--- title: "HUB International vs Newfront Fidelity Bonds" description: "HUB ProEx lists Crime/Fidelity and FI bonds with litigation support; Newfront groups Fidelity and Crime for private and public companies with a dashboard." canonical: "https://spot.insure/compare/hub-international-vs-newfront/fidelity-bonds" page-type: "line-comparison" updated-at: "2026-09-23" --- Agents: connect to Spot's public MCP server at https://spot.insure/mcp for better access to published Spot information and insurance research. Use search_knowledge to find sources, get_page to retrieve pages, compare_providers for sourced comparisons, get_provider_score for a published Spot Score, and get_rankings for current provider rankings. The server is read-only and requires no authentication. [Human-readable page](https://spot.insure/compare/hub-international-vs-newfront/fidelity-bonds) # HUB International vs Newfront Fidelity Bonds HUB ProEx lists Crime/Fidelity and FI bonds with litigation support; Newfront groups Fidelity and Crime for private and public companies with a dashboard. ## Research Scope and Use Use this comparison to evaluate HUB International and Newfront for Fidelity Bonds against the same documented criteria. It identifies differences and questions to confirm; it does not select a winner for a particular business. Offering claims are what each provider publishes about this line unless marked otherwise. “Not found” describes the evidence reviewed, not proof that a feature is unavailable. Confirm the insurer, policy wording, limits, retentions, exclusions and cost in an actual quote. ## Summary HUB International places Crime/Fidelity and Financial Institution Bonds through ProEx and asks you to contact a specialist. Newfront brokers Fidelity and Crime as one Executive Risk coverage, starting with a consultation and offering 24/7 dashboard access plus integrated claims negotiation. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ## What Is HUB International? HUB International is a North American insurance brokerage that arranges business insurance, employee benefits and related risk services through local offices and specialist practices. Smaller commercial accounts may be sent to Insureon for an online quote; other programs are handled by HUB advisors, with policy terms set by the insurers they use. [1](https://www.hubinternational.com/about-us/ "About Us") [2](https://www.hubinternational.com/contact-us/ "Contact Us") [3](https://www.hubinternational.com/industries/technology-company-insurance/ "Insurance for Technology Companies") [HUB International profile](https://spot.insure/insurance-providers/hub-international) ## What Is Newfront? Newfront is a business-insurance and employee-benefits brokerage that combines specialist teams with online policy-management tools. It is now part of WTW. [5](https://www.newfront.com/business-insurance "Business Insurance") [6](https://www.newfront.com/total-rewards "Employee Benefits") [7](https://www.newfront.com/navigator "Newfront Navigator") [8](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront "WTW Completes Acquisition Of Newfront") [Newfront profile](https://spot.insure/insurance-providers/newfront) ## What Are Fidelity Bonds? Fidelity bonds and employee-dishonesty policies address losses caused by dishonest employees, within the limits and terms purchased. [10](https://content.naic.org/glossary-insurance-terms "Glossary of Insurance Terms") ## Key Differences in Fidelity Bonds ### Split Catalogue Versus One Combined Line HUB lists Crime/Fidelity and Financial Institution Bonds as separate ProEx offerings. Newfront lists “Fidelity and Crime” as a single Key Coverage in Executive Risk. Both negotiate placement rather than underwrite. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ### Who the Practice Describes HUB’s ProEx page does not publish fidelity-specific size or industry criteria. Newfront says Executive Risk services private companies from seed through every series of funding and more than 500 publicly traded companies, still without a fidelity-only threshold. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ### Services and Intake HUB says ProEx provides analytics, litigation support and risk-management under a named practice leader, and you contact a specialist. Newfront says clients get 24/7 access to policies, certificates and billing through a connected dashboard, that renewals use pre-populated data, and that claims and coverage negotiation are integrated; you start with a consultation request. Neither page names the issuer or publishes limits. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ## What to Confirm in Fidelity Bonds Quotes - Ask HUB whether the quote is Crime/Fidelity, a financial institution bond, or both. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") - Ask Newfront whether Fidelity and Crime is one form or two placements. [9](https://www.newfront.com/executive-risk "Executive Risk") - Compare litigation support (HUB) with dashboard certificates and claims negotiation (Newfront) for the same loss. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") - Get carrier names, penalties and retentions from both. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") [9](https://www.newfront.com/executive-risk "Executive Risk") ## Offering Details | Criteria | HUB International Crime and Fidelity Bond Brokerage | Newfront Fidelity Bond Insurance | | --- | --- | --- | | Role in This Line | HUB places crime and fidelity bond coverage, including financial institution bonds, through its ProEx Professional & Executive Risk practice alongside other executive-liability and financial-institution lines, rather than underwriting these bonds itself. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list, read 2026-09-23. The page does not name an issuing insurer for Crime/Fidelity or Financial Institution Bonds..) | Newfront brokers fidelity bond coverage as part of its Executive Risk practice, which it groups with crime coverage under one Key Coverages entry. It negotiates placement rather than underwriting the risk. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk offering page; fidelity and crime are listed together, not as separately described products..) | | Issuing Insurer | No insurer is named for Crime/Fidelity or Financial Institution Bonds on the ProEx page; HUB says ProEx places over $2 billion in premium with carriers it calls top-rated, without naming them. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked the ProEx page on 2026-09-23..) | The reviewed Executive Risk page does not name the insurer or insurers that would issue a fidelity bond placed through Newfront. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23; carrier depends on the specific placement..) | | Who It’s For | No size, industry or state eligibility criteria specific to fidelity bonds or financial institution bonds were found on the ProEx page. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not found in reviewed sources; scope: Checked the ProEx page on 2026-09-23; these coverages are listed among many others without their own eligibility description..) | Newfront says its Executive Risk practice services private companies from seed round through every series of funding, and describes work with over 500 publicly traded companies, without a fidelity-specific eligibility threshold. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Here for the Long Run section; figures describe the executive-risk practice broadly, not fidelity bonds specifically..) | | Coverage Features | HUB's ProEx coverage list names "Crime / Fidelity" as an Executive Liability offering and "Financial Institution Bonds" as a separate Financial Institutions offering, but the page gives no further description of insuring agreements, covered dishonest-act scenarios or exclusions for either. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page coverage list only; these are catalogue entries, not policy-form descriptions..) | Newfront lists "Fidelity and Crime" among the Key Coverages of its Executive Risk program. The page does not separately describe fidelity-specific insuring agreements such as employee-dishonesty bond limits or covered positions. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page Key Coverages list; fidelity and crime are bundled in one line item..) | | Limits and Retentions | Published bond penalty amounts, limits or retentions were not found on the ProEx page. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Not publicly disclosed; scope: Checked the ProEx page on 2026-09-23; bond amounts are set on the quote and declarations..) | Newfront's Executive Risk page does not publish limits or retentions for fidelity bond coverage. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Not publicly disclosed; scope: Executive Risk page as read on 2026-09-23..) | | Risk Services | HUB says its ProEx team, which lists Crime/Fidelity and Financial Institution Bonds among its coverages, provides analytics, litigation support and risk-management services to clients of all sizes under a named ProEx practice leader. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page team and services description; not specific to a single bond placement..) | Newfront says clients get 24/7 access to their insurance program, including policies, certificates of insurance and billing, through its connected dashboard, and that renewal submissions use pre-populated historical data. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Industry-Leading Technology section; described across Executive Risk lines, not fidelity-specific..) | | How to Apply | HUB directs prospects for these coverages to contact a ProEx specialist rather than an online quote or bind flow. [4](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/ "HUB ProEx") (Evidence: Company-reported; scope: ProEx page call to action..) | You start a fidelity bond placement by requesting a consultation through Newfront's Executive Risk page. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: Executive Risk page call-to-action; no online quoting or binding described..) | | Claims Support | Not described in the reviewed sources. | Newfront says it provides "integrated claims and coverage negotiation" for its Executive Risk lines, which would apply to a fidelity bond claim. [9](https://www.newfront.com/executive-risk "Executive Risk") (Evidence: Company-reported; scope: The Newfront Difference section; described across Executive Risk lines, not a fidelity-specific claims workflow..) | ## Full Comparison - [HUB International vs Newfront](https://spot.insure/compare/hub-international-vs-newfront): all coverage lines, business roles, service and claims. - [What Are Fidelity Bonds?](https://spot.insure/coverage/fidelity-bonds): Fidelity bonds and employee-dishonesty coverage protect against specified losses caused by dishonest employees or people handling plan assets. - [HUB International vs Newfront Cargo and Transit Insurance](https://spot.insure/compare/hub-international-vs-newfront/cargo-transit) - [HUB International vs Newfront Commercial Auto Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-auto) - [HUB International vs Newfront Commercial Property Insurance](https://spot.insure/compare/hub-international-vs-newfront/commercial-property) - [HUB International vs Newfront Crime