---
title: "HUB International vs Pie Insurance: Cyber Insurance"
description: "HUB brokers cyber, lists privacy attorneys, forensics, notification and class-action defense among arranged services, and sends you to a specialist. Pie markets first-party and third-party cyber to small businesses generally, names identity theft and extortion among scenarios, and tells you to contact the company to start a quote."
canonical: "https://spot.insure/compare/hub-international-vs-pie-insurance/cyber"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-pie-insurance"
provider-a: "hub-international"
provider-b: "pie-insurance"
coverage-line: "cyber"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-pie-insurance/cyber)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Pie Insurance for Cyber Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Cyber Insurance questions about HUB International versus Pie Insurance. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Pie Insurance for Cyber Insurance: how do they differ?
- Which is better for Cyber Insurance, HUB International or Pie Insurance?
- What does HUB International or Pie Insurance publish about Cyber Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Cyber Insurance. Providers: HUB International and Pie Insurance.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Pie Insurance](https://spot.insure/compare/hub-international-vs-pie-insurance) — all coverage lines for this pair
- [Cyber Insurance guide](https://spot.insure/coverage/cyber) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Pie Insurance profile](https://spot.insure/insurance-providers/pie-insurance) — provider profile

# HUB International vs Pie Insurance: How Do They Compare for Cyber Insurance?

HUB International cites breach statistics for small and midsize firms and sends you to a specialist; Pie Insurance markets cyber to small businesses through partner carriers.

HUB lists specific breach-response services and sends you to a specialist; Pie describes first-party and third-party cyber for small businesses and tells you to contact the company.

## HUB International vs Pie Insurance Cyber Insurance Summary

HUB brokers cyber, lists privacy attorneys, forensics, notification and class-action defense among arranged services, and sends you to a specialist. Pie markets first-party and third-party cyber to small businesses generally, names identity theft and extortion among scenarios, and tells you to contact the company to start a quote. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What Are the Key Differences Between HUB International and Pie Insurance Cyber Insurance?

### Specialist-Placed Services or Small-Business First- and Third-Party Copy

HUB connects you with cyber specialists for a policy assessment and lists privacy attorneys, forensics, notification, credit monitoring, crisis PR, regulatory fines and class-action defense. Pie describes first-party coverage for your own stolen data or hacked network and third-party coverage if you are sued over a cybercrime affecting others, and tells you to contact the company to start. Choose HUB if you want a specialist-led placement with that service roster; choose Pie if you want first-party versus third-party cyber described for small businesses. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### How Broadly Each Page Frames Eligibility

HUB frames cyber as relevant to any business that stores data on a network. Pie markets cyber to small businesses generally, and cross-sells it alongside workers' compensation, commercial auto and BOP on other product pages. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

### Named Carrier Versus Carrier Partners

Neither page names an issuing insurer. HUB places coverage with carriers that vary by client. Pie refers only to insurance carrier partners. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## What Should You Confirm in HUB International and Pie Insurance Cyber Insurance Quotes?

- Ask HUB which carrier it would place. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")
- Ask Pie which carrier partner would issue the form. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")
- Ask HUB whether class-action defense sits on the quote. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance")
- Ask Pie whether identity-theft and extortion grants appear on your policy. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses")

