is Professional Errors and Omissions (E&O) Insurance? Professional liability can help pay defense costs and covered losses when a client says your advice or service caused financial harm. If customers rely on your work, list every service you provide and check the claims-made reporting and prior-work terms. [10](https://www.tdi.texas.gov/commercial/pl-faq.html "FAQ: Professional liability insurance") [11](https://www.iii.org/article/professional-liability-insurance "Professional liability insurance") [12](https://www.sba.gov/counseling/launch-your-business/#business-insurance "Get business insurance") [13](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf "Professional Liability – US Direct Errors and Omissions Insurance") ## What Are the Key Differences Between Liberty Mutual and Marsh Professional Liability (E&O) Insurance? ### Specialist exposure assessment Marsh says its professional-liability practice uses attorneys, economists, actuaries and coverage specialists to assess a client’s exposure. Liberty Mutual’s specialty directory instead identifies a Physicians & Surgeons Professional program marked “PL Only.” A company with complex professional exposures can ask Marsh how that team evaluates its services; a clinical practice should ask Liberty Mutual’s administrator how its named program treats the specialty. The descriptions concern different buyer entry points, not evidence of comparative claim outcomes. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") ### Professional-service audience and named line Marsh lists financial institutions, accountants, attorneys, engineers, media, technology and healthcare among industries its professional-liability experts serve. Liberty Mutual specifically names Physicians & Surgeons Professional in its program portfolio. These are published audience descriptions, not proof of eligibility for a particular account. A buyer should describe its services and legal entity to the relevant team and ask for the form that matches that work. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") ## What Should You Confirm in Liberty Mutual and Marsh Professional Liability (E&O) Insurance Quotes? - Ask Marsh which professional-liability team will assess your exposure and what insurer and form it proposes. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") - Ask Liberty Mutual’s program administrator which physician specialties and entities the listed program will consider. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") ## Liberty Mutual vs Marsh Professional Liability (E&O) Compared | Criteria | Physicians & Surgeons Professional program | Marsh Professional Liability Insurance Brokerage | | --- | --- | --- | | Role in This Line | Liberty Mutual lists a Physicians & Surgeons Professional program, marked “PL Only,” in its specialty-program portfolio. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Marsh's financial and professional liability practice places professional liability (errors and omissions) insurance; MMA also places E&O coverage within its executive and professional liability practice for middle-market clients. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Company-reported; scope: Marsh professional liability page and MMA executive and professional liability page..) | | Issuing Insurer | Confirm in your quote. | The reviewed pages do not name a specific professional liability insurer. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") [9](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html "Expert Executive and Professional Liability Insurance") (Evidence: Not publicly disclosed; scope: Marsh professional liability page and MMA executive and professional liability page as read on 2026-09-23..) | | Who It’s For | Liberty Mutual says its programs are managed by program administrators; the page provides program inquiry contact details. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Marsh names specialized industries its professional liability experts serve, including banking and broker/dealers, insurance companies and asset managers, merchant banking and venture capital, accountants, attorneys, architects and engineers, media and entertainment, technology, and healthcare and biotechnology. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") (Evidence: Company-reported; scope: Marsh professional liability page, What We Offer section..) | | Coverage Features | The listing identifies professional liability only; it does not establish form terms, limits, exclusions or insurer for a quote. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Company-reported; scope: Official Liberty Mutual commercial/product page; company-reported description scoped to Physicians & Surgeons Professional program. Not policy wording, underwriting approval, state eligibility or a coverage guarantee..) | Marsh says professional liability coverage can protect a company against liability and defense costs from a claim alleging an error, omission or negligence in performing professional services, and that many policies also cover privacy violations and computer security breaches. