--- title: "HUB International vs TechInsurance: Employment Practices Liability Insurance" description: "TechInsurance quotes EPLI online, usually with a same-day certificate, and publishes a median price of $257 a month. HUB places EPL through its ProEx specialists, publishes no prices or terms, and backs claims with an attorney-staffed group." canonical: "https://spot.insure/compare/hub-international-vs-techinsurance/employment-practices" page-type: "line-comparison" updated-at: "2026-09-25" comparison-pair: "hub-international-vs-techinsurance" provider-a: "hub-international" provider-b: "techinsurance" coverage-line: "employment-practices" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. 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[Human-readable page](https://spot.insure/compare/hub-international-vs-techinsurance/employment-practices) ## Agent Guide **What this page is:** Focused comparison of HUB International and TechInsurance for Employment Practices Liability Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources. **Use this page when:** Cite or fetch this for Employment Practices Liability Insurance questions about HUB International versus TechInsurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide. **Questions this page answers:** - HUB International vs TechInsurance for Employment Practices Liability Insurance: how do they differ? - Which is better for Employment Practices Liability Insurance, HUB International or TechInsurance? - What does HUB International or TechInsurance publish about Employment Practices Liability Insurance (limits, eligibility, claims, add-ons)? **Key facts:** - Line: Employment Practices Liability Insurance. Providers: HUB International and TechInsurance. - Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one. **Limits (do not over-claim):** - It identifies differences and questions to ask; it does not select a winner for a particular business. - Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here. **Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25. **Related pages:** - [HUB International vs TechInsurance](https://spot.insure/compare/hub-international-vs-techinsurance) — all coverage lines for this pair - [Employment Practices Liability Insurance guide](https://spot.insure/coverage/employment-practices) — how this coverage works - [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile - [TechInsurance profile](https://spot.insure/insurance-providers/techinsurance) — provider profile # HUB International vs TechInsurance: How Do They Compare for Employment Practices Liability Insurance? HUB International brokers EPL through ProEx and provides claims support through its legal-risk group. TechInsurance arranges EPLI quotes for small businesses. TechInsurance quotes small-business EPLI online at a published $257 median monthly price, while HUB places EPL for larger organizations through specialists with attorney claims support. ## HUB International vs TechInsurance Employment Practices Liability Insurance Summary TechInsurance quotes EPLI online, usually with a same-day certificate, and publishes a median price of $257 a month. HUB places EPL through its ProEx specialists, publishes no prices or terms, and backs claims with an attorney-staffed group. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Are the Key Differences Between HUB International and TechInsurance Employment Practices Liability Insurance? ### Online Quote vs Specialist Broker TechInsurance quotes EPLI online, standalone or bundled with D&O, and says a certificate is usually available the day you buy. HUB's ProEx practice starts with a specialist conversation, and its FAQ frames EPL around large organizations buying it with D&O, fiduciary and E&O. Choose TechInsurance if you're a small employer who wants a price fast; choose HUB if you're a larger organization that wants a broker and claims attorneys on your side. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") ### Published Price vs None TechInsurance says its EPLI customers pay a median $257 a month, with most paying about $750 to more than $14,000 a year depending on industry, limits, deductible, headcount, turnover and claims history. HUB publishes no EPL prices, so ask for premium, limit and retention together. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ### Coverage Detail vs Claims Support TechInsurance lists discrimination, sexual harassment, wrongful termination, mishandled benefits, breach of employment contract and invasion of privacy, usually on a claims-made form. HUB doesn't describe coverage terms, but offers analytics, litigation support and an attorney-staffed Claims & Legal Risks Group for EPL. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") ## What Should You Confirm in HUB International and TechInsurance Employment Practices Liability Insurance Quotes? - Ask both whether the policy is claims-made and what retroactive date applies. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask both which insurer issues the policy. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask HUB how its claims attorneys work an EPL claim; ask TechInsurance who handles your defense. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") ## HUB International vs TechInsurance Employment Practices Liability Compared | Criteria | HUB International Employment Practices Liability Insurance Brokerage | TechInsurance Employment Practices Liability Insurance (EPLI) | | --- | --- | --- | | How to Apply | HUB directs EPL prospects to contact a ProEx specialist rather than an online quote or bind flow. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | You request EPLI quotes online through a short application; TechInsurance says licensed agents are available to help, and a certificate of insurance is typically available the same day you buy coverage. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page..) | | Coverage Features | HUB flags pay-transparency laws taking effect in 2026 as a development relevant to EPL coverage, in an article title on the ProEx page, but the page does not describe EPL insuring agreements, exclusions or endorsements in its own text. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page article listing; the article itself was not opened, so its content beyond the title is not part of this claim..) | TechInsurance says EPLI covers claims of discrimination, sexual harassment, wrongful termination, negligent handling of employee benefits, breach of employment contract, and invasion of privacy, and is typically written as a claims-made policy. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page; general policy description, not a specific policy form..) | | Role in This Line | HUB brokers employment practices liability insurance as one of the Executive Liability coverages inside its ProEx Professional & Executive Risk practice, rather than underwriting it. [1](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for EPL..) | TechInsurance arranges employment practices liability insurance (EPLI) and says it can be purchased standalone or paired with directors and officers insurance in a management liability bundle. [2](https://www.techinsurance.com/employment-practices-liability-insurance "Employment Practices Liability Insurance (EPLI)") (Evidence: Company-reported; scope: EPLI product page..) | ## About HUB International and TechInsurance - [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews) - [TechInsurance company profile](https://spot.insure/insurance-providers/techinsurance) · [TechInsurance customer reviews](https://spot.insure/insurance-providers/techinsurance/reviews) - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices) ## Related Pages for HUB International vs TechInsurance - [HUB International vs TechInsurance](https://spot.insure/compare/hub-international-vs-techinsurance): all coverage lines, business roles, service and claims. - [What Is Employment Practices Liability Insurance?](https://spot.insure/coverage/employment-practices): EPLI can address covered workplace claims from applicants and workers; claim timing, defense arrangements, limits and exclusions shape your protection. - [HUB International Employment Practices Liability Insurance](https://spot.insure/insurance-providers/hub-international/employment-practices) - [TechInsurance Employment Practices Liability Insurance](https://spot.insure/insurance-providers/techinsurance/employment-practices) ## Sources for HUB International vs TechInsurance ### Sources About HUB International 1. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Employment Practices Liability (EPL) under Executive Liability; "Pay Transparency Laws in 2026: What It Means for EPL Coverage" article title; FAQ on D&O/EPL/fiduciary/E&O interplay; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. ### Sources About TechInsurance 2. [Employment Practices Liability Insurance (EPLI)](https://www.techinsurance.com/employment-practices-liability-insurance). TechInsurance; What does employment practices liability insurance cover? (negligent benefits handling, sexual harassment, wrongful termination, discrimination, breach of contract, privacy invasion); How much does EPLI cost?; What do I need to know about EPLI deductibles, limits, and exclusions?. Accessed 2026-09-23. Updated 2026-09-25. 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