---
title: "HUB International vs Zurich U.S.: Surety Bonds"
description: "HUB brokers bid, performance, payment, and commercial bonds and guides applicants through character, capacity, and capital review; Zurich lists contract bonds and Surety Express tools."
canonical: "https://spot.insure/compare/hub-international-vs-zurich/surety-bonds"
page-type: "line-comparison"
updated-at: "2026-09-30"
comparison-pair: "hub-international-vs-zurich"
provider-a: "hub-international"
provider-b: "zurich"
coverage-line: "surety-bonds"
---

Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication.

[Human-readable page](https://spot.insure/compare/hub-international-vs-zurich/surety-bonds)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Zurich U.S. for Surety Bonds: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Surety Bonds questions about HUB International versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Zurich U.S. for Surety Bonds: how do they differ?
- Which is better for Surety Bonds, HUB International or Zurich U.S.?
- What does HUB International or Zurich U.S. publish about Surety Bonds (limits, eligibility, claims, add-ons)?
- What should I confirm in a quote for Surety Bonds from HUB International or Zurich U.S.?

**Key facts:**
- Line: Surety Bonds. Providers: HUB International and Zurich U.S..
- Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- "Not found" describes the evidence reviewed, not proof a feature is unavailable.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-09-30. Editorial policy: /editorial-policy.

**Related pages:**
- [HUB International vs Zurich U.S.](https://spot.insure/compare/hub-international-vs-zurich) — parent: all coverage lines for this pair
- [Surety Bonds guide](https://spot.insure/coverage/surety-bonds) — coverage explainer for this line
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence)
- [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence)
- [HUB International vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-auto) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Crime Insurance](https://spot.insure/compare/hub-international-vs-zurich/crime) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/hub-international-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. D&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/directors-officers) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/employment-practices) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/hub-international-vs-zurich/fidelity-bonds) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/fiduciary) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/management-liability) — sibling comparison (other line, or other pair for this line)
- [HUB International vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs HUB International Surety Bonds](https://spot.insure/compare/baldwin-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [The Baldwin Group vs Zurich U.S. Surety Bonds](https://spot.insure/compare/baldwin-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Chubb vs HUB International Surety Bonds](https://spot.insure/compare/chubb-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [Chubb vs Zurich U.S. Surety Bonds](https://spot.insure/compare/chubb-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds) — sibling comparison (other line, or other pair for this line)
- [CNA vs Zurich U.S. Surety Bonds](https://spot.insure/compare/cna-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line)

# HUB International vs Zurich U.S.: How Do They Compare for Surety Bonds?

HUB brokers bid, performance, payment, and commercial bonds and guides applicants through character, capacity, and capital review; Zurich lists contract bonds and Surety Express tools.

## Research Scope and Use

Use this comparison to evaluate HUB International and Zurich U.S. for Surety Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB arranges contract and commercial surety and has specialists guide applicants through financial and operational documentation. Zurich lists contract and commercial surety with online bond management. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

## What Is HUB International?

HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## Zurich U.S. Business Insurance: Products, Access, and Claims

Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [5](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [6](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.")

[Zurich U.S. profile](https://spot.insure/insurance-providers/zurich)

## What Are Surety Bonds?

A surety bond guarantees that your business meets a specific obligation to a customer, contracting party or government agency. If a contract, license or permit requires one, get its exact form and amount; a bond is not insurance for your own losses. [8](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") [9](https://www.sba.gov/funding-programs/surety-bonds "Surety bonds") [10](https://www.law.cornell.edu/uscode/text/40/3131 "40 U.S. Code § 3131 — Bonds of contractors of public buildings or works") [11](https://www.chubb.com/us-en/surety.html "Surety Bonds") [12](https://www.harperinsure.com/coverages/surety-bonds "Surety Bonds Insurance")

