---
title: "HUB International vs Travelers Inland Marine Insurance"
description: "HUB brokers inland marine across marine markets; Travelers underwrites segment products, including mobile equipment dealers, sold through independent agents."
canonical: "https://spot.insure/compare/hub-international-vs-travelers/inland-marine"
page-type: "line-comparison"
updated-at: "2026-09-23"
---

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# HUB International vs Travelers Inland Marine Insurance

HUB brokers inland marine across marine markets; Travelers underwrites segment products, including mobile equipment dealers, sold through independent agents.

## Research Scope and Use

Use this comparison to evaluate HUB International and Travelers for Inland Marine Insurance against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote.

## Summary

HUB International is a marine broker for inland marine and related hull and cargo lines. Travelers underwrites inland marine as segment-specific products that can stand alone, covering construction, fine art, renewable energy, cargo logistics and mobile equipment dealers, bought through a Travelers independent agent. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance")

## What Is HUB International?

HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies")

[HUB International profile](https://spot.insure/insurance-providers/hub-international)

## What Is Travelers Insurance?

Travelers is a U.S. property-casualty insurance group that markets business coverage, including a technology practice, through independent agents and brokers. Buyers can investigate CyberRisk Tech, a small-business technology-services policy, and other commercial lines, then confirm the issuing company and California availability on a quote. [6](https://www.travelers.com/business-insurance/technology "Technology Insurance") [7](https://www.travelers.com/about-travelers/producer-compensation-disclosure "Travelers Producer Compensation Disclosure (United States)") [8](https://www.travelers.com/contact-us "Contact Us")

[Travelers profile](https://spot.insure/insurance-providers/travelers)

## What Is Inland Marine Insurance?

Inland marine is specialized property insurance for items such as equipment that travels between sites, property being installed and goods in transit. Coverage types differ, so match each quote to the items you own, rent or hold for others. [10](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm "Commercial Insurance Guide") [11](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf "Inland Marine Policy: Contractors’ Equipment")

## Key Differences in Inland Marine Insurance

### Who Carries the Risk

HUB brokers inland marine; Travelers underwrites it as a family of segment-specific products that can stand alone or complement other Travelers industry policies. Buying Travelers inland marine goes through a Travelers independent agent. HUB’s marine page instead asks you to connect with a HUB specialist, who may or may not place Travelers. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance")

### Segments Travelers Names

Travelers targets construction, fine art and museums, renewable energy, transportation, cargo and logistics, communications, manufacturing, municipalities, specialized equipment and mobile equipment dealers. It describes cover for computers, medical diagnostic equipment, party and event gear, fine art, bridges and radio towers, trade-show exhibits, and solar panels and wind turbines. HUB’s glossary overlaps on trade shows, computers, medical and photography equipment but does not publish Travelers’ dealer, museum or infrastructure segments. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition")

### Mobile Equipment Dealers

Travelers offers an inland marine product for mobile equipment dealers covering fire, theft, weather and rental-related incidents. HUB’s reviewed marine pages do not describe a dealer-rental inland marine product; they list cargo, stock throughput, P&I, charterers’ liability and hull as adjacent marine solutions. Neither page publishes inland marine limits or deductibles. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition")

## What to Confirm in Inland Marine Insurance Quotes

- Ask whether the Travelers quote is a dealer, construction, cargo or fine-art inland marine product. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance")
- Ask HUB which issuing carrier it proposes if you are not binding Travelers paper. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage")
- Confirm rental-related incidents if you are a mobile equipment dealer. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance")
- Get stated limits and deductibles in writing; both reviewed pages omit amounts. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition")