## HUB International vs Pie Insurance Cyber Insurance Compared

| Criteria | HUB International Cyber Insurance Brokerage | Pie Cyber Insurance for Small Businesses |
| --- | --- | --- |
| Who It’s For | HUB frames cyber insurance as relevant to any business that stores data on a network, without publishing a narrower eligibility list by size or industry on this page. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page framing; not a published underwriting appetite..) | Pie markets cyber insurance to small businesses generally, cross-selling it alongside workers' compensation, commercial auto, and BOP insurance on other small-business product pages. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; no minimum size, revenue, or industry restriction was published..) |
| How to Apply | HUB directs you to a broker or its cyber specialists for a policy assessment; no online quote is described. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page call to action as read 2026-09-23..) | Pie directs cyber buyers to contact the company to start a quote through its website. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Coverage Features | HUB lists cyber coverage it arranges as privacy attorney services, IT forensic investigation, state breach-notification compliance costs, credit monitoring for affected individuals, crisis PR engagement, regulatory fines and class-action defense from a data breach. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page coverage list; the issued policy and its exclusions control an actual claim..)<br><br>HUB cites statistics that data-privacy attacks occur roughly every 40 seconds in the U.S., that 85% of data-breach insurance claims come from small to midsize businesses, and that two-thirds of breaches are tied to third-party IT vendors, to explain why it recommends cyber coverage. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Product-page statistics are company-cited industry figures, not independently verified by us and not HUB-specific claims data..) | Pie describes its cyber policies as varying by business need, with first-party coverage for expenses when a business's own data is stolen or network hacked, and third-party coverage to help if the business is sued over a cybercrime affecting others. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23; the issued policy controls the specific insuring agreements and exclusions..)<br><br>Pie lists identity theft (for an employee or customer's stolen identity), cyber extortion (help regaining private information after an extortion event), and financial protection against related lawsuits as scenarios its cyber coverage responds to. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |
| Role in This Line | HUB brokers cyber insurance rather than underwriting the coverage itself, and connects clients with cyber insurance specialists for a policy assessment. [1](https://www.hubinternational.com/products/business-insurance/cyber-insurance/ "Cyber Insurance") (Evidence: Company-reported; scope: Cyber insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Pie says it helps small businesses get the best cyber coverage 'from our insurance carrier partners,' identifying itself as an intermediary rather than the underwriter for this line. [2](https://www.pieinsurance.com/small-business-insurance/cyber-insurance "Cyber Insurance for Small Businesses") (Evidence: Company-reported; scope: Cyber Insurance product page as read on 2026-09-23..) |

## About HUB International and Pie Insurance and Cyber Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Pie Insurance company profile](https://spot.insure/insurance-providers/pie-insurance) · [Pie Insurance customer reviews](https://spot.insure/insurance-providers/pie-insurance/reviews)
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber)

## Related Pages for HUB International vs Pie Insurance Cyber Insurance

- [HUB International vs Pie Insurance](https://spot.insure/compare/hub-international-vs-pie-insurance): all coverage lines, business roles, service and claims.
- [What Is Cyber Insurance?](https://spot.insure/coverage/cyber): Cyber insurance can help pay covered breach response, data recovery, interruption and liability costs; vendor incidents and funds-transfer fraud need separate checks.
- [HUB International Cyber Insurance](https://spot.insure/insurance-providers/hub-international/cyber)
- [Pie Insurance Cyber Insurance](https://spot.insure/insurance-providers/pie-insurance/cyber)

## Sources for HUB International vs Pie Insurance Cyber Insurance

### Sources About HUB International

1. [Cyber Insurance](https://www.hubinternational.com/products/business-insurance/cyber-insurance/). HUB International; Cybersecurity insurance definition; coverage list: privacy attorney services, IT forensic investigation, state notification compliance, credit monitoring, crisis PR, regulatory fines, class action lawsuits; breach-frequency and small-business-claims statistics; five-myths section; Connect With a Broker. Accessed 2026-09-23.

### Sources About Pie Insurance

2. [Cyber Insurance for Small Businesses](https://www.pieinsurance.com/small-business-insurance/cyber-insurance). Pie Insurance; What's typically covered by cyber insurance? First party coverage, Third party coverage; How does cyber insurance protect small businesses? Identity theft, Cyber extortion, Financial protection; Make sure you're covered: Start my quote. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

- [Markdown page](https://spot.insure/compare/hub-international-vs-pie-insurance/cyber.md)
- [Developer resources](https://spot.insure/developers)
- [Public MCP server](https://spot.insure/mcp)
- [MCP server manifest](https://spot.insure/server.json)
- [OpenAPI description](https://spot.insure/openapi.json)
- [Public page index](https://spot.insure/llms.txt)