--- title: "HUB International vs USI Insurance Services: Crime Insurance" description: "HUB fits private, public and nonprofit organizations seeking listed perils such as vendor theft; USI names building, repair, janitorial, staffing and printing companies and offers a crime-gap review through ExecuSafe." canonical: "https://spot.insure/compare/hub-international-vs-usi/crime" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-usi" provider-a: "hub-international" provider-b: "usi" coverage-line: "crime" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, check_driving_insurance for source-backed rideshare and delivery requirements by state or province, compare_providers for sourced comparisons, get_provider_score for a published Reliability Score, get_rankings for current provider rankings, search_provider_reliability to filter Reliability Scores, search_provider_reviews to filter aggregate review scores, and get_provider_reviews for the original review evidence. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-usi/crime) ## Agent Guide **What this page is:** Focused comparison of HUB International and USI Insurance Services for Crime Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Crime Insurance questions about HUB International versus USI Insurance Services. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs USI Insurance Services for Crime Insurance: how do they differ? - Which is better for Crime Insurance, HUB International or USI Insurance Services? - What does HUB International or USI Insurance Services publish about Crime Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Crime Insurance. Providers: HUB International and USI Insurance Services. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs USI Insurance Services](https://spot.insure/compare/hub-international-vs-usi) — all coverage lines for this pair - [Crime Insurance guide](https://spot.insure/coverage/crime) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [USI Insurance Services profile](https://spot.insure/insurance-providers/usi) — provider profile # HUB International vs USI Insurance Services: How Do They Compare for Crime Insurance? Both are brokers. HUB International covers private, public and nonprofit organizations generally; USI Insurance Services targets janitorial, staffing, repair and printing firms and checks crime in its ExecuSafe review. HUB serves private, public and nonprofit organizations with named crime perils; USI names business-services trades and can check existing crime through ExecuSafe. ## HUB International vs USI Insurance Services Crime Insurance Summary HUB fits private, public and nonprofit organizations seeking listed perils such as vendor theft; USI names building, repair, janitorial, staffing and printing companies and offers a crime-gap review through ExecuSafe. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Are the Key Differences Between HUB International and USI Insurance Services Crime Insurance? If you want a review of existing crime terms inside management liability, USI describes that ExecuSafe service. HUB instead publishes a named list of employee, vendor, computer and funds-transfer fraud types for private, public and nonprofit organizations. [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") ### General Crime Brokerage Versus Trade-Focused Placement HUB brokers commercial crime insurance rather than underwriting it. USI brokers crime covering employee theft and related fraud, either as a standalone placement or as part of a management-liability review under ExecuSafe. Neither HUB’s crime page nor USI’s reviewed pages name the insurer. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### Listed Perils Versus Named Trades HUB lists employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds-transfer fraud, and says coverage is available for private, public and not-for-profit organizations. USI’s Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct. USI’s ExecuSafe review checks a client’s existing crime coverage as part of a broader management-liability review. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ### Contact Page Versus Dedicated Emails HUB directs prospects to connect with a broker through its business-insurance contact page, with no online quote flow described. USI’s Business Services practice says it offers classification and exposure reviews, claim advocacy and risk control across lines including crime, and routes those inquiries through a published inbox or local office while ExecuSafe uses a separate Select Business inbox. Neither page publishes crime limits. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") ## What Should You Confirm in HUB International and USI Insurance Services Crime Insurance Quotes? - Ask USI whether crime is standalone or part of ExecuSafe, and which inbox will handle you. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") - Ask HUB whether vendor theft and computer fraud are on the form. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") - If you are in janitorial, staffing or printing, confirm USI’s classification and exposure reviews apply. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") - Get the writing company and limits from both. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") [2](https://www.usi.com/property-casualty/business-services/ "Business Services") ## HUB International vs USI Insurance Services Crime Insurance Compared | Criteria | HUB International Crime Insurance Brokerage | USI Crime Insurance Brokerage | | --- | --- | --- | | Who It’s For | HUB says crime coverage is available for private, public and not-for-profit organizations. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page organization-type list; not a published underwriting appetite by size or industry..) | USI's Business Services practice, which lists crime coverage, says it targets building and maintenance, repair service, janitorial, staffing and printing companies, citing employee errors and misconduct as one of the risk exposures it addresses for them. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") (Evidence: Company-reported; scope: Company description of client base..) | | How to Apply | HUB directs prospects to connect with a broker through its business-insurance contact page; no online quote flow is described. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | USI directs business-services inquiries to pcinquiries@usi.com or a local office, and ExecuSafe/management-liability inquiries to Select.Business@usi.com. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Contact instructions on each page..) | | Coverage Features | HUB lists crime coverage types it arranges as employee theft, vendor theft, forgery, asset misappropriation, computer fraud and funds transfer fraud. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)

HUB cites industry statistics that organizations lose about 5% of revenue to fraud each year, that fraud often takes about 18 months to detect, and that more than 23% of fraud cases result in losses of $1 million or more, to frame the need for crime coverage. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Product-page statistics are company-cited figures, not independently verified by us, and are general fraud statistics rather than HUB-specific claims data..) | USI lists crime among the coverages it places for business-services clients, and its ExecuSafe review checks a client's existing crime coverage as part of a broader management liability review. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Catalogue listing plus the ExecuSafe review description; actual insuring agreements and exclusions are set by the issued policy..) | | Role in This Line | HUB brokers commercial crime insurance rather than underwriting the coverage itself. [1](https://www.hubinternational.com/products/business-insurance/crime-insurance/ "Crime Insurance Brokers") (Evidence: Company-reported; scope: Crime insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | USI brokers crime insurance, which covers losses from employee theft and related fraud, either as a standalone placement or as part of a management liability review under ExecuSafe. [2](https://www.usi.com/property-casualty/business-services/ "Business Services") [3](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/ "Protect Your Company and Personal Assets From Management Liability Risks") (Evidence: Company-reported; scope: Business Services catalogue and ExecuSafe article..) | ## About HUB International and USI Insurance Services and Crime Insurance - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [USI Insurance Services company profile](https://spot.insure/insurance-providers/usi) · [USI Insurance Services customer reviews](https://spot.insure/insurance-providers/usi/reviews) - [What Is Crime Insurance?](https://spot.insure/coverage/crime) ## Related Pages for HUB International vs USI Insurance Services Crime - [HUB International vs USI Insurance Services](https://spot.insure/compare/hub-international-vs-usi): all coverage lines, business roles, service and claims. - [What Is Crime Insurance?](https://spot.insure/coverage/crime): Crime insurance addresses specified theft and fraud losses; employee theft, forgery, funds-transfer fraud and impersonation payments can have separate terms. - [HUB International Crime Insurance](https://spot.insure/insurance-providers/hub-international/crime) - [USI Insurance Services Crime Insurance](https://spot.insure/insurance-providers/usi/crime) ## Sources for HUB International vs USI Insurance Services ### Sources About HUB International 1. [Crime Insurance Brokers](https://www.hubinternational.com/products/business-insurance/crime-insurance/). HUB International; Fraud-loss statistics; coverage types: employee theft, vendor theft, forgery, asset misappropriation, computer fraud, funds transfer fraud; organization types: private, public, not-for-profit; Connect With a Broker. Accessed 2026-09-23. ### Sources About USI Insurance Services 2. [Business Services](https://www.usi.com/property-casualty/business-services/). USI Insurance Services; USI advises clients...and provides solutions for...Crime.... Accessed 2026-09-23. 3. [Protect Your Company and Personal Assets From Management Liability Risks](https://www.usi.com/executive-insights/executive-series-articles/supplemental/emerging-business/q3-2023/protect-against-management-liability-risks/). USI Insurance Services; Review existing management liability policies (if any) to uncover gaps in coverage...(including employment practices liability, fiduciary liability, and crime).. Accessed 2026-09-23. Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source. ## Agent and Developer Resources - [Markdown page](https://spot.insure/compare/hub-international-vs-usi/crime.md) - [Developer resources](https://spot.insure/developers) - [Public MCP server](https://spot.insure/mcp) - [MCP server manifest](https://spot.insure/server.json) - [OpenAPI description](https://spot.insure/openapi.json) - [Public page index](https://spot.insure/llms.txt)