## Offering Details

| Criteria | HUB International Inland Marine Insurance Brokerage | Travelers Inland Marine Insurance |
| --- | --- | --- |
| Role in This Line | HUB brokers inland marine insurance through its marine insurance practice, drawing on what it describes as relationships with domestic and international insurance carriers rather than underwriting the coverage itself. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine product page; neither reviewed page names a specific issuing insurer for inland marine..) | Travelers underwrites inland marine as a family of segment-specific products that can stand alone or complement its other industry-segment policies. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Inland marine page introduction and segment sections..) |
| Who It’s For | Not described in the reviewed sources. | Travelers targets inland marine coverage at construction, fine art and museums, renewable energy, transportation/cargo/logistics, communications, manufacturing, municipalities and specialized-equipment and mobile-equipment-dealer businesses. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Inland marine page segment list..) |
| Coverage Features | HUB's glossary defines inland marine insurance as domestic coverage that protects business property, such as equipment, machinery or products, while it is transported over land by truck or train, used at a job site, or stored in a warehouse, including specialized items a standard business owner's policy would not cover. [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition") (Evidence: Company-reported; scope: Glossary page definition; the issued policy's schedule of covered property and exclusions controls an actual claim..)<br><br>HUB lists trade show exhibits, cargo items, sales samples, communication equipment, medical equipment, computer systems and photography equipment as examples of property commonly insured under an inland marine policy. [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition") (Evidence: Company-reported; scope: Glossary page property examples; a specific policy's covered-property list is set on the quote and declarations..)<br><br>HUB says inland marine policies can cover perils including fire, hail, theft, water damage and wind, plus accidental damage and mysterious disappearance of covered property. [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition") (Evidence: Company-reported; scope: Glossary page peril list; coverage for a specific peril depends on the policy form and endorsements..)<br><br>HUB's marine practice groups inland marine alongside related marine coverages it arranges, including marine cargo insurance, stock throughput insurance, protection and indemnity, charterers' liability and hull and machinery liability. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine product page tailored-solutions list; not every listed coverage applies to a given inland marine client..) | Travelers describes inland marine as covering business property transported or moved between locations, including computers and electronics, medical diagnostic equipment, party and event equipment, fine art and collectibles, bridges and radio towers, trade show exhibits, and solar panels and wind turbines. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Inland marine page "typically covers" list; actual inclusions and exclusions are set by the issued policy..)<br><br>Travelers offers an inland marine product for mobile equipment dealers, described as protecting against losses from fire, theft, weather and rental-related incidents. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Inland marine page mobile equipment dealers section..) |
| Limits and Retentions | HUB says most inland marine policies carry a deductible and a stated coverage limit, and warns that claiming a loss beyond the policy's coverage limit can lead to penalties, but the reviewed pages do not publish specific deductible or limit amounts. [5](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/ "Inland Marine Insurance Definition") (Evidence: Company-reported; scope: Glossary page policy-structure description; actual deductibles and limits are set on the quote and declarations..) | The reviewed page does not publish limits or deductibles for any inland marine segment product. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Not found in reviewed sources; scope: Inland marine page as read on 2026-09-23; amounts would appear on a quote or declarations..) |
| How to Apply | HUB's marine page directs prospective clients to "Connect With a Broker" or contact a HUB marine insurance specialist rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/marine-insurance/ "Marine Insurance Broker Policy & Coverage") (Evidence: Company-reported; scope: Marine product page call-to-action text..) | Inland marine coverage is bought through a Travelers independent agent. [9](https://www.travelers.com/business-insurance/inland-marine "Inland Marine Insurance") (Evidence: Company-reported; scope: Inland marine page "Find an insurance agent" call to action..) |

