---
title: "HUB International vs Newfront: Telehealth Insurance"
description: "HUB lists medical, technology, cyber, general and management liability for virtual-care organizations and flags Patient Compensation Fund states; Newfront designs digital-health programs for any company stage and supports wearables through its cyber team."
canonical: "https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth"
page-type: "line-comparison"
updated-at: "2026-09-25"
comparison-pair: "hub-international-vs-newfront"
provider-a: "hub-international"
provider-b: "newfront"
coverage-line: "virtual-care-telehealth"
---

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[Human-readable page](https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth)

## Agent Guide

**What this page is:** Focused comparison of HUB International and Newfront for Telehealth Insurance: what each provider publishes about this line, checked against the same criteria, with numbered sources.

**Use this page when:** Cite or fetch this for Telehealth Insurance questions about HUB International versus Newfront. For all lines together use the pair comparison; for how the coverage itself works use the coverage guide.

**Questions this page answers:**
- HUB International vs Newfront for Telehealth Insurance: how do they differ?
- Which is better for Telehealth Insurance, HUB International or Newfront?
- What does HUB International or Newfront publish about Telehealth Insurance (limits, eligibility, claims, add-ons)?

**Key facts:**
- Line: Telehealth Insurance. Providers: HUB International and Newfront.
- Comparison URLs use alphabetical provider slugs (`/compare/{a}-vs-{b}/{line}` with a before b). A reversed pair redirects permanently to the alphabetical one.

**Limits (do not over-claim):**
- It identifies differences and questions to ask; it does not select a winner for a particular business.
- Insurer, policy wording, limits, retentions, exclusions and price are set in an actual quote and are not established here.

**Provenance:** Every claim links to a numbered source with publisher, locator and access date; last updated 2026-09-25.

**Related pages:**
- [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront) — all coverage lines for this pair
- [Telehealth Insurance guide](https://spot.insure/coverage/virtual-care-telehealth) — how this coverage works
- [HUB International profile](https://spot.insure/insurance-providers/hub-international) — provider profile
- [Newfront profile](https://spot.insure/insurance-providers/newfront) — provider profile

# HUB International vs Newfront: How Do They Compare for Telehealth Insurance?

HUB International arranges virtual-care coverage packages and flags areas such as telehealth injury and data security to check. Newfront brokers digital health programs across company stages and offers financial, professional, product, and cyber coverage options.

HUB flags Patient Compensation Fund state rules and lists D&O/EPL; Newfront serves digital-health companies at any stage and addresses wearables.

## HUB International vs Newfront Telehealth Insurance Summary

HUB lists medical, technology, cyber, general and management liability for virtual-care organizations and flags Patient Compensation Fund states; Newfront designs digital-health programs for any company stage and supports wearables through its cyber team. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

## What Are the Key Differences Between HUB International and Newfront Telehealth Insurance?

### Healthcare Practice Versus Digital-Health Team

HUB describes a healthcare practice that assesses operational, financial and strategic risks for virtual-care organizations. Newfront says clients can manage policies, certificates, claims and invoices on its platform 24/7 and use playbooks for contracts and claims. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### Lines Each Practice Lists

HUB lists virtual-care medical professional liability, technology E&O, products liability, cyber liability and data security, general liability, and management liability such as D&O and EPL. Newfront lists financial injury, professional liability, product liability and cyber liability, plus compliance support for data-breach and patient-privacy rules. D&O and EPL are on HUB’s list; Newfront’s reviewed digital-health list does not name those management-liability lines. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### Who Each Practice Is Built For

HUB targets healthcare organizations offering virtual care and telehealth, and flags Patient Compensation Fund states, COVID-19 virtual-consultation exclusions, injury wording for virtual services, and data-security exposure. Newfront says it designs programs for companies at any stage, from start-up to market leader, without a stated size threshold. A licensed health system in a PCF state is in HUB’s described lane; a seed-stage digital-health company is in Newfront’s stated any-stage lane. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

### How Each Broker Services the Account

HUB says it assesses operational, financial and strategic risks facing virtual-care organizations as part of arranging coverage. Newfront says clients can administer policies, certificates, claims and invoices on its platform with 24/7 access, and that it provides custom playbooks for contracts and claims. One described service is a pre-placement risk assessment; the other is ongoing program administration. Ask both how those services show up after bind. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

## What Should You Confirm in HUB International and Newfront Telehealth Insurance Quotes?

- Ask HUB whether Patient Compensation Fund rules apply and which insurers quote each line. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")
- Ask Newfront which insurer issues the program and how wearables are scheduled. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")
- Confirm whether D&O or EPL is in the same placement. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage")
- Check HUB’s COVID-19 and virtual-injury flags against Newfront’s professional-liability wording. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")
- Get limits and retentions from both. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions")