## Key Differences in Surety Bonds

### Bond Types and Eligibility Review

HUB arranges bid, performance, payment, wage, warranty, maintenance, and lien-release bonds, plus commercial surety for obligations involving government entities, financial institutions, and private companies. Its specialist reviews character, capacity, and capital, including credit, experience, equipment, and financial strength. Zurich lists contract bonds such as bid, performance, payment, subcontract, license, and environmental bonds. Ask both to confirm the obligee’s required bond type and underwriting criteria. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

### Guided Placement or Bond Portal

HUB positions a surety specialist as central to preparing documentation and completing underwriting; its reviewed page does not name the issuing surety. Zurich offers Surety Express to book bonds, view renewals, and modify existing bonds, plus a bond validator. A contractor can compare specialist-led submissions with Zurich’s tools, then confirm which route serves the particular obligee. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

## What to Confirm in Surety Bonds Quotes

- Ask HUB which surety will issue your bond and what financial and experience documents it needs; ask Zurich whether Surety Express supports the obligee’s bond and renewal requirements. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich")

## Offering Details

| Criteria | HUB International Surety Bonds Brokerage | Zurich Contract and Commercial Surety Bonds |
| --- | --- | --- |
| Role in This Line | HUB brokers surety bonds, acting as an intermediary between the contractor buying the bond (principal), the party requiring it (obligee) and the insurance company guaranteeing performance (surety), rather than acting as the surety itself. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Surety bonds product page as read 2026-09-23..) | Confirm in your quote. |
| Issuing Insurer | The surety bonds page does not name a specific surety company; HUB places bonds with sureties that vary by client and bond type. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Not found in reviewed sources; scope: Checked the surety bonds page on 2026-09-23; no surety company is disclosed there..) | Confirm in your quote. |
| Who It’s For | HUB underwrites bond eligibility around what it calls the three C's: character (credit record and business integrity), capacity (skills, experience, equipment and facilities), and capital (financial strength for project costs), and says a surety specialist guides applicants through the required documentation. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page underwriting-criteria description; the surety, not HUB, makes the final bonding decision..) | Zurich describes contract surety for contractors from small firms to ENR 400 and commercial surety for Fortune 2000/regional companies and qualified transactional buyers. [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| Coverage Features | HUB describes contract surety bonds it arranges as including bid bonds that secure a bid submission, performance bonds that guarantee a project is completed per contract, and payment bonds that guarantee subcontractors, laborers and suppliers are paid, plus other bond types such as wage, warranty, maintenance and lien-release bonds. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page bond-type descriptions; the issued bond and its terms control an actual claim..)<br><br>HUB also arranges commercial surety bonds, which it says are primarily required by government entities, financial institutions and private corporations to guard against fraud, theft or illegal conduct. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page commercial-surety description..) | Zurich contract surety includes bid, performance, labor/material payment, subcontract, subdivision, maintenance, supply, license/permit and environmental bonds. [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |
| How to Apply | HUB says a surety specialist works with applicants on the documentation and underwriting process needed to obtain a bond, positioning the broker relationship as central to getting bonded. [4](https://www.hubinternational.com/products/business-insurance/surety-bonds/ "Surety Bonds and Surety Bond Insurance for Businesses") (Evidence: Company-reported; scope: Product-page application description as read 2026-09-23..) | Surety Express lets users book new bonds, view renewals and modify existing bonds; Zurich also provides a bond validator. [7](https://www.zurichna.com/insurance/surety "Surety Bond Company: Construction & Corporate | Zurich") (Evidence: Company-reported; scope: Zurich U.S. brand; exact underwriting company may vary by policy and state; commercial and contract surety; United States. Company-reported product description; actual coverage, underwriting, limits and state availability are governed by issued policy terms..) |