## Full Comparison

- [HUB International vs Travelers](https://spot.insure/compare/hub-international-vs-travelers): all coverage lines, business roles, service and claims.
- [What Is Inland Marine Insurance?](https://spot.insure/coverage/inland-marine): Inland marine insurance includes specialized protection for equipment that moves between jobs and goods in transit.
- [HUB International vs Travelers Business Owner’s Policy](https://spot.insure/compare/hub-international-vs-travelers/business-owners-policy)
- [HUB International vs Travelers Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-travelers/cargo-transit)
- [HUB International vs Travelers Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-travelers/commercial-auto)
- [HUB International vs Travelers Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-travelers/commercial-property)
- [HUB International vs Travelers Crime Insurance](https://spot.insure/compare/hub-international-vs-travelers/crime)
- [HUB International vs Travelers Cyber Insurance](https://spot.insure/compare/hub-international-vs-travelers/cyber)
- [HUB International vs Travelers D&O Insurance](https://spot.insure/compare/hub-international-vs-travelers/directors-officers)
- [HUB International vs Travelers Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-travelers/employment-practices)
- [HUB International vs Travelers Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-travelers/equipment-breakdown)
- [HUB International vs Travelers Fidelity Bonds](https://spot.insure/compare/hub-international-vs-travelers/fidelity-bonds)
- [HUB International vs Travelers Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-travelers/fiduciary)
- [HUB International vs Travelers General Liability Insurance](https://spot.insure/compare/hub-international-vs-travelers/general-liability)
- [HUB International vs Travelers Kidnap and Ransom Insurance](https://spot.insure/compare/hub-international-vs-travelers/kidnap-ransom)
- [HUB International vs Travelers Management Liability Insurance](https://spot.insure/compare/hub-international-vs-travelers/management-liability)
- [HUB International vs Travelers Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-travelers/professional-errors-omissions)
- [HUB International vs Travelers Surety Bonds](https://spot.insure/compare/hub-international-vs-travelers/surety-bonds)
- [HUB International vs Travelers Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-travelers/technology-errors-omissions)
- [HUB International vs Travelers Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-travelers/umbrella-excess)
- [HUB International vs Travelers Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-travelers/workers-compensation)
- [Alliance Risk vs HUB International Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-hub-international/inland-marine)
- [Alliance Risk vs Travelers Inland Marine Insurance](https://spot.insure/compare/alliance-risk-vs-travelers/inland-marine)
- [Chubb vs HUB International Inland Marine Insurance](https://spot.insure/compare/chubb-vs-hub-international/inland-marine)
- [Chubb vs Travelers Inland Marine Insurance](https://spot.insure/compare/chubb-vs-travelers/inland-marine)
- [Coverdash vs HUB International Inland Marine Insurance](https://spot.insure/compare/coverdash-vs-hub-international/inland-marine)
- [Coverdash vs Travelers Inland Marine Insurance](https://spot.insure/compare/coverdash-vs-travelers/inland-marine)

## Sources

### HUB International

1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16.
2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16.
3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16.
4. [Marine Insurance Broker Policy & Coverage](https://www.hubinternational.com/products/business-insurance/marine-insurance/). HUB International; Navigate the Changing Landscape: strong relationships with domestic and international insurance carriers; Tailored Solutions list including Marine Cargo Insurance, Stock Throughput Insurance, Protection & Indemnity, Charterers' Liability, Hull & Machinery Liability; Connect With a Broker call to action. Accessed 2026-09-23.
5. [Inland Marine Insurance Definition](https://www.hubinternational.com/insurance-glossary/i/inland-marine-insurance/). HUB International; Definition; covered property types (trade show exhibits, cargo items, sales samples, communication equipment, medical equipment, computer systems, photography equipment); covered perils; deductible and coverage-limit explanation. Accessed 2026-09-23.

### Travelers

6. [Technology Insurance](https://www.travelers.com/business-insurance/technology). Travelers; Technology insurance products we offer: CyberRisk Tech, Global Companion Plus+, general liability, commercial property, workers compensation, commercial auto, umbrella; startup-to-established-leader audience. Accessed 2026-09-16.
7. [Travelers Producer Compensation Disclosure (United States)](https://www.travelers.com/about-travelers/producer-compensation-disclosure). Travelers; Independent producers; seven compensation types; Simply Business, Inc. and InsuraMatch, LLC ownership; The Travelers Indemnity Company footer; Northfield Excess & Surplus Lines product list. Accessed 2026-09-16.
8. [Contact Us](https://www.travelers.com/contact-us). Travelers; Business insurance sold through independent agents; business claims 1.800.238.6225; MyTravelers for business features. Accessed 2026-09-16.
9. [Inland Marine Insurance](https://www.travelers.com/business-insurance/inland-marine). Travelers; Who needs inland marine coverage?; Inland marine insurance typically covers; Inland marine construction insurance; fine art and museums insurance; renewable energy insurance; transportation, cargo, logistics insurance; communications, computerized equipment, medical equipment and miscellaneous property insurance; mobile equipment dealers insurance. Accessed 2026-09-23.

### Inland Marine Insurance Guide

10. [Commercial Insurance Guide](https://www.insurance.ca.gov/01-consumers/105-type/95-guides/09-comm/commercialguide.cfm). California Department of Insurance; Property Insurance; Commercial Property; Inland Marine; Boiler and Machinery. Accessed 2026-09-16.
11. [Inland Marine Policy: Contractors’ Equipment](https://www.dms.myflorida.com/content/download/132333/823484/SoF_Policy_CE_17-18_UM00056635MA17A.pdf). Markel American Insurance Company / American Association of Insurance Services; hosted by Florida Department of Management Services; PDF p.8 declarations; attached Contractors’ Equipment printed pp.1–13 (PDF pp.18–30); replacement-cost endorsement PDF p.34. Accessed 2026-09-16.

Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

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