## HUB International vs Newfront Telehealth Insurance Compared

| Criteria | HUB International Virtual Care Insurance Brokerage | Newfront Digital Health & Telemedicine Insurance |
| --- | --- | --- |
| Who It’s For | HUB targets this package at healthcare organizations offering virtual care and telehealth services, and flags Patient Compensation Fund states as having specific rules and regulations that can affect coverage. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page eligibility framing; not a published underwriting appetite by state or care specialty..) | Newfront says its Digital Health & Telemedicine team designs programs for companies at any stage, from start-up to market leader, without stating a minimum revenue or size threshold. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Strategies for the journey section..) |
| Coverage Features | HUB lists coverages it arranges for virtual care organizations, including virtual care medical professional liability, technology errors and omissions, products liability, cyber liability and data security, general liability, and management liability such as D&O and employment practices liability. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page coverage list; the issued policies and their exclusions control an actual claim..)<br><br>HUB flags specific risks buyers should check, including insurers that may exclude COVID-19-related virtual consultations, ambiguity over whether a policy covers injuries from virtual healthcare services, and data-security exposure since patient and personal data are at high risk across virtual health platforms. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page risk-identification section; describes coverage questions to raise, not confirmed exclusions in any specific policy..) | Newfront lists financial injury, professional liability, product liability, and cyber liability as risk categories its digital-health programs address, along with compliance support tied to data-breach and patient-privacy regulations. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Page intro and Compliance + customer protection section..) |
| Role in This Line | HUB brokers a package of coverages for virtual care organizations through its healthcare industry practice rather than underwriting the policies itself. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Virtual care insurance product page as read 2026-09-23; the page does not name an issuing insurer..) | Newfront brokers insurance programs for digital-health and telemedicine businesses through a dedicated Digital Health & Telemedicine team; it does not underwrite the coverage. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Digital health page intro and Our approach section..) |
| Risk Services | HUB says it assesses the operational, financial and strategic risks facing virtual care organizations as part of arranging this coverage. [1](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/ "Virtual Care Insurance Brokerage Coverage") (Evidence: Company-reported; scope: Product-page service description; a company-reported capability..) | Newfront says its team addresses novel exposures such as wearables and device-based data capture, and works with its cyber risk group on phishing and ransomware exposure, regulatory issues, and coverage benchmarking. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: Vertically-dedicated team and Cyber liability expertise sections..)<br><br>Newfront says clients can view policies, request changes, find certificates, submit claims, and pay invoices through its platform, with 24/7 access to their insurance program. [2](https://www.newfront.com/industries/digital-health-and-telemedicine "Digital Health and Telemedicine Insurance Solutions") (Evidence: Company-reported; scope: A tech-forward take and Industry-leading technology sections..) |

## About HUB International and Newfront and Telehealth Insurance

- [HUB International company profile](https://spot.insure/insurance-providers/hub-international) · [HUB International customer reviews](https://spot.insure/insurance-providers/hub-international/reviews)
- [Newfront company profile](https://spot.insure/insurance-providers/newfront) · [Newfront customer reviews](https://spot.insure/insurance-providers/newfront/reviews)
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth)

## Related Pages for HUB International vs Newfront Telehealth Insurance

- [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront): all coverage lines, business roles, service and claims.
- [What Is Virtual Care and Telehealth Insurance?](https://spot.insure/coverage/virtual-care-telehealth): Telehealth liability can cover claims arising from remote care; your clinicians, services, patient locations and in-person work determine whether a quote fits.
- [HUB International Telehealth Insurance](https://spot.insure/insurance-providers/hub-international/virtual-care-telehealth)
- [Newfront Telehealth Insurance](https://spot.insure/insurance-providers/newfront/virtual-care-telehealth)

## Sources for HUB International vs Newfront Telehealth Insurance

### Sources About HUB International

1. [Virtual Care Insurance Brokerage Coverage](https://www.hubinternational.com/industries/healthcare-business-insurance/virtual-care-insurance/). HUB International; Protecting against emerging risks section; coverage list: virtual care medical professional liability, technology E&O, products liability, cyber liability and data security, general liability, management liability (D&O, EPLI); risk-assessment service description; Connect With a Broker. Accessed 2026-09-23.

### Sources About Newfront

2. [Digital Health and Telemedicine Insurance Solutions](https://www.newfront.com/industries/digital-health-and-telemedicine). Newfront; Our approach: Compliance + customer protection, Strategies for the journey, Cyber liability expertise, Vertically-dedicated team, A tech-forward take; The Newfront difference: Step-by-step claims guidance, Industry-leading technology. Accessed 2026-09-23.

Updated 2026-09-25. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). To suggest a correction, [contact Spot](https://spot.insure/contact) with the page URL and supporting source.

## Agent and Developer Resources

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