## Full Comparison

- [HUB International vs Zurich U.S.](https://spot.insure/compare/hub-international-vs-zurich): all coverage lines, business roles, service and claims.
- [What Are Surety Bonds?](https://spot.insure/coverage/surety-bonds): A surety bond guarantees a specific obligation your business owes to a customer, contracting party or agency; it does not insure your own losses.
- [HUB International vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-zurich/builders-risk)
- [HUB International vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-auto)
- [HUB International vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-property)
- [HUB International vs Zurich U.S. Crime Insurance](https://spot.insure/compare/hub-international-vs-zurich/crime)
- [HUB International vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/hub-international-vs-zurich/cyber)
- [HUB International vs Zurich U.S. D&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/directors-officers)
- [HUB International vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/employment-practices)
- [HUB International vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/hub-international-vs-zurich/fidelity-bonds)
- [HUB International vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/fiduciary)
- [HUB International vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/management-liability)
- [HUB International vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-zurich/professional-errors-omissions)
- [The Baldwin Group vs HUB International Surety Bonds](https://spot.insure/compare/baldwin-vs-hub-international/surety-bonds)
- [The Baldwin Group vs Zurich U.S. Surety Bonds](https://spot.insure/compare/baldwin-vs-zurich/surety-bonds)
- [Chubb vs HUB International Surety Bonds](https://spot.insure/compare/chubb-vs-hub-international/surety-bonds)
- [Chubb vs Zurich U.S. Surety Bonds](https://spot.insure/compare/chubb-vs-zurich/surety-bonds)
- [CNA vs HUB International Surety Bonds](https://spot.insure/compare/cna-vs-hub-international/surety-bonds)
- [CNA vs Zurich U.S. Surety Bonds](https://spot.insure/compare/cna-vs-zurich/surety-bonds)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Surety Bonds and Surety Bond Insurance for Businesses](https://www.hubinternational.com/products/business-insurance/surety-bonds/). HUB International; What is a surety bond?; three-party structure (principal, obligee, surety); Types of surety bonds: bid, performance, payment and other contract surety bonds; Commercial Surety section; Three C's of underwriting: Character, Capacity, Capital; What Do You Need to Get a Surety Bond?. Accessed 2026-09-23.

### Zurich U.S.

5. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28.
6. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28.
7. [Surety Bond Company: Construction & Corporate | Zurich](https://www.zurichna.com/insurance/surety). Zurich U.S.; Contract and commercial surety, products, jurisdictions, transaction tools. Accessed 2026-09-28.

### Surety Bonds Guide

8. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Surety Bond; Fidelity. Accessed 2026-09-16.
9. [Surety bonds](https://www.sba.gov/funding-programs/surety-bonds). U.S. Small Business Administration; Opening guarantee of work completion; Contract or commercial bonds; Bid, Payment, Performance, Ancillary; Eligibility > credit, capacity, and character. Accessed 2026-09-16.
10. [40 U.S. Code § 3131 — Bonds of contractors of public buildings or works](https://www.law.cornell.edu/uscode/text/40/3131). Legal Information Institute, Cornell Law School, reproducing 40 U.S.C. § 3131; §3131(b) Type of Bonds Required — performance bond and payment bond. Accessed 2026-09-16.
11. [Surety Bonds](https://www.chubb.com/us-en/surety.html). Chubb; Construction Surety Bonds (performance, payment, maintenance); Commercial Surety Bonds (license and permit, court, commercial contract). Accessed 2026-09-16.
12. [Surety Bonds Insurance](https://www.harperinsure.com/coverages/surety-bonds). Harper; What is Surety Bonds insurance?; A bond is not insurance; License & permit bonds; Contract bonds — bid, performance, and payment; Is a bond the same as insurance?. Accessed 2026-09-16.

Updated 2026-09-30. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## HUB International Reviews

Review Score: 5.6 / 10 from 2 rated sources, equally weighted.

Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-.

- BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202)
- BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews)
- BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews).

## Zurich U.S. Reviews

Review Score: not enough ratings.

The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim.

- NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance)
- Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com)
- ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html)
- BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews)

Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews).

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-zurich/surety-bonds.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)