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") (Evidence: Company-reported; scope: Marsh professional liability page opening description; illustrative policy description, not a specific policy form..) | | Risk Services | Confirm in your quote. | Marsh says it employs attorneys, economists and actuaries alongside coverage specialists to assess a client's professional liability exposure from multiple angles, given the complexity of these risks. [8](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html "Professional liability") (Evidence: Company-reported; scope: Marsh professional liability page..) | | How to Apply | The cited product page does not establish an online application or policy-binding path; ask the listed team or your broker/agent how this product is placed. [3](https://business.libertymutual.com/commercial-solutions/programs/ "Programs") (Evidence: Not found in reviewed sources; scope: Reviewed product-page scope only. This not-found disposition is not a claim that no digital route exists..) | Confirm in your quote. | ## Related Pages for Liberty Mutual vs Marsh Professional Liability (E&O) - [Liberty Mutual vs Marsh](https://spot.insure/compare/liberty-mutual-vs-marsh): all coverage lines, business roles, service and claims. - [What Is Professional Errors and Omissions (E&O) Insurance?](https://spot.insure/coverage/professional-errors-omissions): Professional liability can help pay covered defense costs and losses when a client says your advice or service caused financial harm; check services and reporting terms. - [Liberty Mutual vs Marsh Builders Risk Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/builders-risk) - [Liberty Mutual vs Marsh Commercial Property Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/commercial-property) - [Liberty Mutual vs Marsh Crime Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/crime) - [Liberty Mutual vs Marsh Cyber Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/cyber) - [Liberty Mutual vs Marsh D&O Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/directors-officers) - [Liberty Mutual vs Marsh Employment Practices Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/employment-practices) - [Liberty Mutual vs Marsh Equipment Breakdown Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/equipment-breakdown) - [Liberty Mutual vs Marsh Fidelity Bonds](https://spot.insure/compare/liberty-mutual-vs-marsh/fidelity-bonds) - [Liberty Mutual vs Marsh Fiduciary Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/fiduciary) - [Liberty Mutual vs Marsh Kidnap and Ransom Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/kidnap-ransom) - [Liberty Mutual vs Marsh Management Liability Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/management-liability) - [Liberty Mutual vs Marsh Surety Bonds](https://spot.insure/compare/liberty-mutual-vs-marsh/surety-bonds) - [Liberty Mutual vs Marsh Tech E&O Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/technology-errors-omissions) - [Liberty Mutual vs Marsh Workers’ Compensation Insurance](https://spot.insure/compare/liberty-mutual-vs-marsh/workers-compensation) - [AIG vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-liberty-mutual/professional-errors-omissions) - [AIG vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/aig-vs-marsh/professional-errors-omissions) - [Alliance Risk vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-liberty-mutual/professional-errors-omissions) - [Alliance Risk vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/alliance-risk-vs-marsh/professional-errors-omissions) - [Aon vs Liberty Mutual Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-liberty-mutual/professional-errors-omissions) - [Aon vs Marsh Professional Liability (E&O) Insurance](https://spot.insure/compare/aon-vs-marsh/professional-errors-omissions) ## Sources for Liberty Mutual vs Marsh ### Sources About Liberty Mutual 1. [Company Profile](https://www.libertymutualgroup.com/about-lm/investor-relations/our-company/company-profile). Liberty Mutual Group; Strategic business units paragraph: US Retail Markets (individuals/small businesses; small commercial; countrywide) and Global Risk Solutions (mid-size/large businesses; commercial, specialty, reinsurance, surety; worldwide).. Accessed 2026-09-29. 2. [Commercial Insurance Solutions](https://business.libertymutual.com/commercial-solutions/). Liberty Mutual Business Insurance; Commercial solutions index names commercial auto and fleet, cyber, environmental liability, equipment breakdown, excess and surplus, general liability, healthcare liability, inland marine, management liability, multinational, ocean marine, professional liability, property, reinsurance, surety, umbrella/excess and workers compensation. Disclosure says policy insurer is named when offered, may be an affiliate/subsidiary or surplus-lines insurer; states/jurisdictions and actual policy terms vary.. Accessed 2026-09-29. 3. [Programs](https://business.libertymutual.com/commercial-solutions/programs/). Liberty Mutual Business Insurance; ‘Our programs portfolio’ lists Auto Salvage/Dismantlers, Fire Suppression and Sprinkler Contractors, Nonprofits, Physicians & Surgeons Professional (PL only), Post-surgical for bariatric and plastic surgeries, Roofing Contractors, Scrap Metal Dealers, Self-storage, and Sports and Fitness. Page says programs are managed by program administrators; not a complete business catalogue.. Accessed 2026-09-29. ### Sources About Marsh 4. [Marsh | Leader in risk, strategy, people, and investments](https://www.marsh.com/en/home.html). Marsh; Hero and capability tiles; FAQ: What does Marsh do?; industries served; Is Marsh the same as Marsh McLennan? January 2026 brand change. Accessed 2026-09-16. 5. [Compensation guide for US clients](https://www.marsh.com/content/dam/marsh/Documents/PDF/US-en/us-client-compensation-guide.pdf). Marsh; US broking segments; broker role; retail commissions, client fees, wholesale, insurer consulting, contingent and supplemental commissions; Marsh LLC and Marsh USA LLC; page 3: broker role and Marsh & McLennan Agency segment; page 7: copyright © 2024 Marsh LLC. Accessed 2026-09-16. 6. [Marsh McLennan Agency (MMA)](https://www.marsh.com/en/services/marsh-mclennan-agency.html). Marsh; Middle-market US organizations; wholly-owned subsidiary; business insurance, employee health and benefits, retirement, private client. Accessed 2026-09-16. 