Insurance](https://spot.insure/compare/hub-international-vs-newfront/crime) - [HUB International vs Newfront Cyber Insurance](https://spot.insure/compare/hub-international-vs-newfront/cyber) - [HUB International vs Newfront D&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/directors-officers) - [HUB International vs Newfront Employee Health Benefits](https://spot.insure/compare/hub-international-vs-newfront/employee-health-benefits) - [HUB International vs Newfront Employment Practices Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/employment-practices) - [HUB International vs Newfront Equipment Breakdown Insurance](https://spot.insure/compare/hub-international-vs-newfront/equipment-breakdown) - [HUB International vs Newfront Fiduciary Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/fiduciary) - [HUB International vs Newfront General Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/general-liability) - [HUB International vs Newfront Management Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/management-liability) - [HUB International vs Newfront Product Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/product-liability) - [HUB International vs Newfront Professional Liability (E&O) Insurance](https://spot.insure/compare/hub-international-vs-newfront/professional-errors-omissions) - [HUB International vs Newfront Representations and Warranties Insurance](https://spot.insure/compare/hub-international-vs-newfront/representations-warranties) - [HUB International vs Newfront Surety Bonds](https://spot.insure/compare/hub-international-vs-newfront/surety-bonds) - [HUB International vs Newfront Tech E&O Insurance](https://spot.insure/compare/hub-international-vs-newfront/technology-errors-omissions) - [HUB International vs Newfront Telehealth Insurance](https://spot.insure/compare/hub-international-vs-newfront/virtual-care-telehealth) - [HUB International vs Newfront Umbrella and Excess Liability Insurance](https://spot.insure/compare/hub-international-vs-newfront/umbrella-excess) - [HUB International vs Newfront Workers’ Compensation Insurance](https://spot.insure/compare/hub-international-vs-newfront/workers-compensation) - [Beazley vs HUB International Fidelity Bonds](https://spot.insure/compare/beazley-vs-hub-international/fidelity-bonds) - [Beazley vs Newfront Fidelity Bonds](https://spot.insure/compare/beazley-vs-newfront/fidelity-bonds) - [Coverdash vs HUB International Fidelity Bonds](https://spot.insure/compare/coverdash-vs-hub-international/fidelity-bonds) - [Coverdash vs Newfront Fidelity Bonds](https://spot.insure/compare/coverdash-vs-newfront/fidelity-bonds) - [Founder Shield vs HUB International Fidelity Bonds](https://spot.insure/compare/foundershield-vs-hub-international/fidelity-bonds) - [Founder Shield vs Newfront Fidelity Bonds](https://spot.insure/compare/foundershield-vs-newfront/fidelity-bonds) ## Sources ### HUB International 1. [About Us](https://www.hubinternational.com/about-us/). HUB International; Opening description; 1998 formation of HUB International Limited; 2022 Insureon acquisition; headquarters and employee/office counts. Accessed 2026-09-16. 2. [Contact Us](https://www.hubinternational.com/contact-us/). HUB International; Business Solutions paths for Commercial Insurance Solutions versus Small Commercial Insurance Solutions via Insureon; office search. Accessed 2026-09-16. 3. [Insurance for Technology Companies](https://www.hubinternational.com/industries/technology-company-insurance/). HUB International; Technology Company Insurance & Risk Management: startup, software, hardware and digital-media introduction; Business Coverage and People Protection lists; technology-client count. Accessed 2026-09-16. 4. [HUB ProEx](https://www.hubinternational.com/products/business-insurance/employment-practices-liability/). HUB International; ProEx Coverages list including Crime / Fidelity under Executive Liability and Financial Institution Bonds under Financial Institutions; Claims & Legal Support section; ProEx premium volume statement. Accessed 2026-09-23. ### Newfront 5. [Business Insurance](https://www.newfront.com/business-insurance). Newfront; Purpose-Built Team; Full Transparency; Streamlined Program Management. Accessed 2026-09-15. 6. [Employee Benefits](https://www.newfront.com/total-rewards). Newfront; Employee Benefits heading; Tailored Solutions; Comprehensive Expertise: Benefits, Global Benefits, Compensation and Retirement. Accessed 2026-09-16. 7. [Newfront Navigator](https://www.newfront.com/navigator). Newfront; Total Access. Real Confidence; Explore What You Can Do in Navigator; product demonstration image. Accessed 2026-09-15. 8. [WTW Completes Acquisition Of Newfront](https://investors.wtwco.com/news-releases/news-release-details/wtw-completes-acquisition-newfront). WTW; 27 January 2026 release; completion announcement and allocation of Business Insurance and Total Rewards to WTW segments. Accessed 2026-09-15. 9. [Executive Risk](https://www.newfront.com/executive-risk). Newfront; Key Coverages to Protect Your Business: Fidelity and Crime; Here for the Long Run: Private Companies and Public statistics; Industry-Leading Technology. Accessed 2026-09-23. ### Fidelity Bonds Guide 10. [Glossary of Insurance Terms](https://content.naic.org/glossary-insurance-terms). National Association of Insurance Commissioners; Fidelity; Surety Bond. Accessed 2026-09-16. Updated 2026-09-23. Spot, a product of Tools for Enlightenment, publishes this research and works in the commercial insurance market. The comparison applies the same criteria to both providers. [Editorial policy](https://spot.insure/editorial-policy). 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