--- title: "HUB International vs Zurich U.S.: General Liability Insurance" description: "HUB brokers general liability with insurers selected for each client; Zurich lists its own commercial casualty products and risk-engineering resources." canonical: "https://spot.insure/compare/hub-international-vs-zurich/general-liability" page-type: "line-comparison" updated-at: "2026-10-01" comparison-pair: "hub-international-vs-zurich" provider-a: "hub-international" provider-b: "zurich" coverage-line: "general-liability" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, get_rankings for current provider rankings, search_provider_reliability to filter Spot Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-zurich/general-liability) ## Agent Guide **What this page is:** Focused comparison of HUB International and Zurich U.S. for General Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for General Liability Insurance questions about HUB International versus Zurich U.S.. For all lines together use the parent pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs Zurich U.S. for General Liability Insurance: how do they differ? - Which is better for General Liability Insurance, HUB International or Zurich U.S.? - What does HUB International or Zurich U.S. publish about General Liability Insurance (limits, eligibility, claims, add-ons)? - What should I confirm in a quote for General Liability Insurance from HUB International or Zurich U.S.? **Key facts:** - Line: General Liability Insurance. Providers: HUB International and Zurich U.S.. - Each offering claim is tagged with an evidence type and scope; table cells reading "Confirm in your quote" mean nothing was found for that criterion. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}` with a before b). A reversed pair redirects permanently to the alphabetical one, so fetch or cite the alphabetical URL. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - "Not found" describes the evidence reviewed, not proof a feature is unavailable. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date in the Sources section; last updated 2026-10-01. Editorial policy: /editorial-policy. **Related pages:** - [HUB International vs Zurich U.S.](https://spot.insure/compare/hub-international-vs-zurich) — parent: all coverage lines for this pair - [General Liability Insurance guide](https://spot.insure/coverage/general-liability) — coverage explainer for this line - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile (evidence) - [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) — provider profile (evidence) - [HUB International vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-zurich/builders-risk) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-auto) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-property) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Crime Insurance](https://spot.insure/compare/hub-international-vs-zurich/crime) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/hub-international-vs-zurich/cyber) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. D&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/directors-officers) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/employment-practices) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/hub-international-vs-zurich/fidelity-bonds) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/fiduciary) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/hub-international-vs-zurich/inland-marine) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/management-liability) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-zurich/professional-errors-omissions) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Surety Bonds](https://spot.insure/compare/hub-international-vs-zurich/surety-bonds) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/technology-errors-omissions) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/umbrella-excess) — sibling comparison (other line, or other pair for this line) - [HUB International vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-zurich/workers-compensation) — sibling comparison (other line, or other pair for this line) - [AIG vs HUB International General Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [AIG vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/aig-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs HUB International General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [Alliance Risk vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs HUB International General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/general-liability) — sibling comparison (other line, or other pair for this line) - [Amelia Risk vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-zurich/general-liability) — sibling comparison (other line, or other pair for this line) # HUB International vs Zurich U.S.: How Do They Compare for General Liability Insurance? HUB brokers general liability with insurers selected for each client; Zurich lists its own commercial casualty products and risk-engineering resources. ## How to Use the HUB International vs Zurich U.S. General Liability Insurance Comparison Use this comparison to evaluate HUB International and Zurich U.S. for General Liability Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## HUB International vs Zurich U.S. General Liability Insurance Summary HUB describes common premises, employee-action and advertising claims under general liability. Zurich describes casualty Risk Engineer and Claims support. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") ## What Is HUB International? HUB suits technology businesses seeking a specialist broker—its practice says it insures more than 5,000 technology companies; qualifying small accounts can use Insureon online, while mid-market buyers need an advisor. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## Zurich U.S. Business Insurance: Products, Access, and Claims Zurich U.S. serves Middle Market businesses and large or national accounts with commercial property-casualty and specialty insurance. Buyers can explore product lines and work through an agent or broker; the insurer named on a quote or policy identifies which Zurich company underwrites that coverage. [5](https://www.zurichna.com/about "About Us | Zurich U.S. | Commercial Insurance") [6](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.") [Zurich U.S. profile](https://spot.insure/insurance-providers/zurich) ## What Is General Liability Insurance? General liability can protect your business when a customer or visitor claims you caused injury or damaged their property. It suits businesses serving customers or working on their premises; your own building, tools and stock need property coverage. [10](https://www.iii.org/article/commercial-general-liability-insurance "Commercial general liability insurance") [11](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [12](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf "Commercial General Liability Coverage Form") ## What Are the Key Differences Between HUB International and Zurich U.S. General Liability Insurance? ### Broker placement and insurer HUB says it brokers GL and places coverage with an insurer on the client’s behalf; the company and terms vary by placement. Zurich lists general liability in its U.S. casualty portfolio but its reviewed pages do not identify the issuer for a particular quote. Ask both for the legal insurer named on the declarations and compare its terms. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") ### Claims and limits HUB describes bodily injury to visitors, property damage caused by employees and advertising injury among typical claims, while saying coverage needs depend on business type and location. Zurich describes premises and operations liability generally. Neither page sets your limits; request occurrence and aggregate amounts and check how each form treats employee actions. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [8](https://www.zurichna.com/insurance "Business insurance for public & private companies | Zurich") ### Risk services Zurich describes Risk Engineers and its Claims team, with access to medical-management and legal services across casualty solutions. HUB’s GL page lists related insurance lines but does not describe GL-specific safety or risk-control services. Ask HUB what services the chosen insurer provides and Zurich which resources attach to your quote. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") ## What Should You Confirm in HUB International and Zurich U.S. General Liability Insurance Quotes? - Ask HUB to name the carrier, set limits for your locations and operations, and identify any included insurer services or claims support. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") - Ask Zurich’s broker to identify the issuing company, limits and which risk-engineering, medical-management and legal resources apply. [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") ## HUB International vs Zurich U.S. General Liability Insurance Compared | Criteria | HUB International General Liability Insurance Brokerage | Zurich General Liability Insurance | | --- | --- | --- | | Role in This Line | HUB brokers commercial general liability coverage rather than underwriting it itself, placing the policy with an insurer on the client's behalf. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Company-reported; scope: General liability product page as read on 2026-09-23; the page does not name an issuing insurer..) | Zurich's domestic casualty page lists General Liability in its U.S. commercial casualty portfolio and describes both bundled and unbundled casualty solutions. [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") (Evidence: Company-reported; scope: Zurich U.S. company marketing. This does not identify the risk-bearing legal entity for a specific policy or establish that every coverage is available in every state..) | | Issuing Insurer | The general liability product page does not name an issuing insurer; HUB places general liability business with insurers that vary by client and placement. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the general liability product page on 2026-09-23; no carrier is disclosed there..) | The reviewed commercial casualty and program pages do not name the issuing insurer for a particular General Liability quote. [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") [9](https://www.zurichna.com/insurance/zpm/captives/commercial "Commercial Contractors’ Captive | Zurich Insurance") (Evidence: Not publicly disclosed; scope: Zurich U.S. markets through multiple insurance companies; confirm the entity shown on the quote and issued declarations..) | | Who It’s For | Confirm in your quote. | Zurich lists General Liability in a commercial-trade-contractors captive program, a segment-specific example rather than a general eligibility statement for all Zurich liability placements. [9](https://www.zurichna.com/insurance/zpm/captives/commercial "Commercial Contractors’ Captive | Zurich Insurance") (Evidence: Company-reported; scope: One company-described commercial contractors program. Its submission and underwriting requirements do not establish eligibility under other Zurich products or for a particular applicant..) | | Coverage Features | HUB says general liability policies it arranges typically respond to bodily injury to customers, employees, vendors or visitors on the client's premises, personal injury from an employee's negligence or actions, property damage caused by employees, and advertising injury such as slander or false advertising claims. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page description of typical coverage scenarios; the issued policy and its exclusions control what a specific claim triggers..) | Zurich's commercial insurance overview describes general liability as addressing bodily injury, property damage, and personal-injury claims related to business premises or operations. [8](https://www.zurichna.com/insurance "Business insurance for public & private companies | Zurich") (Evidence: Company-reported; scope: High-level company description only; it is not an insuring agreement, and the issued policy defines covered claims, exclusions, conditions, and limits..) | | Limits and Retentions | Published per-occurrence or aggregate limits, deductibles or retentions for HUB-placed general liability policies were not found on the product page. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Not publicly disclosed; scope: Checked the general liability product page on 2026-09-23; limits are set on the quote and declarations, not the marketing page..) | The reviewed overview pages do not establish a buyer-specific General Liability limit, retention, or deductible. [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") [8](https://www.zurichna.com/insurance "Business insurance for public & private companies | Zurich") (Evidence: Not publicly disclosed; scope: No amount is inferred from general product descriptions. The quote and issued policy determine the applicable limits and deductibles..) | | Risk Services | The general liability product page does not describe line-specific risk-control or safety services; it only lists related products such as business interruption, D&O, EPL and workers' compensation insurance. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Not found in reviewed sources; scope: Checked the general liability product page on 2026-09-23..) | For its casualty solutions, Zurich describes support from Risk Engineers and its Claims team, with access to medical-management and legal services. [7](https://www.zurichna.com/insurance/casualty "Commercial Casualty Insurance | Zurich Insurance") (Evidence: Company-reported; scope: Broad company-described casualty services; a quote or policy may define which services and claims contacts apply to the insured..) | | How to Apply | HUB says the amount of general liability coverage a business needs depends on factors such as the type of business and its location, and directs prospects to contact a HUB broker to get started. [4](https://www.hubinternational.com/products/business-insurance/general-liability/ "General Liability Insurance Brokers") (Evidence: Company-reported; scope: Product-page copy; no online quote or bind flow is described..) | Zurich directs commercial buyers to talk with an agent or broker about its coverage. [8](https://www.zurichna.com/insurance "Business insurance for public & private companies | Zurich") [6](https://www.zurichna.com/brokers "Agents and Brokers | Zurich U.S.") (Evidence: Company-reported; scope: Company route for U.S. commercial insurance. The cited pages do not establish an online direct purchase flow or guarantee that a quoted line will be bound..) | ## Related Pages for HUB International vs Zurich U.S. General Liability - [HUB International vs Zurich U.S.](https://spot.insure/compare/hub-international-vs-zurich): all coverage lines, business roles, service and claims. - [What Is General Liability Insurance?](https://spot.insure/coverage/general-liability): General liability can protect your business from covered injury and property-damage claims; your building, tools and stock need separate property coverage. - [HUB International vs Zurich U.S. Builders Risk Insurance](https://spot.insure/compare/hub-international-vs-zurich/builders-risk) - [HUB International vs Zurich U.S. Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-auto) - [HUB International vs Zurich U.S. Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-zurich/commercial-property) - [HUB International vs Zurich U.S. Crime Insurance](https://spot.insure/compare/hub-international-vs-zurich/crime) - [HUB International vs Zurich U.S. Cyber Insurance](https://spot.insure/compare/hub-international-vs-zurich/cyber) - [HUB International vs Zurich U.S. D&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/directors-officers) - [HUB International vs Zurich U.S. Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/employment-practices) - [HUB International vs Zurich U.S. Fidelity Bonds](https://spot.insure/compare/hub-international-vs-zurich/fidelity-bonds) - [HUB International vs Zurich U.S. Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/fiduciary) - [HUB International vs Zurich U.S. Inland Marine Insurance](https://spot.insure/compare/hub-international-vs-zurich/inland-marine) - [HUB International vs Zurich U.S. Management Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/management-liability) - [HUB International vs Zurich U.S. Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-zurich/professional-errors-omissions) - [HUB International vs Zurich U.S. Surety Bonds](https://spot.insure/compare/hub-international-vs-zurich/surety-bonds) - [HUB International vs Zurich U.S. Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-zurich/technology-errors-omissions) - [HUB International vs Zurich U.S. Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-zurich/umbrella-excess) - [HUB International vs Zurich U.S. Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-zurich/workers-compensation) - [AIG vs HUB International General Liability Insurance](https://spot.insure/compare/aig-vs-hub-international/general-liability) - [AIG vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/aig-vs-zurich/general-liability) - [Alliance Risk vs HUB International General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/general-liability) - [Alliance Risk vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/alliance-risk-vs-zurich/general-liability) - [Amelia Risk vs HUB International General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-hub-international/general-liability) - [Amelia Risk vs Zurich U.S. General Liability Insurance](https://spot.insure/compare/amelia-risk-vs-zurich/general-liability) ## Sources for HUB International vs Zurich U.S. ### Sources About HUB International 1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 4. [General Liability Insurance Brokers](https://www.hubinternational.com/products/business-insurance/general-liability/). HUB International; What's typically covered: bodily injuries, personal injuries, property damage, advertising injury; coverage-amount factors; related coverage links; Contact a HUB broker call to action. Accessed 2026-09-23. ### Sources About Zurich U.S. 5. [About Us | Zurich U.S. | Commercial Insurance](https://www.zurichna.com/about). Zurich U.S.; About Zurich U.S.; customer and industry description; FAQ on U.S. product focus. Accessed 2026-09-28. 