7. [Technology | Insurance Broking & Risk Management](https://www.marsh.com/en/industries/technology.html). Marsh; Opening Technology Practice description; practice links including data center insurance, fintech and Stratus; Talk to us. Accessed 2026-09-16. 8. [Professional liability](https://www.marsh.com/en/services/financial-professional-liability/expertise/professional-liability.html). Marsh; Opening description; What We Offer: specialized industries served (banking, insurance/asset managers, merchant banking/venture capital, accountants/attorneys/architects/engineers, media/communications/entertainment, technology, healthcare/biotechnology). Accessed 2026-09-23. 9. [Expert Executive and Professional Liability Insurance](https://www.marshmma.com/us/solutions/executive-and-professional-liability.html). Marsh McLennan Agency; Our policies include D&O, E&O, EPL, commercial crime/fidelity, network security privacy risk/cyber, fiduciary, media liability, IP, architects and engineers, lawyers professional, and kidnap and ransom. Accessed 2026-09-23. ### Sources for the Professional Liability (E&O) Insurance Guide 10. [FAQ: Professional liability insurance](https://www.tdi.texas.gov/commercial/pl-faq.html). Texas Department of Insurance; What’s professional liability coverage?; What types of damages…; What’s general liability insurance?; Do I need professional liability… if I have general liability…?; Is professional liability insurance required?; Can a client require…?; What’s the difference between occurrence policies and claims-made policies. Accessed 2026-09-16. 11. [Professional liability insurance](https://www.iii.org/article/professional-liability-insurance). Insurance Information Institute; Opening paragraphs (professional services/advice and E&O name); Claims not covered by general liability; What types of businesses need professional liability insurance?; What’s covered… and what’s not (claims-made versus occurrence, defense and judgments, non-financial/intentional limits, BOP/in-home exclusion). Accessed 2026-09-16. 12. [Get business insurance](https://www.sba.gov/counseling/launch-your-business/#business-insurance). U.S. Small Business Administration; Six common types of business insurance table. Accessed 2026-09-16. 13. [Professional Liability – US Direct Errors and Omissions Insurance](https://www.hiscox.com/documents/pl-sample-policy-wording.pdf). Hiscox Inc. specimen; About this Policy / Coverage for Claims Made Against You; I.A Insuring Agreement; I.B Defense; I.C Settlement; II.A Notice of Claims; II.C Optional Extended Reporting Period; III.A, III.K, III.M, III.R, III.S Exclusions; IV.A–B Limits and Deductible; VI.O Professional Services; VI.U Wrongful Act. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Liberty Mutual Review Scores for 2026 Review Score: 7.2 / 10 from 2 rated sources, equally weighted. Customers give Liberty Mutual 4.2 out of 5 on Trustpilot from 3,836 reviews, but that page mixes auto, home and life customers with business ones. For business insurance specifically, NerdWallet gives 3.0 out of 5 and reports more complaints than expected. - NerdWallet: NerdWallet editorial rating 3.0/5 (NerdWallet proprietary editorial score; not a consumer rating average or Spot Score). NerdWallet business-insurance editorial review, updated June 3, 2026. Its 3.0/5 is NerdWallet’s editorial score, not a consumer average or Spot Rating. It reports above-expected commercial-property and general-liability complaints for 2022–2024 and a low J.D. Power result. Period: Page updated June 3, 2026. Checked 2026-09-29. [Liberty Mutual Business Insurance Review 2026: Big Company Dogged by Customer Complaints](https://www.nerdwallet.com/business/insurance/learn/liberty-mutual-business-insurance) - Trustpilot: Trustpilot consumer TrustScore 4.2/5 (Platform aggregate for a mixed Liberty Mutual brand profile; not business-only); 3836 reviews. Company-wide Liberty Mutual Trustpilot profile. Its description highlights auto, home and life insurance; review excerpts are not restricted to commercial buyers or one issuing entity. The displayed score/count are a consumer-review-site aggregate, separate from editorial ratings and survey data. Period: Displayed September 29, 2026; live total changes. Checked 2026-09-29. [Liberty Mutual Reviews](https://www.trustpilot.com/review/www.libertymutual.com) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/liberty-mutual/reviews). ## Marsh Review Scores for 2026 Review Score: 5.8 / 10 from 2 rated sources, equally weighted. Marsh’s global Trustpilot profile has a poor 1.3/5 score. Treat it as a service warning to investigate with your proposed team; it does not isolate US commercial accounts. - Trustpilot: TrustScore 1.3 (0–5 stars); 115 reviews. Global brand profile across products/countries, not U.S. commercial-only. Period: 35 reviews in prior 12 months. Checked 2026-09-25. [Marsh Reviews | Trustpilot](https://www.trustpilot.com/review/www.marsh.com) - Buzdy (Google review aggregation): Google reviews shown by Buzdy 4.5 (0–5 stars); 4 reviews. Named Marsh (Hong Kong) Limited office in Quarry Bay, Hong Kong. Buzdy states ratings/counts are powered by Google. Foreign local office only; not the U.S. Marsh brokerage or a firmwide score. Period: Listing verification 2026-07-29; accessed 2026-09-25. Checked 2026-09-25. [Marsh (Hong Kong) Limited | Buzdy](https://buzdy.com/viewMerchant/marsh-hong-kong-limited-hong-kong) Reviewed 2026-09-25. [Read the sourced review](https://spot.insure/insurance-providers/marsh/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/liberty-mutual-vs-marsh/professional-errors-omissions.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)