6. [Agents and Brokers | Zurich U.S.](https://www.zurichna.com/brokers). Zurich U.S.; Agent/broker route and locator. Accessed 2026-09-28. 7. [Commercial Casualty Insurance | Zurich Insurance](https://www.zurichna.com/insurance/casualty). Zurich U.S.; Domestic Casualty Solutions lists General Liability among its products; the page describes bundled/unbundled casualty solutions, Risk Engineers, Claims, medical management and legal services. Company marketing; no buyer-specific terms.. Accessed 2026-09-30. 8. [Business insurance for public & private companies | Zurich](https://www.zurichna.com/insurance). Zurich U.S.; Commercial Insurance Solutions and General Liability overview; instructs buyers to talk to a broker or use Zurich’s broker route. General education and product navigation, not a policy form.. Accessed 2026-09-30. 9. [Commercial Contractors’ Captive | Zurich Insurance](https://www.zurichna.com/insurance/zpm/captives/commercial). Zurich U.S.; Commercial trade-contractor program: General Liability is a coverage offered; page describes applicant characteristics and underwriting requirements. This is one captive program, not general eligibility for every Zurich liability policy.. Accessed 2026-09-30. ### Sources for the General Liability Insurance Guide 10. [Commercial general liability insurance](https://www.iii.org/article/commercial-general-liability-insurance). Insurance Information Institute; Coverage A; Coverage B; Coverage C; Purchasing commercial general liability insurance. Accessed 2026-09-16. 11. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Commercial General Liability; Commercial Automobile; What Should I Expect from a Broker-Agent?; How Are Commercial Policies Rated?. Accessed 2026-09-16. 12. [Commercial General Liability Coverage Form](https://www.hiscox.com/documents/partner-agent/specimen_forms/GL_Form.pdf). ISO; specimen hosted by Hiscox; I.A pp.1–5; I.B pp.6–7; I.C pp.7–8; Supplementary Payments p.8; II pp.9–10; III p.10; IV pp.10–12. Accessed 2026-09-16. Updated 2026-10-01. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## HUB International Review Scores for 2026 Review Score: 5.6 / 10 from 2 rated sources, equally weighted. Customers who reviewed HUB on BBB rate it 1 out of 5, but that is only 7 reviews for a very large broker. BBB's own business grade is A-. - BBB: BBB business grade A- (BBB letter grade). BBB profile for HUB International, Chicago headquarters and its corporate-owned locations (United States). HUB is a global broker; BBB coverage is US/Canada and split by office profile. Period: current page, accessed 2026-09-29; 3 complaints closed in last 3 years. Checked 2026-09-29. [HUB International | BBB Business Profile](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202) - BBB customer reviews: BBB customer reviews 1 (out of 5); 7 reviews. Customer reviews left on the same BBB headquarters profile (HQ and corporate-owned US locations). Small sample. Checked 2026-09-29. [HUB International | BBB Reviews](https://www.bbb.org/us/il/chicago/profile/insurance-services-office/hub-international-0654-12000202/customer-reviews) - BBB Canada West: BBB business grade A- (BBB letter grade). BBB profile for HUB International Canada West ULC, Burnaby BC. Covers one Canadian regional entity only, not the whole group. Period: current page; 13 complaints closed in last 3 years; 3 customer reviews. Checked 2026-09-29. [HUB International Canada West ULC | BBB Reviews](https://www.bbb.org/ca/bc/burnaby/profile/insurance-services-office/hub-international-insurance-brokers-hub-coastal-0037-120326/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/hub-international/reviews). ## Zurich U.S. Review Scores for 2026 Review Score: not enough ratings. The available Zurich review evidence is mixed and comes from distinct populations: a car-rental-business editorial rating, broad global and U.S. review-platform snapshots, and a BBB business-profile grade. These are not a representative measure of every Zurich commercial policy or claim. - NerdWallet: editorial rating 4.5 (5). U.S. commercial rental-fleet insurance publisher review; editorial evaluation, not a consumer average or all-line Zurich result. Period: Page updated July 10, 2026. Checked 2026-09-29. [Best Insurance Companies for Car Rental Businesses](https://www.nerdwallet.com/business/insurance/learn/car-rental-business-insurance) - Trustpilot: TrustScore 1.2 (5); 748 reviews. Global Zurich Insurance Group profile; mixed countries and products, not U.S. commercial-policyholder satisfaction. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Insurance Reviews](https://www.trustpilot.com/review/www.zurich.com) - ConsumerAffairs: customer rating 1.0 (5); 72 reviews. U.S. Zurich North America/Property & Casualty profile; mixed products and customer populations, not line-specific commercial results. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich Property & Casualty Insurance Reviews from Real Customers](https://www.consumeraffairs.com/insurance/zurich-north-america-insurance.html) - BBB: customer review rating 1.14 (5); 116 reviews. Customer-submitted reviews on the Zurich American Insurance Company profile; not a line-specific or representative policyholder survey. Period: Snapshot 2026-09-29. Checked 2026-09-29. [Zurich American Insurance Company Customer Reviews](https://www.bbb.org/us/tx/dallas/profile/insurance-companies/zurich-american-insurance-company-0875-90008903/customer-reviews) Reviewed 2026-09-29. [Read the sourced review](https://spot.insure/insurance-providers/zurich/reviews). ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/hub-international-vs-zurich/general-liability.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)